7.1
Overall Score
Author: Kaitlyn Short
CreditRepair.com focuses on improving members' poor credit and offers several helpful customer resources such as an online dashboard and mobile app.
CreditRepair.com members saw over 8.8 million removals on their credit reports since 2012. AND CreditRepair.com provided over 650K challenges and disputes on behalf of our members in 2023.
In terms of services, CreditRepair.com provides consumers with a free credit score assessment along with a recommended solution, a free credit report assessment for all accounts, free access to credit report summaries, a personalized, free online assessment, credit repair plan options, and a simple three-step credit repair process.
This credit repair company works to challenge any and all inaccurate and unfair negative credit items like late payments and charge-offs for all members' credit reports.
CreditRepair.com's vision is not solely based on one-time repairs. The company focuses on helping consumers create and maintain future financial well-being.
Overall, CreditRepair.com is fairly transparent about its credit repair software and repair services and is known for providing reputable credit repair services and helpful customer service.
Read on to learn more about the company's repair process and to see verified CreditRepair.com customer reviews.
CreditRepair.com has a significant amount of experience in the credit repair industry in comparison to other credit repair organizations.
The credit repair organization offers several positive features such as innovative technology in order to help each client improve their credit situation as efficiently as possible.
In 2023, CR members saw an average of 6 items removed from their credit report.
Advanced credit repair business experience isn't the only benefits to CreditRepair.com's services. Others include:
Like many other top-ranked companies in the industry, CreditRepair.com offers a free 10-minute credit report assessment that includes a personalized analysis of credit reports from all three major credit reporting agencies. This assessment is conducted completely online.
The company also offers a free credit score assessment, credit report summary, and a recommended credit solution to help put members on the path to obtaining a good credit score.
CreditRepair.com offers more innovative and helpful technology than just an online portal to its credit repair account members.
In addition to an online client dashboard, CreditRepair.com provides a credit score tracker tool, client-friendly mobile app, text and email alerts, and credit monitoring.
CreditRepair.com strives to be transparent by keeping members updated on the credit repair process and providing reliable customer service.
Current and past members have also responded well to CreditRepair.com's repair services. In their reviews, they provided that their overall experience with CreditRepair.com was great:
Customer Review: Curtis Pollard
"The firm is moving at a satisfactory pace in clearing up my issues and trying to get me to a respectable and acceptable level."
While it's important to note that results can and will vary per customer and credit situation, several members have commented on CreditRepair.com's positive results in regard to their credit scores.
The repair company offers quite a few helpful and free online resources. These resources include frequently asked questions, customer reviews, and a description of its credit repair process.
Additionally, the CreditRepair.com website also has a variety of educational resources including a credit repair blog, score estimator, loan center, savings center, and articles related to credit counseling and improvement, debt solutions, disputes, credit history, bureaus, credit card management, identity theft, and more.
CreditRepair.com has several great features to its services like its credit repair process and its helpful technology.
However, the credit repair firm does have a few drawbacks and there are some definitive points those who have a low credit score should consider before choosing to work with this credit repair company.
Some credit repair companies offer a significant amount of information on their websites about the different credit restoration services and credit repair service programs they offer.
The company advertises on its website that it offers three credit repair plan options that range from basic to aggressive credit repair. It appears that potential clients must directly contact the company to obtain more information about these listed credit repair service options.
CreditRepair.com does not provide credit repair services to Colorado, Georgia, Kansas, Maine, Maryland, Michigan, Minnesota, Mississippi, Ohio, Oregon, South Carolina, and Wisconsin. Those who reside in these states will have to search elsewhere for credit repair assistance.
That said, it's important to know that the majority of other companies within the credit repair industry are also limited regarding the number of states they can service.
In August 2023 the Consumer Financial Protection Bureau (CFPB) came to an agreement with major credit repair firms like Lexington Law and CreditRepair.com. These firms were running a long-time scheme where they illegally gathered fees from individuals through telemarketing for credit repair services, which violated federal laws.
If the agreement is accepted, the companies will have to pay a substantial fine of $2.7 billion. Additionally, they will not be allowed to offer credit repair services through telemarketing for the next 10 years. The CFPB is focused on safeguarding consumers and addressing issues in the credit reporting system.
CreditRepair.com is one of the best companies to help you repair your credit.
The repair business also provides TransUnion credit monitoring as well as email and text alerts to all members.
The credit restoration company works with all three credit bureaus to challenge negative credit items and offers a free credit report as well as a free credit score assessment.
CreditRepair.com provides an online dashboard, mobile app, and a credit score tracker to help you track your progress. The credit restoration company also focuses on customer service by providing real credit solutions that will motivate clients to focus on bettering their credit history and help them to maintain a level of good credit overall.
If you have bad credit, we highly recommend you choose CreditRepair.com's reputable credit repair services to improve your credit score.
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S.N.O.
6 years ago
Reply from CreditRepair.com
Feb. 20th, 2019
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Tia S Pruitt Winter Garden, FL
6 years ago
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Jul. 25th, 2018
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Patrice Jolly Linden, NC
3 years ago
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Aug. 18th, 2021
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Charles
5 years ago
Reply from CreditRepair.com
May. 14th, 2019
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Jerrell Baton Rouge, LA
7 years ago
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Matt Newman Spokane, WA
3 years ago
Reply from CreditRepair.com
Aug. 10th, 2021
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Michael boccio
5 years ago
Reply from CreditRepair.com
May. 31st, 2019
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James
6 years ago
Reply from CreditRepair.com
Feb. 20th, 2019
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kourt Woodland Hills, CA
6 years ago
Reply from CreditRepair.com
Dec. 11th, 2018
Verified Customer
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Kyle
6 years ago
Reply from CreditRepair.com
Aug. 29th, 2018
Verified Customer
Review Source
Money Rip OFF
6 years ago
Reply from CreditRepair.com
Aug. 29th, 2018
Verified Customer
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Dwayne Charlotte, NC
6 years ago
Reply from CreditRepair.com
Jul. 25th, 2018
Verified Customer
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Drew Sille Arlington, TX
6 years ago
Reply from CreditRepair.com
Jul. 25th, 2018
Verified Customer
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Not a fan anymore Zephyrhills, FL
7 years ago
Reply from CreditRepair.com
Jan. 29th, 2018
Verified Customer
Review Source
William ivy Mountain View, AR
7 years ago
Reply from CreditRepair.com
Jan. 31st, 2018
Browningtriple7 Browning Oklahoma City, OK
3 years ago
Reply from CreditRepair.com
Jan. 25th, 2022
Alan Pate Longview, TX
9 years ago
Verified Customer
Review Source
Mike
5 years ago
Reply from CreditRepair.com
May. 31st, 2019
Verified Customer
Review Source
Fatima Hayes Greensboro, NC
6 years ago
Reply from CreditRepair.com
Dec. 11th, 2018
Verified Customer
Review Source
Just take to long to see improvement
6 years ago
Reply from CreditRepair.com
Nov. 29th, 2018
Jim Jacob Arlington, TX
3 years ago
Reply from CreditRepair.com
Apr. 30th, 2021
Ryan Karmann ,
4 years ago
David Richardson, TX
7 years ago
Constance Bryan Pinehurst, NC
9 years ago
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Mary Kate F Simpsonville, SC
2 years ago
Reply from CreditRepair.com
Apr. 25th, 2022
Verified Customer
Review Source
Seandai Newsome Poughkeepsie, NY
3 years ago
Reply from CreditRepair.com
Oct. 8th, 2021
Verified Customer
Review Source
Ruth East Rutherford, NJ
3 years ago
Reply from CreditRepair.com
Sep. 22nd, 2021
Verified Customer
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Anonymous
4 years ago
Verified Customer
Review Source
Susan Bell North Richland Hills, TX
6 years ago
Reply from CreditRepair.com
Mar. 19th, 2019
Verified Customer
Review Source
Anonymous
6 years ago
Reply from CreditRepair.com
Feb. 20th, 2019
Verified Customer
Review Source
Gwendolyn Charles Houston, TX
6 years ago
Reply from CreditRepair.com
Dec. 11th, 2018
Verified Customer
Review Source
expensive and slow removals
6 years ago
Reply from CreditRepair.com
Aug. 29th, 2018
Verified Customer
Review Source
Veronica
6 years ago
Reply from CreditRepair.com
Jul. 10th, 2018
Verified Customer
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Sherry perry Palatine, IL
7 years ago
Reply from CreditRepair.com
Jan. 31st, 2018
Verified Customer
Review Source
Jasmine Williams Donaldsonville, LA
7 years ago
Reply from CreditRepair.com
Jan. 30th, 2018
Verified Customer
Review Source
Anonymous Caballo, NM
7 years ago
Verified Customer
Review Source
NONE Houma, LA
7 years ago
tanya torres Miami, FL
3 years ago
Reply from CreditRepair.com
May. 3rd, 2021
Dameron Lyon Morganton, NC
6 years ago
Reply from CreditRepair.com
Oct. 15th, 2018
Jerome A McBean Ankeny, IA
6 years ago
Reply from CreditRepair.com
Sep. 18th, 2018
Aldara Pasillas Montgomery, IL
7 years ago
Reply from CreditRepair.com
Nov. 19th, 2018
Anthony Utomi Houston, TX
9 years ago
seth Memphis, TN
10 years ago
Verified Customer
Review Source
Ash Robinson
4 years ago
Verified Customer
Review Source
Denis Maverick
5 years ago
Reply from CreditRepair.com
May. 21st, 2019
Verified Customer
Review Source
James
6 years ago
Reply from CreditRepair.com
Aug. 29th, 2018
Verified Customer
Review Source
Anonymous Sugar Land, TX
6 years ago
Reply from CreditRepair.com
Jul. 25th, 2018
Verified Customer
Review Source
mary Ithaca, NY
6 years ago
Reply from CreditRepair.com
Aug. 29th, 2018
Verified Customer
Review Source
Daniel Caballero Robstown, TX
7 years ago
Reply from CreditRepair.com
Jan. 30th, 2018
Verified Customer
Review Source
Anonymous Colonial Heights, VA
7 years ago
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