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LAST UPDATED: June 3rd, 2022

Founded in 1997, eLEND is a home loan lender that offers a variety of financing options. It aims to provide mortgage options for nearly any kind of borrower, especially those who need extra financial assistance. eLEND offers a wide variety of affordable home financing options in comparison to other lenders.

eLEND is also dedicated to making the loan process smooth and transparent for its borrowers through its integrated technology. You can expect to conveniently go through much of the loan process online.

If you want to hear what borrowers are saying about their lending experience, check out the eLEND mortgage reviews below.

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The Good

  • Variety of Loan Options
  • Loans with Financial Assistance
  • Online Resources

Variety of Loan Options

eLEND has a wide variety of home loan options that make it easy for a variety of home buyers to find just the right loan. All of its loan options include the following:

  • Fixed rate mortgage
  • Adjustable rate mortgage
  • VA loan
  • FHA loan
  • USDA loan
  • Renovation loan
  • Disaster loan

The most notable of these home loans are the renovation loan and the disaster loan. Most lenders do not offer either of these options, making them valuable if they fit your needs.

If you are a looking to buy a fixer-upper, either to live in or sell as an investment property, eLEND makes it easy to finance through its renovation loan. The renovation loan combines the cost of the home loan and the potential renovation costs into one loan. This means that you won't have to worry about paying out-of-pocket renovation expenses. You'll be able to conveniently access cash from your renovation loan.

The disaster loan is designed to help those whose homes have been damaged in a Presidentially Designated Major Disaster Area (PDMDA) due to unavoidable causes. With this loan you can receive up to 100 percent financing on a new home — you'll only need to pay closing costs and any additional service fees. If you do not qualify for an FHA loan and you do live in a PDMDA, then this disaster loan is a great option.

Loans with Financial Assistance

eLEND offers a program called the DPA advantage. This program aims to help with down payment assistance, making the home-owning experience more accessible.

The eLEND DPA advantage is catered to daily heros of local communities. The following types of local heroes qualify for the extra financial assistance:

  • Teachers
  • Civil servant in a federal, state, or local municipality
  • Medical personnel
  • First responders and police officers
  • Military personnel

It is not very common for mortgage lenders to offer this kind of a unique program for so many different types of individuals. If you were, or currently fill the role of one of the occupations listed, then reach out to one of eLEND's representatives to learn more about its down payment assistance program.

Online Resources

eLEND has a number of online resources to help homebuyers before and during the mortgage process. You'll be able to do a number of things through eLEND's online portal, such as apply for a loan, compare mortgage rates, and manage your loan.

This virtual portal makes the loan process transparent and allows you to stay in the loop from start to finish. In addition to managing the progress of your loan, eLEND offers a number of educational resources, checklists, and calculators that can better inform you about the mortgage process. Local lenders typically don't have as many digital resources for borrowers, making eLEND a great option if you value technology integration during the loan process.


The Bad

  • Limited Reviews

Limited Reviews

eLEND reviews are limited, making it difficult to know much about the customer experience. Limited information regarding customer satisfaction can be worrisome to consumers looking to finance a home through eLEND.

For that reason, it is wise to compare eLEND to some of the other top rated mortgage lenders on our site.

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The Bottom Line

If you are a home buyer looking for extra financial assistance, eLEND can offer you more options than most other lenders. Its affordable home financing options make homeownership attainable, especially for those who hold certain occupations and qualify for the DPA advantage.

In addition, if you are looking to buy a fixer-upper, then eLEND is one of the few mortgage brokers that lets you finance the cost of your home and potential renovations into one payment. If this is something that you are looking into, then we would recommend looking into eLEND's specific mortgage program.

Check out the eLEND mortgage reviews below to see what borrowers have said about the customer service, loan application process, interest rates and fees, and the overall customer experience.

View Best Mortgage Lenders

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