CreditRepair.com focuses on improving members' poor credit by offering several incredibly useful customer resources such as an online dashboard and mobile app. 

The company works with all three major credit bureaus and provides consumers with the following services:

  • A free credit score evaluation along with a recommended solution
  • A free credit report evaluation for all accounts
  • Free access to credit report summaries
  • A personalized, free consultation
  • Credit repair plan options
  • A simple three-step credit repair process

This credit repair company works to dispute any and all inaccurate and unfair negative credit items like late payments and charge offs for all members' credit reports, and its credit repair process generally takes the average member six months to complete. 

Unlike other repair companies, CreditRepair.com's vision is not solely based on one-time repairs. Instead, the company focuses on helping consumers create and maintain future financial well-being. The company provides members with a personal online dashboard and educational credit resources. 

Overall, CreditRepair.com is fairly transparent about their credit repair software and repair services and is known for providing reputable credit repair services and helpful customer service. 

Read on to learn more about the company's repair process and to see verified CreditRepair.com customer reviews

The Good

  • Free Credit Consultation
  • Innovative Technology
  • Small One-Time Fee
  • Credit Repair Speed
  • Online Resources

CreditRepair.com has a significant amount of experience in the credit repair industry in comparison to other credit repair organizations. 

The repair business offers several positive features such as innovative technology and fast credit repair speeds in order to help each client improve their credit situation as efficiently as possible. 

The company states that "on average, past..members have seen 7% of their questionable credit report negatives removed per month."

Advanced credit repair business experience and quick results aren't the only benefits to CreditRepair.com's services. Others include:

Free Credit Consultation

CreditRepair.com offers a free 10-minute credit report consultation that includes a personalized analysis of credit reports from all three major credit reporting agencies. 

The company also offers a free credit score evaluation, credit report summary, and a recommended credit solution to help put members on the path to obtaining a good credit score.

Innovative Technology

CreditRepair.com offers more innovative technology than just an online portal to its credit repair account members. 

The repair service also provides the following: 

  • Online dashboard
  • Credit score tracker
  • Mobile app
  • Text/email alerts
  • Credit monitoring

CreditRepair.com strives to be transparent by keeping members updated on the credit repair process and providing reliable customer service. 

Small One-Time Fee

There is a one-time charge of $14.99 to pull a member's credit report when getting started. This initial fee is much lower than what other credit repair companies charge. 

CreditRepair.com states that there will never be any additional costs or fees when a member's first credit report is pulled.

Credit Repair Speed

According to CreditRepair.com, previous members have seen an average 40-point TransUnion credit score improvement in about four to six months.

In comparison to other companies in the credit repair industry, four months to six is a short amount of time to remove negative items and improve a client's bad credit situation.

Current and past members have also responded well to CreditRepair.com's repair services. In their reviews, they provided that their overall experience with CreditRepair.com was great and that CreditRepair.com improved their credit score quickly, in a matter of just a few months. 

Review Icon

Customer Review: Brian Kniskern from Worcester, Massachusetts

"CreditRepair.com raised my score from 564 to 748 in one year's time. They gave me my financial freedom back."

While results can and will vary per customer and credit situation, several members have commented on CreditRepair.com's quick, positive results in regard to their credit scores.

Online Resources

The repair company offers quite a few helpful and free online resources. These resources include frequently asked questions, customer reviews, and a description of its credit repair process. 

Additionally, the CreditRepair.com website also has a variety of educational resources including a credit repair blog, score estimator, loan center, savings center, and articles related to credit counseling and improvement, debt solutions, disputes, credit history, bureaus, credit card management, identity theft, and more. 

Visit Site

The Bad

  • Lack of Website Information
  • Limited Availability

CreditRepair.com has several great features to its services like its speedy credit repair process, its work ethic with creditors and all three major credit bureaus, and its provided innovative technology. 

However, the credit repair firm does have a few drawbacks and there are some definitive points those who have a low credit score should consider before choosing to work with this credit repair company. 

Lack of Website Information

Some credit repair companies offer a significant amount of information on their websites about the different credit restoration services and credit repair service programs they offer. 

CreditRepair.com, however, only appears to provide limited information for one package/service which goes for a monthly fee of $99.95. 

The company advertises on its website that it offers three credit repair plan options that range from basic to aggressive credit repair. It appears that potential clients must directly contact the company to obtain more information about its credit repair service options.

Limited Availability

CreditRepair.com does not provide credit repair services to Colorado, Georgia, Kansas, Maine, Maryland, Michigan, Minnesota, Mississippi, Ohio, Oregon, South Carolina, and Wisconsin. Those who reside in these states will have to search elsewhere for credit repair assistance. 

The Bottom Line

CreditRepair.com is one of the best companies to help you repair your credit.

Even though it lacks some online information regarding its credit repair service options and does not provide services to a few states, CreditRepair.com's innovative technology and ability to remove negative items like late payments and charge offs in a timely manner, combined with consumer repair reviews, allows members to receive faster, good credit results as well as evaluate their credit 24/7 with a peace of mind. 

The repair business also provides TransUnion credit monitoring as well as email and text alerts to all members. The company does charge an initial fee, however, this setup fee is smaller than what most other credit repair services charge.

The credit restoration company works with all three credit bureaus to dispute negative credit items and offers a free credit report as well as a free credit score evaluation. 

CreditRepair.com provides an online dashboard, mobile app, and a credit score tracker to help you track your progress. The credit restoration company also focuses on customer service by providing real credit solutions that will motivate clients to focus on bettering their credit history and help them to maintain a level of good credit overall. 

If you have bad credit, we highly recommend you choose CreditRepair.com's reputable credit repair services to improve your credit score.

We'll Introduce You!

Call our recommended rep over at CreditRepair.com below.

1-(855) 839-2202

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CreditRepair.com Frequently Asked Questions

How many credit bureaus does CreditRepair.com work with?

There are three major credit bureaus in the United States — Equifax, TransUnion, and Experian. CreditRepair.com works with all three.

How long does CreditRepair.com’s credit repair process take?

Honestly, we can’t say. There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different. That being said, past members have stayed with us for about six months.

Does CreditRepair.com offer a money-back or service guarantee?

We do not. Credit repair just isn’t something that can be guaranteed. What we can guarantee, however, is that we will do everything in our power to help you achieve the credit score you deserve.

How much does it cost to use CreditRepair.com’s credit repair services?

We offer different products and services to match every budget. You can even get a credit evaluation for free. That being said, our most popular service is also our most advanced, which costs $99.95 per month.

How do I know if CreditRepair.com is a legitimate credit repair company?

We chose to call ourselves CreditRepair.com for a reason — because we’re really good at credit repair. We’ve been legitimate players in the credit industry since 1998, and have actively helped people rewrite their credit histories since 2011.

What payment options does CreditRepair.com offer?

We accept all forms of payment, except Discover Card.

How can I track my credit repair progress while using CreditRepair.com’s services?

For the most part, our members monitor their credit repair progress via their personalized dashboard on our website. We also have an app on iOS and Android. Of course, our members are always welcome to call us for updates and more information.

What are the credit repair service options that CreditRepair.com offers?

We offer a variety of service options to support every budget. Our advanced service costs $99.95 per month, with options decreasing in cost from there. We also offer a FREE credit score and evaluation to anyone who calls to learn more.

How does CreditRepair.com’s credit repair process work?

Our proven process can be summarized into three steps. First, we work with our members to identify what items on their credit are unfair, inaccurate, or unsubstantiated. Then, we work with their creditors and the credit bureaus to verify these items. Finally, as we work through each item we identified earlier, we help our members manage their credit wisely.

What do I need to get started with CreditRepair.com?

A bit of information and a phone. Really, that’s it. We encourage interested consumers to give us a call for a free credit evaluation from one of our credit advisors. We’ll show you what’s hurting your score and help you get your credit headed in the right direction.

User Reviews

Star Rating

3.9
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1,225 Reviews

Review Breakdown

5 star
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Zane & Ella’s Life A

June 26th, 2020 Hoffman, NJ DETAILS arrow_drop_down
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Credit repair helped me so much. I recommend them 10000% there has no one ever helped me as much as they did. They removed the worst negative items that everyone said they CANT AND THEY DID IT. I am 750 credit from 550. Thank you guys!! I recommend them.

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Dollfacedollhouse

June 22nd, 2020 Memphis, TN DETAILS arrow_drop_down
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Credit repair helped my credit alot I saw a change within the first 3 months my score increased and things where falling off my credit. The representatives will also give u advise on how to maintain your good credit score.

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ilee Moore

June 15th, 2020 , DETAILS arrow_drop_down
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I didn't think it was working but it is I'm glad i called credit repair.com because if i want to buy me a new car are house i can woohoo

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RICK MAYBURY

June 8th, 2020 Rockport, MA DETAILS arrow_drop_down
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The service did help. Customer service was excellent, sometimes difficult to connect with.

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Cynthia Rodriguez

June 3rd, 2020 , TX DETAILS arrow_drop_down
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I haven’t had great customer service until today. CreditRepair.com has helped me and assist me with all my questions.

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Karen Johnson

June 2nd, 2020 Cleveland, TN DETAILS arrow_drop_down
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Escalation letters to be notarized either were never delayed for long periods, never received, or never sent and needed to be resent. Otherwise they did a very good job!

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Wil clinton

June 2nd, 2020 Egg Harbor City, NJ DETAILS arrow_drop_down
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They removed all that was derogatory on my credit report as they said would happen

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Dauge Morales

June 2nd, 2020 Miami Springs, FL DETAILS arrow_drop_down
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Well they really help me out with my credit, including a couple Bankruptcy that they took them out

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Kristy

June 2nd, 2020 Brooklyn, NY DETAILS arrow_drop_down
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Credit repair handled all of the communication without needing me every time, constant communication via email and updates. Credit repair in general does take time, but in less than a year I was up 100 points and major marks were removed from my credit!

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David Garcia

June 2nd, 2020 Kermit, TX DETAILS arrow_drop_down
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I was able to repair my credit and get on the right track.

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Earl McClora

June 2nd, 2020 Columbia, SC DETAILS arrow_drop_down
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They greatly improved my credit score!!!

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Adrienne

June 1st, 2020 Utica, NY

The gentleman I consulted with was very helpful. He was a true profesional and easy to talk to. I learned so much from him. Thank you!

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Sharee Alexander

May 22nd, 2020 DETAILS arrow_drop_down
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They didn’t bring my score up .I did it myself by paying my bills on time

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Almassri

May 22nd, 2020 DETAILS arrow_drop_down
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Fast and Professionally was the way to get the report

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CLIFF ENG

May 22nd, 2020 DETAILS arrow_drop_down
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IT IS AN EASY WAY TO KEEP AN EYE ON YOUR CREDIT, THEY MAKE IT THE EASIEST WAY POSSIBLE

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Pearly Holland

May 20th, 2020 ,

When I asked about the negative items on my TRW, several have been removed and I very satisfied.

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Austin

May 20th, 2020 Weaverville, NC DETAILS arrow_drop_down
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They have removed a lot of negative items from my credit report. It takes a little bit of time so be patient. But in my experience, they removed a lot of stuff but I didn't have anything actually on my account building credit so it kind of hit a plateau, but that was not because of CreditReport. It may seem a little costly, but it is worth it so give it a try.

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Randolph Slaughter

May 19th, 2020 ,

It’s a wonderful experience working with the staff

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Ash Robinson

May 19th, 2020 DETAILS arrow_drop_down
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They didn’t help to improve my credit. All they did was repeatedly send out disputes for valid accounts.

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Anonymous

May 18th, 2020 DETAILS arrow_drop_down
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1 year almost a 1,000 dollars to a 518 score. Hell for that I could have paid off two companies. It was higher than that before we started.

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Michael Thevar

May 18th, 2020 DETAILS arrow_drop_down
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Poor customer service do not pick calls, we tried to cancel membership they dont respond, they keep sending the same requests for removal without proper communication, they never contacted me on their own even once

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Kirk

May 18th, 2020 DETAILS arrow_drop_down
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False advertisement and knowledge, string you along month to month stating there sending disputes on your behalf but when a dispute is sent out the creditor has up to 60 days to respond but 60 days pass and nothing no response no letter nothing than I call and they say they dont know well send another dispute and wait 60 days, I paid almost a year for three disputes and one got removed and then a week later after it showed removed from Experian it was put back on by the creditor. Called creditreapir, they said they never seen that and then proceeded to tell me they are going to dispute again wait another 60 days. They lied I called trans and Experian and they would tell me there was no open disputes I would call back to credit repair who would say no we sent them. Such a sham, they will lead you and string along and tell you they are very knowledgable in this credit stuff and they attorneys that know all the laws. Again not true, they just send disputes something you can easily dont fall for the we do all the work because we know it all. I reported them for fraud due to them lying about sending out disputes. The one thing they didnt like about was results it's never guaranteed they ate going to get stuff removed, that is true but dont like about sending out disputes and the attorneys you work with. Also fyi they pull fico8 which is your highest reporting score all of which means nothing when it comes to houses, cars and credit cards. I did a refi and creditreapir score showed me 753 but when it was hard pulled from the lender it showed me 690 so I was unable to do my refi because i was under 700 again making it seem like they are doing so much with your score. SHAM BEWARE

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Cynthia Robles

May 18th, 2020 DETAILS arrow_drop_down
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They been very good always answer a question when asked

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Jermaine

May 18th, 2020 DETAILS arrow_drop_down
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They are very very very GOOD there program really really works

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Joyce Berzeny-Ade

May 18th, 2020 DETAILS arrow_drop_down
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they are considerite, thoughtful, cerious!

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Ashley Allen

May 18th, 2020 DETAILS arrow_drop_down
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I was able to call and get advice when needed. And they did excatly what was offered.

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Joe

May 18th, 2020 DETAILS arrow_drop_down
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They keep me well informed,of my credit score

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Mina

May 18th, 2020 DETAILS arrow_drop_down
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I cancelled n got an investigation result n it info hasnt been updated since i m member but yet i received the result

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Barb

May 18th, 2020 DETAILS arrow_drop_down
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This company was very good to me. They always answered the phone and followed me every step of the way.

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Anna Whalen

May 18th, 2020 DETAILS arrow_drop_down
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Really great experience and results. They fixed my credit score from 630 to 760

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ronni simmons

April 29th, 2020 Hurricane, UT DETAILS arrow_drop_down
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Talking to a representative today, and her helping me, made me feel at ease. She lowered my monthly payments and told me Credit Repair could still help. Thank yo C.R. and God bless you

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Rebecca Priest

April 20th, 2020 Atlanta, GA

The best part about my experience with CreditRepair is knowing that I felt I have human access to the answers for all of my questions. Knowing someone is there to guide and help me alleviated a lot of stress. Thanks Credit Repair!

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Sandra Faust

April 10th, 2020 Malden, MA DETAILS arrow_drop_down
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CR has the best customer service representatives, they are always courteous no matter who you speak with no matter what time you call you'll always get exceptional results.

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Amy D

February 25th, 2020 Osceola, IN DETAILS arrow_drop_down
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I have had a life changing experience with using Credit Repair Services. They have continued to clear negative credit history that has been affecting my credit reports, preventing me from having basic things, because I cant make purchases due to my credit. I have the highest credit score of my life, thanks to Credit Repair.com

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Vincent S. Weston

February 24th, 2020 Lodi, NJ DETAILS arrow_drop_down
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Never received any updates or phone calls about my membership all I got was phone calls the emails from companies that I have already knew I owe money to so they really didn't help me very much all they did was have me harassed by companies that I owe money to

history

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Chris

February 24th, 2020 DETAILS arrow_drop_down
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False promises - said they knew my situation around divorce and a joint mortgage but that turned out to be false.

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carol valiante

February 13th, 2020 New Bern, NC DETAILS arrow_drop_down
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They helped me to understand what needed to be done.

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A concerned citizen

February 11th, 2020 Neptune City, NJ DETAILS arrow_drop_down
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It helped me and my credit score!!! My credit had fallen so low and I was desperate for help!

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Eddie Rios

February 5th, 2020 Ogden, UT DETAILS arrow_drop_down
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First rate credit repair services with CreditRepair.com. Tons of useful services to help improve credit ratings. Their service support group gives you the peace of mind that these services are worth it. Great satisfaction in their claims that do come true. Trust in CreditRepair.com and you will see great improvement-I have! Their service people are among the best in the industry-real pros.

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Veronica Redwood

January 28th, 2020 Denver, CO DETAILS arrow_drop_down
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What I like most about credit repair is they did a fantastic job improving my credit unfortunately they were unable to complete My service is because I had to cancel only because I stop working and not because of their service

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William J Singley

January 23rd, 2020 Shermans Dale, PA DETAILS arrow_drop_down
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They did an excellent job.They were understanding, helpful , and did not want to give up when I requested they stop.They were all great to deal with and always had my best interests in mind while working my account.

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Leneay Washington

January 23rd, 2020 Earle, AR DETAILS arrow_drop_down
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Custom Service was trustworthiness for there sevice

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Jazzy

January 16th, 2020 Indianapolis, IN DETAILS arrow_drop_down
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Slow progress with removing items from your credit report. I believe they take their time investigating your items so that they can continue to receive payments from clients

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Brian Kniskern

January 14th, 2020 Worcester, MA DETAILS arrow_drop_down
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Creditrepair.com raised my score from 564 to 748 in one year's time. They gave me my financial freedom back

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Kirsten

January 14th, 2020 New York, NY DETAILS arrow_drop_down
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VERY good experience, all of my QUESTIONS were answered

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Fred

January 14th, 2020 DETAILS arrow_drop_down
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They know what to look for and made the process easy

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Curtis

January 14th, 2020 New York, NY DETAILS arrow_drop_down
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Because they removed more then 32 and the people are very nice when they get to the phone.

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Bobbi C.

January 14th, 2020 DETAILS arrow_drop_down
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Cancelled service but got charged another month.

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Franca

January 10th, 2020 Kenly, NC DETAILS arrow_drop_down
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They have helped me with reports on my credit from disputing an item to seeing my score go up. I'm very satisfied with results of my over all achievements and definitely recommend CreditRepair to anyone who's looking to improve there credit. There name speaks for themselves.

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Jenny

December 30th, 2019 Parkersburg, WV DETAILS arrow_drop_down
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I paid monthly and got no results. The only changes to my credit report were items that expired.