BlueCross BlueShield vs Cigna
BlueCross BlueShield and Cigna are well-known health insurers. Both offer insurance in many parts of the United States. Both companies have plans for individuals and families, Medicare, international health insurance, and plans for employers to offer employees. Health plan availability for both varies depending on your location.
Unlike Cigna, BlueCross BlueShield works through subsidiaries in the areas it offers health insurance. Because of the differences among its subsidiaries, it’s difficult to compare BlueCross BlueShield to other health insurers.
Overview
BlueCross BlueShield
Undisclosed
Cigna
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Ratings
BlueCross BlueShield
Cigna
Reviews
BlueCross BlueShield
Reviews
Cigna
Reviews for BlueCross BlueShield
Helpful Favorable Review
Stephanie Bloniarz
March 22nd, 2024
We have BCBS/Anthem through my husbands work. It's affordable and I never have to fight to get claims paid. The website is easy to navigate and any time I've had a question and have to call in, I've been treated very kindly and efficiently. Thank you, BCBS! A++++++++
Helpful Critical Review
Richard Lata
September 18th, 2024
DETAILS
Terrible company I believe they look for ways not to pay claims or prescriptions. Having also a Christian share group also. They both have issues. However you get a lot more for your money with the Christian share programs. I used Liberty Health share . But for prescriptions we’re not paid for. Anthem forget it they want your big premiums but don’t pay shit. I would never recommend them nor Ever go back with them. My opinion they’re money hungry. Personal health care 👎👎👎
Reviews for Cigna
Helpful Favorable Review
Heather H
April 27th, 2023
Sanford, FL
DETAILS
Cigna is an excellent company with decent in-network coverage as well as healthcare providers that widely accept Cigna. The transition my company made to Cigna coverage was exceptionally smooth and transparent.
Helpful Critical Review
Kevin Rusch
December 27th, 2023
West Jordan, UT
DETAILS
Terrible company to work with that cares little about customer health and all about their bottom line. Reject any claim they can and require appeals. Recently had an emergency pop up requiring an immediate MRI around the holidays and they still rejected it. Also disappointed with my company for selecting such a narrow minded corporation like this.
The Final Word
BlueCross BlueShield and Cigna both offer rewards and discount programs with many of their plans.
BlueCross BlueShield’s program Blue365® offers discounts on products and services that support financial health, nutrition, fitness, and more. Blue365® is not available from all of BlueCross BlueShield’s subsidiaries. Check with your BlueCross BlueShield subsidiary to see if you’d have access to this program.
Cigna’s program Healthy Rewards® offers discounts on alternative medicine, vitamins, fitness, and more. It is included with most of Cigna’s health plans. Most of Cigna’s health plans also include Telehealth, which allows members to schedule virtual appointments with doctors. This feature makes it easy and quick to meet with a doctor for non-emergency situations.
BlueCross BlueShield stands out from Cigna because of its Total Care and Blue Distinction® ratings for health care providers and hospitals. These designations consider both the quality and cost of health services offered by providers and hospitals.
While Cigna and BlueCross BlueShield are fairly similar, the rewards programs offer different kinds of discounts. Learn more specifics on health plans offered by each company in your area and compare coverage and cost before enrolling in a health plan.
