The Credit Pros was ranked by Inc. Magazine as one of America's 5,000 fastest growing companies. The company provides services that assist clients with repairing their credit score through the removal of negative, inaccurate items on credit reports. The Credit Pros' staff consists of Certified FICO professionals who provide high-quality credit repair services to all of its clients. The firm claims it is "the company that is fixing America's credit."
Some of the services the business offers at no additional cost include identity theft restoration and insurance, 24/7 client portal access, debt validation letters sent to creditors, pay-per-deletion monthly plans, cease and desist letters sent to collection agencies, and the creation of a one-on-one action plan with a FICO professional. Potential clients should keep in mind that The Credit Pros do not provide credit repair services in these states: California, Georgia, Kansas, Maine, Minnesota, Oregon, and South Carolina.
Not only do The Credit Pros provide a free consultation service with certified FICO professionals to each customer, but the credit repair company also provides unlimited disputes and goodwill letters to creditors at no additional cost to the client. The Credit Pros also promises that each client's information will be protected and kept secure (limited risk of identity theft). In addition to these perks, The Credit Pros has several other features to note, such as:
The Credit Pros provides clients with an online client portal that can be accessed 24/7. In addition, clients have 24/7 access to a case manager. The Credit Pros strive to ensure transparency throughout the credit repair process. Since the company works to get clients' credit scores up, they believe clients should be able to see results at any time of day.
The firm has licensed attorneys on staff, providing a level of expertise to clients' credit cases. Also, the president of The Credit Pros is a Certified FICO Professional. The Credit Pros staff strives to provide quality customer service; they help clients with the deletion of "erroneous credit damage", help clients "set realistic, reachable credit goals", "provide practical, honest credit advice when you need it", etc. The Credit Pros also strive to educate all clients on credit scores as well as credit restoration and provides tools to help clients avoid bad credit in the future.
The Credit Pros has all of their pricing information and plan options on their website for everyone to see. The business offers three different plans for clients to choose from: the Individual Monthly Enrollment plan that costs $119 for enrollment and $119 per month, the Couple Monthly Enrollment plan that costs $279 for enrollment and $159 per month, and the Pay For Results plan that charges $379 per individual and $579 per couple for first payments as well as $100 per deletion of an item per bureau and $150 for public records. All of this can be easily found on The Credit Pros website.
The Credit Pros offer a 100 percent money-back guarantee if they cannot improve a client's credit score within the first 90 days of the client using their repair services. Credit repair results can vary depending on the client's credit score/situation and the removal process. In order to remove negative items, credit repair companies must work with credit bureaus which can be challenging at times. The Credit Pros realize that credit repair results can be unpredictable and have implemented their money-back guarantee for that very reason. The Credit Pros also allow customers to cancel their services at any time with no financial consequences.
In 2012, the Attorney General found The Credit Pros guilty of unlicensed credit repair activity in Idaho. The company was ordered to pay $1,000 in restitution fees. The Credit Pros have since worked on rebuilding reputation, however, there is still an aspect of the company that potential clients may want to consider before signing up:
The Credit Pros does charge a rate of $179 per individual as a setup fee and/or a rate of $279 per couple. The setup prices for the pay-per-deletion option also are high as individuals are charged $379 and couples are charged $579. Overall, This repair company is pricier than many other companies in the credit repair industry.
Unlike many other companies in the credit repair industry, The Credit Pros only provide repair services to certain states. The states that the company does not cover include California, Georgia, Kansas, Maine, Minnesota, Oregon, and South Carolina. Those who are interested in The Credit Pros' services should take this into account.
Call our recommended rep over at The Credit Pros below.
As part of our service, we attempt to partner with all the companies that we review, and may get compensated when you click or call them from our site; however, regardless of any current, past, or future financial arrangements, companies listed on Best Company cannot buy their position, nor do we manipulate or inflate a company's ranking for financial gain. A company’s ranking is based on and calculated by an objective set of ranking criteria, as well as user reviews. For more information on how we rank companies, click here.
All user reviews posted on Best Company are subject to screening and approval. We reserve the right to approve or deny any review posted to this site in accordance with our Review Guidelines. Best Company never suppresses user reviews—unless they are being investigated for authenticity, or if they violate our review guidelines. We encourage anyone who suspects a user review to be fraudulent or intentionally inaccurate to please notify us here.
The Credit Pros are always very helpful and informative. They work with you every step of the way. You can call anytime with questions. Customer service is always excellent!
So far, so good. I’ve been working with Credit Pros for about a month now and things are going well. My score has increased roughly 100 points and I’ve developed a few tips to keep it increasing and better manage my credit. I feel negative items and inquiries are being looked into and that I am on the way towards a more comfortable financial situation!
I am very pleased with my experience with Credit Pros as they were very helpful and explained the services that they offer in initial call. They took the time to listen to my specific case and the goals that I wanted to achieve. The service representative was nice and polite and helped me organize my plan of action and start my road to fixing my credit issues. Credit Pros is a great company and keeps me updated on changes to my credit report. I am very satisfied and recommended it to anyone that would like to repair their credit. Their monthly bank draft ensires that I never miss a payment and is convenient.
The staff have been very helpful. I received emails and phones about my account. and given tips about what to do
Trustful, helpful and easy to understand the process ! They help you step by step and do all of the hard work for you. Highly recommend !
Credit pro staff are so good at what they do really have no issues they're very helpful
The credit pros are great they been helping me get my credit up and been helping me remove all the bad credit there a great all-around .
I've only been with Credit Pros for less than a month with an increase of 16 points to my credit score. This is amazing work, well worth it! I'm extremely excited to rebuild my life with the wonderful work that they provide to their clients. The agents are so professional and honestly it's nice to work with people who actually want to help!
I think customer service is excellent. They have help me alot. I would have never been able to get my credit where it is today if i never made the call. Very glad that i did. So if your having credit issue i would call them.and there not expense at all.
Great customer service and very fast results
TCP helped me increase my score 90 points. More importantly, they helped me understand exactly what i should be doing to improve my positive credit!
It's been all most $1000 spent with cp & nun to show. I've been with the company since January 2018 its now september. Someone from the company called to talk about the program at the end of the conversation I told them to cancel. Now here its September and they telling me they have no record of me doing so. They say 9 item where deleted its been 8 months. I feel bamboozled. Good help is really hard to come by even if u pay for it.
I’m a fan of their work. This is an awesome company overall and I have no issues with them. They were able to get my credit score up more than 100 points within just a few months.
I endorse this service. They went farther than just eliminating negative items but there is so much more to it. They are very experienced and it showed.
My spouse and I started with them in Feb 2018. And I am happy with the commitment they gave us. Their effort put together with the increase in my credit scores made us happy with our choice. We are totally thankful for the results.
We had a collection of phony items appear on our credit reports suddenly, and no matter how much we tried to correct them with the credit bureaus we got no where and nothing changed; They were not deleted: and this was beyond annoying! A good thing we came to the Credit pros when we did. They fixed what we could not.
It's still early but I'm seeing some improvement that I couldn't seem to get on my own. Credit Pro's has completed about 1/3 of the repairs to date. I am happy so far.
I am very optimistic about what lies ahead with Credit Pros. In only a short time I have seen improvement and I tried this game with a lot of other companies with no results.
These guys really do what they say they do. Good service and worth the money. It’s kinda hard to put a price on good credit.
I have been with The Credit Pros for less than 60 days and they have already raised my score 60 points and eliminated several derogatory marks off my credit report I tried to swim through the complexities of a credit myself but it was too difficult. Thank you Credit Pros!
The Credit Pros are the first credit repair company that I felt happy with. They provided excellent service and I was actually able to get them on the phone when I needed them. I begin to see results in the first 30 days and I continued with them and my credit scores continued to raise.
They work fast, when they sent me a text message and email to check my scores I was so excited because my scores went up. They use my name, not a number, they have rounds and my first round I was satisfied with my scores. Now I'm looking forward to my next round, their customer service team is awesome.
I am amazed at what they have done!! They have increased my credit score by 89 points in 3 months and I assume they are not done yet. They also have taught me a lot about my credit. They take my calls and that is all I can hope for after bad experiences in the past Thank you very much Jason at the Credit Pros!!!!
I only was with the company for 2 months and had to stop because of problems with my home however when those problems are resolved, I will re-contact Credit Pros to help me restore my credit. In the short time I worked with them I found them to be efficient and already saw my credit scores rising. Fantastic company.
The credit pros are very aggressive when it comes to getting your credit right and they fight for you. I had several negative reports on my credit report and they are gone now. It all happened within a few months. They got rid of my worst one and are working nonstop at getting rid of the other stuff. Only time will tell but they seem to be working hard and getting the job done.
The Credit Pros help you repair your credit easily so that you won’t have to worry about your credit score anymore.
Educational and very helpful. Its only the second month and my scores are moving up! I am very satisfied with their service.
The credit pro's are great , they do what they say they do and they have already deleted 80% of the bad items on my report, 20% remaining , also my credit score has gone up alot within 2 months, thank you credit pro""s"
This company has delivered on everything they told me before I signed up with them I highly recommend The Credit Pros they are very helpful in every. They got 23 items deleted off my credit in just 2 mos....They also keep you updated with notes through their client portal and they respond to any questions you have promptly.....
I had several items incorrectly reported on my credit report. As promised, Credit Pros had the items successfully deleted. There was an immediate positive effect on my credit score. Thanks, Credit Pros!
My research led me to The Credit Pros because they had been around since 2009 and still had a A BBB rating. It was a good decision. Thanks!
They are awesome! I have been with them since early last year and i love what they have done for me. Keep up the good work
They have gone above and beyond. I've gone to them for both credit repair advice as well as questions regarding what to do about my debt I am very happy with their services.
I would tell anyone to hire Credit Pros to challenge negative stuff. Pure and simple, they really know what they are doing and stand by their guarantees...excellent service!
Many thanks for all the helpful tips. Everyone should contact their office if you have any credit issues. And i promise you that they will not disappoint you.
They are the best with regards to credit restoration. At first I was not sure if the Credit Pros could really help me but after being with this company a little over 45 days, my score has raised and they have just started with my case. I look forward to the completion of my credit file and I do not plan to go backward. As I have learned the hard way that bad credit makes life difficult.
Don’t just take it from me just one of their satisfied customers. I had numerous items erroneously reported on my credit report. As promised, the Credit Pros had these items successfully deleted. There was an immediate positive effect on my credit score. Thanks, Credit Pros!
This march 2018 for me I experienced life changes due to drastic credit improvement. The Credit Pros have aided me in repairing my credit and now I can reduce the interest I pay on my car and maybe even refinance my current home. I really appreciate your work on my case thank you very much!
The service they continually provide for me is truly impressive!! In less than a month, I witness my scores improve in standing and negative items removed. My credit score went up over 60 points in the first month alone! Truly the results alone can certify their effectiveness plus their customer service is awesome. Highly recommended!
If there is a rating that is more than 5 stars i would definitely give it to them as they are far better then Lexington law firm. I know tried Lexington and I got the impression that they where trying milk me for more money . A good thing i found the credit pros when i did they are truly a life saver.
I made the best choice by picking this company for my credit standing issues. What a wonderful feeling to know your credit standing is getting better thanks to their work. They are truly professionally amazing.
This company has done exactly what they said they would do. They have removed negative items from my credit bureau report. I am a couple of months into the process, and compared to other companies I have checked out, and in one case actually tried, the credit pros are fair, efficient, and reasonably priced!
The Credit Pros have made it easy. They have worked hard to get disputed items removed from my credit file. I don't have the time or expertise to do what they do. It seems that the credit bureaus really respond to their input. I've already seen a 50 point jump in my FICO score.
They clarify the proper practices regarding credit repair and showed me the steps taken to aid mend my credit score. And in no time at all the negative items on my report started to disappear one by one! Highly recommended and a great team to work with.
The service that they are currently providing me is very good. I am now currently in the the company for 2 months and Credit Pros helped me restore my credit to its all time high. In the short time with them I found them to be efficient and already saw my credit scores rising.
They gave me an awesome service from the start! Credit pros are no joke! They work fast and improve your credit score in at least 45 days! I was surprised first in seeing my credit score jump in the next 45 days. But in the end i supposed there are still companies out there like them who are really professionals and put weight in honesty and integrity above all.
I didn't expect that my credit score to improve as drastically as it has in such a short amount of time (2 months). I hope that by the time this process is done that at each credit bureau that my score is in the high 700s. 1 down, two more bureaus to go. The shame I used to feel about my score is gone. I even have my first non-secured credit card. I am so proud of myself and all the hard work that the Credit Pros is doing. Keep up the good work!!
First thing is I don’t normally do stuff like this but they definitely deserve it. This is by far the Best Credit repair company that I have ever used and I have tried several through the years. In the first few months the negative Items deleted from my credit report almost blew my mind. Some were past dues that had been paid but remained on my report along with other items that I was too mortified to mention. I can’t wait to see in the next few weeks the things that they are going to do for me. But again from the bottom of my heart thank you very much.
All I can say is that they are serious when they take up your case! They work fast and improve your credit score in the least amount of time possible its mind boggling! I got a kick when I observed that almost half of my negative credit items where corrected in just 2 months.
They are all made up of professionals who are a joy to work with! Coordination with them is a breeze that is was in no way regretful of my decision to join them. They stay on top of your advancement and alert you rapidly in every step of the way. You would not miss anything but you sure will be surprised with their rapid positive work results.