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Author: Kaitlyn Short

LAST UPDATED: April 22nd, 2021

*Periodically, the Review Team audits reviews for accuracy. At the last audit (January, 2016), chirpify no longer offers any type of mobile payment or mobile wallet capabilities. <strong>The information contained in this review reflect information when chirpify offered mobile payments. However, the Overall Score reflects that they no longer offer the mobile wallet feature.</strong> According to the company, there is no plans to again offer this in the future. At present, the company works with companies to increase their customers' engagement with and earning potential via social media channels. chirpify offers a mobile wallet with social capabilities. The company began as a medium for artists, now offers their members to make fast and easy payments to businesses and friends alike. Users link directly to their secure PayPal or chirpify money account to make payments. It is available to use on Twitter, Instagram, and Facebook.

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The Good

  • Great features
  • Social media integration
  • Expanded

Great Features

chirpify has a lot of quality features, and the list continues to grow such as multiple social apps and great rewards programs.

Social Media Integration

chirpify allows users to send money while engaging on social media. The process is simple. All that is required is an account with chirpify with a verified credit card or bank account. Payments are sent securely via social media. All major credit cards and banks are compatible, so users can use chirpify itself or PayPal can also be used. The app is also available on both iOS and Android devices.

Expanded

This service has recently expanded from its base on Twitter to also include Instagram and Facebook. What makes this feature so easy is instead of just seeing an album from a favorite artist you like on social media, one can bypass the lengthy process and complete the transaction right there on the social media platform. It is a very user-friendly shopping experience. Along with being simple, there are a number of brands offering great incentives to use this service. Some of the brands with chirpify include Oreo, adidas, and Cheerios.
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The Bad

  • Limited payment options
  • Security

Limited Payment Options

This service is only available while users are on certain social media platforms. While payments are able to be sent wherever the user has internet access via WIFI or with a data plan, it does lack somewhat when compared to other mobile wallets that have an in-store point-of-sale option for their mobile wallet app.

Security

Although using social media to make purchases is extremely easy, it does make the Review Team question the security measures that are in place. Mobile wallet security measures typically protect their users' personal information through encryption, however with this wallet being run exclusively on social media the security remains questionable.
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The Bottom Line

For those who are regularly engaged in social media and have specific brands that they buy from that are compatible with chirpify, this wallet may be for you. If not, it doesn't have a lot to offer. The Review Team does not recommend this app because of the many features which are missing and the lack of a contactless form of payment.
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