Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 39 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 39 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

We'll Introduce You!

Call our recommended rep over at Freedom Debt Relief below.

1-(855) 491-1073

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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12,597 Reviews

Review Breakdown

5 star
81%
4 star
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3 star
3%
2 star
1%
1 star
2%

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tilli

April 29th, 2017 West Henrietta, NY

Larry was a lot help for me thank you verry match ef i net help again i call him tilli

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KIm McClanahan

April 28th, 2017

Lloyd was the most kind and understanding man I every spoke with in my time of need. He deserves a 20 not a 10. I look forward to speaking again with him in the future.

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Joseph

April 28th, 2017 Piscataway, NJ

Kim M was so professional in handling my case - information, answering questions, providing advice and assistance. I have always been skeptical of such debt relief businesses and programs and clicked on the link from Credit Karma just for the fun of it. However after my phone conversation with Kim, I think i am in very safe hands and am prepared to change my perception of such businesses.

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Gayle Erdman

April 27th, 2017 San Diego, CA

My "GUY" Larry Foster, is ABSOLUTELY AMAZING! He has been soooooo nice and gets back to me within minutes of my reaching out to him. He ALWAYS tries to help me even if he does not think he can, he still takes the challenge. I couldn't be happier in dealing with such a yucky situation to be with someone that truly understands. HE IS THE BEST!! Thank you, Larry for everything!! All the best, Gayle E.

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Chris teen Pennant

April 27th, 2017

Very happy with ease of navigating the process

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Bernice

April 26th, 2017

My agent Angelica was honest, up front with every step, she made my experience calming, and she did not look down on me. Angelica made me feel like I new day a fresh start!. Thank you Angelica for listening, and coming up with a solution to my problem. Thanks

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Debbie Galler

April 26th, 2017

Signing up was fast and easy. Larry was very helpful and polite.

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pat jaques

April 25th, 2017

Everyone I spoke to was polite, courteous, helpful & professional.

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ronald e robeck

April 25th, 2017

Nothing has happened yet. I've only been in the program for two months and I don't anything can happen until more money is in my account.

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Kristen Kalamaras

April 24th, 2017

Working with Joshua made this much easier than I had hoped. He was kind, professional and understanding of my issues.

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Kristen, We are very happy to see your feedback. We are proud Joshua further assisted you with any questions or concerns you had and we will continue to demonstrate this same service through your graduation. Financial freedom is coming your way soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kris

April 24th, 2017

My representative was informative and really understood my events that have taken place. I think if you are really serious of going about getting your financial together this would be a good option.

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dukecrmc

April 24th, 2017 Fort White, FL

Call your creditors and negotiate your own settlements.with fdr and 1099 rate you can do better by helping yourself. and your credit score wont go down as mush with using FDR.

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Cheryl Waugh

April 21st, 2017

The literally saved me from a debtor's breakdown !! I was out of options, in debt from paying for college. Proud to say I graduated but was deep in debt from using my credit cards to pay for it. I talked to Jim and he immediately put me at ease and made me feel such relief. I was extremely hesitant but I'm so happy to say it was the best decision I ever made !!

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Veronica Ufoegbune

April 15th, 2017

Rashawn Curry is a Rock Star!!! Absolute Professional and Knowledgeable-Exemplary Service!

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Tracey L. WIlson

April 15th, 2017

My experience with my debt counselor, Mr. Gregory S was more than I expected and more than I hoped for. He immediately put me at ease and removed all of my concerns and fears about this process. I realize the greatest compliment you can pay someone is to refer them business and it will be my privilege to recommend Mr. S to my family and friends. My future looks bright thanks to him. Thanking you once again.

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Tracey, Thank you very much or your review. We are so glad Gregory assisted you with all of your concerns. We are very happy to take control of your accounts and we are counting down the days until you are debt free. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Rich Toro

April 15th, 2017 Mesquite, NV

Very professional, courteous and responsive.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you for your review, Rich. We strive for excellent customer service and professionalism at Freedom Debt Relief and we are happy to hear about your wonderful experience. The light at the end of the tunnel is coming soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jody M Mullins

April 5th, 2017

Nothing ever gets done like they say it will!

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Karen Painter

April 5th, 2017 Morganfield, KY

After signing with this company I became very weary of the way the business was run however they continued to assure me they could help me but I just needed to hang in there until they had enough time to get contracts with each if my debtors then I would see a bug difference and. Is I am glad I did because it has finally started to pay off. The best advice I could give to any future. clients is that these people know what they are doing so listen to them, they can and truely will help you.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you, Karen, for your review. We are so glad you stuck with Freedom Debt Relief because we are happy to negotiate and resolve your accounts. Our program does not happen overnight and we are so proud you saw success. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Patricia Lahoda

April 5th, 2017

Have been very helpful so far with my debt solution.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you, Patricia, for posting your feedback. Freedom Debt Relief is very pleased to negotiate and resolve all of your accounts. We will continue care about you and we are confident you have a bright future ahead of you. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Rosalyn Best

April 5th, 2017 Tampa, FL

I have been extremely pleased with the guidance and instructions that I received from your staff. It has not been difficult for me to get debt resolved and my transition into your program has made my financial life much easier and less stressful that I ever expected.

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Rosalyn, Thank you very much for sharing your review. We are overjoyed to hear about your experience so far and we are very glad our program has been beneficial. We are happy to give you the peace of mind you deserve! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Cindy Babisz

April 5th, 2017 Troy, MI

I can't explain the happiness involved with this agreement. It is a weight off my shoulders during a difficult time. Name of organization couldn't be more appropriate! Freedom and Relief! Thank you!

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Cindy, Thank you very much for your wonderful feedback. We are so glad to take control of your debt and provide you will financial freedom. You will soon see great savings on every account! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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LR

April 5th, 2017 Mcallen, TX

FDR has been extremely helpful during this very stressful time. I am able to pay off my debt on a different schedule that helps me financially. I couldn't be happier with the work that FDR and it's employees have done for me!

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Reply from Freedom Debt Relief

Jan 21, 2019

We appreciate your positive feedback, LR. We want to assist you in every way we can and we are glad to eliminate some of the stress that comes with debt. Keep up the excellent work, financial freedom is coming soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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C. Cunningham

April 3rd, 2017 Doyle, TN

So relieved to have someone on my side that is actually doing what we agreed on. Thank you again for all your dedication.

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Reply from Freedom Debt Relief

Jan 21, 2019

We appreciate you sharing your review. We are very happy to take some of the extra weight off your shoulders and to eliminate your debt. We have your best interest in mind and we are looking forward to your graduation. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Tammy Etzel

March 29th, 2017 Fairmont, WV

Freedom Debt has been such a help to me. I did not know where to turn and am so happy I chose FDR. I have just recently made my first settlement and am on my way to being debt free. Such a great feeling. Thank you FDR!! Tammy E

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you very much for posting your review, Tammy. We are very glad to help you with your accounts and you definitely made the best decision by becoming debt free. Success is coming your way soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Heather Chang

March 27th, 2017 Hixson, TN

Greg was really great!!!! Honestly was very detailed went over and answered all my questions. I'm excited to get into a better place with my money!!!

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Heather, Thank you for sharing your review. We are very glad Greg was able to further assist you and answer any questions or concerns you had. We are looking forward to you accomplishing financial freedom. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Maria Azucena

March 23rd, 2017

I was so happy that they were for real, although there was a doubt at first ,but after they were able to helped me with 4 of my accounts wow I said to myself .They were true to their words.Thank you very much!!! God bless everyone.

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Jasmin dal

March 20th, 2017

Raymond is fantastic! His knowledge, understanding and compassion made me feel valued and not judged. Very, very thankful.

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Linda Yockey

March 20th, 2017 Rapid City, SD

Thanks to FDR I can see the light at the end of the tunnel. I will recommend FDR to anyone who comes to me with financial difficulties and is looking for an alternative to bankruptcy. FDR associates are very professional and respectful and answered all my questions. Thank you FDR.

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Reply from Freedom Debt Relief

Jan 21, 2019

Great review, Linda. We absolutely love resolving your accounts and we will continue to demonstrate world-class customer service and professionalism. We would love to see you recommend our program to your friends and family! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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sandy lee

March 14th, 2017 Montebello, CA

They charge you 25% of total debts froe reducing your debts but you might settle by 40-50% of your debts with immdiate payment. It means you still need to pay 65% of your debt.

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Peter Hastings

March 9th, 2017 Gloversville, NY

So far, Freedom Debt Relief has done what they said they would do.

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Peter, We appreciate your feedback. At Freedom Debt Relief we do our best to provide you with significant savings on every account. We are looking forward to seeing your success in becoming debt free! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Charles Dickinson

March 9th, 2017

Still getting some notifications from creditors about payments, so not sure if they have reached out to you yet. Always very prompt is answering questions. Thank youl

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Charles, We appreciate your honest review. We will do our best to negotiate and resolve your accounts in a very timely manner. We will continue to answer any questions or concerns you have and we are confident you will become debt free soon. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Ora Russell Jr.

March 3rd, 2017 Clarksville, TN

My experience with Gregory S was very good. Everything was handled very professional. I was very satisfied working with Mr. S. He explained everything in detail and answered all my questions and concerns I had. Thank you Mr. S

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you for your review, Ora. We are very happy you have had a great experience so far and we are thrilled Gregory answered all of your questions and concerns thoroughly. We want you to be comfortable with your debt resolution option and we are confident you will see fantastic results. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Eddie Carter

March 1st, 2017 Mobile, AL

I was NOT happy with Freedom Debt Relief & I will NEVER use them again. I was under the impression that they were taking the $$ I sent them & negotiating with my creditors. They were simply holding onto the money & putting a small percentage into an "account" for me, which they intended to offer the creditors as a settlement once I had defaulted past the point of the return. My score suffered several points & FDR had never even contacted anyone - they just pocketed my money. I do NOT recommend these people.

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Gracie

February 21st, 2017 Las Vegas, NV

It was a great experience and received options right away! I started with strees free already in less than 24 hours!! Thank you so very much Greg S

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Reply from Freedom Debt Relief

Jan 16, 2019

We love your feedback, Gracie. We are very happy to hear you have had a wonderful experience so far and we are so pleased to ease your mind while you become debt free. Keep up the great work! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kathleen Stanford

February 21st, 2017 Raymore, MO

Greg made a very difficult situation much easier. This was a very hard decision to make and Greg walked me through it step by step. I would definitely recommend to anyone.

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Reply from Freedom Debt Relief

Jan 16, 2019

We love your feedback, Kathleen. We are so proud Greg further assisted you while enrolling into Freedom Debt Relief because we want you to become debt free. We have your best interest in mind and we would love to see you recommend our program to your friends and family. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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tracy brown

February 20th, 2017

nasty bunch of people at least the ones which I have had to interact with........all very polite, but it ends there........they refuse to reply to feed back mail or do not care to reply, months go by that you pay them a huge percentage of your monthly income, but YOU did sign up for that is there position......when you are attempting to re-arrange your monthly payment to FDR trying to get a dollar about, you know, something a little lower........there position you signed up for this and now it is what it is.........if you are not satisfied then cancel/terminate your deal with them.......and with that you may or may not receive your thousands of dollars which you faithfully put into your dedicated account to pay off your bills........they take it all in and thus far never pay any out..........or for that matter never so much as contacted your creditors with the information that FDR will be to go to company to get them a fair and reasonable timely settlement ...........zip, nada, nothing, and because FDR refused to, or simply did not contact my creditors, the amount origionally owed to them may have increased 25-30 percent with the late fees and penatlys which they have added, not to mention that my credit score in 6-7 months went from 800 to 550.........at the moment I could not buy a taco on credit......and the credit I did have, was terminated by them........and thus thanks to me getting myself into this situation, yea like I deserved this heart attack, or my HVAC at my home was destroyed by normal wear and tear and age, and the un insured driver sans license to legally drive smashed in my a truck stopped at a red light, bla bla bla my problems, which I attempted to get a reverse mortgage on my home, but no help there either, my place is valued at less than $50 thousand which is the minimum, and so ....... enter FDR taking over my problems and then months of them providing no leadership or communication with my creditors.......or with me...........maybe I will get my money returned and maybe I wont............FDR has got me at a huge disadvantage at the moment.........

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Irvin A

February 16th, 2017 Kingston, TN

I signed up today and i feel better already. Chris S was so helpful and understanding. He was professional and explained everything to me. He was very patient with me.

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Lorena Kruse

February 15th, 2017 Billings, MT

I have had a wonderful experience. taken care of well and they answer all my questions. Great to work with and would recommend them to anyone.

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Reply from Freedom Debt Relief

Jan 16, 2019

We love your feedback, Lorena. We are so proud of your fantastic experience with Freedom Debt Relief and we would love to see you recommend our program to your friends and family. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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James Auten

February 13th, 2017

Rebecca was very nice and extremely helpful. It was a pleasure dealing with her.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you for your review, James. We are happy to hear Rebecca was able to further assist you and provide you with excellent customer service. We will continue to demonstrate the same service through your graduation. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Steven C.

February 13th, 2017

At first I was skeptical that something like this would work to help resolve my debt, but not even a year into the program over half my accounts have been settled! What a great company to work with!!

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Reply from Freedom Debt Relief

Jan 16, 2019

Thank you very much Steven, for your review. We understand the journey to become debt free may not always be easy and we are thrilled you have already seen outstanding results. Keep up the great work, success is coming your way soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Fideliz Sayas

February 13th, 2017

Very professional ,helpful - best word to describe is "excellent "staff member ( Mr Peter S).

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Reply from Freedom Debt Relief

Jan 16, 2019

Hello Fideliz, Thank you for sharing your feedback. At Freedom Debt Relief, we strive to provide all of our clients with the utmost customer service and professionalism and we are thrilled to hear of your positive experience. We are looking forward to you obtaining financial freedom. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jody G

February 11th, 2017 Houston, TX

Sounded great, but not as promised. Great salesman, but disappeared after FINALLY (way longer then expected) another department settled my debt. One company filed against us, which he said "never hsppens", and we were threatened to have to appear in court. Thank GOD they work with a law firm, and I recommend you pay the $12 or so a month with them. I settled 2 cards myself, and they took the savings credit! They tell you they start working on your account right away, but truth is, you have to start putting your bimonthly huge payments into a trust account. Then, they have to wait months for you to first, fall very delinquent on every account, so like a minimum of 3 to 6 months, and then, they tell you when you ask why they have not settled anything yet, that you do not have enough in your trust account for them to settle some of the larger accounts! In the end they offer you a Consolplus loan, "if you qualify, " meaning I guess none of your auto drafts were returned. Catch is its at like 22% and they t we ll you it wipes them sll out at once and speeds the process. Worst part, I was told they'd tell me how to fix my credit report to accurately show the accounts were settled, so paid In full. Nobody could answer that after it was all done. Then my eager to help salesman never returned another email. Biggest regret ever. I have talked to others since then, and should've contacted creditors myself, or used another company. TERRIBLE, more stressful than original bills. Why try money back after its all been done, your credit is almost 200 points lower, and you wouldn't be able to pay agreed settlements without them? Where Do You Go then???

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Mary deleveaux

February 8th, 2017 Houston, TX

Freedom debt relief is the greatest so for they are helping get rid of my debts, and when I call they answers my question so I can understand it, Thank you freedom debt relief

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Reply from Freedom Debt Relief

Jan 16, 2019

We appreciate your review, Mary. We are so glad to eliminate your debt and to give you the peace of mind you deserve. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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William Bordzuk

February 8th, 2017

I am extremely happy with the service that Freedom Debt Relief has given my debt issues. They handle my case very professionally and answer my questions and tell me my options. Thank you, all.

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Reply from Freedom Debt Relief

Jan 16, 2019

We greatly appreciate you taking the time to write us a great review, William! Rest assured, our team is committed to helping you throughout every stage of your debt-free journey. Also, should you have any questions or concerns, please don't hesitate to contact client services, simply call (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Alisa Smith

February 8th, 2017 Vero Beach, FL

From the beginning Freedom has made me feel that I chose the right way to handle my debt. Very helpful and understanding my situation and giving me hope that there is a light at the end of a very long tunnel. The process of becoming debt free was explained in depth and they are always available to answer any questions or concerns I may have. I would highly recommend their service to any of those that need help getting back on track.

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Alisa, Thank you very much for your positive review. We are so happy to hear you have had a great experience from the time you enrolled in Freedom Debt Relief. We are glad to assist you with your accounts and we will continue to support you through your graduation. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jennifer

February 6th, 2017

Services were explained precisely and any questions that came up were, and I'm sure that will come up are, conviently a phone call away and answered qucikly.

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Reply from Freedom Debt Relief

Jan 16, 2019

Thank you for your great review, Jennifer! We're pleased to know that you're well informed of your program and should you have any questions along the way, please don't hesitate to contact our client services team. They can be reached at (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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John Lopez

February 6th, 2017 Santa Barbara, CA

Excellent help with finances takes the worry out of your life not to mention the high interest rates!

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Harvey Hein

February 1st, 2017 Denver, CO

About six months ago I had the pleasure of talking to Lauraine D. at that time I was recovering from surgery and she wished me a quick recovery and that she would check back with me. Lauraine did just that about five times each asking me how my health was and not so much about the program. I told her that I have more surgeries to do and that I was not going to do this at this time. she said let me give you my number in case you change your mind and again wished me the best with my medical problems. Well a few months went by and I was ready to go forward with the plan. But you guessed it I could not find her number so I looked at other programs out their but I kept thinking about Lauraine and how she made me feel like she really cared about me. So I have my whole family tare the house apart and still we could not find her number. So I'm at the point that I'm going to do a program with a different company. I had to pick up my mouse pad and you guessed it right there in plan sight was Larraine's phone number so I called her and shared this story with her and now you have had chance to hear it for yourself. Oh by the way I know for sure I have to have at least two more surgeries. Lauraine said she would check in with me as I go and have them done. Thank you Lauraine

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Reply from Freedom Debt Relief

Jan 15, 2019

We love to hear that you had a great experience with our wonderful representative Lauraine. We will be happy to pass on the kudos, Harvey and we hope that you're moving forward positively and are healing from your surgeries. Also, should you have any questions or concerns, please don't hesitate to contact client services at (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Carmen Rodriguez

February 1st, 2017 Bronx, NY

Have to say I had one of the best representative yesterday when I inquired about the Freedom debt relief. She was so thorough and explained everything so clearly. Mrs. Sherry C was so helpful to me. Really was able to help me with my situation and I'm so thankful. Thank you so much for your help and guiding me through this so smoothly.

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Reply from Freedom Debt Relief

Jan 15, 2019

We consider ourselves lucky to have great agents like Sherry and we're thrilled to hear that you had a wonderful experience with her, Carmen! Don't forget, we have a top tier client services team that is always ready to answer your questions or concerns. To reach them, simply call (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Jackie Volz

February 1st, 2017 Cedar Rapids, IA

At first I had my doubts, but I decided to try with Freedom Debt Relief. Am I ever so glad I did. I am very very happy with my choice. People are wonderful to work with. They helped me through every little detail and made sure I had all my debtors together and now I am so less stress about my finances and collectors. Thank you very much Freedom Debt Relief.

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Reply from Freedom Debt Relief

Jan 08, 2019

We're proud to be on your side, Jackie! We're happy that you chose us to help you put your debt behind you and we're thrilled to know that you're moving forward positively and stress-free! Please don't hesitate to contact us when you have questions or concerns, simply call (800) 655-6303 or log onto . Thank you for being a part of Freedom Debt Relief!