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Aetna Vision Insurance

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Author: Kaitlyn Short

LAST UPDATED: September 13th, 2024

A subsidiary company of CVS Health Corporation, Aetna was founded in 1853. Utilizing its vast number of in-network providers, it strives to provide insurance to employers, organizations, and individuals. Aetna is the preferred provider for federal employees.

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The Good

  • Large Network
  • Rich Benefits
  • No Deductible or Copay

Large Network

Aetna has a large network consisting of over 97,000 providers, which increases the chance that you’ll be able to find someone within network. It also has a program in place to help make your transition easy, especially if you already use one of its existing providers. 

Rich Benefits

Aetna has an extensive list of benefits, including retinal imaging discounts, LASIK eye surgery discounts, 40 percent off a second pair of glasses, and additional discounts and coupons that are only available to members. It’s worth noting that Aetna is one of the few providers that offers a discount on retinal imaging.  

No Deductible or Copay

Aetna has no deductible and its plans start paying right away. In addition, there is no copay for eye exams, so you’re getting a great value right off the bat. With premiums starting at just $6, Aetna vision insurance is quite affordable.

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The Bad

  • High Price on Progressive Lenses

High Price on Progressive Lenses

While Aetna keeps upfront costs low, the company charges a higher out-of-pocket price for progressive lenses than other vision insurance companies. With its standard plan, you’ll pay anywhere from $95 to $120 for progressive lenses. With its higher-level plan, the price drops down to $40 to $65. 

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The Bottom Line

With a large network of providers, a variety of benefits, and no deductibles or copays, Aetna is a great option for vision insurance. However, if you need progressive lenses, keep in mind that you'll pay a bit more for those with Aetna than you would with most other vision insurance companies.

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Maryann farrell Marlton, NJ

We high option vision plan and it covered everything for my daughter. She picked $169, but could have chose up to $250. Eye exam 100% covered as well as poly lenses. We opted for no drops and a picture of her eyes instead. That cost me $39, but we’ll worth no headache and all that comes with those awful dilation drops . The drops weee covered by Aetna if we chose. We also opted for no glare lenses which had a small copay if $25-30 our choice I also bought her prescription sunglasses not covered, again my choice. I took advantage of the covered regular exam for her sunglasses that way I didn’t have to pay again for another exam later. So essentially I saved on the sunglasses too. I only have to pay for less expensive frames and lenses cause I chose to do that. My whole family will be covered for frames, lenses and exams with the high option eye care. Well worth it, but make sure you find a doctor you like or you may have trouble finding a doctor. A lot of people choose insurance without asking g their doctors if they take it . Big mistake. Always do your research and most times you’ll be happy with your coverage.

6 years ago

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Steven Klaproth Phoenix, AZ

Aetna vision insurance is one of the best products on the market. They offer a variety of products and services second to none.

4 years ago

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Rocio Diaz Tallahassee, FL

Aetna has a large network of coverage for vision insurance at an extremely cheap price. It is accepted by almost all optics.

5 years ago

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Amanda Warrendale, PA

Aetna Vision Insurance had reasonable co pays and covers your treatment at most eye doctors.

5 years ago