CreditRepair.com focuses on improving members' poor credit by offering several incredibly useful customer resources such as an online dashboard and mobile app.
The company works with all three major credit bureaus and provides consumers with the following services:
This credit repair company works to dispute any and all inaccurate and unfair negative credit items like late payments and charge offs for all members' credit reports, and its credit repair process generally takes the average member six months to complete.
Unlike other repair companies, CreditRepair.com's vision is not solely based on one-time repairs. Instead, the company focuses on helping consumers create and maintain future financial well-being. The company provides members with a personal online dashboard and educational credit resources.
Overall, CreditRepair.com is fairly transparent about their credit repair software and repair services and is known for providing reputable credit repair services and helpful customer service.
Read on to learn more about the company's repair process and to see verified CreditRepair.com customer reviews.
CreditRepair.com has a significant amount of experience in the credit repair industry in comparison to other credit repair organizations.
The repair business offers several positive features such as innovative technology and fast credit repair speeds in order to help each client improve their credit situation as efficiently as possible.
The company states that "on average, past..members have seen 7% of their questionable credit report negatives removed per month."
Advanced credit repair business experience and quick results aren't the only benefits to CreditRepair.com's services. Others include:
CreditRepair.com offers a free 10-minute credit report consultation that includes a personalized analysis of credit reports from all three major credit reporting agencies.
The company also offers a free credit score evaluation, credit report summary, and a recommended credit solution to help put members on the path to obtaining a good credit score.
CreditRepair.com offers more innovative technology than just an online portal to its credit repair account members.
The repair service also provides the following:
CreditRepair.com strives to be transparent by keeping members updated on the credit repair process and providing reliable customer service.
There is a one-time charge of $14.99 to pull a member's credit report when getting started. This initial fee is much lower than what other credit repair companies charge.
CreditRepair.com states that there will never be any additional costs or fees when a member's first credit report is pulled.
According to CreditRepair.com, previous members have seen an average 40-point TransUnion credit score improvement in about four to six months.
In comparison to other companies in the credit repair industry, four months to six is a short amount of time to remove negative items and improve a client's bad credit situation.
Current and past members have also responded well to CreditRepair.com's repair services. In their reviews, they provided that their overall experience with CreditRepair.com was great and that CreditRepair.com improved their credit score quickly, in a matter of just a few months.
Customer Review: Brian Kniskern from Worcester, Massachusetts
"CreditRepair.com raised my score from 564 to 748 in one year's time. They gave me my financial freedom back."
While results can and will vary per customer and credit situation, several members have commented on CreditRepair.com's quick, positive results in regard to their credit scores.
The repair company offers quite a few helpful and free online resources. These resources include frequently asked questions, customer reviews, and a description of its credit repair process.
Additionally, the CreditRepair.com website also has a variety of educational resources including a credit repair blog, score estimator, loan center, savings center, and articles related to credit counseling and improvement, debt solutions, disputes, credit history, bureaus, credit card management, identity theft, and more.
CreditRepair.com has several great features to its services like its speedy credit repair process, its work ethic with creditors and all three major credit bureaus, and its provided innovative technology.
However, the credit repair firm does have a few drawbacks and there are some definitive points those who have a low credit score should consider before choosing to work with this credit repair company.
Some credit repair companies offer a significant amount of information on their websites about the different credit restoration services and credit repair service programs they offer.
CreditRepair.com, however, only appears to provide limited information for one package/service which goes for a monthly fee of $99.95.
The company advertises on its website that it offers three credit repair plan options that range from basic to aggressive credit repair. It appears that potential clients must directly contact the company to obtain more information about its credit repair service options.
CreditRepair.com does not provide credit repair services to Colorado, Georgia, Kansas, Maine, Maryland, Michigan, Minnesota, Mississippi, Ohio, Oregon, South Carolina, and Wisconsin. Those who reside in these states will have to search elsewhere for credit repair assistance.
Call our recommended rep over at CreditRepair.com below.
CreditRepair.com Frequently Asked Questions
How many credit bureaus does CreditRepair.com work with?
There are three major credit bureaus in the United States — Equifax, TransUnion, and Experian. CreditRepair.com works with all three.
How long does CreditRepair.com’s credit repair process take?
Honestly, we can’t say. There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different. That being said, past members have stayed with us for about six months.
Does CreditRepair.com offer a money-back or service guarantee?
We do not. Credit repair just isn’t something that can be guaranteed. What we can guarantee, however, is that we will do everything in our power to help you achieve the credit score you deserve.
How much does it cost to use CreditRepair.com’s credit repair services?
We offer different products and services to match every budget. You can even get a credit evaluation for free. That being said, our most popular service is also our most advanced, which costs $99.95 per month.
How do I know if CreditRepair.com is a legitimate credit repair company?
We chose to call ourselves CreditRepair.com for a reason — because we’re really good at credit repair. We’ve been legitimate players in the credit industry since 1998, and have actively helped people rewrite their credit histories since 2011.
What payment options does CreditRepair.com offer?
We accept all forms of payment, except Discover Card.
How can I track my credit repair progress while using CreditRepair.com’s services?
For the most part, our members monitor their credit repair progress via their personalized dashboard on our website. We also have an app on iOS and Android. Of course, our members are always welcome to call us for updates and more information.
What are the credit repair service options that CreditRepair.com offers?
We offer a variety of service options to support every budget. Our advanced service costs $99.95 per month, with options decreasing in cost from there. We also offer a FREE credit score and evaluation to anyone who calls to learn more.
How does CreditRepair.com’s credit repair process work?
Our proven process can be summarized into three steps. First, we work with our members to identify what items on their credit are unfair, inaccurate, or unsubstantiated. Then, we work with their creditors and the credit bureaus to verify these items. Finally, as we work through each item we identified earlier, we help our members manage their credit wisely.
What do I need to get started with CreditRepair.com?
A bit of information and a phone. Really, that’s it. We encourage interested consumers to give us a call for a free credit evaluation from one of our credit advisors. We’ll show you what’s hurting your score and help you get your credit headed in the right direction.
Excellent Results for reasonable price. I started with a 665 credit score and several inaccuracies on my credit report. They went to work cleaning up the inaccuracies while I went to work paying off creditors. Together we built my score to 780 and I was recently approved for a $280K home loan at 2.87%.
they did what they promised. They erased all the negativity on my credit help me get my score up
Well in the beginning as they were taking the $99 a month out of my bank account I basically wasn't seeing much done but after about three months a whole lot of things just started changing on my report things that I thought wouldn't even come off so quickly I came with the score of 493 my scores at about 6 and by the end of the month it might be 7 something my brother introduced me to credit repair. Com he left credit repair. Com with a score of eight point something creditrepair.com really works especially when you don't have time to try and do it yourself it can be very annoying let them do the work for you they'll get you where you should be thank you credit repair.com and one more thing I'm not even paying $99 anymore it's down to $24 cuz I basically really don't need them anymore thanks again credit repair
I Called today with some simple questions. My question was are you going to dispute just this one item this month ? My answer i got back was yes. She was unsure of what and when so I closed my account. They must be used to it because the lady on the phone did not care at all. Well there were dogs barking in the back ground so maybe thats why she was in a hurry to get off phone. Worst customer service i have ever had.
Phenomenal results. Fast, Courteous, dependable service. Highly recommended. Five Stars.
50 point jump in score within six months.
Curtis Smith Jr.
They have been prompt on keeping me informed on changes or deletions on my account through emails. When I call I always get someone on the phone. The adviser is detail with the information during the conversation.
The customer service department are knowledgeable and courteous. Credit Repair has proven their obligation to helping the customers improve ratings and scores.
Super easy, best customer service and reasonable price structures!
They are understanding and willing to to work hard for you
I like the credit repair team. While my credit needed too much repair for them to help me, I still appreciate the nice voices and honesty
I began using this repair in 2019 but kept it for just a month or two because creditors began notifying me and I did not see results.
They did what they promised to do and they are always on point with follow ups and communicating with me and letting me know what's going on
Zane & Ella’s Life A
Credit repair helped me so much. I recommend them 10000% there has no one ever helped me as much as they did. They removed the worst negative items that everyone said they CANT AND THEY DID IT. I am 750 credit from 550. Thank you guys!! I recommend them.
Credit repair helped my credit alot I saw a change within the first 3 months my score increased and things where falling off my credit. The representatives will also give u advise on how to maintain your good credit score.
I didn't think it was working but it is I'm glad i called credit repair.com because if i want to buy me a new car are house i can woohoo
The service did help. Customer service was excellent, sometimes difficult to connect with.
I haven’t had great customer service until today. CreditRepair.com has helped me and assist me with all my questions.
Escalation letters to be notarized either were never delayed for long periods, never received, or never sent and needed to be resent. Otherwise they did a very good job!
I was able to repair my credit and get on the right track.
They removed all that was derogatory on my credit report as they said would happen
Credit repair handled all of the communication without needing me every time, constant communication via email and updates. Credit repair in general does take time, but in less than a year I was up 100 points and major marks were removed from my credit!
They greatly improved my credit score!!!
Well they really help me out with my credit, including a couple Bankruptcy that they took them out
The gentleman I consulted with was very helpful. He was a true profesional and easy to talk to. I learned so much from him. Thank you!
IT IS AN EASY WAY TO KEEP AN EYE ON YOUR CREDIT, THEY MAKE IT THE EASIEST WAY POSSIBLE
They didn’t bring my score up .I did it myself by paying my bills on time
Fast and Professionally was the way to get the report
When I asked about the negative items on my TRW, several have been removed and I very satisfied.
They have removed a lot of negative items from my credit report. It takes a little bit of time so be patient. But in my experience, they removed a lot of stuff but I didn't have anything actually on my account building credit so it kind of hit a plateau, but that was not because of CreditReport. It may seem a little costly, but it is worth it so give it a try.
They didn’t help to improve my credit. All they did was repeatedly send out disputes for valid accounts.
It’s a wonderful experience working with the staff
Really great experience and results. They fixed my credit score from 630 to 760
I was able to call and get advice when needed. And they did excatly what was offered.
This company was very good to me. They always answered the phone and followed me every step of the way.
I cancelled n got an investigation result n it info hasnt been updated since i m member but yet i received the result
they are considerite, thoughtful, cerious!
They keep me well informed,of my credit score
False advertisement and knowledge, string you along month to month stating there sending disputes on your behalf but when a dispute is sent out the creditor has up to 60 days to respond but 60 days pass and nothing no response no letter nothing than I call and they say they dont know well send another dispute and wait 60 days, I paid almost a year for three disputes and one got removed and then a week later after it showed removed from Experian it was put back on by the creditor. Called creditreapir, they said they never seen that and then proceeded to tell me they are going to dispute again wait another 60 days. They lied I called trans and Experian and they would tell me there was no open disputes I would call back to credit repair who would say no we sent them. Such a sham, they will lead you and string along and tell you they are very knowledgable in this credit stuff and they attorneys that know all the laws. Again not true, they just send disputes something you can easily dont fall for the we do all the work because we know it all. I reported them for fraud due to them lying about sending out disputes. The one thing they didnt like about was results it's never guaranteed they ate going to get stuff removed, that is true but dont like about sending out disputes and the attorneys you work with. Also fyi they pull fico8 which is your highest reporting score all of which means nothing when it comes to houses, cars and credit cards. I did a refi and creditreapir score showed me 753 but when it was hard pulled from the lender it showed me 690 so I was unable to do my refi because i was under 700 again making it seem like they are doing so much with your score. SHAM BEWARE
1 year almost a 1,000 dollars to a 518 score. Hell for that I could have paid off two companies. It was higher than that before we started.
They been very good always answer a question when asked
Poor customer service do not pick calls, we tried to cancel membership they dont respond, they keep sending the same requests for removal without proper communication, they never contacted me on their own even once
They are very very very GOOD there program really really works
Talking to a representative today, and her helping me, made me feel at ease. She lowered my monthly payments and told me Credit Repair could still help. Thank yo C.R. and God bless you
The best part about my experience with CreditRepair is knowing that I felt I have human access to the answers for all of my questions. Knowing someone is there to guide and help me alleviated a lot of stress. Thanks Credit Repair!
CR has the best customer service representatives, they are always courteous no matter who you speak with no matter what time you call you'll always get exceptional results.
I have had a life changing experience with using Credit Repair Services. They have continued to clear negative credit history that has been affecting my credit reports, preventing me from having basic things, because I cant make purchases due to my credit. I have the highest credit score of my life, thanks to Credit Repair.com
False promises - said they knew my situation around divorce and a joint mortgage but that turned out to be false.
Vincent S. Weston
Never received any updates or phone calls about my membership all I got was phone calls the emails from companies that I have already knew I owe money to so they really didn't help me very much all they did was have me harassed by companies that I owe money to
They helped me to understand what needed to be done.