If you're looking for dental insurance, you already know that dental health is important. Dental insurance can help you save on dental treatment and make visits to the dentist less expensive. 

Delta Dental offers good dental insurance. Many of its plan members rate Delta Dental highly and are satisfied with the value offered through coverage, cost, and network of dentists, and customer service. If you're looking for good quality, see if Delta Dental has a plan that meets your needs.

Delta Dental was founded in 1954 by dentists and employers to increase access to dental services. Over the years, Delta Dental has grown from servicing three states to servicing all 50 states, Puerto Rico, and United States territories.

Delta Dental is an industry leader and was the first to offer dental insurance in multiple states. It has the largest network of dentists and serves millions of people.

Read Delta Dental Reviews

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The Good

  • Plan Variety
  • High Level of Customer Satisfaction
  • Vision Coverage Available

Plan Variety

Delta Dental offers dental insurance coverage for individuals, retirees, families, and employers. It has six kinds of dental plans available.

  • Delta Dental PPO™ — This insurance plan allows individuals access to the discounted network rates when they receive dental treatment from an in-network provider. It also has low out-of-pocket costs.
  • Delta Dental PPO Plus Premier™ — This plan is just like the Delta Dental PPO™ (Preferred Provider Organization) with the added benefit of coverage for out-of-network dentists.
  • Delta Dental Premier® — This is Delta Dental’s indemnity plan. Individuals with this plan only pay co-pays and deductibles for services received.
  • DeltaCare® USA — This plan is Delta Dental’s HMO and focuses primarily on preventive services.
  • Delta Dental Patient Direct® — With this plan, patients choose a dentist from the Delta Dental network and pay the dentist their pre-negotiated, discounted fee. 
  • Delta Dental Individual and Family™ — Delta Dental offers the same group plans (generally only available to employers) to individuals and families.

With these choices, customers should be able to find the dental coverage and benefits they need at their price point.

Dental insurance plans work slightly differently from health insurance plans, though there are similarities. The Delta Dental PPO™, Delta Dental Premier®, and Delta Dental PPO Plus Premier™ plans all have an annual deductible and copays, like health insurance plans do. Unlike health insurance plans, these three Delta Dental plans also have an annual maximum benefit. The annual maximum benefit is the most that Delta Dental will pay for covered services during the year. Keep this number in mind as you consider the treatment you may need during the year. 

The DeltaCare® USA and the Delta Dental Patient Direct do not have deductibles or an annual maximum benefit. The DeltaCareR USA does have copays.

Finding a participating dentist is easy. Delta Dental members can use Delta Dental's website to find in-network dentists in their area. From the search results, you can choose a dental provider. Visiting participating dentists allows you to take full advantage of your plan's dental savings.

As you evaluate your dental plan options, consider the dental services you'll likely need. Check to make sure that your needs are included in a plan's covered services. Cleanings and dental check-ups usually fall under preventive care. Basic treatment generally includes dental work like fillings. Major services include dental procedures like root canals. Some plans may also have limitations and exclusions. For example, cosmetic dentistry is typically not covered by dental insurance.

Some plans also require a waiting period  before covering certain services.

You should also consider what copayment a plan requires, its deductible, monthly premium, and other out-of-pocket expenses. Monthly premiums should fit comfortably into your monthly budget; however, it's important to also consider your out-of-pocket expenses. Understanding each of these factors will help you find a plan that fits your budget.

High Level of Customer Satisfaction

Reviews on bestcompany.com are mostly positive. Clients are typically satisfied with the coverage and service they receive from Delta Dental. Reviewers are also happy with its large network of dental providers. 

While some reviewers experienced difficulty with getting procedures approved, claims, and cost, most reviewers are happy with Delta Dental. Keep in mind that Delta Dental offers a few different coverage plans, so customer experience with cost and coverage may be affected by what plan they chose.

Vision Coverage Available

While Delta Dental insurance plans are primarily for dentistry, the company also offers a vision insurance plan called DeltaVision®. With this plan, customers receive discounts for eye exams, glasses, contacts, and laser vision correction. It can be purchased with or separately from dental insurance.

Those looking for both dental and vision coverage can find insurance options through Delta Dental.

The Bad

  • Availability Varies by State

Availability Varies by State

While Delta Dental’s plans are available nationwide, the offerings and rates vary by state. People interested in purchasing insurance from Delta Dental must enter their state, zip code, and birthday on a state- or region-specific site to view the rates and insurance coverage options available to them.

The Bottom Line

Dental care is an important part of taking care of your overall health. Good oral health and dental hygiene have positive effects on your heart and overall health. Dental insurance can help defray the cost of dental treatment that helps you maintain your dental health.

Delta Dental is a great choice when choosing a dental insurance company. It offers six kinds of dental plans, which makes it easy to find affordable dental coverage. Delta Dental has even made its group plans available to independent customers, not just businesses. This means that individuals can get the same dental benefits as those offered through employers.

Delta Dental’s plan offerings and terms vary by state, so be sure to understand the specifics of the plan, like if there is a waiting period for certain services and the coverage available for preventive services and its cost before signing up for dental coverage.

Delta Dental has one of the largest networks of dentists, which makes finding a dentist easier. Visiting a network dentist allows you to access discounted rates for covered dental work. Delta Dental is an insurance provider worth considering.

View Best Dental Insurance Companies

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User Reviews

Star Rating

4.1
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98 Reviews

Review Breakdown

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Bekah Lewis

February 21st, 2020 Cedar Fort, UT DETAILS arrow_drop_down
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Awful. Never pay my claims. Have double coverage and won’t pay even after everything has been submitted multiple times.

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Jefferson Germain

February 21st, 2020 Tallahassee, FL DETAILS arrow_drop_down
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the best dental insurance ever! i rarely pay for anything. they make going to the dentist easy.

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Syl

February 20th, 2020 North Port, FL DETAILS arrow_drop_down
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I have had Delta Dental since 2003. My communication with the company has been minor, just to request an insurance card. I never had to concern about a claim or wait for their approval to get services done.

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Annie Robbins

February 14th, 2020 Pleasant Grove, UT DETAILS arrow_drop_down
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Fantastic coverage. Submitted a claim to be reimbursed and was sent the check within 2 weeks.

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amy rex

February 14th, 2020 , DETAILS arrow_drop_down
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claims are handled quickly and efficiently. It seems most dentists that my family want to use is covered.

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Olivia Hakes

February 12th, 2020 American Fork, UT DETAILS arrow_drop_down
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Delta is okay. I have them through the company I work for and I’m just not super impressed with the coverage.

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Mhorne182

February 11th, 2020 Pleasant Grove, UT DETAILS arrow_drop_down
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Every dental insurance I have had seems to be very similar. Delta has always paid my claims on time and we have not had any major issues so I assume they are a good company. But benefit seems to be pretty standard.

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Camille

February 10th, 2020 Lynnwood, WA DETAILS arrow_drop_down
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I definitely fell like I don’t get nearly enough coverage. And there isn’t enough information about how dual coverage works. I need more accessibility to see what my coverage is, and how to get better coverage.

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Lacey Horne

February 6th, 2020 Eagle Mountain, UT DETAILS arrow_drop_down
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Very satisfied. Payments come through quick, and has amazing coverage for your money! Great customer service and easy to work with.

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Jamie Neider

February 5th, 2020 Magna, UT DETAILS arrow_drop_down
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We have always had our dental insurance through them and are happy with coverage and quick payments.

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Zac Cannon

January 17th, 2020 Long Beach, MS DETAILS arrow_drop_down
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I am currently enrolled in Delta Dental through my employer. They have been reasonable and I have a great premium through them. All of my dental cleanings are taken care off and I don't have to pay full price out of pocket for some procedures if needed.

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Rebecca Harvey

January 13th, 2020 Long Beach, MS DETAILS arrow_drop_down
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This dental insurance is super affordable and they covered a lot of my oral surgery I needed. I was very grateful to this company!

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Naya

January 9th, 2020 Tallahassee, FL DETAILS arrow_drop_down
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This service didn't quite cover all of my needs and the actual benefits are scarce as far as contribution from the insurance company.

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karis buggs

January 3rd, 2020 DETAILS arrow_drop_down
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I love this insurance but it limits me in my area to very few dentists I can go to.

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Connor

November 29th, 2019 Farmington, UT DETAILS arrow_drop_down
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They cover a lot and include a lot of perks. They are easy to use at the dentists as well and have great customer care and interaction.

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Eric Smith

November 13th, 2019 Riverton, UT DETAILS arrow_drop_down
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We never had any issues with our insurance experience. Claims were paid on time and everything was smooth as expected.

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Melanie

November 11th, 2019 Rio Rancho, NM DETAILS arrow_drop_down
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Delta Dental is a decent dental insurance, for the very basics like cleanings, but when you think you’ll go in to get fillings or dental work done and it will be covered, you end up walking out with a hundreds or thousands dollar bill to pay.

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abby becht

November 5th, 2019 Pleasant Grove, UT DETAILS arrow_drop_down
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No problems with this insurance. The customer support is great, and their website is easy to navigate.

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Linda Clark

October 11th, 2019 Gilbert, AZ DETAILS arrow_drop_down
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I have had Delta dental for more than 5 years and been very satisfied. No issues at all with service or coverage.

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JF

October 10th, 2019 Rancho Palos Verdes, CA DETAILS arrow_drop_down
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PPO only, HMO is JUNK. decent coverage for the premiums. max annual benefit is too low for family with moderate usage. wish could get electronic EOB only

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Gail Strother

October 10th, 2019 Bentonville, AR DETAILS arrow_drop_down
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I had recent dental work done that needed to have approval for coverage before the procedure. Delta Dental was quick and efficient. The customer service team was friendly and helpful

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Vanessa Moffatt

October 8th, 2019 Lakewood, WA

We have this as our dental plan and I love the benefits. Never had any issues with this plan.

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Tara Marx

October 7th, 2019 Brighton, CO DETAILS arrow_drop_down
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We have had Delta Dental insurance for over a decade. We have never had a problems submitting insurance claims. Delta Dental was there for us when all our kids had wisdom teeth out and braces.

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Darcy Chavez

October 4th, 2019 Provo, UT DETAILS arrow_drop_down
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Great coverage and they helped me a ton when I went to a shady dentist's office in Utah. They overcharged my insurance on three separate occasions and Delta helped me get that money back and fight the claims.

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Anthony Sgambati

October 3rd, 2019 Rocklin, CA DETAILS arrow_drop_down
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We’ve had Delta Dental insurance for decades! Always very clear explanations of benefits and helpful staff when I have a question.

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Dustin Marx

October 3rd, 2019 Brighton, CO DETAILS arrow_drop_down
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We have had Delta Dental insurance through our employer for years and have been impressed with their promptness in paying providers and in making readable statements available to us. We have had dentists, orthodontists, and periodontists state how good our particular Delta Dental plan is. The Delta Dental statements are comprehensive and detailed and make it clear what our share of the cost is related to the overall charges. Delta Dental also has worked well with our providers to make our role in the process relatively minimal.

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Anonymous

October 2nd, 2019 DETAILS arrow_drop_down
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So we have the family plan. this was also the only company that would sell us a plan that was reasonable. we do have copay and deductibles but your plan is excepted at our dentist office and with the price as well as your work with our dentist is the main reason we are paying our annual fee for the third year now thank you for providing the basics at a reasonable cost and the extra stuff is something you work with us with.

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Ted Johnson

September 30th, 2019 Pleasant Grove, UT DETAILS arrow_drop_down
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Delta Dental is what I have for my insurance and they cover what I need and they also provide options for the whole family. I like their orthodontic options and their choice of dentists. They also give me the preventative treatment needed to stave off larger problems later.

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Kristiane R Durfey

September 27th, 2019 Pleasant Grove, UT DETAILS arrow_drop_down
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We had Delta Dental Insurance for a few years and we never had any problems with them making claims. They had comparable rates to other companies that we have had and they accepted our Dentist. We pleased with them overall.

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Ron Durfey

September 9th, 2019 Pleasant Grove, UT DETAILS arrow_drop_down
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I am not happy with my Delta Dental plan. I am forced to use them through my employer. I have been waiting for two years to get an answer from them on my implant. I think they just wait for patients to get exhausted to verify coverage so they don't have to cover patient care needs. If possible get any dental insurance company out there besides Delta.

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kristin Gneiting

September 9th, 2019 Pleasant Grove, UT DETAILS arrow_drop_down
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Delta Dental has been my dental insurance for many years. I have never had a problem with a claim, I can do all of the regular dental work that I need and when I have to do some more expensive stuff, like root canals, and fillings, the insurance takes care of most of it and it doesn't cost me an arm and a leg. I also like their orthodontic insurance for my large family.

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Russ

August 13th, 2019 Phelps, WI DETAILS arrow_drop_down
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Great, I don't have to pay and wait for a check to show up.

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Teri

August 2nd, 2019 Valley Springs, CA DETAILS arrow_drop_down
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The fact you have to wait 6 months for any major dental work to be done before they pay!

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Terry

August 2nd, 2019 Middleton, WI DETAILS arrow_drop_down
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Excellent product and service; would recommend highly

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George

August 2nd, 2019 San Diego, CA DETAILS arrow_drop_down
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Efficient, quick service, accessible when needed.

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Jesus

August 2nd, 2019 DETAILS arrow_drop_down
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They did not covered services l paid $880.00 extra, besides my co-pay and deductible.

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NR

July 23rd, 2019 DETAILS arrow_drop_down
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So far so good, they have provided good coverage

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JB Eric

July 23rd, 2019 DETAILS arrow_drop_down
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Excellent experience with Delta Dental. I am satisfied with Delta Dental.

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Jespy

July 23rd, 2019 DETAILS arrow_drop_down
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Covers my basic dental needs. Gets the job done. Not sure what else. I have never had an issue therefore I cannot really comment on customer service.

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Sarah Smith

July 15th, 2019 DETAILS arrow_drop_down
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Great price. My dentist is the best I've ever had. Improve by having more uniform good care and service from all providers.

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Mike

July 15th, 2019 DETAILS arrow_drop_down
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Poor product, coverage capped and often denial medical necessity...I pay more than any benefit I receive I am better off saving premium and copays and moving on this is inefficient product most people don't understand it.

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Jill

July 15th, 2019 DETAILS arrow_drop_down
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Delta Dental seems fair, no hassles, easy to work with and good customer service.

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John J

July 9th, 2019 Silver Spring, MD DETAILS arrow_drop_down
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Everything that an insurance company can do wrong, Delta Dental does wrong. Refusing to cover procedures that the insurance covers is standard procedure at Delta - they just refuse everything and force the patient to recoup to money Delta owes them. Delta take months, literally, to process anything, including time-sensitive issues. Delta Dentals customer service line is Dante's 3rd level. Just inhuman idiots working the phones over there, whom will refuse to help you with anything regardless of circumstance. It's worse than Comcast. So, in short, do not spent a dime on Delta Dental.

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Tracey

July 8th, 2019 St Louis, MO DETAILS arrow_drop_down
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Could be better, there should be more allotted in coverage

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Sylvia

July 8th, 2019 Hayward, CA DETAILS arrow_drop_down
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Great and they have my regular dentist in their plan

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steve sidhu

July 8th, 2019 DETAILS arrow_drop_down
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Good, no real issues to speak of. Billing ok. Would use them again.

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S.Faith

July 8th, 2019 Cherry Hill, NJ DETAILS arrow_drop_down
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Great service , benefits and offer a wider provider where you can choose a dentist you are comfortable

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ROB SHABE

July 8th, 2019 Huntingdon Valley, PA DETAILS arrow_drop_down
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Awesome great staff and dentist nice office easy parking

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RICHARD PERRIN

July 8th, 2019 New York, NY DETAILS arrow_drop_down
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the service for the money is very poor. I put aside funds for what I wanted and got a better result

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Lillian Pinero

July 8th, 2019 Staten Island, NY DETAILS arrow_drop_down
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I have not had any problems with this company. My dentists had not had any complaints regarding