Discover Financial began offering the Discover Card in 1985 and introduced its cash rewards credit card in 1986. Today, Discover is the third-largest credit card brand in the United States and has over 61 million cardholders.
Discover offers a number of rewards options, including the Discover it Chrome Student Card, the Discover it Cash Credit Card, and the Discover it Miles Credit Card. With the Chrome Student Card, students can get cash back each school year that their GPA is 3.0 or higher for up to the next five years. At the end of the first year, Discover adds up all the cash back earned on the student card and matches it. The Cash Credit Card gives a percentage of cash back in the selected quarterly category. The Miles Credit Card offers an automatic match of all the miles earned at the end of your first year with no blackout dates. Miles can be redeemed for travel credits or cash.
There are no annual fees associated with any of Discover's credit cards, which can save cardholders hundreds of dollars each year.
Discover does not charge a foreign transaction fee, which is a nice benefit for frequent travelers.
Discover provides its cardholders with the ability to view and monitor their FICO score for free.
Discover offers several fraud safeguards, including purchase monitoring and the ability for customers to freeze and unfreeze their card in the event that it is lost or stolen.
Most of Discover's credit cards offer an introductory APR of 0 percent for the first fourteen months.
For the first late payment, Discover does not charge a late payment fee. However, cardholders can expect to be charged a fee for every late payment after the first.
Customer support is amazing! 24/7, fast, no waiting, issue fixed instantly
The cash back is tied to my Amazon account for one. The cash back bonus specials are great. I can use the card just about anywhere.
Discover and American Express begin sending bills later and later leaving me with late fees each time
easy to read statementsand us based customer service
Discover is a very good credit card company. Their customer service is phenomenal, with alerts and notifications every person should have.
I haven't had any problems with them and I recevie Cedit points.
I have been with Discover for many years. They have always taken care of me.
I think their customer service is amazing and quick.
Their customer service is good, their web page is easy to follow and understand, they have good promotional offers
Reasonable to work with, professional, courteous, understand client's problems and works to resolve same.
great to do business with. fast response times all questions answered
They worked with me all the time to keep my bill paid on time they have low interest rates and they gave me credit when no other company would give me a chance when I called I got a representative very easy and quick
They have been very helpful with my credit
We have used the Discover Card for nearly 30 years. Customer service is great at any time of the day for answering questions or replacing cards, and they are right on for discovering fraudulent use on our account, which has happened a handful of times. They'll continue to keep my business for years to come.
Wonderful card! No foreign transaction fees and no annual fees. I love this card and use it for everything. You can get a lot of cash back for different things.
I like the cash back bonus I get from using this credit card. I have had to call customer service and you are talking to a human within seconds. It doesn't take forever with some automated answering machine. Very easy card and company to work with.