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LAST UPDATED: June 3rd, 2022

AmeriHome Mortgage, a Western Alliance Bank Company, was founded in 2013 and has since built a large service network, providing financing solutions to over 400,000 homebuyers. 

AmeriHome both originates and services residential home loans. A variety of loan types are available to homebuyers, including FHA and VA loan options.

Read AmeriHome Mortgage reviews below.

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The Good

  • Variety of Loan Types
  • Free Instant Quotes
  • Free Pre-Qualification and Pre-Approval
  • Free Mortgage Checkups
  • AmeriHome Rewards
  • Online Mortgage Management

Variety of Loan Types

AmeriHome offers the following loan types:

  • Conventional Home Loan — fixed rate loan with higher available loan amounts
  • FHA Loan — more relaxed qualification requirements that can be a good option for first-time homebuyers
  • VA Loan — specialized loan for active military and veterans
  • Jumbo Loan — fixed rate loan for home purchases above conforming limits
  • Cash-Out Refinance — access your home equity to pay off other expenses
  • HomeReady® and Home Possible® Loans — an easier path to homeownership designed for first-time or low-income homebuyers.

While the loan type options listed above will satisfy the needs of most homebuyers, AmeriHome doesn't offer USDA loans which can be a better option for eligible rural homebuyers who would like to save more on their down payment. 

Free Instant Quotes

The AmeriHome website offers a free instant rate quote when you provide some basic personal information. AmeriHome ensures that your information is secure, and no credit check is required for a rate quote.

Free Pre-qualification and Pre-approval

AmeriHome offers both free pre-qualification and pre-approval. Pre-qualification provides you with the budget that you will have to buy your home, and pre-approval allows you to show a home seller that you have secured financing when putting down an offer on a home.

Free Mortgage Checkups

AmeriHome will stay in touch and evaluate your mortgage every six months to help you stay on track with your home financing and overall financial needs.

AmeriHome Rewards

As an AmeriHome customer, after financing or refinancing your home one time, you can save $1,295 on all future refinances or home purchases with AmeriHome.

Online Mortgage Management

Through AmeriHome's online customer portal you can view and manage your loan, as well as make payments. In addition, you can access escrow, tax, and insurance information. 


The Bad

  • Unlisted Mortgage Rates
  • Not Available Nationwide

Unlisted Mortgage Rates

AmeriHome doesn't list mortgage rates on its website. While this isn't an uncommon practice, some lenders provide daily updated rates that can be helpful for prospective borrowers. However, you can get a free AmeriHome mortgage rate quote that will provide you with a more personalized estimate of the rates you may expect.

Not Available Nationwide

AmeriHome is licensed to lend in the following 22 states:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Delaware
  • Washington, D.C.
  • Illinois
  • Iowa
  • Kansas
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Dakota
  • Oregon
  • Rhode Island
  • Vermont
  • Washington
  • West Virginia

The Bottom Line

AmeriHome Mortgage originates, and purchases and services home loans. It offers free rate quotes, free pre-qualification, and free pre-approval, all of which can help you close faster and purchase your home. Once you've purchased your home, you can easily manage your mortgage through AmeriHome's online portal.

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7 Reviews

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Review Source

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Jennifer Coman Jackson, TN

The whole process was easy from the very beginning. The monthly mortgage statements show exactly where my payments are applied down to the penny. They offer many resources for help no matter the problem or question. I’m very pleased that AmeriHome is my mortgage company.

1 year ago

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Benjamin Gonyar Bangor, ME

Your automated system that answers calls to customer service takes wayyyyyyyy too long to get a hold of a service representative. If I can sign up online for auto pay then I should be able to do it over the phone by providing all of my information. Noting that when I made a payment I had to give my bank account info rather than my card info. Why can they take my bank info but then refuse to use that to set up auto pay when they have given them my SSN, ALL of my bank information (routing number and checking number), I called from my phone which is in your records. The reason the manager gave me was because no one will have access to your password unless I tell someone, but no one has access to my SSN, bank info, etc. Christ why can't I just send a photo of me holding my photo ID to you and then send a separate picture of just my license so you can see it's real. I could skype call and it would take 5 seconds, but no it has to be a long and tedious process to set up if you don't want to go online. And I get it, you're like just go online and do it, but that's not the point. I called to make a payment and set up auto pay simultaneously and now I have to do all this extra work because you're company has utter garbage customer service policies. I'm not happy this is the company I have to work with possibly for the entirety of my loan. Bad policies, bad automated robot voice system, bad company. Sorry not sorry.

4 years ago


Review Source

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A 1 Mesquite, TX

I have AmeriHome for almost a year. The only reason for me switching to another company was due to a refinancing rate. The other company was more competitive and not as pushy. Up until, I had no probems with them. I would recommend them.

1 year ago


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John Mesa, AZ

The best Mortgage rate I got was with them. Very friendly staff who treated me with respect. I can't say enough good things about them!

2 years ago

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Ken Harrison Mount Pleasant, TX

Very good about inquiring on anything and always gets the job done.

5 years ago


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Steve Colella Queens, NY

Excellent email communications from this company and also great customer service if you have to call or email

2 years ago


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Steve Pitman Largo, FL

Very professional and prompt returning my phn calls

2 years ago