Synchrony Bank Logo
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4.5

Overall Score

Author: Kaitlyn Short

LAST UPDATED: December 13th, 2023

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Star Rating

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3.9

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44 Reviews

Review Breakdown

5 grade

59%

4 grade

11%

3 grade

5%

2 grade

5%

1 grade

20%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Eddie Rios Ogden, UT

Synchrony Bank is a must have for your credit card wallet. I love the rates, and that it is accepted everywhere. they also make billing and payments simple online. Having this card is just smart as it is easy to manage through their great customer service.

5 years ago

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M T Chicago, IL

This company has a great credit card that gave me low interest rates even though I had a low credit score at the time. I enjoy speaking with their staff because everyone is happy to help at anytime.

2 years ago

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M. Myers Flower Mound, TX

Very great credit cards! Very helpful customer service in my experience. Easy to use website and lots of different cards to choose from, there is something to fit every need.

6 years ago

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Cristina Cho Laguna Niguel, CA

I use Synchrony Bank for all unexpected medical and pet needs. It is nice to have wiggle room on zero interest for these bigger expenses. Their communication is great and they always notify you if you are nearing the deadline before interest occurs.

2 years ago

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Luke Swierczynski Waterford, MI

I have several credit cards through synchrony bank. I feel like they're partnered with a ton of different retailers. Especially love the amazon card I have through them. 5% back on all purchases or simplistic interest free payments. Makes shopping super convenient and saves quite a bit.

3 years ago

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Syl North Port, FL

Long time client of Synchrony Bank. Majority of my cards are from that company and I happy to have them. Never have any issues with their cards. Customer service is excellent. The employees are very friendly and helpful. Excellent service and worth trusting!

5 years ago

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peggy cherry Fayetteville, NC

Synchrony finances everything. Its like a monopoly in the land. The process is easy and its convenient to have one bank for all your home purchase needs.

1 year ago

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Michelle Thomas Anaheim, CA

Awesome and amazing company. They are working with me on an issue that came up and their customer service team is fabulous. Everything is easy and done in a timely manner.

2 years ago

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stephen sisemore Tulsa, OK

I enjoy the versatility of my Lowe's 5% Synchrony Bank card. The cashier gets my veteran's status on their screen once I use it and applies added discounts without even asking.

3 years ago

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Crystal B.

I got a Synchrony credit card when I purchased a new mattress. I dont use the card very often, but it's easy to make payments.

2 years ago

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Zac Cannon Long Beach, MS

I used Synchrony Bank to finance for my wife's wedding ring. I had a great deal and was able to pay off the ring within a year with ZERO interest!

5 years ago

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Deanna Moore Dumfries, VA

Synchrony Bank manages several "store card" accounts I have, mainly for furniture stores. Their terms are easy to understand, and I've never had any issues with them.

5 years ago

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Michelle W Coraopolis, PA

Synchrony is great! It's so versatile with the different companies that I finance my large purchases with and it's user friendly when making payments.

6 years ago

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Jennifer Mallozzi Norwich, NY

This bank holds many of the different cards I had! They were willing to work with my to get my credit back in good standing!

1 year ago

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Crystal Batavia, IL

One of my store credit cards is through Synchrony Bank and I haven't had any issues with them so far! Great customer service! Very happy customer!

2 years ago Edited April 4, 2023

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MBA Dallas, TX

They cover most retailers. Customer service is quick to answer each time you call them.

2 years ago

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REBECCA Simi Valley, CA

This is very important to my lifestyle. I have a couple of cards with Synchrony and easy to work with.

2 years ago Edited April 27, 2023

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Tabitha Norman Dayton, OH

Love this credit card and the bank they use. Have had it for almost 3 years. Great company easy to get in contact with.

3 years ago

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Thawkes2017 AL

I use Synchrony for my Victoria’s Secret and Ulta card. I earn points to use towards future purchases also.

3 years ago

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Deanna Greco Murphy, NC

The service I have received from Synchrony Bank has been excellent. Great interest rates and terms.

3 years ago

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Myken Salt Lake City, UT

I have a Synchrony Bank credit card and have appreciated how easy it is to use and how many places it's accepted.

5 years ago

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Danielle Powell Long Beach, MS

Love the ability to use this at rooms to go. I was able to furnish my whole house at zero percent interest

5 years ago

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Pete Dizbon Sequim, WA

Great to deal with, 5 out of 5 stars !! Works perfectly with Amazon !!

3 years ago

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Ledena Cresin Radcliff, KY

Great company. Up front and honest. Great rates Reasonable monthly payments

3 years ago

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Ron Jennings Melbourne, FL

Excellent Service and low interest loans

2 years ago

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Fairygrl Alexandria, KY

All around great to work with, easy and efficient

3 years ago