Pyramid Credit Repair is no longer in business. Click here to see the top recommended credit repair companies.

Pyramid Credit Repair provides “credit repair starter kit” software to both individuals and couple for a modest price and a low monthly rate. Customers receive full credit repair service and a 100% money back guarantee if no progress has been made within 90 days. However, the company also requires customers to provide their own credit reports, and with no attorneys on its staff, Pyramid Credit Repair is limited in its ability to resolve credit repair issues that take on a legal tone.

Rank Chart
Monthly Price
Company Rating









The Good

100% Money Back Guarantee
Customers have 90 days from their signup date to receive a full refund.

Low Monthly Rates
After initial software purchase ($39 – $79), customers pay a $59 monthly fee.

While no credit repair company can guarantee if or when customers will begin seeing positive results on their credit reports, Pyramid Credit Repair claims that most of its clients see progress within the first 30 to 45 days of signing up. Customers will also enjoy a monthly rate that is fraction of both the industry average, as well as that of most top companies. And if customers are not completely satisfied within 90 days of signup, they may be eligible for a full refund.

The Bad

Does Not Request Credit Reports
Pyramid Credit Repair customers are required to pay separately for their credit reports.

No Attorneys on Staff
Pyramid Credit Repair cannot legally represent customers in court or to debt collectors.

Pyramid Credit Repair does not have attorneys on its staff to help customers whose credit repair needs require legal assistance (e.g. to stop debt collectors from calling or garnishing wages, etc.). And while the monthly rate is considerably lower than the industry standard, customers will need to pay additional fees to supply their own credit reports, either through monthly credit monitoring, or direct purchase of updated reports. The company also “[promises] that [customers] will receive results with [its] credit repair service.” While companies are not technically prohibited from making such claims, customers should be wary of any company that “promises” results, because credit repair companies do not control your credit score and cannot guarantee you’ll see improvement.

Want to know which companies are top-rated? Click here.

The Bottom Line

With Pyramid Credit Repair, customers can expect to see result in the first 30 to 45 days, but these results may not necessarily be dramatic. Pyramid Credit Repair’s 90-day money back guarantee is something not many companies offer or can successfully back up, but it’s lack of on-staff legal counsel can be a minus for customers who require more extensive legal assistance with their credit repair. If you are interested in a less expensive alternative, Pyramid Credit Repair may be a good option; however, bear in mind that significant results tend to take much longer than 30 to 45 days to show up. You should also be cautious of any company that promises it can improve your credit, as such statements could be potentially misleading.

View Top-Rated Companies

Frequently Asked Questions

How much does Pyramid Credit Repair services cost?

Service pricing is $39 for the individual fee and $79 for the couples fee. After the setup fee, the Pyramid Credit Repair monthly fee is $59. There is also a 100 percent money-back guarantee.

Does Pyramid Credit Repair allow me to enroll more than one person or my whole family?

Pyramid Credit Repair enrolls individual consumers and couples who want to improve their credit score.

How does Pyramid Credit Repair repair my credit?

Pyramid Credit Repair repairs credit through removal of inaccurate credit reports and working with major credit bureaus.

Does Pyramid Credit Repair provide Credit Monitoring?

Pyramid Credit Repair monitors the progress of consumer credit scores.

How long will it take before I start to see results with Pyramid Credit Repair?

Consumers can expect to see results with Pyramid Credit Repair within a few months of signing up.

What results can I expect from Pyramid Credit Repair?

Consumers can expect to improve their credit score thanks to Pyramid Credit Repair removing credit report errors and a greater credit education.

How can I contact Pyramid Credit Repair?

Consumers can contact Pyramid Credit Repair through the following ways:

  • Mailing address: 17 State Street Suite 4000, New York, NY 10004
  • Email contact form
  • Phone: (855) 984-1867

Published Results

  • Rapid turnaround times (results as soon as 30–45 days depending on needs)
  • Removal of misleading credit reports
  • Real-time status reports (consistent updates on credit restoration progress)
  • Consultations with real people

Price Breakdown

Setup and activation:

  • Individuals $39
  • Couples $79

Every month after the setup and activation fee is paid is $59 with a 100 percent money-back guarantee.

How It Works?

  1. Signup and Payment

The first step in accessing Pyramid Credit Repair’s services is signing up online and paying the setup fee. Pyramid Credit Repair consultants will work with consumers to identify the best course of action.

  1. Pyramid Starter Kit

Pyramid Credit Repair promises that the Pyramid Starter Kit is user-friendly. Consumers will be able to work with a live dedicated account manager. Consumers will also be able to receive real-time updates on the progress of their credit score improvement journey. Pyramid Credit Repair will also file professional and custom disputes to remove faulty credit reports.

  1. Achieve goals

Consumers will work with Pyramid Credit Repair until their credit score goals are achieved. If consumers aren’t receiving the results they expect, they are entitled to a money-back guarantee.

What to Expect when Signing Up

  1. Signup and Setup

Sign up and setup is relatively quick for consumers. Consumers give Pyramid Credit Repair their information and make the payment needed for setup and activation.

  1. Live Consultant

Consumers can work with a live consultant to achieve their credit repair goals. Pyramid Credit Repair consultants have the knowledge it takes to help consumers stay on track and manage their credit situation.

  1. Disputes

Pyramid Credit Repair will handle professional and custom disputes so consumers don’t need to after signing up with Pyramid Credit Repair.

What Can Be Removed?

  • Misleading credit reports (eg. credit reports that are missing crucial information)
  • Erroneous debts (eg. debts that seem out of place and don’t line up with a consumer’s overall credit history)
  • Low credit scores (eg. after working with Pyramid Credit Repair, consumers can replace low credit scores with higher credit scores.)

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

X close
X close

1 Pyramid Credit Repair Reviews

1. Select Your Rating:


2. Subject For This Review*(Select all that apply)

0 characters

3. Review Validation*


    Sort By:

  1. User Score


    July 31st, 2016

    Exceptional staff and results. I was searching for a credit repair company that had good reviews online, and it happened so that they had the best feedback from the rest. So I decided to take the leap. Upon receiving the kit, I was engaged through their steps on how to effectively restore my credit report through the help of my Account Manager and constant communication. I’ve now added my husband to the program so that we can work towards getting our new house by Christmas time.

    Read More

    Was this review helpful?