Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 38 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 38 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

User Reviews

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10,721 Reviews

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Mark Gregory Golding
October 4th, 2019 Bartow, FL DETAILS
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You all have been doing a great job to help me get debt free.thank you.

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Reply from Freedom Debt Relief

Oct 05, 2019

Mark, it's our pleasure to be able to assist you in becoming financially free! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Kennedy odzafi
October 4th, 2019 Silver Spring, MD

So far iam please with the service being provided and will recommend you to friends when needed Thank you I pray no more law suit as in the case of American Express Good job so far I greatly appreciate it God bless you

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Reply from Freedom Debt Relief

Mar 09, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or [email protected] should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Claudia
October 4th, 2019 Killeen, TX DETAILS
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Alyssa was very helpful throughout our process

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Reply from Freedom Debt Relief

Oct 05, 2019

Thank you, Claudia, for the outstanding feedback of your loan consultant! We're so happy to bring you satisfaction. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Joel Oquain
October 4th, 2019 Crowley, LA DETAILS
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I am very happy with the whole experience. They work well with you, and are working quickly to help me clear out my debts. I haven't had any problems with this company, I would recommend them, to help get you out of debt.

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Reply from Freedom Debt Relief

Jul 22, 2019

It is our pleasure, Joel, to provide a service that leads you to financial freedom. Thank you for sharing your experiences with us! Please let us know how we can continue to support your debt free journey. Client Services is available 7 days a week to answer any questions that come up along the way. Thank you for being the best part of Freedom Debt Relief!

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lawrence greene
October 4th, 2019 DETAILS
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Freedom debt relief has really done well for me this last year. There have been no alerts of any sort from the creditors and I am really thankful. I hope to keep being patient and working with them until my debts are resolved. Thanks.

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Reply from Freedom Debt Relief

Oct 05, 2019

We enjoy receiving your feedback, Lawrence! As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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kelley
October 3rd, 2019 Birmingham, AL DETAILS
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Best decision I ever made. I am stress free...

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Reply from Freedom Debt Relief

Oct 05, 2019

Hello Kelley, It brings joy to our hearts to hear that this is the best decision you have made. We are pleased to be able to assist you in becoming financially free! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Judy Thomas
October 3rd, 2019 Stockdale, TX DETAILS
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Best thing I ever did haven't had any trouble or being upset about anything

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Reply from Freedom Debt Relief

Oct 05, 2019

Hello Judy, We're proud to know we are providing you with the best possible experience! Our greatest accomplishment is to help clients become debt-free! As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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James Lewis
October 3rd, 2019 Los Lunas, NM DETAILS
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I have been with Freedom Debt Relief for going on 3 years now and they have helped me with my debt . I just pay a monthly sum to FDR and they pay my bills. I am very pleased with the co.

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Reply from Freedom Debt Relief

Oct 05, 2019

Dear James, We appreciate your heartwarming review of our company! It's rewarding to receive such positive feedback from our clients and to know we are making a difference in their life! We're proud of what we do and assisting you in becoming financially free! Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Harold Young
October 3rd, 2019 Gainesville, FL

Thanks for the great job that you have done in helping me to resolve my debt owed,I am thankful to all in advanced.continue doing the great work that you do in helping others as well.

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Reply from Freedom Debt Relief

Oct 05, 2019

Dear Harold, We are grateful to be able to be your debt settlement program and assisting you with financial freedom. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Kevin Gill
October 3rd, 2019 Apache Junction, AZ

Freedom debt relief was very knowledgeable and was able to help with us getting our debt to a manageable level. I recommended them to my friends.

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Reply from Freedom Debt Relief

Oct 05, 2019

Thank you, Kevin, for your unbeatable review of our company and for recommending Freedom Debt Relief! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Rae Poland
October 3rd, 2019 Massillon, OH DETAILS
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They have helped me to finally get out of debt. Such a great company. They really care about you and really want to help you.

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Reply from Freedom Debt Relief

Oct 05, 2019

Thank you, Rae, for the lovely compliments you have provided for our company! We truly care about our clients and we work hard to build a relationship with them so they can be as comfortable as possible while in the program. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Shannon
October 3rd, 2019 Tomah, WI DETAILS
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I have onlt been wirh them a couple of months; but have been pleased wirh what they dobe to help me out of financial debt.

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Reply from Freedom Debt Relief

Oct 05, 2019

Shannon, we're happy to see that your review is positive and that you are pleased with our services. Please consider updating your star rating based on the experience you have had with our company. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Brooks Conover
October 2nd, 2019 Cleburne, TX DETAILS
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Very happy with my first settlement of 35% of my debt.

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Reply from Freedom Debt Relief

Oct 05, 2019

Congratulations, on receiving your first settlement, Brooks! You are one step closer to becoming financially free. As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Terry
October 2nd, 2019 Ozark, MO DETAILS
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There is no incentive to paying off early. I still have $7000 worth of fees I have to pay off and your website does not reflect any dollar amount showing that. The payoff amount is very deceptive I would not recommend using freedom debt relief to anybody. Even the remaining payments does not reflect the fees.

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Reply from Freedom Debt Relief

Oct 04, 2019

Terry, we value your feedback. We would love to go over your program and fees with you. Could you please message us your contact information so we can have a team member reach out to you. Thank you for being a valued Client.

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Candida arias
October 2nd, 2019 Everett, MA

In the beginning I was not sure if they going to work but after a month going to pass I see the work I just feeling so happy and relaxing..! Just love it ..!

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Reply from Freedom Debt Relief

Oct 05, 2019

Dear Candida, We are happy to bring you wonderful results with your accounts and get you to accomplish your goal of financial freedom! As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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charles schilhab
October 2nd, 2019 DETAILS
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When I needed to not make a payment FDR would help me out by not having me make the payment FDR reliazes that I am on a fixed income and works with me very diligently, I would refer them to anybody. They are a great debt relief company.

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Reply from Freedom Debt Relief

Oct 05, 2019

Thank you, Charles, for letting others know how great our program has been for you! We look forward to continuing to assist you. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Roy Cadoree
October 2nd, 2019 Houston, TX DETAILS
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I'm so glad that I picked Freedom Debt Relief to to take care of my business they are so professional courteous and helpful I am glad to be a customer of theirs

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Reply from Freedom Debt Relief

Oct 05, 2019

Dear Roy, We are so happy to receive your positive review and rating! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Dottie
October 2nd, 2019 Orland, CA DETAILS
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FDR has made everything easy for me to get my debt lowered. If I ever have a question every customer service person has been able to answer my concerns.

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Reply from Freedom Debt Relief

Oct 05, 2019

Thank you for your spectacular feedback, Dottie! Our greatest accomplishment is to help clients become debt-free! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Janice Walker
October 2nd, 2019 Calera, OK DETAILS
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I am very pleased with the progress I have made and the staff has been very helpful in helping me to reach my goal.

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Reply from Freedom Debt Relief

Jul 17, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or [email protected] with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Judy Hayden
October 1st, 2019 Corpus Christi, TX DETAILS
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When I first called I was skeptical and really worried about what was going to happen to my credit rating after the whole thing started. I spoke with them several times before I really understood the process. They started taking money out of my account and that that added another layer of nervousness because of the things I have heard about other companies. I quit answering any phone calls that I did not recognize, as I knew it would be the credit card companies calling me. And they did daily leaving me messages. It took a while for anything to happen and that also made me nervous, but I kept tabs on my dashboard and could see what was actually happening. This decreased my stress. Day by day my stress has decreased. Then good news- One of my debts was settled. They are doing what they said and they know who to pay 1st and who to place a strategic hold on. These credit card companies are tough and I am now so happy that I am not having to deal with them myself. I needed help and I just so happened upon then. I thank them, but they still have more work to do, so my life is still in their hands. Keep up the good work.

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Reply from Freedom Debt Relief

Oct 05, 2019

First, we would like to congratulate you on being one step closer to financial freedom, Judy! You made the right decision by trusting us to assist you with your debt and we are excited to continue to assist you through graduation of your debt relief program. As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Dawn Crow
October 1st, 2019 Pinehurst, ID DETAILS
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Freedom debt relief has taken a giant burden off of our shoulders. Without them I'm not sure what we would do Thank you Freedom debt relief you guys rock!! Dawn Crow

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Reply from Freedom Debt Relief

Oct 05, 2019

Dear Dawn, We are happy to be able to provide you a brighter future. We look forward to continuing to assist you and provide you a life-changing experience. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Carol Ann Nuzzo
October 1st, 2019 DETAILS
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Always professional and helpful They answer any questions and concerns I have.

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Reply from Freedom Debt Relief

Oct 05, 2019

Thank you so much, Carol, for your marvelous feedback of Freedom Debt Relief! We're always happy to be able to assist you. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Blessing Enahoro
October 1st, 2019 Brentwood, NY DETAILS
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freedom debt relief made a settlement for me so quickly .

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Reply from Freedom Debt Relief

Oct 05, 2019

We're excited to hear that you have received a settlement so quick. We're are proud to show you results right away. As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Cathy
October 1st, 2019 Burton, OH DETAILS
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They start out great, then communication stops and when you get close to closing out your accounts, they are not truthful. Was making payments on 2 separate accounts. When 1 was closed, all of the sudden I don’t have enough money to start paying off another. Took them so long that I ended up negotiating 2 on my own. Owed 279 on my last card and had 282 in account. Talked to them and was told they would close out my last account and graduate. Next thing I know, they take another 276 after they told me I was done. Had to call again to stop future deposits being taken. Asked if I could get my money back and they said in 2 weeks. 3 months later all my debt is paid and they still have my money. Seems like they purposely take longer to make more money for themselves. You can negotiate your own cards just as easily if you have the patience.

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Reply from Freedom Debt Relief

Oct 01, 2019

We are sorry to hear of your experience, Cathy. We assure you it is not our intention to make things difficult for you. Our team is dedicated to resolving your concerns and will be reaching out to you shortly.

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Jonathan
October 1st, 2019 Arlington, TX

Freedom Debt relief was able to negotiate a deal that I can meet to a month to month basis.

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Reply from Freedom Debt Relief

Oct 05, 2019

Jonathan, we're proud to be able to provide you with a plan at an affordable cost that will help you be free of your debt. As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Basilio Rosales
October 1st, 2019 Newark, CA

My life so much stress free like you wouldn't believe I go to work with no dark cloud over my head ! Thank you so much freedom for this new life.

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Reply from Freedom Debt Relief

Oct 05, 2019

Dear Basilio, We're so happy to hear how much we have helped alleviate the stress you were experiencing. You're off to a strong start and a step closer to becoming debt-free! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Dan
October 1st, 2019 Cologne, MN

Great experience so far, was surprised how fast the first settlement was reached, about 4 months.

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Reply from Freedom Debt Relief

Oct 05, 2019

Dan, we're thrilled to hear that your program is going very well and you are seeing results with your accounts. We will continue to work hard in assisting you in becoming debt-free! As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Karl and Diane
October 1st, 2019 Wade, NC DETAILS
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Very helpful and has been an easy process

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Reply from Freedom Debt Relief

Oct 05, 2019

Greetings Karl & Diane, Thank you for taking the time from your day to review us and provide us an incredible rating! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Tamara
October 1st, 2019 Oak Ridge, TN DETAILS
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Well in the short time I have been with them they have worked with me well. I am struggling with quite alot on my plate and not having worked for 1mth set me back alot. So I am just hoping to get back on track and able to get out of debt sooner rather than later. It is just a struggle.

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Reply from Freedom Debt Relief

Oct 05, 2019

Dear Tamara, We're happy to hear that the program has been working for you thus far. We are excited to see you complete the program successfully! Don't forget to reach out to our wonderful Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Arlene Roe
September 30th, 2019 Tucson, AZ DETAILS
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It has been a wonderful experience and has accomplished more than I imagined it would to help me become Debt Free!! I Recommend Freedom Debt Relief to everyone that is serious about getting out of debt to stay!!

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Reply from Freedom Debt Relief

Oct 02, 2019

Thank you for sharing your positive experience with us, Arlene! Did you know we offer incentives for every successful referral? If you have any further questions or need a more in-depth breakdown please reach out to Client Services via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Marika Csatary
September 30th, 2019 Cleveland, GA DETAILS
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Read the small print. All of it. Ask about fees and unexpected tax problems you may have. Ask to go over the entire contract before signing up

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Reply from Freedom Debt Relief

Oct 05, 2019

Hello Marika, We appreciate your honest review. Keep in mind that we do fully disclose our settlement fees along with possibly receiving a 1099c. In some cases, clients may be required to pay taxes on their forgiven debt, but it is possible to avoid declaring the forgiven debt if a person meets the IRS's definition of liabilities exceeding assets at the time of settlement. Please contact your tax advisor if you have further questions about your taxes. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Cathy F.
September 30th, 2019 Lawrence, MA DETAILS
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Freedom Debt relief was by far the best step I have taken to get myself back on track financially. From day one they assisted and explained to me how the program works. They helped me decide what was the best procedure for my particular situation with a very reasonable monthly payment. It has been the perfect fit for me to get to the ultimate goal of debt relief and peace of mind while also improving my credit score.

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Reply from Freedom Debt Relief

Oct 05, 2019

Thank you, Cathy, for your incredible review of our company! We're pleased to bring you satisfaction. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Joe Guttuso
September 30th, 2019 Boca Raton, FL DETAILS
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Extremely helpful in get my account debt date moved to later date with no problem.

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Reply from Freedom Debt Relief

Oct 05, 2019

Hello Joe, We're happy to hear that we have been able to fulfill your request. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Bruce Tush
September 30th, 2019 Boynton Beach, FL

Always there to help.. I appreciate them...

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Reply from Freedom Debt Relief

Oct 05, 2019

Bruce, it's always a pleasure to be able to assist and provide you with the best possible experience. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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mcq
September 30th, 2019 Sparks, NV DETAILS
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Great service helping me out a bunch. Just need to be patient and all your worries will fall away quicker

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Reply from Freedom Debt Relief

Oct 05, 2019

We value your feedback. Our team understands the process can take some time and appreciate your patience at this time. If you have any questions or concerns, please don't hesitate to contact Client Services. They can be reached at 1-800-655-6303 or via email at [email protected] Thank you for choosing Freedom Debt Relief.

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Patricia Jacobs
September 30th, 2019 Riverside, CA DETAILS
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FDR is doing an excellent job of helping me resolve my debt problems. I have already recommended FDR/NDR to several people. Everyone I have had contact with has been helpful, professional and courteous. I am really looking forward to my graduation next spring.

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Reply from Freedom Debt Relief

Sep 06, 2018

Patricia, thank you for sharing your experience about the program! We're pleased to know that you are satisfied and that you're sending over your referrals to us! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or [email protected] with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Peter
September 30th, 2019

FDR made it very easy to under stand everthing

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Reply from Freedom Debt Relief

Oct 02, 2019

We are glad to hear how easy enrolling was for you, Peter! Our team will be here to guide you along each step you take on your journey to financial success. If you ever have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Edward Velez
September 30th, 2019 Chicopee, MA

Omg FDR are awesome. I must say I was nervous when I was getting phone call but I stayed with the steps FDR gave me, we just close one account and This is just the beginning. FDR you are the best. Everything they said is 100% just follow they lead. And don't give up.

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Reply from Freedom Debt Relief

Oct 02, 2019

We truly appreciate you sharing your experience, Edward! Our team cannot wait to help you achieve your goal of a debt-free future. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or at [email protected] Thank you for choosing Freedom Debt Relief!

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salvatrice sarnelli
September 30th, 2019 Staten Island, NY DETAILS
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very helpful and answers all of your concerns excellent

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Reply from Freedom Debt Relief

Oct 02, 2019

Thank you for your glowing review, Salvatrice! We are glad to hear our services are meeting your needs. Feel free to lean on us and to reach out to Client Services if you ever have any questions, you can call (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Donna
September 30th, 2019 Webster, NY DETAILS
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It has been easy to deal with the employees of the company.

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Reply from Freedom Debt Relief

Oct 02, 2019

We appreciate your review, Donna! Our team will be by your side from the beginning of your journey, to when you achieve your goal of a debt-free future. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or visit your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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THERESE KOCHAN
September 30th, 2019 Pompano Beach, FL

All persons I spoken to have always have been helpful in answering all my questions. Thank all of you for your help.

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Reply from Freedom Debt Relief

Oct 02, 2019

Thank you for sharing your pleasant experience, Therese! Our team will always be here for you. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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arthur coward
September 27th, 2019 Kinder, LA DETAILS
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Very helpful, have had no problem. All looks good. A. C.

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Reply from Freedom Debt Relief

Sep 28, 2019

Thank you for your positive review, Arthur! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Leititia
September 27th, 2019 Little Rock, AR DETAILS
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Upon enrolling in the Freedom Debt Relief program, I was told a settlement wouldn't take place until 4-5 months. I received 2 settlements within the first 2 deposits! Once I committed to the program, there was a heavy weight taken off my shoulders! I had been stressed for months and no hope for any resolution in sight. Financial stress takes a major toll on an individuals mental health and also physical health, both which I experienced. Thank you Freedom Debt Relief for allowing me to see a light at the end of very long tunnel and help re-install confidence and responsibility for a promising future.

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Reply from Freedom Debt Relief

Sep 29, 2019

It's great knowing our program has brought you peace of mind, Leititia! We're excited to resolve your debt and help you achieve financial success. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Mamdouh Asaad
September 27th, 2019 Clearwater, FL

Aaron and all FDR's crow how deal with me on the phone has been very nice, patient and professional. thanks to all of them, they helped me a lot to get it done.

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Reply from Freedom Debt Relief

Sep 28, 2019

We appreciate you sharing your amazing experience with us, Mamdouh! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Elizabeth Moffett
September 27th, 2019 Saucier, MS

Initial contact was good. Adding another creditor was painless. Length of time to get all debts settled is taking longer than I expected.

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Reply from Freedom Debt Relief

Sep 28, 2019

We value your honest feedback, Elizabeth! We're excited to start negotiating your debt. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Debbie Cantwell
September 27th, 2019 Oldsmar, FL

Within 4 months I’ve gotten 2 settlements! I know I couldn’t have done that on my own.

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Reply from Freedom Debt Relief

Sep 29, 2019

We're so glad to hear about your success in our program, Debbie! Keep up the great work! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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KENYA M CUTCHIN
September 27th, 2019 St Louis, MO DETAILS
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I was treated professionally. Quick responses from the representatives.

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Reply from Freedom Debt Relief

Sep 29, 2019

We appreciate your positive review, Kenya! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Consyance
September 27th, 2019 Floral, AR

It has been good. Very attentive. We feel great relief, and we’ve already settled one acct.

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Reply from Freedom Debt Relief

Sep 29, 2019

We're glad our program has brought you peace of mind, Consyance! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jenny Oliver
September 27th, 2019 Shenandoah, PA DETAILS
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Last week I received my first settlement and I was so happy about this.It seemed so quick to me. I was was just so glad to hear from Freedom .

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Reply from Freedom Debt Relief

Sep 29, 2019

Congratulations on your settlement, Jenny! We're happy to hear you are one step closer to your financial goals. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Timothy R Walker
September 27th, 2019 Ft. Washington, MD DETAILS
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Thanks ...... Although the processing of debt negotiations is long and tedious,I appreciate your hard work and professionalism while this process is at hand. Furthermore I look forward to the day this process reaches its conclusion.

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Reply from Freedom Debt Relief

Sep 29, 2019

Thank you for your positive review, Timothy! We're here to support you every step of the way. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!