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Point Boosters

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6.3

Overall Score

Author: Kaitlyn Short

LAST UPDATED: August 8th, 2023

Point Boosters is a veteran-owned credit repair company. Point Boosters was founded in 2006 by Senior Credit Expert Derrick Harper and is based out of Georgia. Point Boosters has a high success rate for helping customers improve their credit scores. The company has specialties in consumer and business credit and can help a customer with goals in these avenues. Point Boosters also offers unique discounts for a couples package, which can be used with family members or friends, as well as a discounted veterans package.

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The Good

  • Tiered Packages
  • Educational Resources
  • Three-Month Guarantee

Tiered Packages

Point Boosters offers several package deals that lets the customer choose which package tailors their needs. Each package gives a detailed description of their services as well as who would benefit most from each package. One package offers a small discount to couples who enroll together. The couple can be couples, family members or friends. Point Boosters also offers a discounted package deal for veterans for a limited time.

Educational Resources

Point Boosters has tips throughout its website on how customers can help boost their credit on their own. The website also has a page detailing what a credit score is and the percentage of items that affect credit score. There is also a section that gives a list of negative items that can remain on a credit file for an extended period of time. The company also offers a consultation, classes and answers to questions to all of its clients.

Three-Month Guarantee

Point Boosters offers clients a free three months if they are unable to remove 25 percent of the negative credit items from all three credit reports. Point Boosters has a 100 percent money-back guarantee on monthly payments if 25 percent of all negatives worked on are not removed, you have been with their company for six months, you had at least five negatives on your credit report at the time of signup. You also must not have used another credit-consulting agency two years previous to signup and must agree to send updated reports from all three credit bureaus within five days of receipt.

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The Bad

  • Limited Phone Consultations
  • Expensive Packages

Limited Phone Consultation

Most plans do not or have limited phone consultation. These plans offer emailing credit specialists with your credit questions. Point Boosters guarantees an answer to your questions within 24-48 hours, but for the price of the services, the customer should receive more feedback.

Expensive Packages

While customers might appreciate the tiered package options, the prices are quite steep. The bottom tiers are average for the industry, however, the top tiers are quite expensive. This can be a huge investment for potential customers, especially with the initial costs.

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The Bottom Line

Point Boosters has some impressive statistics that show that they work for their clients. The varying levels of packages make it ideal for people to choose a tailored fit for their particular circumstances. Point Boosters' specialty in business credit can also be beneficial to a certain clientele. It is recommended to research and find the credit repair company that best suits your personal credit repair needs before making a final decision with Point Boosters.

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Star Rating

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4.8

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19 Reviews

Review Breakdown

5 grade

95%

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2 grade

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1 grade

5%

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Bridget Parker Houston, TX

I came to Point Boosters after I had gone someplace else where the only thing they did was take my money but I got no results. This actually happened twice. So I was very skeptical! It took a while before I was willing to trust another company but I needed my credit fixed because I wanted to buy my first home and the owner of this company had videos which enabled me to watch, build trust and take my time making a decision. I decided to go for it and I'm glad I did because I've had nothing but success! For one thing, they only charge you AFTER the items that are messing up your credit get deleted. So, there was NO CHANCE of me spending money for no results which is what had happened to me previously. Also, after damaging information was deleted from my credit report, instead of having to pay what I owed them all at once, they set me up on a month-to-month payment plan. This was very helpful for me financially and enabled me to budget for my house down payment. They also educated me in ways to build positive credit and how to understand credit card utilization and debt in general so that I'd never get caught up in bad credit again. I closed on my new home 3 months ago and I know that if it hadn't been for Point Boosters, that would not have happened!

5 years ago

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Rose Ramirez Sherwood, AR

This company is so knowledgeable and the information that Derrick himself provides to everyone for free is life-saving!!! Do you really ever see the CEO of a company involved in helping people out with just the basic info over and over? This company deserves a 5-star review because they are very fair and own up to mistakes instead of hiding them like other companies if any arise. His reviews are great, check them out yourself.

5 years ago

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Sabrina Cooper McDonough, GA

This company has really impressed me. What I like about it is I only pay for items after deleted. This helped around Christmas because I had to delay my payment for my deleted accounts. Derrick also does FB videos to help people get their lives back. At first, I didnt understand customer service, then I saw that I can order a Free Case Review at any time where someone do a report for me. This is a blessing.

5 years ago

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james Joplin, MO

PointBoosters is A++++ in my book, they anwser all my questions about the program. $1 to start and paying for result not broken promises, paying for the work after its complete and not monthly weather anything happens or not is what hooked me in.

5 years ago

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Dearice Phillips Yuba City, CA

I rated them 5 stars, they were respectful and easy to talk to. They answered all the questions that I asked, and the best thing that I liked about their credit repair was that I was only responsible for paying the pay for delete option, and that is what sold me. They built trust with me.

5 years ago

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Sylvia Atlanta, GA

Great customer service always draws me to a company and Point Boosters has just that. The flow of their process and program is awesome. It put my mind at ease to know I didn’t have to pay and then wait on results but rather pay only for the results that I received from my service.

5 years ago

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Nancy Houston, TX

This is really a great company. They get you results but most importantly they educate you on how to be responsible with your credit after they fix it. And I know that I'm only paying for results because they only charge you for the results they get not for what they say they can do.

5 years ago

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Sheronda St Louis, MO

Truly a GREAT company. The professionalism was over the top. The staff was knowledgeable and I didn't have to pay until the work was done. They not only repaired my credit, they restored my life. I HIGHLY recommend them to anyone.

5 years ago

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Rose Aneke Brooklyn, NY

I am so impressed with the customer service provided by Point Boosters. A team member from customer service called me to make sure I was getting value and really to see if I had any questions. Most companies do not do that these days. Kudos!!

5 years ago

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Kiki Dillon, SC

This Company is amazing the service is better than chick fil a!!!! They have the customer at heart and they actually listen! If you want educational information along with getting your credit repair then this is the company to join!

5 years ago

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Quintasha Roberts Atlanta, GA

This company is awesome! The customer service was the main thing and also i love that i can pay for results that has already takin place instead of paying and then waiting on results.

5 years ago

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Rene Bethany Houston, TX

Point Boosters has been a great company. Their team and customer service is exceptional. I love their pay for delete plan. I only pay for items that they have already gotten deleted. I recommend them to everybody.

5 years ago

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Kaliyah Harper

This company was great. I gave them all the information, and I got good scores across the board. I would definitely recommend this company, because the customer service people are sweet, and Derrick H is a great help.

7 years ago

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Shay Harris Shreveport, LA

Wonderful customer service. They were very helpful in explaining in detail the process. Each time I had questions they answered each one. I am very pleased with my results.

5 years ago

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Destiny Sims Lithia Springs, GA

The owner personally called and spoke with me to make things right with his service. He was very professional and prolonged my account with his company.

6 years ago

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Camille Hargrove Grovetown, GA

I have seen 0 results in the past 9 months. The credit service they dictatedy I get was no longer being used by then so that was a waste of money as well. Even when I got the new service I still seen 0 improvements. Not one deletion, nothing. Not to mention they disputed accounts that are still open and in good standing. I'm extremely disappointed and I've wasted money for almost a year just to see nothing

5 years ago

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Reply from Point Boosters

It was great speaking with you yesterday to address the misunderstanding. I am happy you were pleased to know that you had 7 deletions on your account, and our team did fail you due to a misunderstanding from one of our reps. Even though the rep was a lower level employee, that is a direct responsibility of our leadership. Thank you for speaking with me to find this hole in our system by showing the importance of ensuring our clients have the login to their client portal. Happy you decided to stick around, and we will continue to fight for you and with you. Stay blessed, and thanks for helping us improve our system for the next client.

Jul. 25th, 2019

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Nicole Dones The Bronx, NY

Working with point boosters was a great experience. They answered all of my questions quickly. Great customer service team.

5 years ago

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John Houston, TX

This is the best arrangement I could ask for. Paying only for results. So I know I'm paying for something I received instead of promised.

5 years ago

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Gail GA

Very resourceful, please need to speak with see someone need your number please

1 year ago