If you're looking for dental insurance, you already know that dental health is important. Dental insurance can help you save on dental treatment and make visits to the dentist less expensive.
Delta Dental offers good dental insurance. Many of its plan members rate Delta Dental highly and are satisfied with the value offered through coverage, cost, and network of dentists, and customer service. If you're looking for good quality, see if Delta Dental has a plan that meets your needs.
Delta Dental was founded in 1954 by dentists and employers to increase access to dental services. Over the years, Delta Dental has grown from servicing three states to servicing all 50 states, Puerto Rico, and United States territories.
Delta Dental is an industry leader and was the first to offer dental insurance in multiple states. It has the largest network of dentists and serves millions of people.
Delta Dental offers dental insurance coverage for individuals, retirees, families, and employers. It has six kinds of dental plans available.
With these choices, customers should be able to find the dental coverage and benefits they need at their price point.
Dental insurance plans work slightly differently from health insurance plans, though there are similarities. The Delta Dental PPO™, Delta Dental Premier®, and Delta Dental PPO Plus Premier™ plans all have an annual deductible and copays, like health insurance plans do. Unlike health insurance plans, these three Delta Dental plans also have an annual maximum benefit. The annual maximum benefit is the most that Delta Dental will pay for covered services during the year. Keep this number in mind as you consider the treatment you may need during the year.
The DeltaCare® USA and the Delta Dental Patient Direct do not have deductibles or an annual maximum benefit. The DeltaCareR USA does have copays.
Finding a participating dentist is easy. Delta Dental members can use Delta Dental's website to find in-network dentists in their area. From the search results, you can choose a dental provider. Visiting participating dentists allows you to take full advantage of your plan's dental savings.
As you evaluate your dental plan options, consider the dental services you'll likely need. Check to make sure that your needs are included in a plan's covered services. Cleanings and dental check-ups usually fall under preventive care. Basic treatment generally includes dental work like fillings. Major services include dental procedures like root canals. Some plans may also have limitations and exclusions. For example, cosmetic dentistry is typically not covered by dental insurance.
Some plans also require a waiting period before covering certain services.
You should also consider what copayment a plan requires, its deductible, monthly premium, and other out-of-pocket expenses. Monthly premiums should fit comfortably into your monthly budget; however, it's important to also consider your out-of-pocket expenses. Understanding each of these factors will help you find a plan that fits your budget.
Reviews on bestcompany.com are mostly positive. Clients are typically satisfied with the coverage and service they receive from Delta Dental. Reviewers are also happy with its large network of dental providers.
While some reviewers experienced difficulty with getting procedures approved, claims, and cost, most reviewers are happy with Delta Dental. Keep in mind that Delta Dental offers a few different coverage plans, so customer experience with cost and coverage may be affected by what plan they chose.
While Delta Dental insurance plans are primarily for dentistry, the company also offers a vision insurance plan called DeltaVision®. With this plan, customers receive discounts for eye exams, glasses, contacts, and laser vision correction. It can be purchased with or separately from dental insurance.
Those looking for both dental and vision coverage can find insurance options through Delta Dental.
While Delta Dental’s plans are available nationwide, the offerings and rates vary by state. People interested in purchasing insurance from Delta Dental must enter their state, zip code, and birthday on a state- or region-specific site to view the rates and insurance coverage options available to them.
Awful. Never pay my claims. Have double coverage and won’t pay even after everything has been submitted multiple times.
the best dental insurance ever! i rarely pay for anything. they make going to the dentist easy.
I have had Delta Dental since 2003. My communication with the company has been minor, just to request an insurance card. I never had to concern about a claim or wait for their approval to get services done.
Fantastic coverage. Submitted a claim to be reimbursed and was sent the check within 2 weeks.
claims are handled quickly and efficiently. It seems most dentists that my family want to use is covered.
Delta is okay. I have them through the company I work for and I’m just not super impressed with the coverage.
Every dental insurance I have had seems to be very similar. Delta has always paid my claims on time and we have not had any major issues so I assume they are a good company. But benefit seems to be pretty standard.
I definitely fell like I don’t get nearly enough coverage. And there isn’t enough information about how dual coverage works. I need more accessibility to see what my coverage is, and how to get better coverage.
Very satisfied. Payments come through quick, and has amazing coverage for your money! Great customer service and easy to work with.
We have always had our dental insurance through them and are happy with coverage and quick payments.
I am currently enrolled in Delta Dental through my employer. They have been reasonable and I have a great premium through them. All of my dental cleanings are taken care off and I don't have to pay full price out of pocket for some procedures if needed.
This dental insurance is super affordable and they covered a lot of my oral surgery I needed. I was very grateful to this company!
This service didn't quite cover all of my needs and the actual benefits are scarce as far as contribution from the insurance company.
I love this insurance but it limits me in my area to very few dentists I can go to.
They cover a lot and include a lot of perks. They are easy to use at the dentists as well and have great customer care and interaction.
We never had any issues with our insurance experience. Claims were paid on time and everything was smooth as expected.
Delta Dental is a decent dental insurance, for the very basics like cleanings, but when you think you’ll go in to get fillings or dental work done and it will be covered, you end up walking out with a hundreds or thousands dollar bill to pay.
No problems with this insurance. The customer support is great, and their website is easy to navigate.
I have had Delta dental for more than 5 years and been very satisfied. No issues at all with service or coverage.
PPO only, HMO is JUNK. decent coverage for the premiums. max annual benefit is too low for family with moderate usage. wish could get electronic EOB only
I had recent dental work done that needed to have approval for coverage before the procedure. Delta Dental was quick and efficient. The customer service team was friendly and helpful
We have this as our dental plan and I love the benefits. Never had any issues with this plan.
We have had Delta Dental insurance for over a decade. We have never had a problems submitting insurance claims. Delta Dental was there for us when all our kids had wisdom teeth out and braces.
Great coverage and they helped me a ton when I went to a shady dentist's office in Utah. They overcharged my insurance on three separate occasions and Delta helped me get that money back and fight the claims.
We’ve had Delta Dental insurance for decades! Always very clear explanations of benefits and helpful staff when I have a question.
We have had Delta Dental insurance through our employer for years and have been impressed with their promptness in paying providers and in making readable statements available to us. We have had dentists, orthodontists, and periodontists state how good our particular Delta Dental plan is. The Delta Dental statements are comprehensive and detailed and make it clear what our share of the cost is related to the overall charges. Delta Dental also has worked well with our providers to make our role in the process relatively minimal.
So we have the family plan. this was also the only company that would sell us a plan that was reasonable. we do have copay and deductibles but your plan is excepted at our dentist office and with the price as well as your work with our dentist is the main reason we are paying our annual fee for the third year now thank you for providing the basics at a reasonable cost and the extra stuff is something you work with us with.
Delta Dental is what I have for my insurance and they cover what I need and they also provide options for the whole family. I like their orthodontic options and their choice of dentists. They also give me the preventative treatment needed to stave off larger problems later.
Kristiane R Durfey
We had Delta Dental Insurance for a few years and we never had any problems with them making claims. They had comparable rates to other companies that we have had and they accepted our Dentist. We pleased with them overall.
I am not happy with my Delta Dental plan. I am forced to use them through my employer. I have been waiting for two years to get an answer from them on my implant. I think they just wait for patients to get exhausted to verify coverage so they don't have to cover patient care needs. If possible get any dental insurance company out there besides Delta.
Delta Dental has been my dental insurance for many years. I have never had a problem with a claim, I can do all of the regular dental work that I need and when I have to do some more expensive stuff, like root canals, and fillings, the insurance takes care of most of it and it doesn't cost me an arm and a leg. I also like their orthodontic insurance for my large family.
Great, I don't have to pay and wait for a check to show up.
The fact you have to wait 6 months for any major dental work to be done before they pay!
Excellent product and service; would recommend highly
Efficient, quick service, accessible when needed.
They did not covered services l paid $880.00 extra, besides my co-pay and deductible.
So far so good, they have provided good coverage
Excellent experience with Delta Dental. I am satisfied with Delta Dental.
Covers my basic dental needs. Gets the job done. Not sure what else. I have never had an issue therefore I cannot really comment on customer service.
Great price. My dentist is the best I've ever had. Improve by having more uniform good care and service from all providers.
Poor product, coverage capped and often denial medical necessity...I pay more than any benefit I receive I am better off saving premium and copays and moving on this is inefficient product most people don't understand it.
Delta Dental seems fair, no hassles, easy to work with and good customer service.
Everything that an insurance company can do wrong, Delta Dental does wrong. Refusing to cover procedures that the insurance covers is standard procedure at Delta - they just refuse everything and force the patient to recoup to money Delta owes them. Delta take months, literally, to process anything, including time-sensitive issues. Delta Dentals customer service line is Dante's 3rd level. Just inhuman idiots working the phones over there, whom will refuse to help you with anything regardless of circumstance. It's worse than Comcast. So, in short, do not spent a dime on Delta Dental.
Could be better, there should be more allotted in coverage
Great and they have my regular dentist in their plan
Good, no real issues to speak of. Billing ok. Would use them again.
Great service , benefits and offer a wider provider where you can choose a dentist you are comfortable
Awesome great staff and dentist nice office easy parking
the service for the money is very poor. I put aside funds for what I wanted and got a better result
I have not had any problems with this company. My dentists had not had any complaints regarding