Overall Score

232 User Reviews

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Founded in 2000 and headquartered in Dallas, Texas, ScoreSense is a membership-based identity protection service provided by One Technologies, L.P. The privately-held company offers credit monitoring services and identity protection at an affordable monthly rate.

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The Good

  • Comprehensive Credit Monitoring Services
  • Educational Resources
  • Identity Theft Reimbursement Insurance

Comprehensive Credit Monitoring Services

ScoreSense offers credit reports and scores from all three major credit bureaus, as well as credit monitoring with instant activity alerts. In addition, the company scans millions of public and private databases for suspicious activity.

Educational Resources

ScoreSense provides its members with access to educational resources through its dispute and learning centers. Members who use these resources receive valuable tips, learn how to protect sensitive information, and dispute fraudulent activity.

Identity Theft Reimbursement Insurance

ScoreSense provides its customers with up to $1 million in identity theft reimbursement insurance. This policy covers lost wages, legal costs, and other expenses related to identity restoration.

The Bad

  • Credit Monitoring Limitations
  • No Fraud Resolution Services

Credit Monitoring Limitations

ScoreSense's ScoreTracker tool only features credit scores that were recently purchased. For updated information, members must pay an additional one-time fee or upgrade their account.

No Fraud Resolution Services

In the event of an identity theft attack, ScoreSense does not offer support from experienced fraud resolution specialists. Instead, identity theft victims must dispute claims on their own.

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The Bottom Line

ScoreSense is an identity protection company that offers credit monitoring services, identity theft insurance, and educational resources. However, the company does not offer fraud resolution services. 

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