CreditRepair.com

verified
CreditRepair.com Logo

CreditRepair.com

verified
  • 24/7 Credit Monitoring and Alerts
  • No Additional Fees
1-(855) 839-2202

CreditRepair.com focuses on improving members' poor credit by offering several incredibly useful customer resources such as an online dashboard and mobile app. The company works with all three major credit reporting agencies and also provides clients with a free credit score evaluation along with a recommended solution, a free credit report evaluation for all accounts, free access to members' credit report summaries, and a personalized, free consultation.    

CreditRepair.com's vision is not solely based on one-time repairs, but on helping consumers create and maintain future financial well-being. This credit repair company partners with all three major credit bureaus in order to dispute any and all inaccurate and unfair negative items for all members' credit reports. CreditRepair.com is fairly transparent about their credit repair software and repair services.       

The Good

  • Free Credit Consultation
  • Innovative Technology
  • Small One-Time Fee
  • Credit Repair Speed
  • Online Resources

CreditRepair.com has a significant amount of experience in the credit repair industry in comparison to other credit repair organizations. The company offers several positive features such as innovative technology and fast credit repair speeds in order to help each client improve their credit situation as efficiently as possible. The company states that "on average, past..members have seen 7% of their questionable credit report negatives removed per month." But advanced credit repair business experience and quick results aren't the only benefits to CreditRepair.com. Others include:      

Free Credit Consultation

CreditRepair.com offers a free credit report consultation that includes a personalized analyzation of credit reports from all three major credit reporting agencies. The company also offers a free credit score evaluation, credit report summary, and a recommended credit solution to help put members on the path to obtaining a good credit score.  

Innovative Technology

CreditRepair.com offers more innovative technology than just an online portal to its credit repair members. The company's credit repair services include an online dashboard, a credit score tracker, a mobile app, text/email alerts, and credit monitoring, providing clients 24/7 access to see the progress of their credit. CreditRepair.com strives to be transparent by keeping members updated on the credit repair process and providing reliable customer service.

Small One-Time Fee

There is a one-time charge of $14.99 to pull a member's credit report when getting started. This initial fee is much lower than what other credit repair companies charge. CreditRepair.com states there will never be any additional costs or fees when a member's first credit report is pulled. 

Credit Repair Speed

CreditRepair.com states that previous members have seen an average 40 point TransUnion credit score improvement in four months. In comparison to other companies in the credit repair industry, four months is a short amount of time to remove negative items and fix bad credit.

Current and past members have also responded well to CreditRepair.com's repair services. They provided that their overall experience with CreditRepair.com was great and that CreditRepair.com improved their credit score quickly, in a matter of just a few months. While results will vary per member and credit situation, several members have commented on CreditRepair.com's quick, positive results in regard to their credit scores.  

Online Resources

CreditRepair.com offers quite a few helpful and free online resources. These resources include frequently asked questions, customer reviews, and a description of its credit repair process. Additionally, the CreditRepair.com website also has a variety of educational resources including a credit repair blog, score estimator, loan center, savings center, and articles related to credit counseling and improvement, debt solutions, disputes, bureaus, and identity theft.       

Visit Site

The Bad

  • Lack of Options
  • Limited Availability

CreditRepair.com has several great features to its services like its credit repair speed, its work ethic with creditors and all three credit bureaus, and its provided innovative technology. However, CreditRepair.com does have a few drawbacks and there are some definitive points those with poor credit should consider before choosing to work with this credit repair company.

Lack of Options

Some credit repair companies offer a variety of different credit restoration services and credit repair programs which allows members to have a level of flexibility in their choices depending on their credit scores and reports. Unfortunately, CreditRepair.com only offers one package/services for a monthly fee of $99.95. By having one service and price to pay, members' credit repair choices are very limited.

Limited Availability

CreditRepair.com does not provide credit repair services to the following states: Colorado, Georgia, Kansas, Maine, Maryland, Michigan, Minnesota, Mississippi. Ohio, Oregon, South Carolina, and Wisconsin. 

The Bottom Line

CreditRepair.com is one of the best companies to help you repair your credit. Even though it lacks some available options to choose from and does not provide services to a few states, CreditRepair.com's innovative technology and ability to remove negative items in a timely manner, combined with consumer repair reviews, allows members to receive faster, good credit results as well as evaluate their credit 24/7 with a peace of mind. CreditRepair.com also provides TransUnion credit monitoring as well as email and text alerts to all members. The company does charge a setup fee, however, this setup fee is smaller than what most other credit repair services charge. 

The credit restoration company works with all three credit bureaus to dispute negative items and offers a free credit report as well as a free credit score evaluation. CreditRepair.com provides an online dashboard, mobile app, and a credit score tracker to help you track your progress. The credit restoration company also focuses on customer service by providing real credit solutions that will motivate clients to focus on bettering their credit history and help them to maintain a level of good credit overall. If you have bad credit, we highly recommend you choose CreditRepair.com's reputable credit repair services to improve your credit score.

We'll Introduce You!

Call our recommended rep over at CreditRepair.com below.

1-(855) 839-2202

Disclaimer

As part of our service, we attempt to partner with all the companies that we review, and may get compensated when you click or call them from our site; however, regardless of any current, past, or future financial arrangements, companies listed on Best Company cannot buy their position, nor do we manipulate or inflate a company's ranking for financial gain. A company’s ranking is based on and calculated by an objective set of ranking criteria, as well as user reviews. For more information on how we rank companies, click here.

All user reviews posted on Best Company are subject to screening and approval. We reserve the right to approve or deny any review posted to this site in accordance with our Review Guidelines. Best Company never suppresses user reviews—unless they are being investigated for authenticity, or if they violate our review guidelines. We encourage anyone who suspects a user review to be fraudulent or intentionally inaccurate to please notify us here.


User Reviews

Star Rating

3.9
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1,127 Reviews

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B. Upshur
May 20th, 2019 DETAILS
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They helped raise my credit score. I was not able to get a credit card or a personal loan until Credit Repair assisted me.

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Ellen Kontarinis
May 20th, 2019 DETAILS
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Unprofessional, over billed and harassed by employees

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Monica Leyva
May 20th, 2019 DETAILS
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They did an excellent job for me. They were aggressive

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Carola
May 20th, 2019 DETAILS
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They are the worst company I ever worked with. Had to call them all the time to do something. They just want your money that's it. My daughter and I were for 6 month and I did more than they did and my daughter they only got rid off one . Don't hire them .

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James Berg
May 20th, 2019 DETAILS
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They were great at first but then we were just giving them money for very little results. Then charged extra month after cancellation with no results still. So only results in 5 months were what we paid off.

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John Milburn
May 20th, 2019 DETAILS
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they did exactly what they said they would do and were a pleasure to work with

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Lisa owens
May 20th, 2019 DETAILS
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They're doing a good job in helping you.

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Ka
May 20th, 2019 DETAILS
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Paid for 5 months and very minimum results

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Greg
May 20th, 2019 DETAILS
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Very helpful totally changed my my in 15 months. Went from a 525 score to a 760

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Marshay Emanuel
May 20th, 2019 DETAILS
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Everything great they challenged all my credit inquiries allowing them to be revisited and possibly changed

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Anonymous
May 20th, 2019 DETAILS
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I've been with them so,'ve Feburary and my credit score is still the same

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Rica
May 16th, 2019 Long Beach, CA DETAILS
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I wish I could put no stars. I’ve been with them for almost a year and I only had 4 negative items in my account. NOTHING changed. They claim they have customers that have >130 items that they’ve removed but they can’t do anything with my 4 items? I got the maximum, (“aggressive” plan was what they called it) but still no changes. DO NOT WASTE YOUR MONEY ON THIS! I fell for their claims and will probably always regret it!

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Charles
May 14th, 2019 DETAILS
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The service was great until the end when I was told I had a certain day to cancel by without being charged (I was given 2 free months) and when I did cancel before that day I was told I would have a final prorated fee which goes against what I was told earlier.

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Reply from CreditRepair.com

May 14, 2019

Thank you for your feedback Charles.

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Bobby Garcia
May 14th, 2019 DETAILS
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It practice what out preached any questions I had was answered quick and it was really customer based and not just out to get my money

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Arkeyia Cox
May 14th, 2019 DETAILS
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The representative I spoke with made it sound like my credit is repairable and the score would increase. I signed up for 3 months and it went up only 3 points.

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Reply from CreditRepair.com

May 14, 2019

Hello Arkeyia, thank you for your feedback. It can be a frustrating process - as long as it's headed in the right direction.

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Annmarie Schaffner
May 14th, 2019 DETAILS
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Excellent service. Reps always friendly and helpful

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A. Danforth
May 14th, 2019 DETAILS
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Sales rep spin a very good story on how they can raise your credit score by a MINIMUM of 100 points Within 30 days of signing up for their program. Also, they tell you once you have signed up for their program your first payment will be due 30 days after the start date of the program. This is also false, they took the payment 7 days later. In the 5 months that I was with CreditRepair.com, only 1 item was removed from my credit report, and I gained a whole 14 points, all while this company collected close to $500.00 from me for this service.

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Reply from CreditRepair.com

May 14, 2019

Hello A., thank you for your feedback. Please contact us at your convenience so that we can discuss how to best assist you.

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A W
May 14th, 2019 DETAILS
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Had more damage done to my credit score than they helped with every challenge they sent then when attempting to cancel I kept getting told different scripted reasons on why they couldn't do it.

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Reply from CreditRepair.com

May 14, 2019

Hello AW, thank you for your feedback. You can cancel service at any time.

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Rick Stutzman
May 14th, 2019 DETAILS
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While doing business with them and after doing business with them I inquired with other companies and they are doing nothing more than anyone else. To me that is just average.

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Frank
May 14th, 2019 DETAILS
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great service excellent job they did what they promised and delivered thank you .

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Eric Johnson
May 14th, 2019 DETAILS
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83 negative items removed. Good customer service.True to there credit repair practice

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Eddie
May 14th, 2019 DETAILS
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Did nothing for me waste of time and money

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Reply from CreditRepair.com

May 14, 2019

Hello Eddie, thank you for your feedback.

Verified Customer

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Denise Thomas
May 14th, 2019 DETAILS
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took my money and did nothing I did it all

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Reply from CreditRepair.com

May 14, 2019

Thank you Denise, we are glad that you are reaching your credit goals.

Verified Customer

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Denis Maverick
May 14th, 2019 DETAILS
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See no results. I sent all papers, police reports, evidences and my score still poor. I would do better job myself.

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Cole
May 14th, 2019 DETAILS
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It took awhile before anything happened and what i wanted didnt happened at all

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Chelette
May 14th, 2019 DETAILS
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I haven't seen my credit score move in the 2 to 3 months. no activities until I call to cancel the then they want to tell me oh lets check. yes congratulations on tow removal, really u haven't been checking my activity until now , I get lots of letters from the banks telling me no it is right what we have down. And some will ask me to send the ltter from direct from me , my account my information. I dont have the letters repair have that they sent out to my accounts I dont see any changeses in my score. k

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James Hampton
May 14th, 2019 DETAILS
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they told me they were doing things for me but they never did

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Reply from CreditRepair.com

May 14, 2019

Hello James, thank you for your feedback. Please contact us so that we can send you a copy request.

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Jill M.
May 14th, 2019 DETAILS
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They helped some in 6 months but I still have a lot of repair that needs to be done. It's expensive to keep paying for it too long.

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Keyara James
May 14th, 2019 DETAILS
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Bc I had no items left on my account and nobody told me or dropped my $90 payment down for over 5 months it was very shady business

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Melanie L
May 14th, 2019 DETAILS
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Inconsistent Communication from each representative I Spoke with. Representative on the phone advised me to settle my student loan dept. Next rep told me it was a bad idea and basically called me a liar by stating that reps are not supposed to give advise. Never a clear plan set to help fix my credit. Delayed and inconsistent credit postings.

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Reply from CreditRepair.com

May 14, 2019

Hello Melanie, thank you for your feedback.

Verified Customer

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Mitch
May 14th, 2019 DETAILS
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Didn't really help in any way. Also, tried to cancel well before the payment date and they still charged me, claiming I had to cancel before some arbitrary date that had nothing to do with the due date. Predatory company that takes advantage of desperate people who are in a tough spot.

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Reply from CreditRepair.com

May 14, 2019

Thank you for your feedback.

Verified Customer

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Notgivingmyname
May 14th, 2019 DETAILS
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The sales people lead you to believe that they can fix your credit in as little as three months. It's a scam!

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Reply from CreditRepair.com

May 14, 2019

Thank you for your feedback. We are a national credit repair organization - please visit our website at CreditRepair.com

Verified Customer

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PAUL G
May 14th, 2019 DETAILS
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Ease of use, effective results, excellent customer service

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Priscilla
May 14th, 2019 DETAILS
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They didn't help my credit score and charged me after I had already canceled

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Reply from CreditRepair.com

May 14, 2019

Thank you for your feedback. Please contact us at your convenience so that we can explain billing.

Verified Customer

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Preeya Brookins
May 14th, 2019 DETAILS
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A Total waste of time, they only send out letters when its time to collect the monthly fee of 99$. They only deal with Transunion

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Reply from CreditRepair.com

May 14, 2019

Hello Preeya, we work with all three credit bureaus simultaneously, depending upon the program in which you are enrolled. Thank you for your feedback.

Verified Customer

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Robin
May 14th, 2019 DETAILS
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Compassionate and caring customer service people

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sandy hill
May 14th, 2019 DETAILS
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not very good will never get your service again it was a big mistake getting it the first place

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Reply from CreditRepair.com

May 14, 2019

Hello Sandy, thank you for your feedback.

Verified Customer

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Sult
May 14th, 2019 DETAILS
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Didn't help at all, just literally took money from me monthly

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Reply from CreditRepair.com

May 14, 2019

Hello Sult, thank you for your feedback.

Verified Customer

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Sue
May 14th, 2019 DETAILS
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They said they are going to remove negative items And they take over a months to do something so they can take your money

Verified Customer

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TONY A
May 14th, 2019 DETAILS
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Because they really didnt help i got most of all the items removed myself

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Reply from CreditRepair.com

May 14, 2019

Hello , thank you for your feedback. We are listening.

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Pissed customer
May 8th, 2019 Lawton, OK DETAILS
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Wish I can give a 0 star. I’ve been a member for several months and all it did was lower my credit score. I tried cancelling the account and I was on hold for over 30 minutes, after that, somebody finally somebody answered and told them the reason. Guess what .. they hung up on me! Seriously?

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Reply from CreditRepair.com

May 08, 2019

Hello PC, I'm so very sorry you didn't receive the experience you deserve. We hold to the highest standards of customer service, and we apologize for this instance. We appreciate your feedback.

Verified Customer

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Jerry W.
April 22nd, 2019 Manville, NJ DETAILS
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They were just okay. They kind of did what they said they would do but they were very over priced for what they did.

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Dorothy Juergensen
April 22nd, 2019 Murfreesboro, TN DETAILS
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You did what I wanted. Removed negative items.

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Matthew Elijah Bonilla
April 17th, 2019 Wingate, NC DETAILS
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My credit score was in the toilet. I tried to get a new car and they did everything but laugh at me. I was so upset. I tried creditrepair.com, and within a month my score has come up 67 points! I will not stop using this service. From experience I can tell you that although I was skeptical at first, I am now a believer. The associates are awesome, and the system has really made a difference in my credit.

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Kendall
April 15th, 2019 DETAILS
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Only saw one deletion for over a year of service.

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Reply from CreditRepair.com

Apr 16, 2019

Hello Kendall, thank you for your feedback. We understand your frustration, the process can be difficult at times. We are listening and appreciate your review.

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Foday Kaba
April 15th, 2019 DETAILS
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Because they do what they say they will do for short I really appreciate what they did for me.

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Danielle
April 15th, 2019 DETAILS
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They got he job done, but it definitely took too long and communication wasnt great.

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Danielle
April 15th, 2019 DETAILS
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The process was slow and I don't feel like they were moving as fast as they could.

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Reply from CreditRepair.com

Apr 16, 2019

Hello Danielle, thank you for your review. We work to get it done as quickly as possible, but we understand that sometimes it can be slow. Thank you for your feedback.

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Alejandra
April 15th, 2019 DETAILS
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Quick results to my credit score. Worth every penny.

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Rose
April 4th, 2019 Baton Rouge, LA DETAILS
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Gets no stars horrible service charged me early didn’t wanna give a refund

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Reply from CreditRepair.com

Apr 16, 2019

Hello Rose, I'm sorry that you did not receive the service to meet your expectations. Please contact us at your earliest convenience so that we can explain how services and billing work. Have a great 2019!