Topics:buying life insurance
Buying life insurance is a traditionally slow process. Fortunately, many insurance agencies are using technology to make the process faster and easier.
Here's a close look at Policygenius's quote process so you know what to expect.
Policygenius's quote process starts online. After you provide your zip code, you'll be asked to provide information about why you're interested in a quote. Are you still assessing your life insurance needs, comparing options, or getting ready to submit an application?
Then, you'll be asked for information about your life situation. For example, do you have a partner, are you employed, what are your dependents' needs, etc.
After you complete these initial questions, you'll need to provide the following information before receiving quotes:
Once you submit your information to Policygenius, you'll be contacted with more information. Usually, you'll receive a call within minutes of sending your request. However, Policygenius doesn't have a set timeframe for contact.
Policygenius's expert will walk you through the rest of the process, from finding a policy that meets your needs and fits your budget to applying and buying the policy. Anticipate completing a written application, phone interview, and medical exam before being accepted by an insurer and being able to purchase a life insurance policy.
Policygenius doesn't quite offer instant life insurance quotes. While you may be able to find faster online quotes elsewhere, choosing Policygenius offers several advantages, including realistic quotes, the ability to compare life insurance products from dependable insurers, personal assistance throughout the entire process, and the advantage of working with the top-rated company in Best Company's life insurance category.
Accurate quoting makes it easier to assess your needs and find an affordable monthly premium from the beginning. A life insurance quote from Policygenius's is generally within $10 of the final rate.
Customer Review: Paige Ellis Slade from Gilbert, Arizona
"Policygenius is a little addicting. We actually have changed our life insurance three times because I kept on finding and qualifying for better deals."
Comparison shopping is also easy since you can receive quotes from multiple insurers. Since Policygenius only works with financially strong insurance carriers, you can be confident when purchasing life insurance coverage.
Rather than reaching out to individual insurers for life insurance rates and policy details, Policygenius is your one-stop shop for evaluating and comparing coverage options.
Customer Review: Stacy P. Gordon from Fort Lauderdale, Florida
"I had a great experience with your company. Everyone was friendly and they kept me updated about the application process.
You offered the best rate out of all other companies I contacted. Would definitely recommend."
A third advantage of choosing Policygenius is the personal assistance you'll receive throughout the entire process.
Customer Review: Jon Monroe from Plymouth, Michigan
"Policygenius process of getting term life insurance was easy and straightforward. They did a great job finding a competitive rate and shepherding me through the process."
And, you'll have the advantage of working with Best Company's top-ranked company in life insurance. Rankings are determined with an algorithm that emphasizes customer reviews. Policygenius has also received an impressive 5/5 star rating from its customer reviews.