Overview
BlueCross BlueShield
Undisclosed
Cigna
Undisclosed
Ratings
BlueCross BlueShield
Cigna
Reviews
BlueCross BlueShield
Reviews
Cigna
Reviews for BlueCross BlueShield
Helpful Favorable Review
Tera Agee
November 9th, 2025
DETAILS
I paid claims for them for 30 years and found them to be completely reliable to their insureds, so when I became eligible for Medicare I chose them for mu supplement plan. Since the day I was insured, 02/01/2013, I have never paid a deductible or co-insurance amount. I only pay my premiums and I can go to any doctor or hospital at any time without referrals or pre-approvals. Choose Plan F - you'll be very happy!
Helpful Critical Review
Melodie Weber
May 15th, 2026
Tonawanda, New York
DETAILS
My doctor tried to put me a a medicine that had many positive effects for the disease I have, but insurance knows better than my doctor or I. Denied. Hope you laugh in your corporate offices every time you kill another person.
Reviews for Cigna
Helpful Favorable Review
Heather H
April 27th, 2023
Sanford, FL
DETAILS
Cigna is an excellent company with decent in-network coverage as well as healthcare providers that widely accept Cigna. The transition my company made to Cigna coverage was exceptionally smooth and transparent.
Helpful Critical Review
Jason Rogers
August 28th, 2026
Mountain View, California
DETAILS
I see why this company is consistently rated at 1 start. My company recently changed to them I need an emergency med for my daughter, a med she has had for 6 years. This company wants me to get an approval for a med we have had on hand for EMERGENCIES for 6 years. If you have a choice, I strongly recommend using anyone else.
The Final Word
BlueCross BlueShield and Cigna both offer rewards and discount programs with many of their plans.
BlueCross BlueShield’s program Blue365® offers discounts on products and services that support financial health, nutrition, fitness, and more. Blue365® is not available from all of BlueCross BlueShield’s subsidiaries. Check with your BlueCross BlueShield subsidiary to see if you’d have access to this program.
Cigna’s program Healthy Rewards® offers discounts on alternative medicine, vitamins, fitness, and more. It is included with most of Cigna’s health plans. Most of Cigna’s health plans also include Telehealth, which allows members to schedule virtual appointments with doctors. This feature makes it easy and quick to meet with a doctor for non-emergency situations.
BlueCross BlueShield stands out from Cigna because of its Total Care and Blue Distinction® ratings for health care providers and hospitals. These designations consider both the quality and cost of health services offered by providers and hospitals.
While Cigna and BlueCross BlueShield are fairly similar, the rewards programs offer different kinds of discounts. Learn more specifics on health plans offered by each company in your area and compare coverage and cost before enrolling in a health plan.
