US Trust Business Loans and Alternative Capital Funding, operating under the DBA US Trust Credit Repair LLC, boasts an impressive 25 years of combined experience in providing capital funding solutions.
Positioned as a go-to choice for small and medium-sized businesses, the company offers a diverse range of financial products, including business lines of credit, term loans, personal loans, and specialized funding options.
The company's unique approach sets it apart from traditional banks, promising a faster and more accessible lending process.
US Trust Business Loans leverages its 25 years of combined experience to offer an extensive suite of financial products. From business lines of credit to luxury loans and SBA 7(a) loans, the company caters to various business needs, showcasing a depth of financial know-how.
One of the standout features of US Trust is its commitment to expeditious loan processing. While traditional banks often take months, this company pledges to close and fund loans within an impressive 1-5 days. This speed can be a game-changer for businesses in need of quick capital injection.
US Trust prioritizes the security and confidentiality of its clients' information. By utilizing email and DocuSign for all paperwork and contract transactions, the company ensures a safe and secure process.
The direct submission of financial information to vetted funders within US Trust's private lending community adds an extra layer of protection.
Acknowledging the impact of challenges such as COVID-19, US Trust offers A to D credit programs. This demonstrates the company's commitment to assisting businesses that may have faced hardships, providing conditional loan approvals within 24 hours.
The company emphasizes a personalized approach, promising that clients are never just a number. With options for after-hours and weekend appointments, as well as face-to-face or video conferencing meetings, US Trust aims to provide white-glove customer service.
While US Trust Business Loans offers a range of financial products, the minimum criteria for eligibility might be a hurdle for some businesses. Requiring four months in business, a monthly revenue of $25,000 for the last six months, and other specific conditions could limit access for newer or smaller enterprises.
While US Trust offers various repayment types, including daily, weekly, bi-weekly, and monthly options, the duration is capped at 3-36 months. This might not align with the long-term financing needs of certain businesses.
While most loan products are unsecured, it's essential to note that equipment financing and advances are secured by the equipment itself. This could be a potential drawback for businesses that prefer entirely unsecured funding.