Today, Nationwide's pet insurance district employs 500 people, including 11 vets and 90 vet-experienced employees. The company boasts that there are 1,200,000 claims paid every year, 3,300+ claims paid every day and 700,000 pet owners who trust Nationwide Pet Insurance.
Pet owners should be happy to know that Nationwide Pet Insurance provides coverage for exotic pets, something that other pet insurance providers do not.
Read our Nationwide Pet Insurance reviews (below) to see what others are saying about this pet insurance company.
Nationwide offers three central plans for pet insurance, each with increasing coverage: Pet Wellness, Major Medical, and Whole Pet with Wellness. Depending on what type of coverage is needed pet parents can view what’s covered on the Nationwide Pet Insurance website.
Nationwide Pet Insurance provides pet owners with an easy to read sample condition chart for what would and wouldn’t be covered under each of its plans. Here are a few of the conditions and treatments that are covered by each of the plans, however, this is not the full list.
The Pet Wellness plan covers exam fees and tests, flea/heartworm prevention, and vaccinations.
The Major Medical plan covers exams, lab tests, X-rays, prescriptions, surgeries and hospitalizations, chronic conditions, some hereditary and congenital conditions (although a waiting period does apply).
Whole Pet with Wellness
Cats and dogs under the Whole Pet with Wellness plan have all the coverage from the Pet Wellness and Major Medical plan plus more.
Whether pet owners are looking for a plan to protect their furry friend against accidents or they want a comprehensive coverage plan, Nationwide Pet has plenty of options.
While Nationwide Pet Insurance provides coverage for more traditional treatments and therapies, the company also allows pet owners who want to turn to more natural techniques, philosophies and treatments. Coverage includes acupuncture, as well as chiropractic and laser therapy. Many pet owners opt to try alternative and holistic therapies to treat anxiety issues, improve overall health, and even as cancer treatments.
Something that genuinely sets Nationwide Pet Insurance apart from other pet insurance providers is its Avian and Exotic Pet Plan. Pet insurance policies for birds, small animals, and other exotic pets are extremely rare in the industry. Nationwide Pet boasts that its affordable exotic pet insurance plan covers accidents and illnesses along with examinations, lab fees, prescriptions, X-rays, hospitalization, and more.
Nationwide Pet Insurance covers most birds and exotic pets:
Annual deductible are offered with the Whole Pet with Wellness plan, My Pet Protection plans, Medical and Major Medical plans, and Nationwide Pet’s injury plan. With these specific plans, the selected deductible only needs to be fulfilled once per policy term.
A per-incident deductible is applied to the Superior, Standard, and the Avian & Exotic Pet plans. There is a $50 deductible that applies to each unrelated accident or injury per policy term.
There is no deductible for claims submitted under the Nationwide Pet Feline Select plan or under the wellness plan and riders.
Free to all members of Nationwide Pet, pet parents can receive live veterinary care and guidance about their pet's health. Members can ask questions about their pets general health or they can receive help identifying urgent care needs.
While the Vet Helpline is an advantageous feature, if a pet is in need of veterinary assistance or immediate care, pet parents should visit a clinic or emergency provider. Nationwide Pet Insurance members can use any licensed veterinarian in the world.
Nationwide Pet owners will pay for their pet’s veterinary care up front and will be reimbursed after they submit a claim. It can take Nationwide up to 30 days to process a claim you file, which is on the longer end for a processing period. Furthermore, when you get reimbursed for an expense, you'll receive the reimbursement via a check in the mail rather than the much faster direct deposit.
If your pet is already enrolled with Nationwide, then coverage will never be removed from the pet unless you cancel it. If, however, you want to enroll your pet for the first time, you can only do so if your pet is under age ten. Pets older than ten years old cannot qualify for Nationwide's plans, and this is a comparatively low age for enrollment eligibility.