BlueCross BlueShield vs Cigna
BlueCross BlueShield and Cigna are well-known health insurers. Both offer insurance in many parts of the United States. Both companies have plans for individuals and families, Medicare, international health insurance, and plans for employers to offer employees. Health plan availability for both varies depending on your location.
Unlike Cigna, BlueCross BlueShield works through subsidiaries in the areas it offers health insurance. Because of the differences among its subsidiaries, it’s difficult to compare BlueCross BlueShield to other health insurers.
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Overview
BlueCross BlueShield
85 Years
Cigna
39 Years
Ratings
BlueCross BlueShield
Cigna
Reviews
BlueCross BlueShield
Reviews
Cigna
Reviews for BlueCross BlueShield
Helpful Favorable Review
Review Source
Alicia Turner Denver, CO
Blue cross blue shield has good coverage and has to be accepted everywhere that accepts blue cross for the specific state. They can be hard to talk to and actually get answers. It can be hard to get things approved but the more information sent to them the better.
2 months ago
Helpful Critical Review
William Vanoosten Middleville, MI
BCBS of Michigan biggest scam artists around. CPAP machine and have met deductible but say it's rent to own so will reset in 2 months so they get out of paying even though service has been done and I gave machine. Worthless piece insurance company!!!!
1 week ago
Reviews for Cigna
Helpful Favorable Review
M Wilson Houston, TX
Health coverage through them for several years. Competitive rates with better than average customer care. Only complaint is they make you go through their online pharmacy for prescriptions which can be a negative sometimes
1 month ago
Helpful Critical Review
Joe Lapham Cookeville, TN
Cigna is terrible. They do not pay claims. they do not return phone calls. I was even working with a supervisor to get a refund for the bills I paid to keep my credit in good shape. Your jumping threw hoops like a circus dog. You've been warned. Do not do business with them.
2 days ago
The Final Word
BlueCross BlueShield and Cigna both offer rewards and discount programs with many of their plans.
BlueCross BlueShield’s program Blue365® offers discounts on products and services that support financial health, nutrition, fitness, and more. Blue365® is not available from all of BlueCross BlueShield’s subsidiaries. Check with your BlueCross BlueShield subsidiary to see if you’d have access to this program.
Cigna’s program Healthy Rewards® offers discounts on alternative medicine, vitamins, fitness, and more. It is included with most of Cigna’s health plans. Most of Cigna’s health plans also include Telehealth, which allows members to schedule virtual appointments with doctors. This feature makes it easy and quick to meet with a doctor for non-emergency situations.
BlueCross BlueShield stands out from Cigna because of its Total Care and Blue Distinction® ratings for health care providers and hospitals. These designations consider both the quality and cost of health services offered by providers and hospitals.
While Cigna and BlueCross BlueShield are fairly similar, the rewards programs offer different kinds of discounts. Learn more specifics on health plans offered by each company in your area and compare coverage and cost before enrolling in a health plan.
