error This company may not service all states.

OppLoans are offered by Opportunity Financial, a Chicago-based lending company that specializes in offering unsecured personal loans to consumers.

Founded in 2012, OppLoans is well-respected by customers and the lending industry alike. The company has an experienced leadership team and strives to make the lending process as simple as possible for its borrowers.

This lender specializes in unsecured loans for people with poor credit. Loan amounts range from $500 to $4,000. Your state of residence determines whether you are eligible for OppLoans lines of credit or installment loans. The brand's loan products are billed as a lower-cost alternative to predatory payday loans.

Whether you borrow through an installment loan or a line of credit, regular or monthly payments are required; however, with OppLoans, you can borrow more — up to $4,000, with a lower interest rate, for a longer period of time.

Loans applied for through the company's online platform will be originated through FinWise Bank or Opportunity Financial, LLC, depending on your state of residence. Even if FinWise funds your loan, you will still be serviced through opploans.com. 

Borrower application requirements include:

  • Residence in an available state
  • 18 years old—19 in Alabama and Nebraska
  • Regular income
  • Checking or savings account
  • Receive paychecks to your bank account through direct deposit

Keep reading for pros and cons, plus OppLoans reviews from real customers.

The Good

  • Customer Service
  • Quick, Easy Process
  • No Credit Check 
  • Lower Interest Rates
  • Longer Repayment Terms
  • Financial Resources and Tools
  • Refinancing for Eligible Customers

Customer Service

With OppLoans, customers will find friendly, courteous, pleasant representatives who are more than willing to help.

Customers rave about the ease of working with OppLoans customer service; the overwhelming sentiment is that the company makes the entire application and approval process smooth and easy, and the representatives make customers feel comfortable and valued.

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Customer Review: Bobby Simpson from Georgia

"OppLoans has been a great company to deal with. I have never had any negative correspondence with any of the customer service personnel and they have been a blessing to me financially. There when you need them. Great rates, definitely a great company to get a loan from."

There's also a common feeling that the company's staff members know their stuff and can answer just about any question. If they don't know the answer, they're happy to find someone who does.

Many payday lenders don’t even offer human-based customer service, preferring to be strictly online lenders, with no human contact. With OppLoans, you can email [email protected] or call 800-990-9130, 7 days a week Monday-Friday, 7 a.m.- 10 p.m. and Saturday and Sunday between 9 a.m. – 4 p.m. Central Time for assistance.

Quick, Easy Process

Applying for an installment loan online doesn't have to be a pain, nor does it have to take weeks and weeks to complete the application process and receive your loan money.

With OppLoans, it definitely won't be this way. Potential customers can apply online in a matter of minutes and receive approval in a reasonable amount of time. Funds can be transferred by the next business day to your checking account or sent in the mail via check. 

No Credit Check

OppLoans specializes in fast, simple loans without a hard credit check with the traditional credit bureaus. It uses an alternative credit reporting agency to assess applicants' credit factors. This means that your credit report won’t be affected by your application. You can get a loan offer without consequence to your credit. 

In addition, borrowing with this lender can help you build or rebuild your credit. OppLoans does report to the three major credit bureaus (Experian, Equifax, or TransUnion) as you repay the loan. So, on-time payments can help improve your credit score.

On the flip side, please remember that if you fail to meet the repayment terms of your installment loan, it may affect your FICO score negatively. 

Additionally, there are no prepayment penalties — meaning that if you pay off the loan early, it can only help you. There are no fees or added interest. 

Lower Interest Rates

While OppLoans lending rates are still high, they are some of the best in the short-term and payday lending industries.

If you have a good credit score and you need cash, you can get a traditional loan, apply for credit cards, or access other traditional forms of credit by meeting lenders' minimum credit requirements for standard long-term loans.

If you are unscorable, have a bad credit score, are rebuilding your credit, and aren't a member of a credit union with a PAL product or service opportunity, you may have to look for alternative loans. That's when high-interest loan options come into play.

The annual percentage rate (APR) of OppLoans products is between 99–199%, while payday lenders average over 300%. So, the cost to borrow bad credit loans is high, but it's higher with most other competitors. 

Longer Repayment Terms

In addition to lower interest rates, this financial institution offers much longer repayment terms than traditional payday loans carry.

Typically, payday loans, also known as a cash advance, payday advance, and short-term loans; these loans are meant to be repaid by your next payday. Borrowers have to pay back their loan quickly. With installment loans, payment terms can last up to three years, for a lower-stress, more manageable repayment process. 

Financial Resources and Tools

To promote long-term financial wellness, the lending platform offers free educational resources through a section of its website called OppU. These include interactive courses on a variety of topics including:

  • Money management
  • Budgeting
  • Saving
  • Understanding credit and credit history
  • Debit and credit card basics
  • Debt reduction

It's commendable when loan companies recognize that users in need of a short-term loan may have bad credit now, but with more education, can take charge of the financial future. 

Refinancing for Eligible Customers

OppLoans personal installment loans offer refinancing to eligible current borrowers. If you are eligible, there will be a 'Refinance Now' button available on your online account. 

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The Bad

  • Limited to One Type of Loans
  • State Restrictions

Limited to One Type of Loans

While this is a great alternative to predatory lenders, customers who are in the market for other financial services like home loans, home equity loans, car loans, student loans, debt consolidation loans, or any other type of loan besides a personal loan will have to keep looking, because OppLoans only offers personal loans.

State Restrictions

OppLoans doesn't offer loans in all 50 states. The lender's service area is limited to the following states:  

  • Alabama
  • Alaska
  • Arizona
  • California
  • California
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

So, if you don't live in those states, OppLoans can't approve you for a loan. 

The Bottom Line

It's difficult to imagine a lender with a more favorable customer view than OppLoans.The common sentiment is that the company's customer service is off the charts and the loan application process is a piece of cake. 

On top of that, not many bad credit loans, installment loans, or payday loans can help you rebuild your credit score with the major credit bureaus as you repay your loan — even if you perfectly keep to your loan terms. OppLoans does. 

This lender is definitely recommended for consumers in need of the short-term financial assistance a personal loan offers, especially if they have less-than-perfect credit.

Although OppLoans has fairly high interest rates, they are very low compared to others in the payday lending world. Additionally, those in the market for other types of loans will need to look elsewhere.

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User Reviews

Star Rating

4.5
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216 Reviews

Review Breakdown

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Marianne Griego

March 3rd, 2021 Albuquerque, NM DETAILS arrow_drop_down
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After 3 attempts to get a better payment plan and back on track with my past due loan from a year long Covid furlough, the representative Alexis was the nicest and most helpful to finally help me out today! I had a flawless payment record prior to the pandemic. I am so glad that she answered my call today and feel so much better now. Thank you Alexis! Marianne Griego

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Anthony Martin

March 1st, 2021 Richmond, VA

My experience with OppLoans has been wonderful! My representative, Anderson (aka The Englishman) was fantastic! He was articulate, thorough and patient. He made the approval process extremely expedient and effortless. I can't say enough good things about this chap. I highly recommend OppLoans and anyone fortunate enough to obtain the services of Anderson will not be disappointed with his service and kind disposition... Cheers!

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Amanda Bowie

February 27th, 2021 Greenwood, SC

Customer service rep (Selena) was very helpful, polite and made this transaction extremely easy. Th site was easy to navigate. Terms and conditions were great considering they help with not so wonderful credit scores.

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Tee

February 18th, 2021 Las Vegas, NV DETAILS arrow_drop_down
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Excellent customer service when you call Opp Loans. Connor was especially awesome, took care of my request-no problem. It is a pleasure doing business with such a professional and accommodating company. Thank you for being a resource out there for these types of loans!

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Babi Ballard

February 12th, 2021 Colonial Heights, VA DETAILS arrow_drop_down
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I spoke with Spencer (Female type) and she was extremely professional and accommodating with the issue that I had. There wasn't a lot of fuss or back and forth debating. It was a calm, peaceful transaction, of which I am eternally grateful. I would choose them again for a short-term loan! Thank You!

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Janice Krispinsky

February 10th, 2021 Springfield, MO DETAILS arrow_drop_down
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OppLoans is so easy to deal with. They address your request quickly and resolve your problem. Connor helped me today and my problem was resolved instantly. Everyone is very professional and I will recommend them to everyone I know that needs a personal loan! Thank you for resolving my problem!! The company is truly amazing!

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Wendy Draskovic

February 9th, 2021 Scottsdale, AZ DETAILS arrow_drop_down
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Daisy was most helpful to me this morning, when others tried to help but their hand were tied by what they could do. She was very pleasant and listen to my situation and after some checking she was able to come out with the best result for me ! Thank you Daisy and team !

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Reply from OppLoans

Feb 10, 2021

Thank you so much for the positive feedback, Wendy! I'm glad Daisy was so helpful.

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Brian Lane

February 9th, 2021 , DETAILS arrow_drop_down
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I’ve been with the company as a customer for sometime now. Only had 1-2 issues with their customer service and it caused some issues but lucky Shana was there to help and sort things out. Thanks again for the help and the much needed relief.

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Reply from OppLoans

Feb 10, 2021

Thank you for taking the time to rate us, Brian, we appreciate it. Please let us know what we can do better! You can reach me directly at [email protected] - Ben Morris, Customer Experience Manager

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E.S.

February 8th, 2021 Westminster, CA DETAILS arrow_drop_down
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I was very unhappy with Neko (Supervisor). Even though she may not make the policy, they only reward people who does not pay their loans back. I asked if they could wave some of the fees, being that I’ve never been late on my loans to do an early pay off to make it easier for me. During this pandemic, most of us needs help and when I was told no because I signed a contract, this is unacceptable. Fees can be waived in any situation.

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Reply from OppLoans

Feb 10, 2021

Hello - I am extremely sorry to hear about your experience and want to look into this for you. Would you mind reaching out to me directly at [email protected]? - Ben Morris, Customer Experience Manager

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djackson

February 4th, 2021 Elmhurst, IL DETAILS arrow_drop_down
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After a little confusion, I finally spoke to two representatives that were able to solve my problems with my account and provide answers in a timely manner. Ms. Daisy and Ms. Brandy were genuinely concerned about my situation and provided a resolution that fits my current needs. Their customer service and communication with me was excellent! Thank you both!

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Reply from OppLoans

Feb 08, 2021

I'm glad Daisy and Brandy were able to resolve any issues you were experiencing! Thanks for the positive feedback!

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Ryanna Masiva

February 2nd, 2021 Ogden, UT DETAILS arrow_drop_down
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Shana was amazing and very understanding because my family is covid positive.

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Reply from OppLoans

Feb 08, 2021

Thanks, Ryanna! I'm so glad Shana could help you during a time of need.

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Lizzette R.

January 28th, 2021 El Paso, TX DETAILS arrow_drop_down
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Shana was very helpful and was able to complete everything positively! Thank you!

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Reply from OppLoans

Feb 08, 2021

Thank you for letting us know, Lizzette! I appreciate you.

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Sylnikka

January 27th, 2021 Minneapolis, MN DETAILS arrow_drop_down
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It’s the new payday loan with better benefits. The interest payments alone are entirely too high. But when you’re young and don’t have other options you have to do what you have to do. The benefits are sort of worth it but extremely costly. It’s not if you don’t have a way to pay it back seriously and if you will default because it will ruin your credit. But if you make on time payments and pay it back or pay it off sooner then it would be extremely beneficial.

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Reply from OppLoans

Feb 08, 2021

Hello - we agree that our product is a high interest loan that should be used in times of need. Thank you.

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Joseph S Montalto

January 26th, 2021 Huntsville, AL DETAILS arrow_drop_down
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Life has been hard for anyone since the pandemic. Heather and the rest of the Opploans team have made it simple for me to defer payments for the month until my wife and I can get back on track. Thank you all.

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Reply from OppLoans

Feb 08, 2021

I'm so happy we could help you out, Joseph. That is exactly why we are here. Please come back whenever you need additional assistance. Thanks!

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Marcellus Vanderhorst

January 25th, 2021 Jacksonville, FL DETAILS arrow_drop_down
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Tracy was definitely a big help in helping me with payment arrangement after having to take time off during this pandemic. Thank you

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Reply from OppLoans

Feb 08, 2021

Thank you, Marcellus!

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Victoria Hodges

January 25th, 2021 , DETAILS arrow_drop_down
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Never had any issues until this pandemic, but let me tell you. Tracy, not only calmed me down, but she educated me, helped me with my situation and also gave me some confirmation on some life changing things I've been thinking about. All in all, my experience has been wonderful, enjoyable, and very pleasant. Tracy was calmed and laid back, I know when I did this kind of work, I took on the tune of the customer, which didn't turn out to well but Tracy allowed me to vent before she responded. I learned so much for that little time spent on my call with her. This company is all good in my eyes and Tracy needs to be up for promotion/more money/trainer b/c she redirected my focus and made this pandemic a little easier. You know, like, find the good in the bad. In this time of need we need more people like her. Wish I could send Tracy a gift but I know this review will be good enough.

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Reply from OppLoans

Feb 08, 2021

This is such a heartwarming message, Victoria! Thanks for letting me know.

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Christina Whittecar

January 21st, 2021 Steubenville, OH DETAILS arrow_drop_down
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Always willing to work with you. Always very friendly. Been working with them for 2 years now with no complaints

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Reply from OppLoans

Feb 08, 2021

So great to hear Christina! Thank you for such positive feedback.

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Jesus259

January 18th, 2021 Chandler, AZ DETAILS arrow_drop_down
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They were awesome. Latisha specifically helped me out so much. I thought I was going to be on the phone for over an hour when I called in and she completely understood my problems I was calling about and immediately got to work on helping me solve them and explaining to me what options I had. She helped me, and in turn helped my family, so I am very grateful for her assistance. Thank you Latisha!

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Reply from OppLoans

Feb 10, 2021

Thank you so much for your rating! We hope your experience with OppLoans continues to be great!

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Justin Osborn

January 18th, 2021 Hicksville, OH DETAILS arrow_drop_down
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I love that it went to your credit report and can refinance after so long

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Reply from OppLoans

Feb 08, 2021

I'm glad we could help, Justin! Thanks!

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Daniel Amparano

January 16th, 2021 , DETAILS arrow_drop_down
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This company really cares about the people it offers it's services to they're all around great with customer service thank you Rose .

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Reply from OppLoans

Jan 19, 2021

Thank you for the great feedback, Daniel!

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Shannon Shanaye

January 15th, 2021 Virginia Beach, VA

TRACY NEEDS A RAISE!!! I missed my payment and was honestly freaking out bc I do not need a late payment on my credit report, I’m having an extremely difficult time during this pandemic and Tracy doesn’t even know how much she made my entire day!!! She explained my payment options probably 5 different ways until I completely understood. She was patient , knowledgeable and overall amazing! I didn’t even know about the payment option she offered! Girl you were amazing! If you have tough days please remember this review! You are lifting heavy burdens, so grateful I got her on the line bc there are some very rude people in this industry. She truly has a heart!

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Reply from OppLoans

Feb 08, 2021

I'm so happy to hear that Tracy could help you! That's what OppLoans is all about. Thanks, Shannon!

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Elise Rabke

January 13th, 2021 Metairie, LA DETAILS arrow_drop_down
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Shana was amazing in helping me with a hardship request. This will help me still take responsibility for the money I’ve requested and hopefully I get back on track to paying it off.

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Reply from OppLoans

Feb 08, 2021

Shan truly is the best. Thanks for letting us know Elise!

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Tatyana Chernyak

January 9th, 2021 Maple Grove, MN

Said I was pre-approved up to 4 k but turned down a 1k loan I requested. Just a scam of a company. Bunch of fake preapproval letters but its all a scam to get bank information.

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Reply from OppLoans

Jan 11, 2021

I'm so sorry to hear about your recent experience with OppLoans. I'd love to connect with you in order to explain more. Can you please email me at [email protected] to discuss? Thanks

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Irving Velez Sanchez

January 5th, 2021 Orlando, FL DETAILS arrow_drop_down
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I really like app, its awesome and the person that i spoke with was very helpful, his name is conor. He really did answer all my question and made my day..thank you... Very professional.

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Reply from OppLoans

Jan 11, 2021

Perfect! Thanks!

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Jenna DelBalso

December 15th, 2020 Mesa, AZ DETAILS arrow_drop_down
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I always have such a great experience with OppLoans. They have been amazing and have been so great and understanding during this crazy time with COVID-19 and my payments. I would recommend OppLoans to everyone!

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Reply from OppLoans

Jan 11, 2021

Thank you Jenna!

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Kimberly Stahl

December 9th, 2020 Indianapolis, IN

OppLoans is a ten! Everyone I have dealt with has been wonderful! Heather made the process of rescheduling my payment easy and she was pleasant to talk to. I highly recommend OppLoans!

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Reply from OppLoans

Jan 11, 2021

Thank you!

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Lady Jei

November 30th, 2020 Grand Junction, CO DETAILS arrow_drop_down
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Connor was a great rep. Easy to understand, calm, and very helpful while I finished the pay off process for my loan. As far as the application process and other aspects... great, great, and still great! Easy to apply, easy to manage payments, no prepay penalty, and emails for receipts. As soon as I paid off loan I got the paid in full receipt. It’s worth noting that I was using this loan to move and also to boost my credit and it did both wonderfully! Bad credit when I started= %185 interest. Paid extra each month to kill the interest and in 6 months loan was paid and credit went up around 50pts. YAY!

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Reply from OppLoans

Jan 11, 2021

Yay! Thanks for the amazing feedback!

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Jesse Cox

November 30th, 2020 Owens Cross Roads, AL DETAILS arrow_drop_down
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Got to give a shout out to Jane. This lending officer helped me get a loan to help me get a new home for my family. We just moved from KY to AL and this is a company where employees like the one who helped me.. Went above and beyond their duties. Much respect for you. Thanks for everything.. The Cox family!

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Reply from OppLoans

Jan 11, 2021

You're welcome! I'm glad we could help.

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Joanna Iwata

November 25th, 2020 Marina, CA DETAILS arrow_drop_down
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Excellent customer service from the agent Ashley who fielded my call and inquiry up to her supervisor who was equally helpful! I explained my situation and he was able to modify my loan agreement that I was so grateful for especially during COVID-19 and the holidays coming up!

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Reply from OppLoans

Jan 11, 2021

Wow! Thanks, Joanna!

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Justice Haynes

November 24th, 2020 Petal, MS DETAILS arrow_drop_down
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The company is great and helping me in so many ways and also i want to thank Mr.C for helping through my financial situations he was a great person &very respectful&patience with me thank you so much.

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Reply from OppLoans

Jan 11, 2021

Awesome to hear! Thank you!

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Julie C

November 14th, 2020 Snoqualmie, WA DETAILS arrow_drop_down
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I took out this loan to try an ad another credit trade on my report. I took out a 2K loan, even though I really did not need to. The loan was deposited within 24 hours of approval just as they said. Monday was a holiday so the deposit came in Tuesday morning. Payments are coming out directly from my account and yes interest is high, but no surprises here. I am rebuilding creit and understand the high rates. As I am new to Opploans, I am curious to know if they lower interest rates for credit worthy customers after loan payoffs. This loan was so easy and I am happy with the service so far. For those that have complained about interest rate, this is the cost of bad credit and rebuilding. It is not the loan for you if you cannot afford to pay it back. as for the 140% Interest. I was quoted up to 750% on other installment loans. a 1K loan was costing 5K+ to pay back. That was a NO Thank You. Opploans was reasonable. You can go to Onemain and pay over time and guess what you pay the interest fees in the same amount or more over a 3-5 year term. Yes lower payments, longer term...lots of interest spread out over years. Understand what you are signing. Opploans reported to my credit after 2nd payment taken.

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Reply from OppLoans

Jan 11, 2021

Thank you, Julie.

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Freedom Duncan

November 11th, 2020 Fort Lauderdale, FL DETAILS arrow_drop_down
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Kaneshia was a breath of fresh air to talk today. She deserves 5 stars for her customer service. 🌟👏

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Reply from OppLoans

Jan 11, 2021

I'll let her know. Thanks, Freedom!

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Monica Dunlap

November 11th, 2020 Milton, FL

MS. Karen C. was a pleasure to talk with. She was able to update and get all information taken care of for me in a professional and efficient manner. Thank you!

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Reply from OppLoans

Jan 11, 2021

Thanks for the amazing feedback, Monica. We appreciate it!

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Darren Fields

October 22nd, 2020 Anchorage, AK DETAILS arrow_drop_down
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Jeremiah was extremely helpful and volunteered information to help my financial situation. Opploans has been a very user friendly company and LIVE contact has been easily accessible when needed.

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Reply from OppLoans

Nov 03, 2020

Thank you Darren, we're very glad that you had a great experience with OppLoans.

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kelsey Seymour

October 21st, 2020 Spokane, WA DETAILS arrow_drop_down
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Jeremiah helped me and was so amazing to work with! I work in the customer service industry and can tell you with certainty that if we had more employees like him, there’d never be a complaint!

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Reply from OppLoans

Nov 03, 2020

Thank you so much for the wonderful feedback Kelsey. We're glad we were there to help you.

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ROBERT HANNAN

October 3rd, 2020 Roscommon, MI DETAILS arrow_drop_down
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AM glad to have discovered OPP loans especially during these extremely difficult times. Professional and courteous quickly identify concerns and are great at providing solutions. It is this level of personal concern and friendly service to help is why I would recommend this company for everyone. The support team has found the sweet spot of customer care and friendly service lacking in many institutions in the financial world. Keep up the good work and thankyou for making me a valued customer. Robert Hannan Michigan

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Reply from OppLoans

Oct 08, 2020

Thanks for the positive feedback, Robert!

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Crystal Lawson

August 27th, 2020 Interlachen, FL DETAILS arrow_drop_down
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Customer service is always great. I have never had a problem with them.

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Reply from OppLoans

Oct 08, 2020

That's awesome to hear Crystal! Thanks!

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Tabby Voight

August 18th, 2020 Columbus, OH DETAILS arrow_drop_down
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I just got off the phone Mia and she gave me the best customer service ever, she was very understanding with the situation I am. Mia definitely deserves that free lunch :) Thanks!

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Reply from OppLoans

Aug 20, 2020

That's amazing to hear Tabby! Thanks for the positive feedback.

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K Cook

July 17th, 2020 Oswego, IL DETAILS arrow_drop_down
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alexis was very helpful this morning even though it was early. OppLoans is always there when you truly need help.

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Reply from OppLoans

Jul 29, 2020

We are so happy to have you as our customer! - Ben Morris, Customer Experience

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Michael Oleksak

July 10th, 2020 Miami, FL DETAILS arrow_drop_down
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The company was there when I needed help and I was qualified in a matter of minutes. My funds were deposited right at the end of the next business day. Tracy, in customer service, was very friendly, professional, and helpful in making sure my loan records were in proper order since I paid the loan off a few weeks early.

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Reply from OppLoans

Jul 29, 2020

Thanks for the positive feedback!

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S.

July 9th, 2020 Fontana, CA

Opps Loan wow Where do I start. First off The application was not like youre being interrogated. Very basic simple questions. Communication was excellent. The turn around time excellent. Customer service Reps. Very professional Angela keep up the good work. Very Professional n Patient .

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Reply from OppLoans

Jul 29, 2020

I'm glad the process was pain-free! Thank you for working with us!

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Prenee Moore

July 8th, 2020 Oakland, CA DETAILS arrow_drop_down
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Yes 5 stars definitely!! The Opps Customer Service Specialists are excellent in delivering great customer service. The staff is very friendly and professional which is what is needed for most of us during these uncertain and very challenging times. Thank you for all of the support you have shown me during my time of need. Best regards, P Moore

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Reply from OppLoans

Jul 29, 2020

We will always be here for you, Prenee! I'm happy you're part of the OppLoans family.

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Amy Anderson

June 25th, 2020 Mesa, AZ DETAILS arrow_drop_down
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They did approve me right away. There texts and emails can be a little on the spam side. But Mike was a fantastic representative! He helped me with all of my issues!

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Reply from OppLoans

Jul 29, 2020

Thank you for the feedback, Amy. We will look for opportunities to enhance our communication skills. I'm very happy to hear Mike was helpful, and I hope you continue to have a great experience with us!

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Carmen Gray

June 12th, 2020 Cleveland, OH DETAILS arrow_drop_down
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Daisy, a manager at OP loan, was very informative and attentive

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Reply from OppLoans

Jul 29, 2020

I'm glad Daisy was helpful! Thanks for the positive feedback, Carmen.

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Todd Smith

June 2nd, 2020 Los Angeles, CA DETAILS arrow_drop_down
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OppLoans customer service is the best I have ever experienced. That’s not hyperbole. They are polite, explain everything in clear concise detail and seem to always have an idea or answer no mater what question or issue you have. There are not many companies in this industry I would recommend. But I strongly recommend OppLoan.

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Reply from OppLoans

Jul 29, 2020

Thanks Todd! We certainly pride ourselves on stellar customer service.

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Darrell Dabney

May 19th, 2020 Washington, DC DETAILS arrow_drop_down
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I was laid off due to the COVID19, I spoke with the company representative, a few minutes ago, I forget name God bless her, but she really really helped me with my payments, and setting up an option for me to make my payments and not cause my credit to be affected. Thank you so much.

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Reply from OppLoans

Jul 29, 2020

You're so welcome, Darrell. I'm truly happy we are able to help. Please don't hesitate to reach out if you have any additional questions.

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Kathy Klatt

May 12th, 2020 Chandler, AZ DETAILS arrow_drop_down
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I can not say enough how awesome you have been working with me during COVID and my hardships. I am so appreciated for everything and ease my stress as I work my way out of my situation. GOD BLESS AND THANK YOU!!!

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Reply from OppLoans

Jul 29, 2020

Thanks Kathy, we're glad that we could come through for you.

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Michael Ross

May 12th, 2020 Anaheim, CA DETAILS arrow_drop_down
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Justin provided excellent customer service. Thank you!

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Reply from OppLoans

Jul 29, 2020

Happy to help, Michael!

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Delilah Lacey

April 18th, 2020 Titusville, FL DETAILS arrow_drop_down
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This company is a complete joke! I took out a loan in August 2019 for $1300. My loan is to be paid off in May with a total of $972.80 in interest (which is insane). With everything going on right now after receiving the stimulus check I called today to pay off the rest of my loan which should have been $284. They tell me I owe $443.23 now. Apparently I missed a payment at the end of September that nobody notified me of until now. The manager I spoke with said they sent out 1 email no phone call, letter, or anything! While they had me on hold for a long time I looked up my bank statements. I have made every payment on time except for that one week because my account got hacked and my money stolen so the bank froze everything until it was corrected 3 days later. They are charging me $159.13 in fees for 1 missed payment that I knew nothing about until today! Buyers beware this company is a fraud and will take your hard earned money unfairly with no hesitation! DO NOT GET A LOAN THROUGH THIS COMPANY!!!!

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Reply from OppLoans

Aug 20, 2020

Hi Delilah, I'm so sorry to hear about your experience. If you still need assistance please call (800) 990-9130 and ask for me. -Ben Morris

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Ahornbeck

April 17th, 2020 Romeoville, IL DETAILS arrow_drop_down
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Spoke with Jordan today and god I love her and this company. They truly look out for their people and in the times like now, its needed.

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Reply from OppLoans

Jul 29, 2020

Thank you! We're glad we were able to help you with your loan.