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1FirstCashAdvance

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6.1

Overall Score

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LAST UPDATED: December 26th, 2022

Founded in 2006, 1FirstCashAdvance Financial Help, LLC is an online service helping match borrowers to lenders. This is not a direct lender. It is a service that helps people find a relevant potential lender with just one application.

1F Cash Advance focuses on bad-credit, short-term lending, and a credit check may be required depending on the lender you are matched with. You can apply for loan amounts between $100 and $1,000, and the application requires personal information about you, your state, residence, as well as your social security number.

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Star Rating

4.6

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66 Reviews

Review Breakdown

5 grade

71%

4 grade

20%

3 grade

8%

2 grade

0%

1 grade

2%

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Katy Johnson

I'm a customer of yours and I just wanted to say how impressed I am with your customer service. My loan officer is so helpful, and I appreciate that you've always been prompt in responding to my questions. It's also great that your branch manager is so approachable and friendly—I feel like he really cares about his customers.

1 month ago

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Reply from 1FirstCashAdvance

Hi, Katy! Thank you for your review. We are happy that you have a nice borrowing experience with us!

Dec. 30th, 2022

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Seth Elmets Atlanta, GA

had a great experience in this store. I had the opportunity of Being helped by the store manager and she was awesome. She was very professional, she helped me and another potential client all while training a new employee. She was amazing and the experience was absolutely fantastic. Thanks for all your help guys.

2 months ago

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Reply from 1FirstCashAdvance

Hi, Seth! Thank you so much for your review!

Nov. 30th, 2022

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Greg bone MO

I was in a tight spot, and my friend recommended this lender to me. I applied for a loan, and they gave me the cash I needed within 24 hours. ...it is a great lender for getting quick cash when you need it most!

3 months ago

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Reply from 1FirstCashAdvance

Hi, Greg! We are so happy that you had an amazing experience with us! Waiting for you next time! Best Regards, Latoria Williams from 1 F Cash Advance!

Oct. 31st, 2022

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Ryan Keneth VA

manager who assisted me was incredibly kind and professional, and made sure all of my questions were answered. He also provided me with additional resources that may be helpful in the future if needed. Overall, it was a pleasant experience, and I would definitely recommend 1 F Cash advance to others!

6 months ago

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Reply from 1FirstCashAdvance

Hi, Ryan! Thank you so much for your review!

Jul. 29th, 2022

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Moira Blanche Phoenix, AZ

I needed a small amount of money when I had only a few days left until payday. My credit is good, but not great, so I was worried that no one would approve me for a loan—but 1first Cash Advnace did! They gave me the best rates in town and had my money within 24 hours.

7 months ago

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Reply from 1FirstCashAdvance

We're so glad you enjoyed your experience with us. We work hard to provide our customers with the best service possible, and it's always a pleasure to hear how well we've done.

Jun. 29th, 2022

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Damme Tako San Francisco, CA

When I first started working, I didn't have a lot of money. And when it came time to pay my rent, I realized that I wasn't going to be able to cover the entire amount in one go. So I went to a payday loan company and took out a $500 loan, which was supposed to be paid back over the course of a month. Amazing experience!

8 months ago

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Reply from 1FirstCashAdvance

Thank you for your review! We're so glad that you enjoyed the service. We'll make sure to keep up the good work, and we hope to see you again soon.

Jun. 29th, 2022

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Willie Lake Oswego, OR

I had a very tough living situation, and the only option was to borrow money from my friends or apply for a small loan. I didn't know what to do, and most of all, I didn't want to bother my dear friends. So, I decided to get a loan. It was complicated to choose the most appropriate company as I wasn't familiar with such loan application processes and had zero experience in such a financial matter. A friend of mine advised me to contact 1FirstCashAdvance Financial Help. And I need to say that they deserve to have that title as they do provide financial help in more ways than one. Thanks to 1FirstCashAdvance, I've become closer to be financially educated, and now I make financial decisions more confidently.

3 years ago

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Sunita Malcolm Las Vegas, NV

I was going through a really rough time and needed help paying for my treatment, but I didn't know how I was going to pay off the loan. Your company helped me get the money I needed without any hassle or questions.

8 months ago

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Reply from 1FirstCashAdvance

Thank you so much for your review. We make effort to provide you with the best service. We hope to see you again in our store!

Jun. 29th, 2022

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Damien Rid Sikeston, MO

Imagine that you're in a terrible financial situation and nobody can help you to resolve this problem. You've been fired from your work, you have a lot of debts, etc. It's indeed horrible. I didn't know what to do, I was really desperate. Only 1FirstCashAdvance helped to come closer to the solution to my problem. They allowed me to receive the required sum, and thanks to them, I finally started getting out of my debt crisis.

3 years ago

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Brad Darlington, WI

Today I've applied for a payday loan and I've received very fast answer regarding my approval. It took only some minutes to get it. I was very worried that I would have to wait for some days. I didn't have so much time to wait. I'm very happy that the loan approval process has passed so fast! So, I definitely advice this service for people who really need an emergency loan.

3 years ago

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Sevill Vidovik Lexington, KY

I never leave comments or reviews, as I don't see any sense. BUT. This time I've thought it's necessary to share my opinion with people as it's one of the most reliable loan connecting services I've seen. The customer service politeness and responsiveness made my experience worthy of recommending this company to others. I assure you that no one of you will not regret after using their service. P.S. If you want to get the best service, ask for Victoria ;)

3 years ago

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Dean Jameson Indianapolis, IN

Id like to thank Latoria for his responsiveness and responsibility. I was very glad to deal with her!

3 months ago

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Reply from 1FirstCashAdvance

Hi, Dean! Thank you so much for your review!

Nov. 30th, 2022

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thess Forg Houston, TX

process was easy and hassle-free, and now I'm able to pay off my bills and put myself back on track for success!

3 months ago

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Reply from 1FirstCashAdvance

Hi, Thess! Thank you so much for your positive review! Best Regards, Latoria Williams from 1F Cash Advance!

Oct. 31st, 2022

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joshua ginder

thanks guys for nice loan and such a good interest, really couldnt believe, applied online got my money today, see ya next time!

4 months ago

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Reply from 1FirstCashAdvance

Hi, Joshua! We are glad that you managed to get your money so fast. Best Regards, Latoria from 1FirstCashAdvance.

Oct. 1st, 2022

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Vik Dammage Boston, MA

I'm not sure why I didn't try this sooner! I had no idea that getting a payday loan could be so easy. It's pretty much as fast as getting cash from an ATM—but with a lot less hassle.

9 months ago

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Reply from 1FirstCashAdvance

Thank you for your review! We make every effort to provide the best service possible, and we're glad to hear that you had a positive experience.

Jun. 29th, 2022

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Milton Bowser Los Angeles, CA

never knew how possible it is to get a good help from lending companies, but this connecting service helped me a lot, i was facing bad times and had a bad credit, didn't know what to do. They got a good payday loan with low interest rates. thanks guys!

1 year ago

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Reply from 1FirstCashAdvance

Hi, Milton! I am so happy that we managed to help you and get the best out of your financial problems. Know that we are here and ready to help you next time. Best Regards, Latoria Williams.

Aug. 2nd, 2021

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maya_87 ,

I dont get it why ppl blame lending agencies for playing on ppl's needs when it's our country and economy to blame in first place. At least loans gave me a chance to feed my baby. The website works good for me and i recommended it to a couple of friends alrady.

1 year ago

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Reply from 1FirstCashAdvance

Hello Maya_87, thank you for speaking up your opinion and for taking the time to share your feedback! We appreciate your sincerity.

Mar. 17th, 2021

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julia joh Chandler, AZ

Cannot say I love taking loans but theres been some challenges in my live when there was no other way. So i consider myself quite experienced already when it comes to these. Now after dealing with this one, I definitely cannot say anything bad about them. fair and quick service, without any unpleasant surprises.

2 years ago

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Reply from 1FirstCashAdvance

Hello julia joh, The feedback from experienced users is so valuable to us! Thank you greatly for supporting our business and for leaving us a 5-star review.

Apr. 9th, 2021

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Casey Br ,

when your looking for an online loan, you can't know if you stumble upon a trustworthy company and reliable lenders for sure. that's why i advise you to use this company service- they're experts in this business and you can undoubtedly rely on them

2 years ago

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Harsh roki Chandler, AZ

Providing financial service is always quite a difficult and fragile matter. It is very easy to loose customer's trust but this company handles everything well and in order. I received an instant approval and got the desired sum of money the next day. Wish there were more reliable services like this one out there.

2 years ago

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Reply from 1FirstCashAdvance

Hello Harsh roki, Reading your kind and positive review was such a bless! Customers like you encourage us to be more active and find ways to please our audience more. Thank you so much!

Apr. 9th, 2021

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pet Wapakoneta, OH

this company always provides great assistance and consideration. theyre very patient and polite and it doesnt matter how many questions you have and how fast your able to acquire new information, they will be with you till you understand everything

3 years ago

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Katherine Valley, AL

Well, the application process was as quick and easy as possible. Everything was clear, and I had no problems with filling out the necessary forms. The customer service is always ready to follow up with you through the phone to ensure that you have understood all the terms. I definitely recommend this agency!

3 years ago

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Gabriel Seattle, WA

Good service but very expensive rates! Maybe it is not a big deal when you take a loan for a couple of weeks but it is still a minus

5 months ago

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Reply from 1FirstCashAdvance

Hi, Gabriel! We try our best to find cheaper direct lenders, please stay tuned to get a nice loan for you. Best Regards, Latoria from 1FirstCashAdvance.

Oct. 1st, 2022

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Ada Allen

Ive got a recommendation of you from my best friends and couldn't believe that it is possible. So applied just to make sure it is true. Who knew? So thanks for extra $500!

10 months ago

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Reply from 1FirstCashAdvance

Thank you so much! We're thrilled to hear we were great to deal with, it's always a pleasure working with you too!

Apr. 30th, 2022

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Francis Belword Miami, FL

Just wanted to say a big thank you for your online services, i could find a good lender in my town but found you and got it in several minutes. Nice job, guys!

10 months ago

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Reply from 1FirstCashAdvance

Hi, Francis! It is a pleasure to work with you! Thank you for your kind words.

Apr. 1st, 2022

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Jackie Davis

I am just 100% satisfied with this service. It seems like they are passionate about what are they're doing. Guys, just keep going, please! Next time I'll come for more!

11 months ago

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Reply from 1FirstCashAdvance

Hi, Jackie! Thank you for your review.

Mar. 1st, 2022

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Emy

I like doing business with 1Firstcashadvance. As for me, their main advantages are the availability of loans for bad credit and the possiblity to choose among loan offers sent by different lenders.

1 year ago

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Reply from 1FirstCashAdvance

Hi, Emy! We are so happy to have by our side. Thank you for your warm review!

Jan. 31st, 2022

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Nancy

thank you for lending me loans with even with my poor credit history, nobody wanted me to lend at least $100, how its that possible? but you helped me to make it till my paycheck!

1 year ago

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Reply from 1FirstCashAdvance

Hi, Nancy! Everything is possible with such clients like you! It was a pleasure to work with you, please rely on us when having financial emergencies next time! Best wishes, Latoria Williams from 1FirstCashAdvance!

Dec. 30th, 2021

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Sandra Kave ,

wanna show only respect to 1firstcashadvance for considering my application and helping me understand the reasons of refusal the first time I applied; they actually were the ones who put it clear for my what credit score is and why mine is so low;

2 years ago

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Reply from 1FirstCashAdvance

Hello Sandra Kave, we are thrilled to see that our strategy on educating the consumers works and that we really managed to assist clients like you and make sure you get accepted in the end. Thank you for sharing your story!

Mar. 17th, 2021

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bETTY Chandler, AZ

the support agent was very respectful and professional, i gathered the answers to the quastions that bothered me, and though I ended up deciding not to take the loan, I still must say that the company does a great job at educating its customers and spreading info

2 years ago

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Reply from 1FirstCashAdvance

Hello bETTY, Thank you for leaving your feedback! We are sure that it will help some of our future clients in their decision making.

Apr. 9th, 2021

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Jacobk Miami, FL

That was my second time taking a loan from this company and they still handled my application quickly send me the money just on time. very happy with the way the provide their service!!

2 years ago

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Latifa Gotfy Bristol, TN

I gotta say that it's so unusual to me to receive money so fast and not to justify my request or stuff like that. It's great that it keeps everything in private and doesn't make you feel uncomfortable. The service is very helpful as it saved me from a difficult situation when I thought that was it.. thank you!

2 years ago

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Reply from 1FirstCashAdvance

Hello Latifa, We definitely understand how frustrating and difficult the loan procedure usually is, that's why we work on providing provacy and safety to our clients. Thank you for sharing your experience with our audience!

Feb. 12th, 2021

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Shelda Port Saint Lucie, FL

I'd like to thank Victoria for providing the best service ever! Customer support is very polite, patient and helpful. The process of application was fully explained step by step and I was shortly informed about my loan approval. Awesome service!

2 years ago

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Reply from 1FirstCashAdvance

Hello Shelda, Knowing you are satisfied and had a succesful experience with us is our main aim. Thank you for sharing the feedback! It is very appreciated.

Feb. 12th, 2021

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William Atlanta, GA

They really impress me with the customer service they provide but the interest rate was really high. Fast and super nice but only for emergencies

5 months ago

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Reply from 1FirstCashAdvance

Hi, William. Please apply next time and we will make sure that you'll get the best interest rate. Latoria from 1FirstCashAdvance.

Oct. 1st, 2022

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Louiche Noper Dallas, TX

Thank you for your professionalis and helping me the money I got just today. So speedy, so easy and faxless! So amazing! Thxs!

11 months ago

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Reply from 1FirstCashAdvance

Hi, Louiche! You made our day with your review. Thank you so much!

Apr. 1st, 2022

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Julia Wheeler

Everything which is advertised on the website is true. At least my payday loan, it is cheap and with good terms. Thank you for assistance!

11 months ago

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Reply from 1FirstCashAdvance

Hi, Julia! Thank you for your honest review. It is a pleasure to assist with you.

Mar. 1st, 2022

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Kernie S Springfield, MA

your direct lenders helped me with $800 for paying a surgery, haven't a medical ensurance in massachusetts, thanks guys, it matters a lot for me, will recommend you further!

1 year ago

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Reply from 1FirstCashAdvance

Hi, Kernie! We are so happy that everything worked well for you! Best Regards, Latoria Williams.

Nov. 30th, 2021

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Scott Haylie New York, NY

all good thanks but there were some unclarities upon my contract and nobody said that I should sign all the pages. I signed only and it took me several minutes to understand the concept of digital signature.

1 year ago

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Reply from 1FirstCashAdvance

Hi, Scott. We are really sorry for this inconvenience, but our customer care service will help you with the digital signature next time. Feel free to ask for the help every time you need it. We are here to help you in this matter. Have a wonderful day!

Sep. 30th, 2021

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Larry Wilson ,

after closing the deal with 1FirstCashAdvance i can only say good things about the agency and I must say that few businesses are so careful towards their clients as this one.

2 years ago

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Reply from 1FirstCashAdvance

Hello Larry Wilson, thank you greatly for emphasizing the way we approach our clients. We are glad that the audience appreciates our efforts!

Mar. 17th, 2021

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Antony Parns Anderson, IN

Filled in the application instantly, got approved within a few hours and received the money next day. Loved that there were no "surprises" in terms of fees.

2 years ago

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Stacia Heimerdinger

nice service but their customer care didnt have to many answers for my questions, was kinda weird to hear that they dont know their direct lenders! however, got my loan! thanks

1 year ago

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Reply from 1FirstCashAdvance

Hi, Stacia! We are so sorry to find out that our customer care couldn't help you. However, please rely on us next time time. We will definitely help you in your financial situation.

Jan. 31st, 2022

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Evergreen Phoenix, AZ

quite nice customer care but didnt know that i need an active email and my agent forget to tell me that, so just did one and everything was ok. Accessed my money on the next business day, thanks!

1 year ago

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Reply from 1FirstCashAdvance

Hi, Evergreen. We are happy that you managed to solve everything with your agent. A missing email isn't an obstacle to apply, because you can make a new one for you as a borrower. Feel free to rely on us every time when you need emergency cash.

Jun. 30th, 2021

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Nadine Hamps ,

I got a payday loan a while back and had to get another one last month. Just renewed the loan no probs and even got some loyalty reward points. The fees stayed the same tho.

2 years ago

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Hyacinth Bero Chandler, AZ

Despite having a pretty weak credit score I was qualified for a loan and received the desired sum of money within a couple of days.

2 years ago

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Robert Marysville, WA

I have had an excellent experience! 1FirstCashAdvance always work with me and provide excellent customer service! Thank you! Excellent Service!

2 years ago

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Dana Saint Marys, OH

Fast and reliable service! I applied for a payday loan yesterday and the money are in my bank account already! Just perfect!

2 years ago

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Zarra Saint Paul, MN

Took a loan via this service for some house renovation works. Received the money into my account the next day, very fast

3 years ago

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Aleksandra K. Portland, OR

amazing services guys, got my loan yesterday and sign it online, thanks a lot for such a chance!

9 months ago

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Reply from 1FirstCashAdvance

Thank you so much for your review. I'm so glad we were able to help you with your needs. We make every effort to provide our customers with the best service, and I'm glad that was reflected in your experience.

Jun. 29th, 2022

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Catherine Gutierrez

got to say you are the best company so far in my state, happy to deal with you and get the money within 19 hours

1 month ago

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Reply from 1FirstCashAdvance

Hi, Catherine! Thank you for your review. We are happy that you have a nice borrowing experience with us!

Dec. 30th, 2022

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Alyson Mundel Mount Laurel, NJ

some interest rates are high but its ok, just got an online loan till payday so no complaint, just paying my bills on time, thank you for speed!

1 year ago

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Reply from 1FirstCashAdvance

Hi, Alyson! We make efforts to provide you with the best interest rates for our loan products. Feel free to choose the most convenient one for your financial needs on the next time! All good, Latoria Williams from 1FirstCashAdvance!

Dec. 30th, 2021