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MBPI

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5.5

Overall Score

Author: Kaitlyn Short

LAST UPDATED: December 13th, 2025

MBPI was established in 1981, and based out of Missouri. MBPI is one of the oldest companies in the car warranty industry with 36 years of experience. Part of MBPI's philosophy is "to seek out select, quality dealers in targeted geographical areas, and provide the highest possible level of service to those dealers."

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The Good

  • Customer Support
  • Multiple Protection Plans

Customer Support

MBPI is an employee owned company, this makes the success of the company more personal to each employee. MBPI has an award winning staff that covers a great deal of customers, including 500 dealers. The staff have a combined service contract experience of over 100 years. This means that when a customer has an issue, the staff will be able to answer their questions as experts in the service contract field.

Multiple Protection Plans

MBPI offers several protection plans that cover all types of car issues depending on your circumstances. These varied plans allow customers to pick and choose what types of coverage they need for their vehicle. MBPI also offers varied service contracts that cover your vehicle regardless of the age or mileage. This can be very difficult to find in the industry as most car warranty companies limit the age and mileage they will cover:

  • Service Contracts (Preferred and Extra): these two plans cover various services and roadside assistance
  • Tire and Wheel Coverage: covers costs associated with damage from nails, potholes, and other road hazards
  • OEM Coverage: covers the modern vehicle technology
  • GAP: this insurances waives the difference between your primary auto insurance settlement and the outstanding balance on your vehicle
  • Lifetime Powertrain: covers the powertrain for the lifetime of your vehicle
  • Total Package: covers all interior and exterior components to protect you from paying expensive repairs
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The Bad

  • Lack of Transparency
  • Fees and Exclusions

Lack of Transparency

MBPI is upfront about a lot of information, and is very thorough about what each package covers. A lot of companies are not as transparent with some of the information that MBPI is. It is important to have information available for customers who are shopping around for a car warranty company; however, MBPI is lacking some information that is pertinent such as warranty prices, warranty deductibles, cancellation fees, transfer fees, and their availability. This lack of transparency makes it difficult for potential customers to compare services with other companies in the industry. It requires the customer to take out more time to find answers than necessary. It also makes it difficult for our team to rank MBPI's services fairly. We would like to see MBPI be more transparent with this information on their website.

Fees and Exclusions

While MBPI offers a great deal of services and coverage- they leave a lot to be desired. Their towing costs are high at $80 each tow. Some rental companies offer free towing services for a certain amount of miles, or tow at a much lower rate. Their rental car reimbursement is also quite low in the industry at $35 per day, and they are only willing to cover this expense for three days. Most of their packages only cover cars that are under ten years of age, and have less than 150,000 miles. This limits customers who have newer cars with relatively low miles. Once a current customer is over those requirements, they may have to find services elsewhere.

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The Bottom Line

MBPI offers many great packages for automotive protection that potentially cover almost anything a customer could need. MBPI has over 36 years of industry experience, and has a great reputation for quality customer service; however, MBPI is lacking some transparency, and some of their services do not offer the same value as services with other companies in the industry. We would like to see more specific information regarding their warranty prices, warranty deductibles, cancellation fees, and transfer fees. For your car warranty needs, we recommend checking out some of the other car warranty companies on our list.

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Star Rating

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4.1

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41 Reviews

Review Breakdown

5 grade

49%

4 grade

2%

3 grade

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2 grade

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1 grade

49%

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Quality

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Toni Sinker-Strang

Hunter with MBPI did an exceptional job helping with my warranty questions. He’s knowledgeable and helpful when I was at a loss he pointed me in the right direction and was able to resolve my issue and answer my questions. It’s refreshing to actually get help. I wasn’t looking forward to getting this handled but I’m glad it worked out the way it did.

1 week ago

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Monty Lynch

I bought a newer used vehicle from a dealership that provided a 12 month/12,000 mile MBPI warranty. In just a few weeks of driving the vehicle the transmission started to act suspicious and actually went completely out. I had to have it towed to the service center. In a very timely manor, MBPI approved having a new transmission installed. MBPI paid for the transmission and reimbursed me for the towing. Now that deserves 5 stars. Thanks MBPI.

3 months ago

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Ann Graff

When my factory warranty expired on my 2019 Chevrolet Colorado, I bought a MBPI Premier contract. Then when we bought our 2024 Dodge Ram, I selected to go with MBPI for my extended warranty as welI. I love having the piece of mind knowing that this company will take care of me when I have any mechanical issues. Customer service is excellent and claims are paid within an hour(usually faster). Dealers love doing claims with MBPI because the process usually takes less than 30 minutes to get claims authorized and they get paid fast. I did my research on all the other warranty companies out there and this one is legit.

5 months ago

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Austin C

I've had a great experience working with MBPI. Established in 1981 and based in Missouri, MBPI is one of the most reputable and long-standing companies in the vehicle service contract industry. With over three decades of experience, they've truly earned their place as a trusted name in automotive protection. What really sets MBPI apart is their strong commitment to quality and service. Their philosophy of partnering with select, reputable dealers and providing them with top-tier support really shows in the way they do business. Whether it's their prompt claims handling, knowledgeable staff, or customer-first mindset, MBPI consistently delivers a level of professionalism and reliability that's hard to find elsewhere. I would highly recommend MBPI to any dealer or customer looking for a dependable, experienced, and service-driven vehicle protection provider. Their dedication to excellence is clear, and it's easy to see why they've remained a leader in the industry for so many years.

5 months ago Edited July 17, 2025

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Deb C

MBPI is a great company. From their customer service to the knowledge of the claims advisors. Calls are answered by a live person and they are able to get you to the right department right away. Service claims are paid quickly, most being paid within 30 minutes. This company cares about it's customers, dealers and shops that partner with them. In a market where car repairs can be extremely expensive the peace of mind a MBPI service contract can give is worth it's weight in gold.

5 months ago

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Josh

MBPI was fast and efficient while processing my claim for ignition coils to be replaced. There was no additional cost passed onto me, MBPI covered the bill in full with no issues. My service advisor even stated that this was the easiest extended warranty to deal with.

5 months ago

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Hunter Sikes

MBPI is the absolute best warranty company I have ever worked with. As a customer myself of their contracts and a mechanic that has work directly with their claims department to repair other customers of theirs vehicles I can assure you that there is not an easier warranty company or claims department to work with.

5 months ago

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Jason Gibson

I've had three extended warranties from other companies, MBPI is the only company that will pick up the phone without making their customers wait 30+ minutes. Customer service is top notch

5 months ago

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Steinar Andersen Huntley, IL

I am unsure of the situations with the other reviewers here. My 2013 200 Limited Hardtop Convertible had 97,000 miles when I purchased it (with MBPI warranty & I made sure it was the plan that covered the most issues - Premier Care). You should not bother to purchase a lesser plan, as you will come across issues like the other reviewers (there is a reason why those plans are cheaper - they don't cover as much). I took my 200 to Kunes Country in Woodstock, IL, I had an emissions issue (multiple parts needed replacing). As the dealership had those parts in stock, they got in touch with MBPI to get authorization to do the repair. it was approved within 15 minutes and I got my car back in 2 hours (all repaired.... and I paid my $100 deductible - the work cost a LOT more). Also, I make sure I have all of my scheduled maintenance done (with receipts) to show I do everything to keep my car in excellent running condition. As invariably, the shop working on the car is asked by MBPI if it has had such maintenance done. I never have a warranty problem if I follow those basics. And if you can't afford to do the scheduled maintenance on your car, it will show in how the car runs when the shop looks at it (which will make it that much harder to get work covered by any warranty company). So, if you can't afford regular maintenance and got the cheapest powertrain warranty - you are bound to have issues (and you should rethink car ownership). And as an aside, NEVER buy a new or used car with a CVT transmission (Mazda, Nissan, Mitsubishi.... as they are horrible warranty problems and are VERY expansive to fix. The only good CVT is in the Toyota Prius.

6 years ago

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Cat K

I've had 5 vehicles coveted between my family. Of them, 3 had claims. From the switchboard, not a machine-actual people, to the claims department and payment department i received nothing but great service. One of the claims had additional items not covered and when I asked why, they were able to explain and show me on the contract why it was not covered.

2 months ago

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Paul Woodman Rutland, VT

Great company.Lebanon ford in NH said they wouldn't even try to call MBPI, never did business with them before. I went to ford of claremont and they said MBPI was the easiest company they ever did business with. Payment was made immediately after repair, and it didn't cost me a nickel. I bought my car at Pleasant motors in new bedford mass, Brian is a class act through and extremely professional, and meticulous. I knew the insurance was going to be top notch with his approval.

5 years ago

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Hannah Eastin

I have two contracts with the company. The people I have worked with have always been pleasant and informative and made the process a breeze.

5 months ago

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Larry T. Peoria, IL

MBPI answers the phone faster than anyone else, and they listen and work with you to help you rather than trying to figure out ways to not pay. In the rare instances when they do not pay a proposed claim, they clearly explain why so there is no room for confusion. They are fair.

3 years ago

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Matt Rewerts

Great company with great coverage for most vehicles. Would highly recommend them for protection on your vehicle.

5 months ago

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Halee Eastin

Great customer service. My call was answered very quickly and the water pump was covered in full.

4 months ago

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MJacq

Claims department is very knowledgeable and helpful. Took care of the issues with my vehicle.

5 months ago

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Kyle Lutman

This company is fair on claims. Would choose again!

5 months ago

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Nico L

Great company to do business with, excellent service.

5 months ago Edited July 17, 2025

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Clayton

Good company, they cover what should be covered.

5 months ago

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Jason Schmidt Tulsa, OK

Really good company. They covered nearly 8K of repairs to my odyssey.

6 years ago