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Angle Financial Services

Angle Financial Services

Name: Angle Financial Services
Rating: 3.3

3.3

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21 User Reviews

4.8

Overall Score

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3.3

star star star star_half star_border

21 User Reviews

4.8

Overall Score

Compare

The Good

The Bad

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Company Details

Upfront Cost

Starting at

$399

Monthly Fee

Starting at

$99

Time in Business

14 Years

Number of Reviews 21

info Source of Information

Author: Kaitlyn Short

LAST UPDATED: September 1st, 2023

Angle Financial Services offers multifaceted personal and business financial credit repair solutions to nationwide consumers. The company, founded in 2010, is a registered credit repair agency and licensed independent insurance agency in Dover, Delaware. Angel Financial Services strives to provide the best services for each client by creating plans based on individual situations and helping each client the whole way through until they have reached their credit goal.

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The Good

Multifaceted Credit Repair Services
Monthly Contracts

With Angle Financial Services, clients can expect to receive a full range of credit restoration services. Each client that enrolls in Angle Financial Services program can expect to receive a customized plan of attack when it comes to the disputing process. Benefits of the service include:

Multifaceted Credit Repair Services

The multifaceted approach used by Angle Financial Services for credit repair includes free consultations, unlimited disputes, online anytime progress monitoring, and extensive credit information. The company also offers do-it-yourself credit repair instructions, identity theft insurance, debt settlement program, and more. The company also provides a wide range of services for businesses to help them address their specific credit needs. Angle Financial Services also offers business, home, and auto insurance for its clientele.

Monthly Contracts

Unlike some of its competitors, Angle Financial Services offers customers month-to-month contracts. The minimum monthly cost that customers pay is $99.

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The Bad

No Pricing Information
Complicated Money-Back Guarantee
High Upfront Costs

While Angle Financial Services offers a comprehensive service to their clients, there are also limitations that prospective consumers need to be aware of. These limitations include the following items:

Lack of Website Disclosure

Angle Financial Services does not disclose pricing information for its services to the general public on its corporate website. Consumers need to contact the company directly and speak with a customer service representative in order to get a pricing quote.

Complicated Money-Back Guarantee

The credit repair service offered through Angle Financial Services is designed for a one year period and the refund guarantee, if a client is unsatisfied, can get complicated. If a client desires a refund at the end of 12 months, they must request an audit and the company will total up the deletions on the account. Each deletion is valued at $75. If the total value of deletions is less than the charged monthly fee, the client will be refunded the difference.

High Upfront Costs

The upfront cost the company requires from its consumers is $199. This fee, in comparison to other credit repair companies, is relatively high.

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The Bottom Line

Angle Financial Services takes a multifaceted approach for clients in need of long-term credit repair and offers customers monthly contracts. The company also has numerous positive customer testimonials. Angle Financial Services refund policy is a bit complicated, however, and the company does not disclose its pricing structure for its credit repair services to the general public on its corporate website. Customers are also charged a higher upfront cost.

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User Reviews

Star Rating

3.3

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21 Reviews

Review Breakdown

5 grade

57%

4 grade

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2 grade

1 grade

43%

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Neal Rogove Glenside, PA

A little of four years ago, I contacted Angle Financial for help on getting my credit straightened out and on track. As of this week, I have completed the program and had my credit score become Excellent ! Angle Financial Services are professional and diligent. They never tire in working for you. Marc D. has been with me on this journey from the beginning and I am so grateful. He was always on top of the file and knew the correct way to proceed. It is a wonderful feeling of completeness ! If you are on the fence debating if you would proceed with using a service to help, don't hesitate any longer. Call Angle Financial !

6 years ago

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Katelyn Hill Newark, DE

Marc was extremely professional and attentive to my needs. He followed through and kept communicating with me along the way and delivered amazing results. I would recommend this company to anyone based off of my personal experience. I can’t thank you enough for everything you’ve done for me! Amazing customer service, and that’s what makes the difference!

7 years ago

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Patrik Berger Chicago, IL

My credit score dropped from 754 to 677 I found Mark and explained everything to him. In 3 months I saw my score 782, even almost 30 points higher before it dropped. He fixed all bad issues on my credit. Very professional Thanks Mark!

6 years ago

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Ashley Wilmington, DE

Overall experience was great ! Had a younger gentlemen named Marc, who I must say was surprisingly helpful when it came to answering all of my questions ! Totally eased my nerves and made me feel comfortable discussing our further plans.

6 years ago

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Elizabeth Reuter Dover, DE

I had a great experience working with Angle Financial Servives to help repair my credit. They not only helped my credit score go up, but did so quickly. Marc was very knowledgeable and personable. He gave great insight on how credit is determined, as well as helpful suggestions on how to maintain a high score. I would recommend it to anyone!

7 years ago

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Jeff Milford, DE

Angle Financial Services helped me in building my credit score, by disputing blemishes and consulting me with moves to improve my credit score. My credit score went from 550 to 730 with in a year. And now I'm currently at 764! I'm very happy with my experience with Angle Financial Services, and I would highly recommend anyone to use them.

7 years ago

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Jeremiah Dover, DE

I reccomend this company to EVERYBODY.. They have helped much credit score tremendously , all their employees are aware of what to do and help in anyway possible. GO TO ANGLE IF YOU NEED HELP WITH CREDIT REPAIR !

6 years ago

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Jacinta Maxwell Melbourne, VIC

WARNING!! This organisation is not a member of the AFCA and are private lenders which means they are protected from any inquiries in regard to misconduct and unfair practices. I learned the hard way, having a loan with them for equipment finance and after the pandemic needing to apply for hardship due to extreme financial debt. I spoke with Christopher C and Samantha Z who treated me like complete dirt. I have never been spoken to so badly in my life and despite sending them every single medical, personal and financial document they asked for to be “eligible” for hardship, they sent me a default notice and told me to get lost. I WILL NEVER ever recommend this company to anyone. They couldn’t care less about you or your circumstances and you can forget applying for hardship. They couldn’t care less and are sarcastic, condescending and immoral.

2 years ago

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Elizabeth Forsten Virginia Beach, VA

I worked with this company for 6 months for six months after my morgage company referred them to me and they did nothing to help my credit. I paid them $600 while I was on unpaid maternity leave trying to get my credit score up enough so I could buy a house. Luckily I'm still able to buy my house but no thanks to them. My credit score LOWERED after dealing with these people. Greg who I worked with was very friendly and q great salesman but obviously was not knowledgeable and what he was doing which is why I'm in the position I am now. His manager mark was really nasty to me when I called to ask for my money back and hung up on me. Then the owner john called me and was equally as nasty and informed he did not care about my credit score they do not promise to do anything and that I would not be getting money back or my credit "worked on" any more. They has me in tears from stress and them being just plain rude. I was promised by summertime my score would improve when it actually lowered by 10 points. They tried to talk circles and explain away everything but the fact is when I started 6 moths ago I was at 618 and now I'm at a 607 the numbers speak for themselves. PLEASE save yourself the heartache, time, and money and do not give these people your hard earned money they are literally scamming people. I have the credit reports to prove it please message me if you have any questions.

7 years ago

Reply from Angle Financial Services

Client refuses to understand that she had new collections on credit report while in program which lowers her score. nothing we do in the program lowers the score.

Jul. 26th, 2018

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Peggy Port Richey, FL

In hiring this *Credit clean-up company* to improve our credit so we can qualify for a VA home loan we have discovered they only have done what we ourselves could have done for ourselves for free. We were assured a single month to month trial service costing $85.00 each (wife & i) total $170.00 and could cancel at anytime we wish with no issues. We paid in advance the $170.00 + set up fees of $25.00 =$195.00, we submitted all required information to them, we where told in 30 days the credit bureaus would send us our reports they have disputed and we will go from there. After waiting 45 days, my reports came in from the bureaus but not my wife's, i called the 3 bureaus only to find out the credit clean-up co. waited 2 1/2 weeks to send my wife's in (OF COURSE) they get paid month to month, meaning they can now charge ANOTHER month as the longer it takes the more money they can charge and make. So we paid another $170.00. I called David Robinson & John Rowley of this company to ask why the delay in sending in my wife's dispute letters? they replied they where both sent together. That was a lie because we called the 3 credit bureaus directly and was told they where mailed 2 1/2 weeks apart. I called the co. owner John Rowley to cancel, he stated we will be billed for another $170.00 as they bill in the arrears WHAT. I guess it was in the *FINE PRINT* of the contract, and if we do not pay it they will send us to their atty and to collections. We Came to them to clean up our credit, now we face worse credit because we trusted them. I called the owner John Rowley and begged him to not charge us as we were not aware or told of arrears charge? he laughed at me and stated my *atty will be in touch. We wish we never were told of this company by Todd Hassie, The Sr Mortgage Banker Evolve Bank & Trust of Tampa, Florida. This company is very unprofessional and will hurt your credit unless you pay their hidden fees, as they said they will. We pd in advance each of the 2 months, WHAT ARREARS? I would NOT recommend this company to anyone. BBB complaint filed as well.

10 years ago

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Ed Port Richey, FL

Wife and i hired this company to clean up our credit so we could qualify for a VA home loan because i am a disabled Veteran. This company lied to us by stating we can go on a month paying basis and cancel at anytime with no worries or issues. We paid in advance for the first month $195.00 for both of us. Then they delayed sending in my wife's disputes to the credit bureaus by 2 1/2 weeks allowing them to bill and charge us another months fees. (Sneaky) We paid another month (IN ADVANCE AGAIN). With the rude way they spoke to us when calling in and the sneaky way they played the mailing in disputes delay, we decided to cancel, called (got voice mail & left canceling message) and also emailed as well we are canceling. No replies, so a call again to make sure they are aware we are canceling and spoke to owner John Rowley, he was rude, stated we still owe another months payment?. WHY i said, we paid in advance both months and have only been members for 48 days (Under 2 months) He states it is in the fine print in the contract that they bill in the arrears. WOW, and if we don't pay it, he is turning us over to his Atty and to collections. WAIT A MINUTE, We came to this company to clean up our credit, paid them 2 months & both in advance for something we later found out we could have done for ourselves for free or had ANY lender do it for us for free. Now we need worry of ANOTHER collection acct. as John stated on our credit reports?. I WOULD NEVER RECOMMEND THIS COMPANY TO A SOUL. Look on youtube as well for more info.

10 years ago

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Anna-Louise Poching Perth, WA

This company has repeatedly taken payment from my bank account one day then, returned the payment the next day and taken an "unpaid fine". I have spoken to multiple people about this and each time have said they will sort it out. Which never has been. On top of this. They ONLY take monthly payments. They can not accomodate you with a suitable date or frequency. Very unprofessional and upsetting. Had I known all this I would not have signed up with them.

1 year ago

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Jeremy Hullaby Selma, AL

Marc helped me improve my credit by far the best advice I’ve had in decades!!! Thanks will recommend to everyone I know!! #GG

6 years ago

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Ted Port Richey, FL

Run, do not stop here, You will not at all be happy. We were not, we learned the hard way. Their are many company's to choose from out there that can help you, this one will only do what you can do for yourself. There are hidden fees in their contract. Fees that will go to collections if not paid. This company has proven to not care one bit about their paying customers credit, only their money. Run i tell you,,,,,RUN

10 years ago

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Darren Andersen

Got a car loan through Angle about 13 months ago hasn't been a problem until now been paying extra payments well over $3000 ahead on loan we pay every fortnight instead of month and now they just sent me an email saying they didn't take enough out for the month definitely not recommend looking to change to another lender asap

1 year ago

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Brandon Woodstock, MD

Very helpful and professional glad i was able to the services i did with this company

6 years ago

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k moore Dunedin, FL

not worth the money they charge. They have no problem taking your money each month with no results. Sad someone looses almost 1000 for nothing. Would NOT recommend for anything.

6 years ago

Reply from Angle Financial Services

Client refuses to understand this is a process. she wants overnight results. it takes time. Client was not in program very long. Client also declined our processing option which delivers faster and smoother updates.

Jul. 26th, 2018

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Ashley Abbott Dover, DE

I worked with Marc and he was AWESOME! I will be referring all my friends and family to him!!!

7 years ago

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Fred Dover, DE

Great company. Had me done and in a home in 4 months. couldnt be happier!

10 years ago

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Danielle Cross

Outstanding service. No sales pitch just direct action!

7 years ago

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Traci Jordan Gaston Norman, OK

Owner sends threatening private messages to people who publicly oppose credit repair companies on public forums.

7 years ago

Reply from Angle Financial Services

Client spoke with former employee not owner. As she was slandering our services and company.

Jul. 26th, 2018