Allstate Auto Insurance Logo

Allstate Auto Insurance

star star star star star_border

7.0

Overall Score

Author: Kaitlyn Short

LAST UPDATED: July 25th, 2024

Allstate offers excellent auto insurance coverage options and several discounts that can help you save money and get the protection you need for your liability and car.

Allstate stands out for its Drivewise® program that in addition to offering savings for good driving offers rewards for completing safe driving challenges. Allstate is a recommended insurer, especially if you're looking for a safe driving discount program that stands out.

Read Allstate Reviews

thumb_up

The Good

  • Positive Reviews
  • Helpful Tools and Resources
  • Range of Coverage Options
  • Mexico Tourist Auto Insurance
  • Good Discounts
  • Drivewise® Program

Positive Reviews

Allstate auto insurance reviews on BestCompany.com are largely positive. Reviewers praise Allstate for customer service, trust in agents, claims processing, and pricing.

Allstate's high proportion of positive reviews reflect customer satisfaction with the car insurance company.

Helpful Tools and Resources

Allstate offers many helpful tools and resources on its website. You can get a quote for an insurance rate, file a claim, and track your claim all online.

You can also learn more about car insurance and how to read car insurance documents from Allstate's articles.

Allstate's Bumper-to-bumper Basics® tool helps you see what limits and deductibles might work well for your situation and needs. This tool is especially helpful if you're in the early stages of car insurance shopping because it can help you decide what you should look for in your car insurance coverage.

Range of Coverage Options

Allstate offers a range of coverage options that you can include in your policy. These coverages include collision, comprehensive, liability, medical payments, underinsured and uninsured motorist, sound system insurance, roadside assistance, personal injury protection, accident forgiveness, and rental reimbursement.

Allstate also offers personal umbrella liability coverage that goes beyond the liability coverage usually offered by auto insurance policies.

Rideshare drivers can close the coverage gap between when their personal policy stops and when the rideshare company's begins with Ride For Hire®. This rideshare insurance ensures that you're always covered while you're driving.

If you're a car collector or have a classic car, you'll benefit from Allstate's classic car insurance. There are no mileage restrictions. The policy protects your car's value and allows you to choose where your car gets repaired.

Mexico Tourist Auto Insurance

If you're planning a trip to Mexico, your U.S. car insurance policy won't cover you while you drive in Mexico.

Allstate's Mexico Tourist Auto Insurance offers protection for physical damage and theft, bodily injury or property damage, medical payments, legal assistance, loan or lease payoff for a totaled new car, roadside assistance, and medical evacuation.

Pay attention to what the policy's limits are because that is the most the insurance company will pay for each coverage. You'll also want to look at the deductibles because that's what you're responsible for before your insurance policy kicks in.

You must have similar coverage for your U.S. policy, be at least 21 years old, and have a valid driver's license.

Good Discounts

Allstate helps you save money on your car insurance premium by offering several discounts. You may qualify for some of the following discounts:

  • New car (first owner)
  • Multiple policy
  • Smart student (under age 25 and good grades, successful completion of teenSMART driver program, or live 100 miles away from your car)
  • Anti-lock brake
  • Anti-theft device
  • Early Signing Discount® (since policy seven or more days before it starts)
  • Responsible payer (no cancellation notice for non-payment within the last year)
  • EZ pay plan (autopay)
  • Allstate eSmart® (go paperless)
  • FullPay® discount
  • Safe Driving Club

Most insurers offer a range of discounts that help policyholders save on their car insurance rate.

Drivewise® Program

You can also receive a discount for participating in Allstate's Drivewise® program. This program monitors your driving and scores it. You benefit from real time feedback and can start earning points after your first 50 trips.

As you accrue points for safe driving and develop good driving habits, you can redeem them for things like gift cards, auctions, magazine subscription, travel, and more.

In addition to helping you save and drive safely, the Drivewise® app also offers parking reminders so you can avoid tickets and towing. You can use Good Hands Rescue to connect with roadside assistance.

Visit Site

thumb_down

The Bad

  • Must Provide Specific Personal Information for Quote

Must Provide Specific Personal Information for Quote

Before you can view quotes on Allstate's website, you must provide personal information like your car's VIN, your address, and your driver's license. While this can be frustrating, this information is necessary to show reliable quotes. Other car insurance companies follow the same practices.

gavel

The Bottom Line

Allstate is worth exploring further if you're looking for a good auto insurance policy that fits your budget. Positive Allstate customer reviews reflect claims satisfaction, good customer service, and good rates.

Allstate offers many great coverage options that meet the needs of rideshare drivers, car collectors, and tourists in Mexico. Whatever your driving needs, you'll be able to find a policy that meets them.

When you purchase Allstate car insurance, you can also benefit from its many discounts, including participation in its Drivewise® program. You'll get a discount for participating in the program.

After your first 50 trips, you'll start earning points that can be redeemed for gift cards, travel, and more. Unlike other safe driving programs, you can also earn rewards for completing safe driver challenges.

We recommend working with Allstate for its car insurance product options, discounts, and Drivewise® program.

Was this content helpful?
thumb_up Yes thumb_down No
We'll Introduce You!

Call our recommended rep over at Allstate Auto Insurance below.

1-(833) 579-1849

Star Rating

info

4.2

star star star star star_border

436 Reviews

Review Breakdown

5 grade

53%

4 grade

26%

3 grade

11%

2 grade

4%

1 grade

7%

Sentiment Criteria

Value

star star star star star_border

Quality

star star star star star_half

Service

star star star star star_half

Trustworthiness

star star star star star_border
cancel

Filter by:

arrow_drop_down

Sort by:

arrow_drop_down
info
star star star_border star_border star_border

Amanda George IL

I had allstate back in 2016 and had it until about late 2019 until they started charging me all these new fees and when I asked about it they said it was a proration for my new bill. I didn't start a new contract to have a new bill. I had just updated my insurance to add comprehensive back on and they charge me $200+ in "new fees". No thanks.

1 year ago

star star star_border star_border star_border

Marv1959 Oxford, PA

I was rear ended buy a party who was insured and admitted responsibility. They made me photograph the damage prior to opening the claim in spite of my telling them that I am disabled. They sent me a check based on an estimate based on those photos minus my deductible.

4 years ago

star star star_border star_border star_border

Jynnifer

When i was in an accident they failed to provide me with any information or updates on my claim. I had to do all the leg work myself plus call them pretty much everyday for 3 1/2 months just to make sure they knew what was going on, info that they should have been letting me know not the other way around.

7 years ago

check_circle

Review Source

star star star_border star_border star_border

Angelina Hamilton Gulfport, MS

Got a quote from here and it was going to be double what I am paying now. Customer service was very helpful with going through all the options I needed and didn’t need. They do have liability coverage and full coverage available. They just were not able to compare rates that I currently am paying. I will not be choosing this company I to switch to.

5 years ago

star star star_border star_border star_border

John Nelson

Had them for 33 years. Policy premium kept escalating. Nationwide got me better coverage for litteraly half the amount Allstate was gouging me for, and it has stayed virtually the same price.

7 years ago

check_circle

Review Source

star star star_border star_border star_border

Caroline Fowler Little Rock, AR

I had Allstate for many years and was denied a roof claim multiple times when contractors had verified that I had hail damage. Friends told me that Allstate was known for denying roof claims. I switched insurances and the new company approved the new roof.

3 years ago

star star star_border star_border star_border

Jimmer4three Provo, UT

After someone crashed into me while I was at a stop sign, my car was totaled. It took Allstate a month to decide whether it was totaled or not, and they did not communicate with me much throughout the process. I’m now looking to get different car insurance.

4 years ago

star star star_border star_border star_border

stevey shumway Midvale, UT

Allstate Auto Insurance was not my favorite Insurance carrier I have had. I had some trouble with their customer service and found cheaper rates somewhere else.

5 years ago

check_circle

Review Source

star star star_border star_border star_border

Liza Sotchenko Parkville, MD

Rates seemed good until you actually add in coverage. They have the milewise program but after reading it seems like a total rip off because you end up getting charged more in the long run whether you drive or not.

3 years ago

check_circle

Review Source

star star star_border star_border star_border

Debra Sims Chicago, IL

I loved all state auto insurance in the beginning the 1st few years but at the end I had an agent that was very sarcastic and basically just mean so I dropped them

3 years ago

star star star_border star_border star_border

Edger Royster

' just ok not informative nothing explained. Or discuss with client. Would like more options discussion

4 years ago

check_circle

Review Source

star star star_border star_border star_border

Marci Randall Sandy, UT

Was with Allstate for years and the premiums kept continuing to rise at a rapid rate without any claims. Changed companies

3 years ago

check_circle

Review Source

star star star_border star_border star_border

janice dorvil Tallahassee, FL

I tried to switch from Geico to Allstate and they were way more expensive. I haven't really heard much about it except for me trying to get a quote.

3 years ago

star star star_border star_border star_border

Margie Hamilton Morrow, OH

Poor customer service, and raising cost without notice and lame/questionable reasons.

7 years ago

check_circle

Review Source

star star star_border star_border star_border

Kristiane R Durfey Pleasant Grove, UT

We had previously used this company but chose to leave for better rates from a different company.

6 years ago

check_circle

Review Source

star star star_border star_border star_border

Brandon Kimball Thurgood AZ

Overpriced car insurance. Found a lot cheaper rates with a different company.

3 years ago