15M Finance

• Lending Services for Low-Credit Borrowers
• Variety of Loan Types
• No Hidden Fees
• Easy Online Application
• Wide Service Area

Lending Services for Low-Credit Borrowers

15M Finance was created with the intention of helping individuals with bad credit scores get out of financial crises. Accordingly, many of 15M Finance’s loan provider partners don’t initiate a hard credit check when you apply for a loan. The fact that most 15M Finance lenders don’t do a credit check is beneficial because you could apply to multiple lenders, through 15M Finances, and your credit score will not be affected.

Variety of Loan Types

15M Finance offers a variety of loan types, facilitated by its lenders. The company offers the following types of loans:

• Small dollar loans (under $1,000)
• Loans up to $5,000
• Direct deposit loans
• No faxing payday loans
• Cash loans
• Bad credit loans
• Holiday loans
• Guaranteed payday loans
• No credit check loans
• One-hour payday loans
• Emergency cash loans
• Installment loans
• Tribal loans

It is important to note that while 15M Finance offers the loans outlined above, the company’s lenders may not offer all loan options. In most cases, 15M Finance will provide you with lender options based on your needs; thus, pairing you with the lender and loan type that best suits your financial situation.

No Hidden Fees

15M Finance doesn’t charge for its services. However, you will be responsible to pay interest to your lender on your loan.

Easy Online Application

Applying for a loan is quick and easy on the 15M Finance website. You will need to provide contact and banking information, and meet certain eligibility requirements, such as:

• Valid form of ID
• Proof of income
• Bank account statement or other proof that you will be able to pay back your loan
• Valid email address and phone number

Wide Service Area

15M Finance is headquartered in Austin, Texas, but the company has various office locations in the following states:

• Texas
• Ohio
• California
• Missouri
• Wisconsin

Based on information provided on the company website, it appears that 15M Finance’s services are available beyond the states listed above because the company offers a variety of online loan services, allowing the company to reach and assist more clients across the country.

• Not a Direct Lender
• Limited Payday Loan Availability

Not a Direct Lender

15M Finance isn’t a direct lender, it connects you with lenders in its network. While this has some advantages, such as providing you with an opportunity to compare lenders and loan options, the fact that 15M Finance isn’t a direct lender has some drawbacks.

For instance, 15M Finance has no control over lender services, fees, etc. Thus, the company can’t guarantee the customer experience with any of its lenders.

Limited Payback Loan Availability

15M Finance offers a variety of payback loan programs. However, payday loans are restricted or prohibited in some states, so it is important that you check the legal status of payday lending in your state before pursuing this option.