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Superior Debt Relief

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LAST UPDATED: July 21st, 2022

Note: As of 2022, we are not sure if this company is still operating. We can't find much information about it online, nor can we verify it has a working website.

Since 1998, Superior Debt Relief has helped customers settle debts as an alternative to bankruptcy. Although the company requires clients to have at least $10,000 in debt, it aims to get those debts settled in 12 to 36 months. However, Superior Debt Relief is only available in nine states.

Top Ranked Companies


The Good

  • Experience and Accreditation
  • Positive Reviews
  • Free Consultation
  • Resolution Time

Experience and Accreditation

Superior Debt has been in business longer than most competitors, which allows clients to take advantage of the long-established relationships between SDR and their creditors to get better rates. Furthermore, SDR is accredited with the IAPDA.

Positive Reviews

Its customers report high satisfaction levels based on reviews and reports from this site and others. In particular, clients often highlight appreciation for the knowledgeable, attentive, and understanding customer service staff. Many reviewers expressed appreciation for their debt counselor's role in helping them to reshape their financial habits on an ongoing basis.

Review Icon

Customer Review: Lisa [February 18, 2016]

"Superior Debt Relief is awesome! I was over $40,000 in debt and felt I would never pay my charge cards off. . . . They evaluated my situation and set up a repayment plan that was easier for me to manage. Within 3 years I was done and debt free! They kept me informed every step of the way and made this process bearable! Thank you Dee and everyone who worked on my case!!!"

Free Consultation

To help consumers determine how the company can help and what it can achieve, Superior Debt Relief offers a free consultation. This shows that the company is willing to discuss its services and how it may or may not be able to help a potential client in settling debt.

Resolution Time

Superior Debt resolves most debt in 12 to 36 months. 


The Bad

  • Missing Accreditations
  • Limited Availability
  • High Minimum Debt Requirement

Missing Accreditations

Superior Debt lacks an AFCC accreditation, while many competitors are accredited by both the AFCC and IAPDA. Along with the missing AFCC accreditation, the company makes no mention of being in compliance with FTC rules and regulations.

Limited Availability

The biggest concern for most potential customers is availability; SDR is only available in 9 states.

High Minimum Debt Requirement

In order to access Superior Debt's services, consumers must owe at least $10,000 or more, which is higher than the industry average.


The Bottom Line

While Superior Debt Relief has an average price point and a few industry accreditations, the company has been in business for a long time and its customer reviews have been consistently favorable. We recommend calling Superior Debt if you owe more than $10,000 and live in its service area. For those owing less or living elsewhere, we recommend working with another company.

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94 Reviews

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Patrick Grand Rapids, MI

I was not crazy about the idea regarding debt settlement and I'm very happy that I found the right company to work with me on all my debt settlement proposals. I went through a very rough divorce several years back and with my child support payments and high credit card payments I had to do something. Even though bankruptcy was an option, my income was too high for a Chapter 7 and a Chapter 13 budget plan did not make much sense to me either as I did not have $1,800.00 upfront to get an attorney and I thought that my chances of repairing my credit would be better without a bankruptcy hanging over me. At any rate my accounts would have to be settled one way or another and I needed help. The only downfall is that I would not have Bankruptcy protection when doing my best to settle with my creditors. I contacted Superior and we came up with a goal and a monthly payment plan to start settling my credit accounts. This worked well for me and it took me approximately 24 months to settle 5 accounts. I am now starting to establish better a credit rating and put more money in the bank. Life had its financial challenges for me and I am so happy that I went with Superior. They are professional, friendly and are always on the look out for their clients. I want to thank the team at Superior. Those who started working with me from the consultation, to the negotiators and legal team. I especially want to thank Marie C. for getting me through this as well. There was a light at the end of the tunnel when I didn't see it at first. I'm in a better place in my life financially. I must say that it feels really nice and I wish I would have started the process a lot sooner.

9 years ago

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George Hillman North Andover, MA

Superior Debt Relief Have been a client of the firm for over two years and really appreciate their professional respect and treatment provided by them in their line of business. Would strongly recommend that an individual or family in a similar financial situation engage the professionals at Superior Debt Relief for assistance in personal financial resolve.

8 years ago

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TM Oil City, PA

Unforseen circumstances left me $35,000 in debt and unable to work with the credit card companies by myself. Superior Debt and Dee Galla helped me get rid of my debt and in a timely manner. They let you know up front approximately how long it will take and put you on a payment schedule. About 2 years later and at a 51% savings, I am debt free! I couldn't have done that on my own! Superior Debt was a lifesaver for me!

8 years ago

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tom ritari Bamberg, SC

Superior debt co. was tremendous. They handled our account extremely well and eliminated our debt efficiently. We are still in the process but they told us straight up front that it would take three years and we are right on schedule to accomplish this. I would highly recommend this co. for those in a similar situation as we were. $85,000 in debt.

8 years ago

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Patrick Transue Cumming, GA

I am very pleased with the service provided by Les, Bailey, and Cindy. Though we were not able to finish out the last obligation I had, I am happy with the payment plan arranged with the collection co. The personal and professional experience I was given was second to none. I would highly recommend Superior to anyone having to go through this type of difficult situation. Thanks again to all, Patrick Transue

9 years ago

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karen Neiberger Littleton, CO

We really appreciated the way Superior Debt Service took care of us when we consolidated our debts. Marie kept in touch with us and let us know when a creditor worked things out with them. We would certainly recommend Superior Debt to anyone who is having trouble paying their credit accounts.

8 years ago

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Beth Meadville, PA

My representative always answered my questions and helped me through the process. There was never a hidden agenda and all program principles were presented in an upfront manner. They were even able to help me find that an unauthorized account had been opened in my name that was harming my credit.

8 years ago

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Brian Columbus, GA

It's a tough thing going through consolidation, but they are a great company to work with. They're understanding when other life situations arise and also transparent about how things are progressing. They always call you back and you're always speaking to the same person. Glad we chose them.

8 years ago

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Elizabeth Gibbs Casper, WY

Superior debt has really helped me out with my credit cards. I will have them paid off much sooner than I could have trying to do it by myself. They have been so helpful any time I had questions. I have told people about what I'm doing and hopefully some will do the same.

8 years ago

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Wendy Lugo Clinton, MD

We are very happy with Superior Debt service. The officials in charge of our case were very professional and they communicated with us often. We completed the program in three years and we are happy to say we are debt free.

8 years ago


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Christina Sutu-Wallar Concord, CA

I reached out to superior debt relief sometime ago when I wanted some assistance consolidating debt. They answered all my questions, and it was never hard to get a hold of somebody, and I never felt pressured or rushed; they gave me time to think things over which I appreciated, and ultimately they were able to help me get out of my debt.

2 years ago

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Rita Superior, AZ

Super Debt Relief helped put me back on track with their debt services. They were very personable, helpful and easy to work with. I would recommend this company.

8 years ago

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Shawn Owings Mills, MD

The process was exact and well defined. The service reps were very informative, and did an excellent job of walking me through each step.

8 years ago

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Lee Lilley Chapel Hill, NC

Everything they did was what they said they would do. Everyone was very kind and I would use them again.

8 years ago

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Hugo Marion-Landais Wilmington, NC

Great service. Punctual calls and great follow up when needed.

8 years ago