Name: IdentityIQ
Rating: 4.2

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Mary J Sanford, NC

I've been a customer since September, and IdentityIQ is easy to follow, customer service is great, and I really like the monitoring. I'm very pleased thus far!

5 years ago

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Tay Hutchins, TX

They are awesome!! Every time I login I find just what Im looking for, very easy to navigate through the system! Its on time when your updated and notification

5 years ago

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Kifle asfaha St Louis, MO

Since I join identity I have no problem and good service and excellent monitoring a lot of people that join this if you're not it was a lot doesn't cost alot office joint

5 years ago

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Britney Yonkers, NY

I have been using indenitity IQ for a couple months now and I absolutely love it. Easy to understand my credit score and any help with customer service is great.

5 years ago

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K. E. Los Angeles, CA

I really appreciate this site! They played an essential role in keeping a close eye on the improvement/progress and activities that were essential for a good credit score.

5 years ago

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Jerrel Gardena, CA

I Feel like this should be made public. identifyIQ has horrible customer service and public relations team suck: IdentifyIQ answer: Thank you for your feedback. I want to apologize for the bad experience you encountered with one of our agents. Customer service is extremely important to us and we encourage our customers to ask for a supervisor if you are not satisfied for any reason. For security reasons and for our customer’s protection we require our customer’s to call IdentityIQ to cancel their membership. During enrollment you agreed to our terms of service agreement which states that all cancellations must be done by calling IdentityIQ only. Regarding your trial period, I was able to confirm you called to cancel after the trial period expired; your enrollment date was October 30th. As stated on the agreement and part of our trial period promotion, you must cancel within the promotion time frame to avoid any further charges. After reviewing the call, the agent advised that once the account is cancelled you will not be able to access the member site, you agreed and the account was cancelled. We encourage all our customer’s to maximize their benefits before the cancellation is processed in order for you to stay protected. Thank you again for your feedback. My response Since you reviewed the call did you not hear me ask for a supervisor??? I then said never mind since your representative was being rude and yelling my name. Or did you conveniently leave that out of your reply??? Second I never said that wasn't in the service agreement, I never said I was charged before free trial date was over. I said its extremely SHADY and INCONVENIENT to have to call and cancel. It's not openly on the website. regardless if it's in a service agreement. Security and Protection? Did you confirm who was buying your service? That's BS... you do it so you can get people to pay for the subscription. Just like you discourage people to end their subscription by canceling all services that was already purchased. A good response could have been "we apologize for the negative experience, moving forward we will try to make our site and service more user friendly" But identifyIQ is too stupid to say that instead you want to try and point out how wrong the customer is or defend your Shady business practices. Regardless of your attempt to justify any of your company actions I WILL NEVER RECOMMEND OR REFER identityIQ dont waste your time or money.

5 years ago

Reply from IdentityIQ

Thank you for your feedback. I want to apologize for the bad experience you encountered with one of our agents. Customer service is extremely important to us and we encourage our customers to ask for a supervisor if you are not satisfied for any reason.

For security reasons and for our customer’s protection we require our customer’s to call IdentityIQ to cancel their membership. During enrollment you agreed to our terms of service agreement which states that all cancellations must be done by calling IdentityIQ only.

Regarding your trial period, I was able to confirm you called to cancel after the trial period expired; your enrollment date was October 30th. As stated on the agreement and part of our trial period promotion, you must cancel within the promotion time frame to avoid any further charges.

After reviewing the call, the agent advised that once the account is cancelled you will not be able to access the member site, you agreed and the account was cancelled. We encourage all our customer’s to maximize their benefits before the cancellation is processed in order for you to stay protected.

Thank you again for your feedback.

Nov. 16th, 2018

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Brandon Clemoens Oklahoma City, OK

So far this service has been excellent! IdentityIQ has notified me of any potenitonal threats and has promptly keep me notified as my credit score is being repaired.

5 years ago

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Nita Temple Hills, MD

I really like this service because as soon as someone does a hard inquiry on you. You will be notified immediately. That tells me this service is on its job.

5 years ago

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Cassandra Augusta, GA

I used their services to sign myself up first and everything was all good, but once i signed up my husband i ran into an issue. I signed my husband up and instead of them charging me for a trial they charged my credit card $29.99. I was so pissed and will not use their service again. I called in and let the rep from the company know what had happened and they wanted to speak with my husband when it was my credit card and my husband did not have access to my credit card. I had to text my husband my credit card info. The reason i was signing up for their services was because we was trying to work on our credit. I hate companies that try to give you a hard time. My tip to anyone would be to use a user friendly company because they are not.

5 years ago

Reply from IdentityIQ

I’m sorry to hear about your bad experience. I’ve reviewed both accounts and it appears you used a promotional link that offered a trial period; however, when your husband enrolled he went through our public site, not the special promotional link that offered the trial period. In regard to not being able to cancel on your husband’s behalf, our agents can only speak with the owner of the account for security and privacy reasons. We apologize for the inconvenience.

Nov. 1st, 2018

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Keith J Bayonne, NJ

They're are great at monitoring my credit and keeping me updated of all changes. The website is easy to use and navigate. I would definitely recommend then to anyone.

5 years ago

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Lover Barnes Montgomery, AL

IdentityIQ is a very useful tool for me in my journey to get my credit the way that it should. It very direct and easy to understand to know what you need to do.

5 years ago

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Maria Arevalo Buda, TX

IdentityIQ is a great tool for monitoring and staying on top of your credit! I love that they email you every time there are any changes in your credit report!

5 years ago

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Daniel B Bradenton, FL

Identity IQ is super fast about reporting inquiries and always up to date on the reports. I've already referred Identity IQ to my friends and family.

5 years ago

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Misty Palmer, TX

Our credit score is going up just as promise, no deletions- but it is higher! There is always someone available to talk me through the progress and my questions. So far, wonderful experience!

5 years ago

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tia Baton Rouge, LA

Love the fact that my personal information is secured and monitored using this software i I am in the process of credit repair and this is the mandatory software they use , they swear by it!

5 years ago

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William Pomona, CA

We went hrough sky blue credit repair and they gave us a link to Identity IQ. Identity IQ had a deal at the top of the page for 14.95 which I thought was a good deal.. In the right hand column it had another price for 29.99 which had total written next to it. I was confused so before making my purchase I called Identity IQ and asked what was this about 29.99 and the girl who had such a strong accent said Oh don't worry that doesn't apply to you. Well guess what she lied and they did not take the 14.95 out but charged me double at 29.99. I was floored. I called back when they did this and they at least credited the money back after 3 business days. Then to top it all off I decided to give them the benefit of the doubt and do this for my wife. THEY DID IT AGAIN.!!!!!!!!!!!!! Talk about headache. They claimed I did not do my account through Sky blue however I did. Sky blue sent me a link or I would not have even known about their company. Needless to say these people are complete morons or they are dishonest. Check to see how much they charge you on your bank account.

6 years ago

Reply from IdentityIQ

Hi William, I am sorry this was your experience with our company. We take negative feedback seriously and would like an opportunity to remedy any outstanding issues with your accounts. It looks like you were enrolled in the $14.95 Sky Blue special promotion and that account is still active. I also see in our records that you originally enrolled your wife in a plan from the main website and not through the Sky Blue promotion and after being advised of this, were able to cancel that membership and get you wife enrolled using the correct Sky Blue link. You were charged $14.95 for your membership. You were also charged $29.99 for the membership that was incorrectly enrolled. This has been refunded to your account. I assure you this was just a case of not using the correct promotional link. We want to make sure that all the issues you presented are addressed, please let us know how we can help you further or if there is anything still outstanding.

Apr. 19th, 2018

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Connor Scheumack Rancho Cucamonga, CA

I really like the format of the credit reports and that I get my scores refreshed regularly. The site is easy to use and my overall experience has been great

6 years ago

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Thomas Rancho Cucamonga, CA

Professional and caring customer service. They’re processes allowed me to feel as though I had a handle on my credit issues. I’m a big fan of IdentityIQ.

6 years ago

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Krissy Broomfield, CO

I consistently tried to cancel my subscription for their services. First of all, it's 2016 and it's majorly inconvenient that the only way to cancel is to physically call in and wait on line for a customer service representative. When I first called to cancel, the girl asked why I was cancelling and told her I no longer needed the service. She told me she would be able to lower the price to $7.99, and I thought okay fine... $8 to get your credit score and monitored each month. Come to find out that the $7.99 was just for their basic program and I couldn't check anything. When I called to cancel they would tell me I had to call at the end of the month. Then when I would call to cancel they would say your card has already been charged, you will have to call again. SO. FRUSTRATING.

7 years ago

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Christina Lancaster, PA

Don't go with this company. The scores they report are inaccurate and when you get ahold of someone they are completely clueless. I cancelled my account and still got charged then when I called they said oh it's pending it will drop off. It didn't so I called back again and they said oh your bank has to deal with that and I'm like no you need to deal with it you charged it. Josh then replied we can't see it on our end so I can't take it off. I asked to speak to a supervisor and they are all in meetings. He told me to call back again tomorrow. What a joke! This company is a rip off don't do it!

8 years ago

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Jerry Cantrell Louisville, KY

I have IdentityIQ for 6 months!! The monthly premium is very reasonable, the service and support from the IdentityIQ Team is excellent and I can rest well because my identity is well protected.

2 years ago

Reply from IdentityIQ

Thank you for your feedback, Jerry! We appreciate your review, and for choosing IdentityIQ services for your identity theft protection and credit report monitoring needs. Our 100% U.S.-based customer service team is always happy to assist you.

Feb. 28th, 2022

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Verified Customer

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Rhonda Brown Macon, GA

It has been amazing..It helps me the understanding of my credit numbers

2 years ago

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Verified Customer

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Jessica Robinson Fort Valley, GA

It is the best they are great secure trustworthy I have not had any problems

2 years ago

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Verified Customer

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Ashley Ellenwood, GA

It has been Informational and easy to access and to understand

2 years ago

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Verified Customer

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Larry Teasley Chesapeake, VA

Great they have been just what I needed going forward looking to buy a new home

2 years ago

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Verified Customer

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Norman Henderson Houston, TX

Their representatives are very knowledgeable and it was the best choice to get my credit right.

6 years ago

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Major Perry

If all my 3 credit reports from all credit bureau is accurate. Yeah, I’m all for paying the monthly fee.

10 months ago

Reply from IdentityIQ

Thank you for your review, Major! We are happy to hear you're enjoying your 3-bureau credit reports and scores!

Jun. 6th, 2023

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Manny San Diego, CA

The customer service agent was very helpful. The information she gave me about the alert I received was useful. Thank you very much!!

1 year ago

Reply from IdentityIQ

Thank you so much for your review, Manny! We are happy to hear about your wonderful experience! Our customer service team is always happy to assist.

Feb. 23rd, 2023

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Kizzy Malone Birmingham, AL

Charged twice on same day told we don't do refunds after I canceled my subscription in September. That's not a refund if you stole money from my account without permission. It's December 31st and you charged me twice on the same exact day. Happy New Year's to me.

1 year ago

Reply from IdentityIQ

Hello and thank you for leaving us a review. We apologize for your experience. Please give our 100% U.S.-based customer service team a call so we can make it right.

Jan. 4th, 2023

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Chris Pedison Leander, TX

Do not use this service Do not use this service! This company's costs is much higher than its competitors, it does not provide a free credit report or account details like its competitors (makes you pay for a report) and worst of all they make it impossible to cancel the subscription. There is not an online cancelation option, they make you call and then harass you about canceling. In addition, the monitoring did not pick up credit card defaults, credit card settlements, or a new collection.

1 year ago

Reply from IdentityIQ

Hi Chris, and thank you for your feedback. We apologize for your experience. Members have two predominant methods to cancel their services. This can be done by calling our member support department during business hours or where available, clicking the cancel button from the member website. Please give us a call so we can make it right.

Jan. 3rd, 2023

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Jillian Peterson Los Angeles, CA

I got an alert 30 seconds after I applied for my new credit card! Very impressed with how quickly I was alerted by IdentityIQ.

1 year ago Edited April 3, 2023

Reply from IdentityIQ

Thank you for your review, Jillian! We are happy to hear you enjoy getting real-time alerts with our service.

Apr. 4th, 2023

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Timothy Lewis Youngstown, OH

Very informative and keeps you up to date with all of your credit issues and informs you if there are any hacks to your accounts.

4 years ago

Reply from IdentityIQ

Thank you so much Timothy!

Jun. 19th, 2020

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Lisa Pinkney Lakeland, FL

Very informative when it comes to building your credit, informing you of identity theft, etc...Have never had any problems with them, always professional.

4 years ago

Reply from IdentityIQ

Thank you so much, Lisa!

Mar. 6th, 2020

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Tiffany McConnell San Antonio, TX

Very easy to understand. You get your info from all 3 credit bureaus which makes it economically feasible as well simplifies monitoring your credit.

4 years ago

Reply from IdentityIQ

Thank you, Tiffany!

Mar. 6th, 2020

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michael anthony Atlanta, GA

Good customer service and follow up , I had a issue with cancellation after having it properly explain my issues were resolved with this company

4 years ago

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Gregory Franklin Fairburn, GA

Everything im looking for on the site is very easy to locate!!!! I Love when its not hard to understand an web page. Thats all you can wish for.

4 years ago

Reply from IdentityIQ

Thank you, Gregory!

Mar. 7th, 2020

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MsLena Vacaville, CA

I have really enjoyed being a customer of identityiq. The reports are clear and easy to understand. It has really helped me get things in order

4 years ago

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C. Leatherman Blue Springs, MO

Rude! I will not be using there company! Bottom line all these thing's do, is take your money..... That's it I would steer clear of anything to do with credit repair, or these's kinds of companies. ☆ Don't try and put this on me, your reps are rude and I stand by my comment about this full of BS company! People please do your research on company's like this, they don't do nothing for you. Except take your money! That's it..... They don't help you with anything!

5 years ago

Reply from IdentityIQ

Our company provides credit reports, credit monitoring services, and identity theft protection for consumers. We are not a credit repair company. We take negative feedback very seriously and strive to provide our customers with the best possible experience. In reviewing your call, it appears that you were trying to cancel your wife’s account in addition to your account. Due to security and privacy reasons, we can only cancel an account with direct permission from that account holder. We do apologize for any inconvenience that was caused.

Jan. 11th, 2019

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TMiller Renton, WA

IdentityIQ is a very useful service! The customer service is OUTSTANDING and they go above the call of duty for customer satisfaction. Thank you!

5 years ago

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Zebadiah Harris Troy, AL

My overall experience is unbelievable they always on the look out for and credit updates an always on time to notif you.

5 years ago

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Keith Hopewell, VA

I just use it for a basic credit check. IdentityIQ alerts me when anything happens with my credit. I just wish the service was a little cheaper.

5 years ago

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Warren Fort Lauderdale, FL

It’s pretty straight forward to use. If I didn’t have free credit report service from my bank, I would continue using it. Not bad at all.

5 years ago

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Chantay Donaldsonville, LA

You’ll doing a good job,keeping me posted,with any unusual activities with my account. Thank You! It is well worth it.

5 years ago

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Pinky Albany, NY

It helps monitoring credit score and it keeps me updated with the alerts and track of my credit activity. Totally recommend this service

5 years ago

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Jay Bunker Santa Fe, NM

I thought I had cancelled this service when I completed my work with a credit counselor, so When I got charged, I called to see why. They told me my account had not been cancelled. When I requested to cancel, they complied, but told me I would not get a refund for the month and would also no longer have access to my account. Any company that charges me for not providing service is a bogus business.

5 years ago

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Brenda Pratt West Palm Beach, FL

Overall experience has been wonderful. Whenever I needed assistance with any problem I had. IdentityIQ provided excellent customer service!

5 years ago

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Rodney Raleigh, NC

Helping me manage my credit life! Always glad to get the alerts on credit change or just letting me know that you are there in the mist of things!

5 years ago

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Judy Carrillo El Paso, TX

I would highly recommend this service. It is accurate a s very useful to have control over all three of your credit scores.

5 years ago

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Bethaney Stuart, FL

Identity IQ is convenient and affordable. It alerts you when there are any changes to your credit report which is super helpful too.

5 years ago

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brett harper Hale'iwa, HI

Signed up for them because I was told to from Sky Blue Credit Repair . Thought scores were accurate until after 4 months I went to try and apply for credit. The score I was given from the lender was 45 points lower than what identity IQ states. How does this happen when your paying 21.99 for a monthly service. Thought maybe it was a fluke so tried another lender, nope still the same, 40 points below the scores that I was paying for. Do not waste your money with this place. Not accurate what so ever.

5 years ago

Reply from IdentityIQ

We apologize you did not have a good experience using our service. There are many different scoring models used today, each of which uses its own mathematical formula. We use the VantageScore 3.0 model that was developed by all three of the credit reporting agencies. We do not make any changes to the score and show you only what we receive directly from the credit reporting agencies. Additionally, credit scores can fluctuate throughout the month; moving up or down, as information is added to your credit file.

Nov. 1st, 2018