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Provident Funding

Is This Your Business?
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LAST UPDATED: February 14th, 2024

Provident Funding is a direct lender that has cultivated a customer-oriented culture. With offices throughout the United States, the company has a firm commitment to a low-cost structure to deliver industry-leading rates. 

Company Highlights

  • One of the largest privately-held mortgage companies in the United States
  • Funded over $330 billion over the past 20 years
  • $60 billion mortgage servicing portfolio serving over 350,000 customers nationwide
  • Named “one of the best-managed mortgage firms in the U.S.” by the National Mortgage News

Provident Funding also hires highly trained mortgage consultants and servicing analysts to help make the loan process simple and transparent. 

*Provident Funding Associates, L.P. is a licensed residential mortgage lender approved by HUD/FHA, VA, Fannie Mae, and Freddie Mac and by applicable state agencies

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8 Reviews

Review Breakdown

5 grade

25%

4 grade

13%

3 grade

13%

2 grade

0%

1 grade

50%

Sentiment Criteria

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Quality

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Luke Swierczynski Troy, MI

I'll give provident three stars because they were truly the best price in the market by what I would consider a fairly substantial process. HOWEVER* they are so freaking slow! I started a refinance process with them a while ago and it was delayed for so long I ended up taking a quote from another lender and canceling my loan with them. If you absolutely need the price this place has some generally good rates, but you will pay for it with your time and anxiousness waiting to finish the process with them. If you have the time and don't want the process to be over quick but want the absolute best rate come here. If you're fine spending slightly more go elsewhere and have the headache over with quickly.

2 years ago Edited February 2, 2022