Founded in 2000 and headquartered in Dallas, Texas, ScoreSense is a membership-based identity protection service provided by One Technologies, L.P. The privately-held company offers credit monitoring services and identity protection at an affordable monthly rate.
- Comprehensive Credit Monitoring Services
- Educational Resources
- Identity Theft Reimbursement Insurance
Comprehensive Credit Monitoring Services
ScoreSense offers credit reports and scores from all three major credit bureaus, as well as credit monitoring with instant activity alerts. In addition, the company scans millions of public and private databases for suspicious activity.
ScoreSense provides its members with access to educational resources through its dispute and learning centers. Members who uses these resources receive valuable tips and learn how to protect sensitive information and dispute fraudulent activity.
Identity Theft Reimbursement Insurance
ScoreSense provides its customers with up to $1 million in identity theft reimbursement insurance. This policy covers lost wages, legal costs, and other expenses related to identity restoration.
- Credit Monitoring Limitations
- No Fraud Resolution Services
Credit Monitoring Limitations
ScoreSense's ScoreTracker tool only features credit scores that were recently purchased. For updated information, members must pay an additional one-time fee or upgrade their account.
No Fraud Resolution Services
In the event of an identity theft attack, ScoreSense does not offer support from experienced fraud resolution specialists. Instead, identity theft victims must dispute claims on their own.
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The Bottom Line
ScoreSense is an identity protection company that offers credit monitoring services, identity theft insurance, and educational resources. However, the company doe not offer fraud resolution services.
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