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LAST UPDATED: October 20th, 2022

HomeBridge Financial Services is a top U.S. non-bank mortgage lender, offering a variety of traditional and specialized mortgage loan options. Founded in 1991, HomeBridge seeks to simplify the mortgage process through a team of trusted experts who are committed to both customers and business partners.

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Continue reading to learn more about this lender or jump down to read HomeBridge reviews.

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The Good

  • Variety of Loan Programs
  • Mortgage Resources
  • Affordable Lending Solutions
  • HomeBridge Wholesale

Variety of Loan Programs

Compared to other mortgage lenders, HomeBridge offers a wide variety of traditional and specialized mortgage loan options, including the following:

  • Conventional Loan
  • FHA Loan
  • VA Loan
  • USDA Loan
  • Jumbo Loan
  • Construction Loan
  • Renovation Loan
  • Refinance Loan
  • Reverse Mortgage
  • Home Equity Line of Credit (HELOC)
  • Non-Traditional Borrower Loan

Most lenders, particularly large online lenders, don't offer this many loan options. The renovation and construction loan options, in particular, are a unique offering.

It is also worth noting HomeBridge's loan options for non-traditional borrowers. HomeBridge offers non-QM (non-qualified) loan options for borrowers who may have difficulty qualifying for a mortgage based on their credit score, employment status, annual income, etc.

Mortgage Resources

HomeBridge provides a variety of mortgage resources for homebuyers in its online learning center, including mortgage calculators, a mortgage checklist, and a mortgage glossary.

Affordable Lending Solutions

For homebuyers with moderate incomes, limited credit history, or limited savings for a down payment or closing costs, HomeBridge can help find suitable mortgage solutions. You will work with a mortgage loan officer that will consider your specific circumstances to determine what the best mortgage options will be for you.

HomeBridge Wholesale

HomeBridge provides sales and operations support to mortgage brokers through its HomeBridge Wholesale and REMN Wholesale programs.


The Bad

  • Limited Rate and Fee Information

Limited Rate and Fee Information

HomeBridge doesn't provide any rate or fee information on its website. While this isn't an uncommon practice in the industry, it is helpful when a lender provides daily rates and fee information, allowing borrowers to get an idea of what costs they may be responsible for upfront.


The Bottom Line

HomeBridge Financial Services provides a wide variety of loan programs, including loan options and resources for low-income or limited credit borrowers. If you are looking for a lender that provides more flexible qualification requirements, HomeBridge could be a good option for you.

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2 Reviews

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billi smith Phoenix, AZ

We have used HomeBridge twice, once to Refi our home in Washington and once to purchase our home in Arizona. Not only was Regan professional she was timely and informative. I was amazed both times how quickly from start to finish the process was. She was was very quick to answer all questions and explain steps I did not understand. In all honesty we went back the second tie because of our first experience was with them. I would highly recommend HomeBridge. In the future if needed they will be who we return to.

1 year ago


Review Source

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Fernando Delgado Tempe, AZ

We were first time buyer and HomeBridge gave us the opportunity to obtain our home loan. Great customer service and great interest rate under 4% however they sold our loan to another loan company.

5 years ago