Credit Blueprint is a Philadelphia-based credit repair and education company that provides services to nationwide consumers for a monthly fee. Personal credit coaches provide free consultations and customized action plans to help consumers increase their overall credit scores.

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#1

$99.95
9.4

#2

$99.95
9.0

#3

$59
8.9

#48
credit-blueprint

$124
4.4

The Good

With Credit Blueprint, clients can expect to receive help from certified credit specialists trained in identifying inaccuracies and disputing these items with the credit bureaus. Those that decide to enroll in the Credit Blueprint service can expect the following:

Extensive Credit Repair Information

The personal credit coaches at Credit Blueprint are required to have at least 5 years experience in the mortgage/credit repair business. These coaches work with clients on a bi-weekly basis and clients have access to an online portal to access progress updates anytime. The company also provides credit repair information and tips on their corporate website.

The Bad

While Credit Blueprint can help clients get their credit and finances back on track, there are limitations to their service as well. Prior to enrolling in their program, prospective clients should be aware of the following items:

Lengthy Process

Clients can expect the credit repair process to last anywhere from 3-6 months through Credit Blueprint. This length of time may not be well suited for individuals looking for mortgage refinancing or first time home loans. Individuals with few credit item in need of repair may also not find this company suitable for their unique needs.

Expensive Monthly Rates

The cost for the credit repair process through Credit Blueprint is $124/month per individual. If done jointly, couples can expect to pay a discounted price at $199/month. This is more expensive than other similar credit restoration companies in the industry. Consumers will also be expected to pay for their initial credit reports as well. However, Credit Blueprint does not charge an initial upfront case setup fee.

The Bottom Line

Credit Blueprint is ideally suited for individuals requiring long-term credit repair and restoration. The company offers extensive credit repair education. However, their credit repair process can take up to 6 months or longer and their monthly rates are more expensive than other similar companies in the industry.

Frequently Asked Questions

How much does Credit Blueprint cost?

  • 30-day trial: free of charge (includes free consultation)
  • Single applicants: $124 per month
  • Joint applicants: $199 per month
  • 3rd applicant: $265 per month

Does Credit Blueprint allow me to enroll more than one person or my whole family?

Yes, Credit Blueprint allows more than one person to enroll. There is a joint applicant option, which saves you $49 a month per month when you enroll jointly. A third party applicant can be added for $265 per month.

How does Credit Blueprint repair my credit?

By obtaining your credit reports, disputing inaccurate items, and providing tips and advice on how to best reach your credit goals in your specialized blueprint.

Does Credit Blueprint provide Credit Monitoring?

Credit Blueprint does not offer credit monitoring.

What results can I expect from Credit Blueprint?

Credit Blueprint offers a money back guarantee that is based on your credit score points and not just deleted items. You will get a personalized credit blueprint when beginning the program, and credit consultant will be assigned to your case helping hold you accountable to the blueprint and provide aid along the way.

How can I contact Credit Blueprint?

You can contact Credit Blueprint by phone:
Local 610-768-8048
Toll Free 844-632-1213
You can also contact a credit specialist by completing the online form.

Price Breakdown

Single Applicant: $124/month

  • Personal credit coach
  • Credit action plan and tips to increase your scores
  • Unlimited credit bureau disputes
  • Access to credit dispute software to check progress
  • Email alerts that dispute letters have been sent
  • Cancel at anytime

Joint Applicant: $199/month

contains everything you get with a single applicant, but it saves you $49 per month when you enroll jointly.

3rd Applicant: $265/month

contains all of the above services.

Credit Blueprint offers a 30-day free trial

How it Works

Credit Blueprint operates a three step credit repair process similar to that used by similar industry companies.

Step #1: Contact Credit Blueprint

This can be accomplished by completing the online form, or by phone.

Step #2: Free Consultation

A credit specialist will be in contact once they receive your information. You will then discuss your personal credit goals and an appropriate time frame for carrying out these goals.

Step #3: Obtain Credit Reports

A report obtaining information from all three major credit bureaus is provided and shared with you.

Step #4: Enroll

Up to this point services are free of charge, if interested in enrolling, it will be at this point you will do so. It can be done over the phone, and a receipt will be emailed to you along with a copy of your money back guarantee.

Step #5: Dispute Inaccurate Items

This is the step where the company can begin the process of disputing items under investigation on your behalf, and take the appropriate legal action against the credit bureaus.

Step #6: Credit Analysis

A credit analysis is prepared to help you with the best steps, tips and advice on reaching your credit goals now and in the future.

What to Expect when Signing Up?

There are a few different places on the website that will take you to the same form to fill out. If you go to “contact us” or by clicking on sign up under “pricing.” It doesn’t matter whether you click the sign up under the single or joint applicant, you will be brought to the same form.

  1. You’ll enter your name, email, phone number, and tell how you heard about them.
  2. Next a credit specialist will get in touch with you to find out more about what you want to accomplish with your credit. A report consisting of all three bureaus will be a part of the free consultation as well.
  3. You will then make the decision of which program is best fitting for you. You can be enrolled over the phone, and a receipt will be emailed to you along with a copy of Credit Blueprints money back guarantee.

What Can Be Removed?

Credit Blueprint is able to remove:

  • Inaccurate items
  • Negative items
  • Duplicate accounts

This information is not available on the company’s website, but this information was obtained upon speaking to a representative.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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3 Credit Blueprint Reviews

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  1. User Score

    10

    August 14th, 2015 Lafayette Hill, PA

    In just over 6 months my credit went up 100 points. I paid a very reasonable set up fee and continued paying that same cost monthly. Just when I thought it wasn’t working, i ran my credit & was blown away by the incredible results!! Carl and Jennifer are a pleasure to work with! I’ve already recommended Credit Blue Print to family.

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  2. User Score

    10

    December 12th, 2013 North Wales, PA

    CB is a great company because of its CEO Carl. He helped me with my scores and got me 80 points in 90 days. Im a realtor so I deal with clients who have bad credit all the time and they all have great things to say about CB. They also have the best money back guarantee in the business.

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  3. User Score

    10

    May 4th, 2013 TX

    Credit blue print works. My sister used this service. Her score went up 200 points in under a year. They work with you. Price was high, but she is now able to buy a house with an excellent interest rate.

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