Name: Consolidated Credit
Rating: 4.9

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Michelle Sibilly-Francis Alexandria, VA

It has been a great company. They help you as much as they can. They talk to your creditor and got your monthly payments down.

4 years ago

Reply from Consolidated Credit

Hi Michelle,
We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check out the Webinars and Seminars section on Consolidated Credit's website.

Nov. 1st, 2021

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Winely J Rota Charlotte, NC

It was a very nice experience all over Themis years they help me not to have a bad credit experience!!! So for that thank you

5 years ago

Reply from Consolidated Credit

Hi Winely,

We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check out the Webinars and Seminars section on Consolidated Credit's website.

Oct. 18th, 2021

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Sayde Roughton Kansas City, MO

Very nice, answered all my questions and i can call anytime i am curious. They make sure i dont feel alone in the struggle.

5 years ago

Reply from Consolidated Credit

Hi Sayde,
Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

Oct. 14th, 2021

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Tara Harman

Helping to bring down my debt quickly! Noticed a small drop in my credit score but it's recovered completely and increased after only a few months

5 years ago Edited February 26, 2024

Reply from Consolidated Credit

Welcome aboard Tara! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Sep. 13th, 2021

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Daniel Sharlow Albany, NY

5 years ago

Reply from Consolidated Credit

Congratulations on the successful completion of your debt management program Daniel! We’re glad we could help! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers!

We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe to Consolidated Credit's channel. We’re constantly adding new videos that can help you become more financially savvy.

Aug. 20th, 2021

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Melissa Alcorta Tucson, AZ

I recently lost my job and was not sure if I could consolidate all my debt. The rep was very polite and respectful and was able to help me.

5 years ago

Reply from Consolidated Credit

Welcome aboard Melissa! Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future. We appreciate you and wish you the very best.

Aug. 20th, 2021

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Mark Epstein Gouldsboro, PA

Tatianna was very helpful and easy to understand. She answered all of our questions and made the conversation very professional.

5 years ago

Reply from Consolidated Credit

Hi Mark,
Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

Aug. 12th, 2021

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Laurie Langdon Kendallville, IN

Consolidated credit helped me when I was at the lowest point in my financial life and now I'm thriving. Thank you from the bottom of my heart.

5 years ago

Reply from Consolidated Credit

Hi Laurie,
Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on Consolidated Credit's website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Jul. 27th, 2021

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Dell Beck Crystal Lake, IL

They handled all of my debt into one monthly payment with the knowledge to help me achieve zero debt in the best way posssible

5 years ago

Reply from Consolidated Credit

Dear Dell,
Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on Consolidated Credit's website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Jun. 16th, 2021

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Bryan Hepler Colorado Springs, CO

Excellent to work with so far, getting started was pretty easy and everyone i have spoken to has been very accommodating.

5 years ago

Reply from Consolidated Credit

Welcome aboard Bryan. Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Jun. 3rd, 2021

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Wendy Trillo Charleston, WV

I am just getting started with the program and I already feel like I can breath a little easier. I see a light at the end of a long, dark tunnel!!

5 years ago

Reply from Consolidated Credit

Welcome aboard Wendy! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

May. 6th, 2021

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Brenda ,

I'm a new client so far its been good. Every customer service representative I have spoken with has been kind and helpful when addressing my concerns.

5 years ago

Reply from Consolidated Credit

Welcome aboard Brenda! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Dec. 22nd, 2020

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Wilson Salt Lake City, UT

The people are so helpful and considerate when we call. They are also very knowledgeable about our issues and give straight answers. Thank you.

5 years ago

Reply from Consolidated Credit

Hi Wilson,
Thanks for calling. We’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

Dec. 10th, 2020

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Nana Chicago, IL

I have been enrolled in a settlement program but i dont really understand their procedures. What should i do? Can i change it ?

5 years ago

Reply from Consolidated Credit

Hi Nana,
Thank you for allowing Consolidated Credit to assist you. Since we are a credit counseling organization and offer debt management, not debt settlement, I'm not sure what their policies are. You may want to reach out to them for clarification. Feel free to give us a call at 1-877-201-7780, one of our client services representatives may be able to provide some information. We appreciate you and wish you the very best on your journey out of debt.

Dec. 10th, 2020

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Nicole Wright Killingworth, CT

Tatianna was so helpful and pleasant and I couldn’t have asked for better service!! Thank you so much again, Tatianna!!

5 years ago

Reply from Consolidated Credit

Dear Nicole,

Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on our website. These will help you learn strategies to avoid challenges with debt in the future.

Nov. 24th, 2020

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Karen Moss ,

I appreciate the help and kindness I have received each time I have spoken to someone. You are helping me get out of debt soon.

5 years ago

Reply from Consolidated Credit

Dear Karen,

Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

Nov. 24th, 2020

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Caitlyn Wahiawa, HI

I love how easy they make these, I feel a lot less stressed having my debt with them and them taking charge in helping it be payed off.

5 years ago

Reply from Consolidated Credit

Welcome aboard Caitlyn! Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on our website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Nov. 3rd, 2020

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Jennie Gordon Camas, WA

Easy to work with. I appreciate the guidelines that prohibit me from opening new cards, that's a great reinforcement while paying down my debt!

6 years ago

Reply from Consolidated Credit

Hi Jennie,
Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.

Sep. 23rd, 2020

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Rita Risner Mansfield, OH

They pay your payment, but my creditors are always past due and calling me all the time. I think how much I paying them that they should fix it so that there not late. Never going to get paid off.

6 years ago

Reply from Consolidated Credit

Hi Rita,

Customer service and client satisfaction are of utmost importance to us and so we regret hearing this. Please call us at 1-877-201-7780. One of our client services representatives will be happy to go over your account and look into the matter. We appreciate you. Thank you for allowing us to assist you.

Jul. 7th, 2020

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Tasheka Wright Aurora, IL

Tatiana was very helpful and sympathetic to my concerns of future payments because of a decreased work schedule due to the virus epidemic.

6 years ago

Reply from Consolidated Credit

Hi Tasheka,
Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.

Sep. 23rd, 2020

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sydney12194@yahoo.com Portland, ME

Excellent customer service! I have never had an issue with Consolidated Credit, and they have been so helpful with my debt management.

6 years ago

Reply from Consolidated Credit

Hi sydney12194@yahoo.com,
Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

Sep. 23rd, 2020

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Paula. Ivey Ardmore, TN

Very Good people to talk with .Answered all my questions. Help you with getting your debit in order. Thanks for everything. God. Bless.

6 years ago

Reply from Consolidated Credit

Hi Paula,
We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future.

Mar. 16th, 2020

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Cy Portland, OR

Everyone has been very understanding, informative, compassionate, personable, and helpful. I finally feel hopeful about my financial situation.

6 years ago

Reply from Consolidated Credit

Hi Cy,
We’re happy we could help you find a solution to overcome your challenges with debt!

Nov. 12th, 2020

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Daniel Valles Atlanta, GA

Best support I have ever encounterd. I always feel more confident after call CCS to keep forward achieve my goal to rid myself from all my debt.

6 years ago

Reply from Consolidated Credit

Hi Daniel,
Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center: These will help you learn strategies to avoid challenges with debt in the future.

Jan. 7th, 2020

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Jennifer EILBECK Blythewood, SC

GREAT SERVICE!! GLAD I DECIDED TO CONSOLIDATE MY CREDIT DEBT THROUGH CONSOLIDATED CREDIT. IT HAS CHANGED OUR WAY OF LIVING.

6 years ago

Reply from Consolidated Credit

Hi Jennifer,
Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo: It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Dec. 19th, 2019

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Cheryl Crummett Reading, PA

Everyone I have dealt with so far has been very supportive and compassionate. I actually found speaking with their agents a soothing experience!

6 years ago

Reply from Consolidated Credit

Hi Cheryl, thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

Dec. 19th, 2019

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Galen Gardner, MA

Tatiana was super great 👍she took care of my questions clearly So I could understand my inquire.Thank you again for your service.Galen.

7 years ago

Reply from Consolidated Credit

Hi Galen,
we’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe: We’re constantly adding new videos that can help you become more financially savvy.

Jan. 8th, 2020

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Cristina Marrero, LA

Enrolling to this program was a big help for me. I just have couple months left to be out of debt. Thank you consolidated credit.

7 years ago

Reply from Consolidated Credit

Hi Cristina, we’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out!

Jan. 8th, 2020

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Micheline Savoie Stockton, CA

I am new to this program and I am very happy to have help when I call them. They have been very nice and patient with me.

7 years ago

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NO NAME NO PUBLISH, SO YOU ARE FRAUD TO, I CAN SUE YOU TO FOR STANDING BY CRIMINALS La Mesa, CA

The money I paid Consolidated Credit, $50. per month for 2 years, DID NOT GO TOWARDS MY BANK CARD CREDIT CARD AT ALL. THEY COMMITTED FRAUD. THE MONEY WENT STRAIGHT TO THEM TO FILL THEIR GREEDY POCKETS. AND IM PRETTY SURE THEY WERE SUED BY THE GOVT. I WANT MY MONEY BACK WITH INTEREST! THE WORLD IS A DANGEROUS PLACE. DO NOT UNDERESTIMATE THE POWER AND INTELLIGENCE OF A CONSUMER/CLIENT THAT YOUR COMPANY DEFRAUDED.

7 years ago

Reply from Consolidated Credit

We are sure you do not have the correct organization. Please email with your name and client number to verify that you are a client. You may also call us at 1-877-201-7780.

Sep. 12th, 2019

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Kenneth McWhorter Colbert, GA

All of my questions were answered professionally and the personal that I spoke with exhibited excellent customer service.

7 years ago

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AB Columbia, MD

The representative that I spoke to was great. They knew exactly what to communicate and what questions to ask.. Great Job!!!

7 years ago

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Karen Prospect Heights, IL

Do not trust this company. They give you false information. I got a contract were it states they can consolidate my medical and credit cards. I accepted and signed the contract. Then they said cannot help me with medical Bill's which is why I signed the contract. They still charge to my bank account even when I cancelled the contract the date after. This company steals many. DO NOT TRUST THEM.

7 years ago

Reply from Consolidated Credit

Dear Karen,

After reviewing your account, we found that the payment you are referring to was never actually made and the payment had not gone through. If you are stating that money was withdrawn from your account, please contact Client Services with proof from your bank so we can rectify this error.

Consolidated Credit has been in business for more than 26 years and has helped over 6.5 million Americans get out of high interest rate credit card debt and unsecured debts which include personal loans, signature loans, store credit lines for furniture and electronics and in some cases, payday loans and unpaid medical debts that have gone to collections. Unpaid medical bills may be included on the program, but it’s up to the discretion of the debt collectors and there is no interest charged on these types of accounts so your benefit is solely not having to make a separate payment to them.

Please watch this video: for more information on how a debt management program works and the benefits. We can still help you with your credit card debt if you would like to discuss it with a counselor.

Aug. 28th, 2019

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Charles A Merrill Sr Petersburg, VA

Very personable, Genuine interest in finding solutions, Friendly and courteous.. You come away feeling you have someone in your corner....

7 years ago

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Paige Dallas, TX

The rep was very nice & patient. I could tell she was knowledgeable & broke everything down to where I could understand.

7 years ago

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Kimberly Crumley

Because of how informative they were with me in letting me know what my options are and all the support i am gitting from them ions

7 years ago

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Michael Norfolk, MA

Consolidated credit has helped me get my credit card debt in check and finances back on track. They continue to help me on a regular basis.

7 years ago

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Matthew Carlson Saint Joseph, MI

I would leave 0 stars if I could but sense I can't, FDR gets 1 star by default. First off this program ruined my credit score. Dropped over 100 points in less than 3 months. If you are not behind on payments already, DO NOT USE THIS PROGRAM!!!!!!! This is literally the only thing that kept me and my wife from getting our first home. Not only has it ruined my credit score, it has also ruined my marriage. Worst thing I have ever done I have ever done in my life.

7 years ago

Reply from Consolidated Credit

Hi Matthew, We think you have the wrong company. We are not FDR. Here at Consolidated Credit we help clients get out of high interest rate credit card debt. Because clients are making consistent and timely payments on their credit cards, they usually report a boost to their credit score which enables them to qualify more easily for credit. We invite you to read some of these success stories here:

We’re sorry to hear of your financial and marital woes and wish you the very best in your financial and personal life. Best wishes on your journey out of debt.

Apr. 10th, 2019

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Kristin Quandt Vernonia, OR

They know their business and were very easy to work with. Gave me a comfort level about my debt and abolishing it that I haven't had for a long time.

7 years ago

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Suzanne Hinesburg, VT

Tatiana answered all my questions respectfully and clearly. Two qualities that I value most through this difficult process.

7 years ago

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Sherry Welland Hiram, GA

My initial impression, very informative and easy to understand. I choose this company because of their ratings and reviews.

7 years ago

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Tammi Eastling Berlin, WI

They have been nothing but exceptional in helping me through this whole process. Love everyone there. Very helpful and informative.

7 years ago

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Susan Middleton El Paso, TX

Consolidated Credit has been so helpful and they are very professional and friendly whenever I have called in for assistance. I highly recommend.

8 years ago

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Brooke Ferguson North Hollywood, CA

I was very disappointed. Reaching out for something like this is already a big step and was embarrassing. The woman I spoke to made me feel as if I was an inconvenience to her and was of no help. I really don’t think I would want to work with this company due to this experience. She was supposed to call me back in regards to my account and never did.

8 years ago

Reply from Consolidated Credit

Dear Brooke,
We endeavor to uplift and help people get out of debt and so we deeply regret that you were made to feel that way. We will look into the matter and will use your testimonial as training/retraining material to ensure that our customer service representatives deliver the very best service at all times. Please email the name of the representative you spoke with. We agree that it takes courage to reach out for help. We’d like to put you in touch with a Senior Counselor for advice if you also email us your phone number. We’d love to help you achieve your goal but if you decide otherwise we understand and wish you well in all of your endeavors.

Sep. 4th, 2018

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Eddie D Thornhill Kennewick, WA

Tatiana was outstanding and I have a good understanding of your services and feel very good about my finances and credit moving forward! Well done!

8 years ago

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Joshua Young Louisville, TN

Erika was a huge help in easing all my worries. She answered every question and explained everything very well. She made this process be more comfortable and less stressful.

8 years ago

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Shirley Govea Winston-Salem, NC

Brian was very helpful. He guided me and helped with the info I need to add a new account and also changed of personal information.

8 years ago

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Robert Fargo, ND

All your staff has great communication skills and are very courteous, helpful and professional. I am extremely grateful for your helpfulness.

8 years ago

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Pat Collett Cheyenne, WY

I would recommend this company to anyone. I am almost done and have had no complaints about the service or people I have delt with.

8 years ago

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Navin Deonarine Pompano Beach, FL

All customer service agents have been friendly and extremely helpful with taking care of an issues or concerns that I have had.

8 years ago