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Credit Saint

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Credit Saint is a New Jersey-based company that has been providing credit restoration services to consumers for over 15 years. 

In terms of services, Credit Saint's credit repair programs work in 45-day cycles.

At the end of each credit repair cycle, clients will receive credit reports from all three major credit bureaus to help them track their credit repair progress.

Credit Saint offers three different credit repair service packages that consumers can choose from - the Credit Polish package, the Credit Remodel package, and the Clean Slate package. The packages range from medium to very high aggressiveness levels and include score analysis, creditor interventions, and a score tracker tool.

In addition to the three package options mentioned above, the credit repair company also offers a free credit consultation, a 90-day money-back guarantee, and anytime access to a private online dashboard.

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The Good

  • Simple Credit Repair Process
  • Good Online Transparency
  • Competitive Pricing and Services
  • 90-Day Money-Back Guarantee

Credit Saint provides ample policy information that will truly help customers decide if this company's credit repair services are the best for them.

Information such as terms and conditions, applicable state laws, company policies, and pricing information is not only available but also easy to find on the company's main website.

Customers can see details of Credit Saint's three credit repair packages - what's covered, and how much each plan will cost.

The company's least expensive credit repair option is more affordable than the services many credit restoration companies in the industry offer. Credit Saint also provides customers with a 90-day money-back guarantee, something not offered by many credit repair companies. 

Simple Credit Repair Process

The repair company provides a simple and straightforward credit repair process.

Consumers can begin the repair process by signing up for a free credit consultation that involves a complete analysis of their credit history, credit report(s), and credit scores. Customers will also receive a plan to improve their credit. The company will also create a CreditSqaud.com credit monitoring account for each client.

Next, Credit Saint will work with the credit bureaus and creditors in order to challenge incorrect negative items that are on the customer's credit report. During this step of the repair process, customers are advised to start acting on the plan they received in the initial free credit consultation and begin their journey to building good credit.

The final step of the process includes the credit bureaus releasing updated credit reports. Credit Saint will then update the customer's online account page with a progress report. This is the point when customers may see positive credit score results.

In terms of customer service, Credit Saint provides clients with a personal advisory team. According to the company's website, this team will not only watch over clients' credit cases, but will also "call you periodically to make sure you understand what's going on, and make sure you stay on the right track." 

Good Online Transparency

Credit Saint clearly lists the terms of service, disclaimers, credit laws, and pricing information on its website.

Unlike a few other companies in the credit repair industry, this Credit Saint openly provides details regarding its credit repair process, package options, negative or inaccurate items challenged, and more. The company also allows clients to view their credit repair progress at any time via its online client dashboard. 

Competitive Pricing and Services

Credit Saint charges a fairly competitive monthly fee for its credit repair services.

The repair services customers can receive from Credit Saint include Experian credit monitoring, escalated information requests, aggressiveness, dispute avalanche, online account access, 90-day money-back guarantee, debt validation, and toll-free customer support.

Negative items that Credit Saint challenges include late payments, charge-offs, collections, inquiries, bankruptcies, and repossessions.

As mentioned above, the package options include the Credit Polish package, the Credit Remodel package, and the Clean Slate package.

90-Day Money-Back Guarantee

Unlike with some other companies in the industry, Credit Saint customers have the opportunity to receive a full refund if, for some reason, Credit Saint cannot remove a questionable item from their credit report(s) within 90 days.

On top of this, all cancellations are prorated, so clients can cancel anytime they want and only pay for the days they used the company's services.

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The Bad

  • High First Work Fees
  • Limited Availability

Potential Credit Saint customers should be aware that the company charges a first work fee for each credit repair plan option it offers. Additionally, Credit Saint customers are required to pay a monthly fee for their credit repair subscription.

High First Work Fees

After Credit Saint provides its initial services, the credit repair company charges customers a setup fee of $99 to $195, depending on the service plan they choose. This setup fee includes the first part of the work, writing of challenges, and a full report on the client's credit rating.

Overall, it would be better to see no "first work fees" but these service prices that the company offers are competitive, if not lower than some major competitors in the credit repair industry. 

Limited Availability

Credit Saint's services are not available to residents of South Carolina which means that those residing in the South Carolina region will have to find alternative credit repair solutions.

That said, consumers should note that the majority of credit repair companies do not service all 50 states. 

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The Bottom Line

Credit Saint appears to be one of the most transparent and reputable credit repair companies in the industry in comparison to other repair companies. The credit repair company, which has been in business for over 15 years, provides a variety of credit repair plans to fit most budgets and credit score goals.

The company's 90-day money-back guarantee and simple, transparent credit repair process makes Credit Saint somewhat unique in comparison to other credit repair organizations and can help customers avoid the risk of making payments for credit repair services that they are not satisfied with.

Credit Saint challenges inaccurate or misleading items such as those that are categorized as late payments, those resulting from charge-offs, collections, bankruptcies, repossessions, and more.

Additionally, the credit restoration service provides consumers with an online account page where they can view their credit repair progress throughout the duration of the program.

If you want to improve your credit score, you should keep in mind, however, that Credit Saint charges a first work fee in addition to a monthly service subscription fee, and does not provide credit repair services to South Carolina residents.

Overall, Credit Saint offers a legitimate credit repair service. If you are interested in choosing Credit Saint to fix your bad credit, we recommend that you take the time to read Credit Saint reviews and visit the company's website to get more information. 

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Star Rating

4.8

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241 Reviews

Review Breakdown

5 grade

88%

4 grade

9%

3 grade

1%

2 grade

1%

1 grade

2%

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mattg

I just cancelled today. They did a very good job with winning arguments with the creditors and credit bureaus. but the real great results happen at the beginning as i had over half my problem items remvoed in the first 2 or 3 months, the other half is down to about 25% left now and its been 6 months total. So overall im satisfied. and the beginning of the process was outstanding.

3 years ago

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Reply from Credit Saint

The burst at the beginning of a case is expected. You have the most targets to attack at the beginning. Once you begin to see changes, there are less and less targets, so you will see things level off. Glad you had a good experience.

Jun. 27th, 2018

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madam wanda New York, NY

They seem to have a lot of new people answering the phone. Ive talked to 2 that were training on different occasions and they have had to transfer me to others that were better versed in helping me in my case. The trainees mean well, and do their best, but the more seasoned reps are just outstanding.

3 years ago

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Hambrick Chesterfield, MO

they surprised me repeatedly with really stellar service, and although the customer serivce was great, the legal service was even better. My score is up over 80 points so far and we are still only about halfway through the list of damage they are targeting.

3 years ago

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VicJohnson Washington, DC

Score went up a lot. Thats all the matters, they will teach you all about credit, but in the end how many points did the score that went up was my only concern. In that light, they really did make a change for me. I went from mid 500s to low 700s in their service, in a little more than 6 months. Im satisfied.

3 years ago

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carter Madison, WI

I needed to be approved for a student loan for my son or they were going to send him home from school. I found out in June and by September they had cleaned up the wreck that was my credit history. Got approved and saved my son's education.

3 years ago

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Anonymous Westbury, NY

Highly recommended. I am an attorney and I was of the belief that negative marks on your credit report, could not be removed under any circumstance is. Clearly I was wrong as many of the reasons I had for being late with payments, for example, is that

3 years ago

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Sara Littleton, CO

it was a little bumpy to start, so thats why 4 stars. they ask so many more questions about the stuff on your report than other companies Id used that didnt get the good results i got from credit saint. overall its worth the money and time when the results come.

3 years ago

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ATLGURL Atlanta, GA

THEY DID A REEEAAALLL GOOD JOB. THEY ARE NOT CHEAP BUT WHEN THE MORTGAGE GUY LOOKED MY CREDIT WAS HIGHER THAN EXPECTED TO BE APPROVED AND WE GOT A LOWER RATE THAN WE THOUGHT WE WOOD. TURNED OUT TO SAVE US THOUSANDS.

3 years ago

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Martin Phoenix, AZ

Im satisfied with the results and the money i paid. I think its a fair service as far as i think the value for the dollars is good. It was a good experience and ill recommend people to them.

3 years ago

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R.Jaeger Los Angeles, CA

nice to get the TRUTH for a change. Others told me that all my inquiries were killing my credit. My paralegal marisol told me they were not my problem and that high balances and other issues (lates) were the problem in my case. Sold me a cheaper program than I thought I needed because she new better and I didnt need to spend more.

3 years ago

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Michelle Basking Ridge, NJ'

They made a significant impact on changing my credit score in a very short period of time. They had tons of incorrect information removed from my report. Went from a very low score to almost 700!!!

3 years ago

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B. Valdez Littleton, CO

They truly care and go abover and beyond to address your individual needs. They keep you informed and take the time to work with you and explain what they are doing. They truly CARE!

3 years ago

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Ksipple Columbus, OH

my credit was a barren wasteland when i called these people in desperation. They made me feel like there was hope, and then proved it when they boosted my credit score back to the land of the living!. it was a big win.

3 years ago

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The Donald Simpson San Jose, CA

Marissa is a ROCKSTAR! always upbeat and loaded with answers. Ive never been able to stump her. They call me sometimes just to check in, and genuinely care about raising credit scores.

3 years ago

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MaxLeister Washington, DC

The reviews here are very odd. It looks like Credit Saint has a troll. Ive been with them twice in the last 5 years and had success both times. One person can click the thumbs down button 1000 times, but they are still one person. My experience with them has been excellent. They've saved me twice, and I have relationships with the people that look after me. I also call regularly when im not in the program, and get no pressure to sign back up, they just answer my questions as if i was enrolled. It has changed the way I deal with creditors for the better. If you will let a troll put you off, check lexington law's reviews they have hundreds of bad ones.

2 years ago

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Penelope Campeau Big Bear, CA

After my husband's sudden passing, I was unable to keep up with his mounting medical bills, along with the usual bills of life AND half the income. I had no other choice but to file bankruptcy. After 2 years of working hard to get my credit score back up and not much improvement, I found it necessary to get some professional help. I am so glad I chose Credit Saint to represent me in healing my credit. Unfortunately, good credit is essential in life as we know it and I can honestly say I am back on track with quite a few improvements already made in just a couple months! Everyone I've talked to has been so helpful and willing to explain things in terms that even I can understand.

2 years ago

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Brian Robert Coburn Denver, CO

Credit saint helped me very much in that the process of the dispute went very well and fast. The upfront fee was reasonable and you can call and talk with a person most any time you needed to. The credit companies wouldn't even say more than my credit was toast for the next 7 years until I told them I hired credit saint to represent me and they put me in direct contact with the person to actually file the dispute myself then. What's up with that? When it was determined the case was won they just cancelled services without trying to drag it out any further than needed. That's integrity. Thanks Credit Saint!

2 years ago

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howard Edgartown, MA

i found these people at the lowest point in my life. signing up with them was a complete desperation move. I was out of options and the walls were literally caving in on me. I was going to lose my security clearance. (I do sensitive work for the government) If you know anything about security clearance, you know that your credit is a factor that they will not turn a blind eye to. I was made aware of the problem and had 90 days to clear up my history. I considered "Lexington Law" but the sales person didnt really seem to care about my situation AND they had no refund policy. But they are the biggest credit repair company, so I investigated them a little further and turns out they are not rated by the BBB (NR status) AND their second company creditrepair.com Is F rated by the BBB. And THEN i read their reviews. Not good. Not sure how they remain at the top of so many lists, it makes you scratch your head. Anyway. I settled on Credit Saint because they are rated A+ AND they have a 90 day refund policy. The woman i spoke to had the answers to my questions and in the end my clearance was saved, but it did come right to the end if the term I had to fix it. So i'll say this, Credit Saint is the best option in credit repair. BUT even with them and their high level aggressiveness, credit repair does not happen over night. If you have a deadline, 90 days, 120 days is not a long time for credit repair.

3 years ago

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hudson New York, NY

I went from 490 to 700 in 6 months with credit saint. They do more than just repair credit, they put you on track to building a whole new credit profile to boost your credit score. they want you to succeed and sometimes just taking bad marks off a credit report is not enough. i'll never forget the guy i spoke to on the first day telling me that i could enroll, but in my case building new credit was as important as lifting damage. And that if i just signed up and then forgot about his instructions, when they were successful in removing damage, I still would not have good credit because i only had damage. And when it came off, id have no credit. and that would still not be "good credit" so he made me open accounts and showed me techniques to set them up so I built a great credit profile without thinking about it. he made me set everything on auto pay and then give myself a cash allowance to get through the week so I could be on track to save some money and settle some small collections I had. Its like when you leave a doctors office, and you say, "whoa, thats a good doctor, he knows everything". there are so many of these companies its hard to pick the right one. Credit Saint is the right one.

3 years ago

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Michael Doherty Cary, NC

On top of the Credit Repair game! My initial consult with Taryn was great and you can tell when someone is trying to really help you or just go after your pocket book. She took the time with me and I never felt rushed during the initial consult or even when she calls me once a month to update me/give me a progress report on my file. At the end of the first cycle with them I have many deleted items on my credit reports. This is a company that does what they say they can do! Thank you Trayn and Credit Saint Team. -Michael- (aka: the guy that always asks a lot of questions when you call me)

4 years ago

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Florence Macias San Jose, CA

I almost didnt use credit saint because i felt they wouldnt promise me things. They wouldnt promise my score would go up, other companies did. They wouldnt promise that every bad mark on my credit would disappear, other companies did. But they did make a promise that other companies did not. And that was that IF they did not take damage off my report in the first 90 days, they would give me my money back. Every dollar. Lexington law, credit repair.com, have no such policy. AND creditsaint was A+ BBB rated. The others on this site listed above creditsaint, are F's! In 90 days, They DID raise my credit score, AND DID remove most of the damage I had. There is a reason the others are F rated vs. Credit Saint's A+. Do your own research, mine paid off when I didnt fall for the fake promises from companies with no refund policy.

4 years ago

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Gabe Causey Tempe, AZ

Great customer service. Great Results! I'm a DIY guy and I hate spending money on stuff I think I can do better. But I can admit when im wrong. I did try to do it. I researched the FCRA and drafted letters. And I got stone walled. The credit bureaus try to exhaust you with stall tactics. The CS guarantee is how they got me, and im glad they did. In a month or 2, they got more bad marks deleted from my report than I got off in a year. Im sad about all the time I wasted and the higher interest Im paying on a carloan I got earlier this year because I didn't ask professionals for help. Call them.

4 years ago

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Beverly Drake Trumbull, CT

I have been reading reviews for credit repair companies for months now. I wanted to do this as a new years resolution but have been unable to settle on a company thought I could trust. I ended up with Credit saint in april. It was the BBB rating (A+) that sold me with a guarantee. You would think all these companies have refund policies, they don't. You would think they are all with the BBB, they are not. The more I researched the more Credit Saint was the only choice. Their work was fast and I got answers whenever I spoke to someone. Stick with the BBB. There is a reason that not all these companies are not rated, or not rated well.

4 years ago

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Essence Clayton

I've been with Credit Saint for 52 days now, every customer service person that I have spoken to so far has been nice, knowledgeable and professional. I've had 1charge-off, 1 collection deleted from Experian. I've had 2 charge-offs and 6 late payments deleted from Transunion. I've had 1 charge-off and 6 late payments deleted from Equifax. I'm in the Slate option and I selected that option since my credit is so bad. I havent seen any changes to my credit score yet, but I know things take time so I'll give it 6 months to 1 year to expect credit score changes. Before I joined Credit Saint I had 2 collections and 18 payments on my Experian report, 2 charge offs 24 late payments and 7 collections on my Transunion report, 24 late payments 5 collections and 2 charge offs on my Equifax report.

4 years ago

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Ronald Rabdeau Tehachapi, CA

My wife and I were wanting to rent a real home for once instead of always dealing with apartments. Both my wife and I had problem spots on our credit reports but the wife seemed to have less on hers. I found Credit Saint while researching these companies and Credit Saint had the best ratings and best scores and beat Lexington Law by a long shot. 49.99 a month and a few months later my wife and I were finally able to move into a 2 bedroom home and I cant tell you how happy she is. I have seen her score go up and up but there is still some legwork we have to do. Very friendly very trustworthy very responsive to our needs and very professional and very fast results. Thank you Credit Saint

4 years ago

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JG Gillian Troy, MI

I'm not far enough to see results yet, just signed up. But they did something surprising when I did sign up. I wanted their Clean Slate program based on other good reviews from people in that program. The rep at credit saint wouldnt let me have it. She said my credit problems were not "severe" enough to warrant it. I protested stating that I need the fastest assistance I could get. She explained that the actual "challenges" they submit, are not less aggressive in the lower programs, They just write less challenges in the lower programs, so its only a matter of volume of damage. And I didnt have enough to use the "Clean Slate" program. She put me in a less expensive program "Remodel" Which will limit challenges submitted to 10 per bureau per cycle. (rather than unlimited in Clean Slate) but that the 10 challenges would cover all my damage, so it would be the same as being in Clean Slate at less cost. She didnt have to tell me, she could easily have charged me for the program I wanted and I'd have been happy. Their "client advocates" are exactly that. She was advocating for me and from the first call she established trust as she showed herself not to be a "salesperson". A good start. Ill update when I get some results.

4 years ago

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Bryan Pittman Austin, TX

I came to these people bloodied and beaten by the economy and my exwife. I thought there was no hope. I was convinced there was no hope. I was going to have to live on cash for the rest of my life because I'd never get credit again. The first thing that struck my from credit saint was the attitude that "everything is going to be ok". I thought it was a sales pitch at first, but I got the same vibe from everyone I talked to everytime I called and eventually i started to believe them. They are big on "tough love" The will tell it to you straight, and if you are working against their goal of good credit for you, they will tell you. They also follow up to check and make sure you are doing your part. Its sad that I needed so much babysitting, but ill tell you, its nice to know there is a company that dosent abandon you to your own devices. They want success on every case. I got success in mine.

4 years ago

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NAGENDRA KARRI

There are few companies in the current business world which say something and actually completely deliver on it. Credit Saint is one of those. They are meticulous and laser focussed in dealing with your credit profile. It's a process and if you have the patience and dedication to get your credit back on track, there is none better than CREDIT SAINT. My fico score is 750+ right now on Transunion, 740+ on Equifax and 720+ on Experian...That says something. Trust them and stay to the end. You will make it back. Best customer service: Shoutouts to Jas, Hannah, Vanessa, Michael, Marissa, Manny, Laura, Ross and Nicole. Sorry if i missed anyone here. All these wonderful ppl followed up on time along with their analysis team. Credit Saint is well staffed and has best people to do the job. Five stars any day. A little bit of courtesy and care go a long way. Godbless.

4 years ago

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Brenda Clarke Los Angeles, CA

Im doing this review to thank hannah for helping me the other night. her help was exemplary. I had bad cell service and she fought through a difficult call and answered all my questions about my account that i'd been neglecting for a few months. the results were great at first so I kinda forgot about it. When hannah got a hold of me she made me understand the importance of staying involved. By the time she finished my update, it turned out that I had no problems left. so she cancelled my account. I'd never have known if she didnt call to make me aware of it. Another company would have just kept billing me and I'd have kept paying, never knowing my credit was clean. Credit Saint is not what you expect from a "credit repair company". Thank god they are not.

4 years ago

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Shoshana Diamond

My credit was seriously bad from a stint a number of years ago.. score in the gutter. I was a total skeptic about using a credit repair service and feared it would be a waste of time and money... boy was I wrong. I don't think all credit repair companies are this good. At first they show you all of the negatives and are realistic about what they can do (I got worried) and how to build your credit ... hang in there because in a few months results start happening by following the program and emailing all the reports when they come. It was actually shocking when the negatives started coming off. I couldn't believe it. Customer service was outstanding, knowledgable and kind with great attention to detail. I was impressed with their excellent followup skills and ability to navigate the frustrating credit report minefield. I could not believe in such a short time 4-6 months or so that my credit report would have NO negative items! They downgraded my monthly payments as a courtesy as the number of negative items diminished and cancelled my service when I had a clean report. I applied for a car loan I desperately needed recently and got accepted! Wow.. this is a game changer for me, big time. This service seriously surpassed my expectations! Highly highly recommended!!! 10 stars!

4 years ago

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Amber Sparks Boston, MA

The first month or so is rough, They prepare you for this telling you that you shouldnt see changes until 30 to 45 days in. So you wait and wait. You can see the counter on your account page clocking down the days unitl your reports are due. When it gets to like 15, you might get a report. I think my counter was at 11 when I got my first respond from Equifax. I swear I'd lost hope until I opened this envelope, even though the Credit Saint people are super positive every time i call. I have a hard time trusting. Well, when i opend that first envelope, I was shocked. It seemed like every other word was "Deleted"!!!!!!!!!!!. I forwarded it to my rep and she did not seem blown away. I had 53 late payments removed! in one month (or so). The girl acted like it was common! I though she would be blown away too. When i asked where the excitement was, she told me, she was very excited, but the last phone call was the same, and the next one probably would be too!

4 years ago

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Sara French Portland, OR

Credit Saints really cares. I spent an hour on the phone with a paralegal there and she wouldnt let me sign up. I wanted to so badly, but when she looked at my report and saw that I was struggling to pay creditors, She advised me to wait. She said that paying CS and missing a payment with the creditors would mean I was going in reverse. we talked for over an hour and she made me write down creditor contact information and how to put together a plan to get on top of things. Im on a budget now and hopefully I can show the discpline to stick to her plan and get out of this mess. When I do, ill call her back as she definately won my loyalty.

4 years ago

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Joe Ballard Nashua, NH

I got the run around from another company like this one. I also did not trust that literally every review i found for Creditsaint was positive. I tried them after working with another company that pretty much screwed me. I drove the sales guy crazy with questions. He hung in there and by the end he had won me over. later when the results came they really won me over. I had over 50 late payments removed in the first report i received 1 mo in. these companies are not all the same. I think they are mostly a sales pitch with little effort behind it. Credit saint was a good sales pitch, with even better work to back it up.

4 years ago

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Jeremy Saunders Baltimore, MD

I had the worst credit. I thought about changing my name and social. Another credit repair company in my area suggested that route. The girl at credit saint that I spoke to really took me under her wing. Explained that trying to change my social was not the answer. She laid out a plan for me to get on top of the problems in my history in steps that I could manage. She told me not to be overwhelmed looking at the mountain in front of me but only to be focused on the next step. She made me feel like she cared about my success, and spent 50 minutes on the phone with me. telling me certain points of our converstation to write down so i would remember what she wanted me to do after. Im far less depressed about everything now and feel like I can get back in control. She made me feel like I could and explained things in a way that I understood the way forward. Very enlightening call. Never felt like a "sale" to her. And she didnt rush me when i asked her to go over some details again before hanging up.

4 years ago

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Shaune

Shaune W I was introduced to CS by a coworker and he swore by the service that CS provides and he never lied since being apart of this service I have no complaints and I give CS a 10 plus rating in my book they do what they say and very good on follow up calls and you actually are speaking with someone I had been paying for a premium service plan and when I Igot to the point where my late payments were getting less and less I was introduced to a lesser service with the same results great my credit score is back on track and now I'm seeing new light through the tunnel of my credit thank you Credit Saints SW

4 years ago

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Mendel Bochner Brooklyn, NY

My credit was soo bad, that i didn't qualify for "any" credit card or even a cell phone plan. i had about 25 late payments reported on all credit bureaus, along with a bunch open charge offs and inquires and what not... Your services were just "amazing", i was originally put on the clean slate, and in just a few months i saw drastic results, i then lowered to a lower package. after a year of using your service, i was already eligible for jumbo mortgage loans, and now doing real estate investments using the power of my credit history. Thank you Credit Saint, NO WORDS! I'm canceling the service today, i'm totally clean - not a single late.

4 years ago

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Lars Landsdowne

it was a shock. thats all I can say. I dont think anyone who signs up for this kinda thing thinks they are going to have great credit. You read the reviews and they are hard to believe. But im here to tell you. The guy who sold me was Manny, and he was really dry, almost boring. Not much of a sales pitch. but they had the money back guarantee, and no one else I talked to did. Im glad I went with them my score JUMPED up to 610 from under 500. MORE THAN 100 points. THANKS GUYS! Here's the crazy part. When I called in to gush about my great results, the guy I talked to, (not manny this time) seemed totally unfazed by my results. He was like "yea, we wont say it when you start, but we see this all the time". NICE! My credit's still not "Great" but 610 is high for me in my lifetime. And i started this whole thing around thanksgiving.

4 years ago

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Victoria Holt Chicago, IL

i thought credit repair was a joke. My man joined up with credit saint and i admit i really told him he was wasting money. But he wanted a house and there was no way we were going to buy one with our credit so bad. in 4 months his score was up to 709 from the high 500s. All of a sudden a house was possible!!!!!!!!! My credit was the problem so i signed up and in 2 mo I got 59 points and we got approved!!!!!!!!!!!!!!!!!! I cannot thank the reps looking after my case (karyn) enough!! THANK YOU! If you are considering credit repair, these people will treat you right. #houseshopping #creditsaintforreal

4 years ago

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barry Manhasset, NY

I have to be 100% honest. Credit Saint has been a true blessing. From my first conversation with a counselor. She had made me feel comfortable, understanding the process, including what I can truly expect with only real expectations. I admit, I was a little skeptical about credit repair service companies based on what I have read. However, after doing my homework about Credit Saint and seeing there exceptional rating with BBB, my decision was to give it a shot. They took all the time needed to help me with the process. I was given a 45 day time frame to see what has been corrected and when I received my three credit agency reports, I was impressed beyond my wildest hopes. There is nothing more that I can say than WOW!! Credit Saint truly are saints. Thanks for all your help and continuing assisting me with correcting and removing so many negative reports. You are the best Barry

4 years ago

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Terry Wyckoff, NJ

I joined in January and went into their clean slate program. I am a total repeat offender and not only did they continue to challenge my old items but also then challenged my new late items. With the continuous updates I received, I finally realized how I was ruining my financial life with these mistakes. I cleaned up my act and along with the help from CS, cleaned up my credit. Thanks guys, Keep up the good work. I included a summary of my results to check out. late payments 24 down to 8 open collections 7 down to 2 paid charge offs 3 down to 2 inquiries 6 down to 1 open charge offs 5 down to 3 Unpaid Tax Lien 2 down to 1 New Lates 5 down to 3 Still have a lot of work to do but I trust them to keep up the momentum!

7 years ago

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david harris Wyckoff, NJ

Before I bring my praise here are my results so far. (I am still in their remodel program) A sum of all items removed from Equifax, Transunion and Experian: Late payments: 51 charge off accounts: 5 collection accounts: 10 Judgements: 4 Inquiries: 1 I was going to be late making my payment to them over the summer, and I called in and asked if there was anything I could do. They gladly pushed it back a week, and I was able to stay on top of my other financial responsibilities. My representative is always helpful and quick to respond to my calls and emails. I speak with them monthly and am kept up to date with everything about my account.

7 years ago

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Verified Customer

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Miss Nikkia Washington, DC

I love the open communication. They are not all about money. I also like how they educate you on your credit and how to improve it to maximize your results.

3 years ago

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Verified Customer

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Review Source

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Hazel Atlanta, GA'

I hope to never need this help again but if I do, this is the only company I'd go to. Lexington law did nothing for me. Credit Saint was a blessing from Jesus!

3 years ago

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Schmeler Bristow, VA

I only had one thing in my credit that I wanted gone. It was a Bankruptcy from 2016. Credit Saint could not get rid of it, I knew it was a long shot. But I will say, they did give me a full refund when I crossed the 90 day mark without the item changed. IVe worked with other credit companies, and never got a refund and none of them had success with this Bankruptcy.

2 years ago

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Reply from Credit Saint

Thank you for your feedback!

Jan. 11th, 2021

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M. Austin Union, NJ

A fantastic credit repair company! They are thorough and professional and respectful of the situation. I had hip replacement surgery and things went sideways for a time and had to find a new job, this took a toll on my credit history. With Credit Saint they took control after I paid the outstanding debts and they have been diligent in seeing that the credit agencies removed the debts from my credit history! I now have a 725 credit rating in the green! Thanks Credit Saint!

2 years ago

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Nelson A Santa Cruz, CA

I had had everything in my life go wrong at the same time. I can't put it into words, but when I called these people they made me feel like I was not lost. They gave me an understanding of how the credit bureaus were looking at me and gave me a new vision of my credit and how to protect myself. Im confident in the road that they have put me on. Ill post back with updates. But even from the one phone call, I'll handle my credit and finances better than I had before.

2 years ago

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Peter D Quirk Needham, MA

I have a credit rating in the low 600, due to some pass due balances when I ran into some slow payments when I had decide between paying College tuition or a credit card. I struggled for about 6 months but the damage was done. I contacted Credit Saint they walked me through their process and delivered on everything they said they would do. My credit scores range from 745 to 830 depending on the agency, highly recommend them.

2 years ago

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Zelina San Leandro, CA

I just signed up with this company after doing research online. I must say that the first two weeks have been better than any other credit repair agency that I’ve ever experienced. The customer service thus far is outstanding the communication is perfect and most of our receiving a call from one of the customer service representative’s was even more impressive. I can’t wait to work with this company

3 years ago

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Dawn Rigby, ID

Amazed so far at what they've been able to get deleted from my credit report and I'm just going into my 2nd cycle in 23 days. This is not some bogus review, I'm a widow who really needed help and they have done all they've promised so far. I will review again once I'm finished using their service. I love the advice they give to help you get the best score possible. It's doable and reasonable. Thanks Credit Saint!!

3 years ago

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Justin Harper Charleston, WV

My family and I are looking for a home in another state where I want to relocate to for work. My credit score was not up to par, so I gave the folks at Credit Saint a shot, and I have been pleased with their performance and how aggressive they are in their disputes. I have worked with a representative named Andrew at Credit Saint; he has excellent customer service skills. I just paid off my last collection account on my credit report, and now I have no accounts in collections. What could not be disputed and removed, I paid. I highly recommend Credit Saint to my fellow consumers.

3 years ago

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