CreditRepair.com

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CreditRepair.com Logo

CreditRepair.com

verified
  • 24/7 Credit Monitoring and Alerts
  • No Additional Fees
1-(855) 839-2202

CreditRepair.com focuses on improving members' poor credit by offering several incredibly useful customer resources such as an online dashboard and mobile app. The company works with all three major credit reporting agencies and also provides clients with a free credit score evaluation along with a recommended solution, a free credit report evaluation for all accounts, free access to members' credit report summaries, and a personalized, free consultation.    

CreditRepair.com's vision is not solely based on one-time repairs, but on helping consumers create and maintain future financial well-being. This credit repair company partners with all three major credit bureaus in order to dispute any and all inaccurate and unfair negative items for all members' credit reports. CreditRepair.com is fairly transparent about their credit repair software and repair services.       

The Good

  • Free Credit Consultation
  • Innovative Technology
  • Small One-Time Fee
  • Credit Repair Speed
  • Online Resources

CreditRepair.com has a significant amount of experience in the credit repair industry in comparison to other credit repair organizations. The company offers several positive features such as innovative technology and fast credit repair speeds in order to help each client improve their credit situation as efficiently as possible. The company states that "on average, past..members have seen 7% of their questionable credit report negatives removed per month." But advanced credit repair business experience and quick results aren't the only benefits to CreditRepair.com. Others include:      

Free Credit Consultation

CreditRepair.com offers a free credit report consultation that includes a personalized analyzation of credit reports from all three major credit reporting agencies. The company also offers a free credit score evaluation, credit report summary, and a recommended credit solution to help put members on the path to obtaining a good credit score.  

Innovative Technology

CreditRepair.com offers more innovative technology than just an online portal to its credit repair members. The company's credit repair services include an online dashboard, a credit score tracker, a mobile app, text/email alerts, and credit monitoring, providing clients 24/7 access to see the progress of their credit. CreditRepair.com strives to be transparent by keeping members updated on the credit repair process and providing reliable customer service.

Small One-Time Fee

There is a one-time charge of $14.99 to pull a member's credit report when getting started. This initial fee is much lower than what other credit repair companies charge. CreditRepair.com states there will never be any additional costs or fees when a member's first credit report is pulled. 

Credit Repair Speed

CreditRepair.com states that previous members have seen an average 40 point TransUnion credit score improvement in four months. In comparison to other companies in the credit repair industry, four months is a short amount of time to remove negative items and fix bad credit.

Current and past members have also responded well to CreditRepair.com's repair services. They provided that their overall experience with CreditRepair.com was great and that CreditRepair.com improved their credit score quickly, in a matter of just a few months. While results will vary per member and credit situation, several members have commented on CreditRepair.com's quick, positive results in regard to their credit scores.  

Online Resources

CreditRepair.com offers quite a few helpful and free online resources. These resources include frequently asked questions, customer reviews, and a description of its credit repair process. Additionally, the CreditRepair.com website also has a variety of educational resources including a credit repair blog, score estimator, loan center, savings center, and articles related to credit counseling and improvement, debt solutions, disputes, bureaus, and identity theft.       

Visit Site

The Bad

  • Lack of Options
  • Limited Availability

CreditRepair.com has several great features to its services like its credit repair speed, its work ethic with creditors and all three credit bureaus, and its provided innovative technology. However, CreditRepair.com does have a few drawbacks and there are some definitive points those with poor credit should consider before choosing to work with this credit repair company.

Lack of Options

Some credit repair companies offer a variety of different credit restoration services and credit repair programs which allows members to have a level of flexibility in their choices depending on their credit scores and reports. Unfortunately, CreditRepair.com only offers one package/services for a monthly fee of $99.95. By having one service and price to pay, members' credit repair choices are very limited.

Limited Availability

CreditRepair.com does not provide credit repair services to the following states: Colorado, Georgia, Kansas, Maine, Maryland, Michigan, Minnesota, Mississippi. Ohio, Oregon, South Carolina, and Wisconsin. 

The Bottom Line

CreditRepair.com is one of the best companies to help you repair your credit. Even though it lacks some available options to choose from and does not provide services to a few states, CreditRepair.com's innovative technology and ability to remove negative items in a timely manner, combined with consumer repair reviews, allows members to receive faster, good credit results as well as evaluate their credit 24/7 with a peace of mind. CreditRepair.com also provides TransUnion credit monitoring as well as email and text alerts to all members. The company does charge a setup fee, however, this setup fee is smaller than what most other credit repair services charge. 

The credit restoration company works with all three credit bureaus to dispute negative items and offers a free credit report as well as a free credit score evaluation. CreditRepair.com provides an online dashboard, mobile app, and a credit score tracker to help you track your progress. The credit restoration company also focuses on customer service by providing real credit solutions that will motivate clients to focus on bettering their credit history and help them to maintain a level of good credit overall. If you have bad credit, we highly recommend you choose CreditRepair.com's reputable credit repair services to improve your credit score.

We'll Introduce You!

Call our recommended rep over at CreditRepair.com below.

1-(855) 839-2202

Disclaimer

As part of our service, we attempt to partner with all the companies that we review, and may get compensated when you click or call them from our site; however, regardless of any current, past, or future financial arrangements, companies listed on Best Company cannot buy their position, nor do we manipulate or inflate a company's ranking for financial gain. A company’s ranking is based on and calculated by an objective set of ranking criteria, as well as user reviews. For more information on how we rank companies, click here.

All user reviews posted on Best Company are subject to screening and approval. We reserve the right to approve or deny any review posted to this site in accordance with our Review Guidelines. Best Company never suppresses user reviews—unless they are being investigated for authenticity, or if they violate our review guidelines. We encourage anyone who suspects a user review to be fraudulent or intentionally inaccurate to please notify us here.


User Reviews

3.9

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1075 Reviews

Your trust is our top priority, so we check all reviews for accuracy and relevance. Additionally, we do not allow companies to alter or remove reviews. Learn more

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Julie
March 18th, 2019 DETAILS
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They helped but I felt like they didn't do enough to clear my credit

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Jesse
March 18th, 2019 DETAILS
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In 3 months they did andolutely nothing for me. I did more in 1 day with 2 phone calls and 1 online dispute to each of the credit bureaus than they ever could do.

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A Francois
March 18th, 2019 DETAILS
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Prompt, responsive, professional service

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Roberto
March 18th, 2019 DETAILS
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They were always quick with action and professional with their advice.

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Susan Bell
March 13th, 2019 North Richland Hills, TX DETAILS
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Did not make enough difference on credit score as promised plus they did not cancel when I asked, I had to wait another month.

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Michelle
March 13th, 2019 Devils Lake, ND DETAILS
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Tkhey were professional, efficient, and got right to work and did not waste time in repairing my credit.

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Karl
March 13th, 2019 Macungie, PA DETAILS
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Brought my credit from nothing to 700s dod a great job

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Brenna
March 13th, 2019 Massena, NY DETAILS
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Everything was easy and very self-explanitory

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Nay
March 13th, 2019 New London, CT DETAILS
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Takes too long to see results and you end up paying a lot before you see any real changes . Also trying to cancel this service is beyond annoying no matter how many times you tell them you want to cancel they try to make you stay instead of just listening to what you're asking for .

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Mrs Bizzy
March 13th, 2019 North Brunswick, NJ DETAILS
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I found them to be knowledgeable and helpful. Very effective. I would recommend CreditRepair.com with the highest marks.

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Adam P
March 11th, 2019 Massapequa Park, NY DETAILS
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Company is incompetent, all tell a different story, lie, deceive, and do nothing you cannot do yourself. Complete scam and WASTE OF MONEY!!!!!!!

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Reply from CreditRepair.com

Mar 12, 2019

Hello Adam P, thank you for your input. We're sorry that you did not experience the service you expected. We wish you the best for your credit goals!

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Willie Bell Sublet Jr
March 1st, 2019 Red Oak, TX DETAILS
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Very professional and great listeners. They help me the first week and or continuing to get my credit up. The website is very clear and If you get lost they won't make you feel like a small. I am very happy for there services and I believe you will be to.

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Trentin C Bergeron
February 26th, 2019 DETAILS
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They do EXACTLY what they say they do. I was extremely grateful and satisfied.

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Stephanie
February 26th, 2019 DETAILS
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Did not provide good service continued to charge my account after I closed it.

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Reply from CreditRepair.com

Mar 01, 2019

Hello Stephanie, thank you for your review! I'm sorry you had this experience with a final invoice. Best wishes for your credit goals for 2019!

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Patrick Pichon
February 26th, 2019 DETAILS
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After 2 years of paying money my credit never got better than it did in the first 6 months

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Brandin Robbins
February 20th, 2019 DETAILS
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They can inform customers a little better with the progression of what they're paying for.

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Reply from CreditRepair.com

Feb 20, 2019

Hello Brandin, thank you for your valuable feedback! We are listening and always looking for ways to improve. Thank you for choosing our company!

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Anonymous
February 20th, 2019 DETAILS
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Get things done credit score goes up in a relatively short period of time

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Rick Groll
February 20th, 2019 DETAILS
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They did their job and it got excellent results

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Don long
February 20th, 2019 DETAILS
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They help me get my score to what i needed

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Laura Young
February 20th, 2019 DETAILS
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Customer service in that Jennifer and Crystal were very helpful, caring and friendly to me with my questions and needs.

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James
February 20th, 2019 DETAILS
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Accomplished absolutely nothing over a period of 7 months, except increasing credit score because of disputes. Once the disputes were removed for a mortgage, the scores dropped back down.

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Reply from CreditRepair.com

Feb 20, 2019

Hello James, thank you for your feedback. We know it can be frustrating when so many factors can affect your credit score. Thank you for choosing our service and we wish you the best year for your credit goals.

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S.N.O.
February 20th, 2019 DETAILS
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The items that fell off of my report were due to them reaching the 7-year mark, not due to Credit Repair.com's efforts in most cases. And, they make THE CUSTOMER call THEM every month they want to escalate an item, but as a customer paying per month, customers should not have to call. It is only good business practice and WHAT WE ARE PAYING THEM FOR for them to escalate items' removal. At the very least, they could reach out to us each month to review our accounts and discuss what we want to escalate next, if anything. Then, to make it worse, the wait times to speak with a rep ANYTIME are in excess of 30 minutes, and I have waited for 55 minutes or more on more than one occasion. Who has time to do that every month???!!! They don't provide a service worth the fee they charge. Some of the smaller companies who put more dedicated effort into their clients accounts are much better.

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Reply from CreditRepair.com

Feb 20, 2019

Hello SNO, thank you for your review. We are always working to improve our performance and your feedback is very beneficial.

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Danny
February 20th, 2019 DETAILS
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They were great with helping my explain my credit report

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Gregg G
February 20th, 2019 DETAILS
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Great customer service. Service worth investing into

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W.macayettey
February 20th, 2019 DETAILS
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Very slow on removals when trying to bette r yourself I was with them for over 2 yr

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Reply from CreditRepair.com

Feb 20, 2019

Hello, thank you for your feedback. We appreciate your time with us and your review. We have options for escalation. Please contact us at your convenience so that we can discuss options with you.

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Bossy
February 20th, 2019 DETAILS
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They didn't do what was promised. They tell you one thing and do another and when u call back it's something different

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Reply from CreditRepair.com

Feb 20, 2019

Hello Bossy, thank you for your feedback. We are constantly improving our service and apologize that your experience was not what you had expected.

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Shondell Griffin
February 20th, 2019 DETAILS
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Within the first 3 months my score went up close to or over 100pts now my score is over 800

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Manny Ramirez
February 20th, 2019 DETAILS
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They claim to help to be able to help with credit collectors, they are not able to talk to the collection agency.

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Reply from CreditRepair.com

Feb 20, 2019

Hello Manny, thank you for your feedback! We appreciate your review. You can access the challenge process on the education section of our website. Best wishes for your credit goals!

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Sandra Thompson
February 20th, 2019 DETAILS
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My credit changed and greatly improved I have a credit score to be proud of thank you

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Genine Campbell
February 20th, 2019 DETAILS
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The employees are not knowledgeable about what they are selling or even doing. Even thing they say they basically have to read it from a book. If you ask a question about credit or how u are affected they have no idea on how to answer the question.

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Reply from CreditRepair.com

Feb 20, 2019

Hello Genine, thank you for your feedback. I'm sorry this has been your experience, as our agents undergo a rigorous training program.

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Gwendolyn David
February 20th, 2019 DETAILS
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Very knowledge able professional courteous

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Terrance
February 20th, 2019 DETAILS
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Because I had the hardest time getting rid of Sallie Mae on my credit report for the longest time with credit repair. I went with someone else, and it was removed in 2 months!

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Reply from CreditRepair.com

Feb 20, 2019

Hello Terrance, thank you for your review. We are glad that you are achieving your credit goals!

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William H Horton
February 20th, 2019 DETAILS
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Although the cost was a little more than I expected the results were good.

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Selia Turner (Linyard)
February 20th, 2019 DETAILS
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They do a great job. My credit scores were in the low 500 and when I stopped using them it was upper 600s. I'd still be using them but I'm a single mom and can't afford anything extra right now.They work with you on billing and the agents are super nice.

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Candan Ergun
February 20th, 2019 DETAILS
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There not doing what they said nothing changed my credit scores

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Reply from CreditRepair.com

Feb 20, 2019

Hello Candan, thank you for your feedback. I'm sorry that you didn't experience better results. Please contact us at your convenience so that we can go over options with you.

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Anonymous
February 20th, 2019 DETAILS
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The time it takes to see results, our one charge off that was paid in full was the main reason we hired them and we still have it on our report today

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Reply from CreditRepair.com

Feb 20, 2019

Hello Anonymous, we understand how frustrating this can be, especially when creditors are very stubborn. Persistence is key and we hope that you keep striving for your credit goals.

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James
February 20th, 2019 DETAILS
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Great service and results. Always answer the phone and give prompt responses

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Michael Markham
February 20th, 2019 DETAILS
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I got great results and credit score improved 100 points

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Derek 90057
February 20th, 2019 DETAILS
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I feel that they are not that effective in getting reports removed

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Reply from CreditRepair.com

Feb 20, 2019

Hello Derek, thank you for your feedback. We do have options for escalation if you are experiencing slow removals. Please contact us at your convenience to discuss available options.

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Arora2
February 20th, 2019 DETAILS
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Amazing, fast and really easy to cancel when we didn't need it anymore

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User71789
February 20th, 2019 DETAILS
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Their services are adequate but their business practices and costs are huge roadblocks to helping the customers who need it most.

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Reply from CreditRepair.com

Feb 20, 2019

Hello User,71789, thank you for your feedback. We now offer a variety of programs that might be more suited to your needs. Please contact us at your convenience. Thank you for your review!

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Verified Customer

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Kevin P.
February 20th, 2019 DETAILS
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They were extremely helpful improving my credit score from Poor to Excellent in 3 months! I was kept informed as to all issues or actions taken pertaining to my credit. GREAT SERVICE!

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Tacara rubell
February 20th, 2019 DETAILS
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They almost deleted everything on my account.e

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Veronica McClaurin
February 11th, 2019 Chicago, IL DETAILS
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My credit score increased a great deal. The customer service reps are knowledgeable and pleasant.

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Marco
February 11th, 2019 Yorktown Heights, NY DETAILS
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my score went to 580 to 720 within 1 year of subscribing to credit repair.com

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Suzanne
February 11th, 2019 Brooksville, FL DETAILS
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Good feedback good information good advice

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Pam
February 11th, 2019 Redding, CA DETAILS
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I saw an ad on tv I called and my credit was in the toilet they worked with me and the credit reports people and within 6 months to a year my credit was back up to where it should be. I would recommend Credit Repair highly they certainly stepped up for me.

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Jon brown
February 11th, 2019 Bethlehem, PA DETAILS
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There where no deletions from my file and the customer service was horrible , they had no answers for me ! Hows that ......

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Reply from CreditRepair.com

Feb 12, 2019

Hello Jon, thank you for your review. We are sorry that you didn't get the service you expected. We are doing our best to improve in all areas!

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Laura Ellis
February 11th, 2019 Lexington, NC DETAILS
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Paid for 3 months and nothing has changed on my credit! Only thing that did change was something I paid off

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Reply from CreditRepair.com

Feb 12, 2019

Hello Laura, thank you for your feedback! Please contact us if you have time so that we can review any progress with you. We are grateful that you chose to work with us.

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S.L. Smith
February 11th, 2019 Stem, NC DETAILS
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Your services were and are deeply appreciated in that my credit score today is the highest that it has ever been thanks to your staff

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