CreditRepair.com focuses on its members by offering several incredibly useful customer resources such as an online dashboard and mobile app. The company also provides clients with a free credit score evaluation along with a recommended solution, a free credit report evaluation for all accounts, free access to members' credit report summaries, and a personalized, free consultation. CreditRepair.com states that its vision is not solely based on one-time repairs, but on helping consumers create and maintain a financially healthier future. This credit repair company partners with all three major credit bureaus in order to dispute any and all inaccurate and unfair negative items for all members' credit reports. CreditRepair.com is fairly transparent about their credit repair software and services.
- Innovative Technology
- Small One-Time Fee
- Credit Repair Speed
CreditRepair.com has a significant amount of experience in the credit repair industry and provides several positive features to potential members such as innovative technology and fast credit repair speeds. The company states that "on average, past..members have seen 7% of their questionable credit report negatives removed per month." But advanced experience and quick results aren't the only benefits to CreditRepair.com. Others include:
CreditRepair.com offers more innovative technology than just an online portal to its credit repair members. The company gives members a dashboard, a credit score score tracker, a mobile app, and text/email alerts, providing clients 24/7 access to see the progress of their credit. CreditRepair.com strives to be transparent by keeping members updated on the credit repair process and providing reliable customer service.
Small One-Time Fee
There is a one-time charge of $14.99 to pull a member's credit report when getting started. This fee is much lower than what other credit repair companies charge. CreditRepair.com states there will never be any additional costs or fees when a member's first credit report is pulled.
Credit Repair Speed
CreditRepair.com states that previous members have seen an average 40 point TransUnion credit score improvement in four months. In comparison to other companies in the credit repair industry, four months is a short amount of time to fix bad credit.
Current and past members have also responded well to CreditRepair.com's repair services. They provided that their overall experience with CreditRepair.com was great and that CreditRepair.com improved their credit score quickly, in a matter of just a few months. While results will vary per member and credit situation, several members have commented on CreditRepair.com's quick, positive results in regard to their credit scores.
- Lack of Options
- Monthly Price
CreditRepair.com has several great features to its services like its credit repair speed, its work ethic with all three credit bureaus, and its provided innovative technology. However, CreditRepair.com does have a few drawbacks and there are some definitive points members should consider before choosing to work with this credit repair company.
Lack of Options
Some credit repair companies offer a variety of different services and package options which allows members to have a level of flexibility in their credit repair choices depending on their credit scores and reports. Unfortunately, CreditRepair.com only offers one package/service at a set monthly price. By having one service and price, members' credit repair choices are very limited.
At $99.95 per month, CreditRepair.com's services are not the lowest in the industry, hitting at about the industry average. Although the company's first-time fees are lower, its monthly fee does not provide its members with any price flexibility depending on their credit situations. Many other companies within the credit repair industry offer customizable repair services and/or a variety of prices to choose from. For example, some members might have a larger amount of negative items that need to be removed from their credit reports and would be willing to pay higher prices for higher quality services. Meanwhile, other members might not need a credit repair service to remove negative items of that same degree and would be happy if there was a lower priced option available.
The Bottom Line
CreditRepair.com is one of the best companies to help you repair your credit. Even though it has a higher monthly price and lacks available options to choose from, CreditRepair.com's innovative technology and credit repair speed, combined with consumer repair reviews, allows members to receive faster, positive credit results as well as evaluate their credit 24/7 with a peace of mind. The credit repair company provides members with an online dashboard, mobile app, and a credit score tracker. CreditRepair.com also strives to provide real credit solutions that will motivate clients to focus on bettering their credit history and help them to maintain a level of good credit overall. We highly recommend you choose CreditRepair.com's reputable credit repair services to improve your credit. Visit their site today!