Credit Blueprint is a Philadelphia-based credit repair and education company that provides services to nationwide consumers for a monthly fee. Personal credit coaches provide free consultations and customized action plans to help consumers increase their overall credit scores.
With Credit Blueprint, clients can expect to receive help from certified credit specialists trained in identifying inaccuracies and disputing these items with the credit bureaus. Those that decide to enroll in the Credit Blueprint service can expect the following:
Extensive Credit Repair Information
The personal credit coaches at Credit Blueprint are required to have at least 5 years experience in the mortgage/credit repair business. These coaches work with clients on a bi-weekly basis and clients have access to an online portal to access progress updates anytime. The company also provides credit repair information and tips on their corporate website.
While Credit Blueprint can help clients get their credit and finances back on track, there are limitations to their service as well. Prior to enrolling in their program, prospective clients should be aware of the following items:
Clients can expect the credit repair process to last anywhere from 3-6 months through Credit Blueprint. This length of time may not be well suited for individuals looking for mortgage refinancing or first time home loans. Individuals with few credit item in need of repair may also not find this company suitable for their unique needs.
Expensive Monthly Rates
The cost for the credit repair process through Credit Blueprint is $124/month per individual. If done jointly, couples can expect to pay a discounted price at $199/month. This is more expensive than other similar credit restoration companies in the industry. Consumers will also be expected to pay for their initial credit reports as well. However, Credit Blueprint does not charge an initial upfront case setup fee.
Frequently Asked Questions
How much does Credit Blueprint cost?
- 30-day trial: free of charge (includes free consultation)
- Single applicants: $124 per month
- Joint applicants: $199 per month
- 3rd applicant: $265 per month
Does Credit Blueprint allow me to enroll more than one person or my whole family?
Yes, Credit Blueprint allows more than one person to enroll. There is a joint applicant option, which saves you $49 a month per month when you enroll jointly. A third party applicant can be added for $265 per month.
How does Credit Blueprint repair my credit?
By obtaining your credit reports, disputing inaccurate items, and providing tips and advice on how to best reach your credit goals in your specialized blueprint.
Does Credit Blueprint provide Credit Monitoring?
Credit Blueprint does not offer credit monitoring.
What results can I expect from Credit Blueprint?
Credit Blueprint offers a money back guarantee that is based on your credit score points and not just deleted items. You will get a personalized credit blueprint when beginning the program, and credit consultant will be assigned to your case helping hold you accountable to the blueprint and provide aid along the way.
How can I contact Credit Blueprint?
You can contact Credit Blueprint by phone:
Toll Free 844-632-1213
You can also contact a credit specialist by completing the online form.
Single Applicant: $124/month
- Personal credit coach
- Credit action plan and tips to increase your scores
- Unlimited credit bureau disputes
- Access to credit dispute software to check progress
- Email alerts that dispute letters have been sent
- Cancel at anytime
Joint Applicant: $199/month
contains everything you get with a single applicant, but it saves you $49 per month when you enroll jointly.
3rd Applicant: $265/month
contains all of the above services.
Credit Blueprint offers a 30-day free trial
How it Works
Credit Blueprint operates a three step credit repair process similar to that used by similar industry companies.
Step #1: Contact Credit Blueprint
This can be accomplished by completing the online form, or by phone.
Step #2: Free Consultation
A credit specialist will be in contact once they receive your information. You will then discuss your personal credit goals and an appropriate time frame for carrying out these goals.
Step #3: Obtain Credit Reports
A report obtaining information from all three major credit bureaus is provided and shared with you.
Step #4: Enroll
Up to this point services are free of charge, if interested in enrolling, it will be at this point you will do so. It can be done over the phone, and a receipt will be emailed to you along with a copy of your money back guarantee.
Step #5: Dispute Inaccurate Items
This is the step where the company can begin the process of disputing items under investigation on your behalf, and take the appropriate legal action against the credit bureaus.
Step #6: Credit Analysis
A credit analysis is prepared to help you with the best steps, tips and advice on reaching your credit goals now and in the future.
What to Expect when Signing Up?
There are a few different places on the website that will take you to the same form to fill out. If you go to “contact us” or by clicking on sign up under “pricing.” It doesn’t matter whether you click the sign up under the single or joint applicant, you will be brought to the same form.
- You’ll enter your name, email, phone number, and tell how you heard about them.
- Next a credit specialist will get in touch with you to find out more about what you want to accomplish with your credit. A report consisting of all three bureaus will be a part of the free consultation as well.
- You will then make the decision of which program is best fitting for you. You can be enrolled over the phone, and a receipt will be emailed to you along with a copy of Credit Blueprints money back guarantee.
What Can Be Removed?
Credit Blueprint is able to remove:
- Inaccurate items
- Negative items
- Duplicate accounts
This information is not available on the company’s website, but this information was obtained upon speaking to a representative.