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Freedom Debt Relief

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9.9

Overall Score

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Lawrence Franz Silver Spring, MD

I have been very pleased with Freedom Debt Relief since I got into the program with them in the Fall. So far they have helped me settle with two accounts and have always been helpful when I had to call up and talk to a Service Rep. about a question that I had at the time. Their professionalism has been outstanding!

10 years ago

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Tally Jones Charlotte, NC

So far my experience has been very good with the Freedom Debt Relief program. Two of my debts have been resolved by 50% within 5-6 months and I cant wait to see the rest of my debt paid off. I will definitely recommend this program to others once I see all my debt paid off. The only downfall is the collectors of the debt call everyday wanting a payment or offering you a discount of some sort. This is the only disadvantage but its not the program's fault.

10 years ago

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Alex Camarillo Canyon Country, CA

I was beginning to feel the panic of falling deeper in debt, and as a public school teacher I thought I was used to living with debt. Yet, with the high interest comes the inability to ever catch up... Freedom Debt Relief is proving that there is help for us out there, and with their support the cycle of debt can be broken.

10 years ago

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Lee Queen Creek, AZ

Freedom Debt Relief has gone way beyond my expectations. Professional, great website for keeping track of where I am, ALWAYS available for questions. Best think I have ever done...not to mention eliminating the massive stress when you live takes a nose dive. Thank You FREEDOM

10 years ago

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Reply from Freedom Debt Relief

Hello Lee,

We thank you very much for sharing your response. We do our best to give you outstanding results while becoming debt free and we are very pleased to have you apart of our debt resolution program. Success is coming your way soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Jan. 3rd, 2019

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Gina Llamas Amarillo, TX

I love Freedom Financial! Me and my hubby are less stress and are very happy we made this decision and I wish I would've called sooner and love Janet Song she was Super Friendly and We just loved her attitude and ability to help us.

10 years ago

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Alicia Brown Sahuarita, AZ

This has been the best decision I made for myself. I couldn't have done without the help and support of this company! My questions are always answered and everyone is so easy to work with and make things so easy on me. My life is turning around for the better all thanks to you! Thank you so much for everything.

11 years ago

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Shelli Missoula, MT

I was very happy with the way FDR has done my debt consolidation up until the last few months of paying off some of the last balances. Either there is major training issues with new people and not knowing how to figure payoffs, or theirs some funny business going on. The amount owe to a creditor is in writing, and the amount of interest FDR collects for their service is in writing per day; so what is so hard in figuring out the payoff date and amount to the creditor. If I had the figures in front of me, I could figure it out? It's easy math!!! My problem with this company is I received information from one FDR Rep, in June 2014 that our FDR account would be paid off in October 2014. October comes by and my call-in reveals that it's not so, that I would not be paid off until December 2014, with the last payment probably being lower than the usual monthly draft amount. Strike one for FDR. November draft happens and a couple weeks later I called-in asking if they could approx. figure the last December draft of our account, knowing it would not be the total of the usual draft amount. The FDR Rep, figured the amount would be definitely be under the draft amount and for sure be under $400. I asked her if she was absolutely sure this was so and she stated that it was, and that I could actually have the draft amount taken down now to $400, for the last draft, she was that sure. I stated that I would like to do this; she showed me how to change the draft amount for December 2014 to $400, and I did so online in the FDR site. She also guaranteed me that there would be no other drafts coming out of my account. The $400 draft came out on December 28, 2014 and I would receive a refund amount shortly after my draft was taken, approx. 3 weeks or so as soon as the creditor was paid. Now it's February 1, 2015. Yesterday, attempting to buy groceries and can't even buy $43. worth in account, and was promised was not going to be drafted in January 2015. Your promise broken, the original draft came out on January 28th, 2015!!! Cause and effect: overdrafts out of my account!!! Rip-roaring-mad!!! Strike two FDR. 1st statement from 'Misty'-a FDR Lead- states, yes in fact the January usual draft is owed, plus the $400 in December in order to payoff the last creditor. No way-Hosea! I was promised December. But she says, "Our Rep. gave bad information, it was not so...", and she repeated her info about the two amount were owed. Strike three FDR! She stated that she would email me to say that my account was paid off, to get this in writing, and would send a print-out of the statement showing what had been owed after the $400 payment, but she needed an hour to do this for me. Approx. 20 minutes later, FDR calls and it's 'Misty', "Calling to let you know, I have good news you may be correct and have substantial money to be receiving back; she had checked and saw the 1099's from Chase, and wasn't taking into account those write-offs, as the last Rep did, and would request the time be extended so she could print this info out for you. Would tomorrow be okay the extension?" She also stated that she is emailing the statement about no more drafts would take place and sending it to my email. But as I look on the website, there is several places where it shows a February draft will be taken for the original amt. I don't trust FDR at all and will address this issue after I receive the confirmation in my email. Please FDR, you need to change up you training and information on your website! Follow thru will your "Yes will be Yes!", in promising NO MORE DRAFT! In my last review, I neglected to mention why FDR drafted in January 2015, after they promised to not draft after my last lower draft amount in December 2014 to finish off my debt payments; it was because I had 3 out of 7 credit card (all one creditor for the 3 cards), write off my credit card balances and issue 1099’s for each credit card. Even though this had been done since June 2014, when they called to tell me this credit card company was writing-off 3 of their balances for us, I at this time also asked for an approx. pay-off amount for October as they stated. They stated it was too soon; the FDR Rep just didn’t want to have to figure that far in advance, and I understood. I called back after the September 2014 draft and they also reneged her too and stated the payoff was in December. So really it’s up to Strike four, which is way, way unprofessional, even past Strike one! My point I’m trying to make, if this happens to you, is get these FDR Reps to give this information to you in writing. It took me FOUR STRIKES, which I shouldn’t have put up with. And also my fault, not reminding them that the last three credit cards by the same creditor are written-off every time I call in, so that they know, FOR SURE when you are paid off!

11 years ago

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Troy Stoker Oklahoma City, OK

I'm new to this debt relief program and so far I have not been dissatisfied with the communication with me but the communication with the credit card companies has been very slow and even though I provided the information to the companies I still receive numerous calls. One would think that the calls would stop once companies have been informed the account is currently being handled by a debt resolution company.

11 years ago

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Luis r Garcia Los Angeles, CA

Amazing company to be a client of. They handle matters very professional and in a timely manner. Always making sure you the customer are taken care of. I would highly recommend this company to anyone trying to consolidate their debt and live a better life debt free

11 years ago

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Marie Saint Louis, MO

I felt very comfortable when beginning this process because they were very professional and informative. I have a lot of debt, and I am finally paying things off. I would recommend Freedom Debt Relief to anyone who is falling behind and afraid to talk to their debtors. They tell you exactly how to handle things and take over for you. It is such a relief!

11 years ago

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Shaela Carlton

So far loving the process. Easy and understandable. And a sense of relief.

2 months ago

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Reply from Freedom Debt Relief

Hey Shaela, thank you for your feedback! We’re glad to hear the process has been easy to understand and is bringing you a sense of relief.

Thank you for choosing Freedom Debt Relief!

Dec. 18th, 2025

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Adam Anderson

Paid off one my debts quicker than expected.

4 months ago

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Reply from Freedom Debt Relief

That’s awesome, Adam! Congrats on the early payoff! You are on your way to financial freedom!

Oct. 17th, 2025

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Gwendolyn Dunn

I know it's me & not you I just wish that we could payoff faster. Otherwise

4 months ago

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Reply from Freedom Debt Relief

Gwendolyn Dunn, We appreciate your review. It’s great to know you’re happy with the support you’ve received, and that we’ve helped relieve some of your financial stress. We look forward to continuing our work together toward financial freedom.

Oct. 1st, 2025

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Anita Rose Paras-Dotson

I don't know what I would do without these guys they're helping me resolve my debt in record time

3 months ago

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Reply from Freedom Debt Relief

Hello Anita,

Thank you so much for this incredible review! We are truly delighted to hear that we are helping you resolve your debt in record time and that you feel so well supported. That is exactly the goal of our program! We’re elated to be able to assist you along your debt-free journey. We look forward to your brighter financial future!

Thank you for being a valued client of Freedom Debt Relief

Dec. 3rd, 2025

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Nichole Gainey

Friendly and compassionate staff. Knowledgeable guidance and non judgmental dialog..

3 months ago

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Reply from Freedom Debt Relief

Hello Nichole,

Thank you so much for this heartfelt review! It means the world to us that you found our staff friendly, compassionate, and non-judgmental. We know this journey takes courage, and creating a supportive environment is our top priority. Our clients are our top priority and ensuring that you feel appreciated and respected is the main goal. We’ll always have your back.

Thank you for being a valued client of Freedom Debt Relief!

Dec. 3rd, 2025

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carl johnson

got first one in less than 30 days and they keep me advised on what is going on .

3 months ago

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Reply from Freedom Debt Relief

Hello Carl,

What fantastic progress! We are thrilled to hear that you achieved your first settlement in less than 30 days. That fast result, coupled with our regular updates, is exactly the positive experience we strive to deliver. We take pride in making sure our clients are supported throughout the process. Our negotiations team takes pride in making sure our clients meet their goal of becoming debt-free.

Thank you for choosing Freedom Debt Relief!

Dec. 3rd, 2025

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David Anthony

The way everything is set up,the courtesy of the workers,and the way the system works.

3 months ago

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Reply from Freedom Debt Relief

Hi David,

Thank you for sharing your thoughts! We’re thrilled to hear that you’ve had a positive experience with our setup, our team’s courtesy, and the way our system works. Your feedback means a lot to us.

Thank you for choosing Freedom Debt Relief.

Nov. 10th, 2025

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Susan Avilla

Love you guys! Only just started working with you again, but have loved you guys….

3 months ago

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Reply from Freedom Debt Relief

Hi Susan,

We love hearing that — welcome back! It means a lot to know you’ve had a great experience with us. We’re excited to work with you again and help you stay on track toward financial freedom.

Thank you for choosing Freedom Debt Relief.

Nov. 10th, 2025

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Betzaida Cruz

I was skeptical at first. But, now Im starting to feel like someone is in my corner.

3 months ago

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Reply from Freedom Debt Relief

Hi Betzaida,

We’re so glad to hear that you’re feeling supported — that’s exactly what we’re here for! It’s great to know your confidence in the program is growing, and we’ll continue to be in your corner every step of the way.

Thank you for choosing Freedom Debt Relief.

Nov. 10th, 2025

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Michael Sherrow

Everything is going good so far. The first settlement went easy. Hope all are that easy.

3 months ago

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Reply from Freedom Debt Relief

Hi Michael,

We’re glad to hear your first settlement went smoothly! While every settlement can be a little different, we’re here to make the process as easy as possible and guide you every step of the way.

Thank you for choosing Freedom Debt Relief

Nov. 10th, 2025

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Elizabeth

I don't know how to stop the creditors from calling me all the time. Is there any way you can help with that?

6 months ago

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Reply from Freedom Debt Relief

Elizabeth, we appreciate you taking the time to leave us a review! We’re elated to see you are using your Client Dashboard! This is a great tool to stay informed of your program progress and resources for creditor calls. Our clients are our top priority, and making sure you feel appreciated and supported throughout the program is at the heart of what we do.
Please log onto your Client Dashboard at www.fdrclient.com for account updates.

Aug. 22nd, 2025

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John McQuillan

The professional nature and skill in which the handled my situation was great!

6 months ago Edited February 6, 2026

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Reply from Freedom Debt Relief

Thank you John McQuillan, for taking the time to leave us a review!
We applaud each client when taking their first step to becoming debt-free as we know it takes a lot to be able to make that decision. We work very hard to ensure our clients are able to receive not only debt relief, but also stress relief, as we want the program to feel easy for everyone.
Please call us at 800-655-6303 if you need any further assistance.

Aug. 12th, 2025

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Denise Magana

Your help with my debt. I really appreciate everything you are doing for me.

6 months ago Edited November 8, 2025

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Reply from Freedom Debt Relief

Hello Denise Magana!
We’re elated to be able to assist you along your debt-free journey. Our team takes pride in providing world-class customer service to our clients. We’re so happy to hear how much we have helped alleviate the stress you were experiencing.
Thank you for choosing Freedom Debt Relief!

Aug. 12th, 2025

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Ronald Gallardo

Service as promised, So far so good. Let's see the rest of the way.

6 months ago

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Reply from Freedom Debt Relief

We are thrilled to hear about your experience, Ronald Gallardo!
We’re elated to see you are using your Client Dashboard! This is a great tool to use to stay informed of your program progress! Rest assured you are in good hands and we're working hard to obtain great settlements on your accounts. Thank you for choosing Freedom Debt Relief!

Aug. 11th, 2025

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Thomas Cutler

So far I'm very happy but I'm just getting started so hope this goes well

6 months ago

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Reply from Freedom Debt Relief

Thomas Cutler, we appreciate you taking the time to leave us a review!
Our team takes pride in providing world-class customer service to our clients. We look forward to your brighter financial future!
Thank you for being a valued client of Freedom Debt Relief!

Aug. 11th, 2025

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Onnika Delbe

I’m making great process and I feel good about my Financial future.

7 months ago

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Reply from Freedom Debt Relief

Hello Onnika Delbe,

We look forward to your brighter financial future. Thank you for choosing Freedom Debt Relief!

Jul. 17th, 2025

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Audrey Fenceroy

I just came aboard with freedom debit, I don't have much to say.

7 months ago

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Reply from Freedom Debt Relief

Hello Audrey Fenceroy,

Thank you for taking the time to leave us a review. We’re excited to have you on board and look forward to supporting you every step of the way. Please log onto your Client Dashboard at www.fdrclient.com for account updates. Thank you for choosing Freedom Debt Relief!

Jul. 10th, 2025

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Mz

I was looking for a company that could help me resolve my debts

7 months ago Edited January 22, 2026

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Reply from Freedom Debt Relief

Thank you for taking the time to leave us a review, Mz!
We’re pleased to hear that you are happy with your savings. We take pride in making sure our clients feel supported throughout the process. Thank you for choosing Freedom Debt Relief.

Jul. 8th, 2025

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Abi Frisco, TX

Freedom Debt Relief is a good match for those in debt and need assistance with student loans and other debt. Although the fees can range up to 25% of the settlement amount, it’s worth it! I was able to get a free consultation and overview on how they can help me improve my debt. I definitely recommend Freedom Debt Relief for all your debt settling needs!

4 years ago

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Reply from Freedom Debt Relief

Thank you for sharing your experience with us Abi, we are excited to work with you towards your brighter financial future! Please reach out to customer service at (800) 655-6303 or support@freedomdebtrelief.com for any additional help you may need.

Nov. 16th, 2021

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Rishard Krehe Orlando, FL

Very professional and knowledgeable group to work with. Whenever I have a question I can call and get a person who takes their time to help me, no going through a ridiculous computer. Our credit card debt was out of control, we have a 4 year plan that we are halfway through and credit cards are being completely paid off! It's an amazing relief to not have that debt weighing us down. Also from day 1 there were no more phone calls or letters from the credit card companies. I have recommended this company to family and friends who also enrolled and are thankful they did!

4 years ago Edited July 6, 2022

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Reply from Freedom Debt Relief

Rishard, we appreciate you taking the time to leave us a review! It's great to hear you received the utmost level of customer service when speaking with us. Please let us know how we can continue supporting your journey to financial freedom. Thank you for choosing Freedom Debt Relief!

Nov. 11th, 2021

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matt vestuto

Derek has been very available to answer any questions we may have. Promptly contacts us when we reach out to him.

5 months ago

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Reply from Freedom Debt Relief

Matt Vestuto, Thank you for sharing your experience with Derek. We’re glad to know our communication and service have met your expectations, and that you’re seeing progress in your program. We're excited to support your path to financial wellness. If you need anything, reach out to (800) 655-6303 or support@freedomdebtrelief.com
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Oct. 1st, 2025

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DEWAYNE HALL

Absolutely best company that I have ever dealt with to help me achieve what I want to do. Thanks so very much!

5 months ago

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Reply from Freedom Debt Relief

Hello Dewayne Hall,
We’re elated to be able to assist you along your debt-free journey. Our team takes pride in providing world-class customer service every step of the way.
Thank you for choosing Freedom Debt Relief!

Sep. 5th, 2025

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Tracey Hall

Do NOT make the same mistake I did. The process is extremely slow. While you wait, late payments hit your credit report. I started with no late payments—now my credit is worse than ever. The damage is long-term and not easy to reverse. What I thought was help has only left me worse off. I wish I had researched more before signing up.

5 months ago

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Reply from Freedom Debt Relief

Hello Tracey Hall,

Thank you for taking the time to leave us a review!

We understand that the negotiation and settlement process can feel slow at times, but please know that settlements are dependent on accumulating sufficient funds. As long as we continue to build your dedicated account, we’ll be able to negotiate strong settlements on your behalf.

Our team works hard to ensure that each offer not only reduces your debt but also protects you from having to pay 100% of what’s owed—plus interest and fees. While some creditors may offer what seems like a better deal directly, these offers are often designed to pull you back into high payments and long-term interest.

Rest assured, you’re in good hands and we are focused on securing real, lasting debt relief for you. We want to make sure we're not just settling your debt but also being able to reduce your debt.

Thank you for choosing Freedom Debt Relief!

Sep. 5th, 2025

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Damien Few

I feel at ease knowing someone is helping me solve my debt relief that I caused.

9 months ago Edited June 18, 2025

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Reply from Freedom Debt Relief

Hi Damien, thank you for your feedback, please do not hesitate to reach out to our customer service team if you have any additional questions.

May. 20th, 2025

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Cher Reed

Working well so far been with them since March and have settled an account already

9 months ago

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Reply from Freedom Debt Relief

Hi Cher, we are happy to hear about your progress, keep up the great work!

May. 13th, 2025

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William Brown

Seems to be working out okay. All the creditors didn't get notified, so we got some calls asking for money.

11 months ago

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Reply from Freedom Debt Relief

Hi William, thank you for sharing your experience!

Mar. 18th, 2025

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Patricia

So far they are doing an excellent job in targeting and paying off my debts!! Strongly recommend!!

11 months ago

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Reply from Freedom Debt Relief

Thank you for your feedback, Patricia!

Mar. 14th, 2025

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Randall

Love the Program - Love the Staff Thanks for everything you all have done so far!!!

11 months ago

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Reply from Freedom Debt Relief

Hi Randall, thank you for your kind words!

Mar. 10th, 2025

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Jay Borstein

Not returning my calls. No response from legal department

1 month ago Edited January 22, 2026

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Reply from Freedom Debt Relief

Hi Jay,

Thank you for bringing this to our attention. We’re sorry to hear about the difficulty you’ve had reaching our team, and we understand how frustrating that can be. Your concerns are important to us, and we want to make sure they’re addressed as quickly as possible. Someone will be reaching out to you to go over your accounts.

We are committed to providing customer satisfaction and you have our full attention 7 days of the week. Please reach out to our Client Services department at (800) 655-6303 or support@freedomdebtrelief.com if you have any questions or comments regarding your account.

Jan. 27th, 2026

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Kenny Trancon

Customer Review Video

6 months ago

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Reply from Freedom Debt Relief

Kenny Trancon, we cannot tell you how elated we are to hear about your experience!
Our team takes pride in providing world-class customer service to our clients, and we’re thrilled to know we’ve made a positive impact on your journey. We’ll always be right by your side as you continue working toward financial freedom.
Thank you for choosing Freedom Debt Relief!

Aug. 4th, 2025

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Kevin Love

so far they have been great and they have already settled 3/4 of my in only 8 mos to me that was very fast and I very happy with there service

6 months ago

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Reply from Freedom Debt Relief

Kevin Love, we appreciate you taking the time to leave us a review!
We take pride in making sure our clients are supported throughout the process. Rest assured you are in good hands and we're working hard to obtain great settlements on your accounts. We want to make sure we're not just settling your debt but also being able to reduce your debt.
Thank you for being a valued client of Freedom Debt Relief!

Aug. 12th, 2025

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Scott Heim

You folks are not very communicative and hard to talk to anyone when calling. I am frustrated that the communication level is so poor. You have promised that you would communicate with my debtors, and yet, haven't connected with Capital One. If you have, that wasn't shared with me, and it should be. Scott

6 months ago

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Reply from Freedom Debt Relief

Hello Scott Heim,
We’re so happy to hear from you and appreciate your honest feedback. Settlements are dependent on accumulating sufficient funds, and as long as we continue on track, we should have no problem meeting your goals within a realistic timeframe. Rest assured, you are in good hands, and we are working diligently to obtain strong settlements on your behalf.
A client Experience Specialist will reach out to you to review your program.
Please reach out to our Client Services department at (800) 655-6303 or support@freedomdebtrelief.com if you have any questions regarding your account.

Aug. 4th, 2025

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Karen R

The staff are attentive, supportive and compassionate while listening to your circumstances. They take the time to explain next steps.

6 months ago

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Reply from Freedom Debt Relief

We appreciate you taking the time to leave us a review, Karen!
We applaud every client who takes their first step toward becoming debt-free. It takes strength and commitment to make that decision, and we’re proud to walk this journey with you. Our clients are our top priority, and ensuring that you feel supported and respected is our main goal.
Thank you for being a valued client of Freedom Debt Relief!

Aug. 4th, 2025

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Amy Ross

Cricket what they do. Easy to understand when they talk to you. The dashboard on the website is great. Lots of good, flirting tools.

6 months ago

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Reply from Freedom Debt Relief

Hello Amy Ross,
Thank you for taking the time to leave us a review!
We’re elated to be able to assist you along your debt-free journey. It’s great to hear that you’re staying informed by using your Client Dashboard — this tool is a huge help in tracking your progress. Our negotiations team takes pride in making sure our clients meet their goal of becoming debt-free, and we’re honored to be part of your journey.
Please log onto your Client Dashboard at www.fdrclient.com for account updates.

Aug. 4th, 2025

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Michael Wong

Lee W. provided excellent service while having constant communication. Happy to see the services take off and take care of some debt

6 months ago

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Reply from Freedom Debt Relief

We are thrilled to hear about your experience, Michael Wong!
We applaud every client who takes the first step toward becoming debt-free — we know how much courage that takes. Our negotiations team is committed to helping you reach your financial goals, and we’re here for you every step of the way.
Thank you for being a valued client of Freedom Debt Relief!

Aug. 4th, 2025

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Mary Lou La Bella

Very helpful, made me feel comfortable, I felt like I didn't need to worry about anything, everything was handled with compassion

6 months ago

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Reply from Freedom Debt Relief

We are thrilled to hear about your experience, Mary!
We applaud every client who takes the first step toward becoming debt-free — we know how much courage that takes. Our negotiations team is committed to helping you reach your financial goals, and we’re here for you every step of the way.
Thank you for being a valued client of Freedom Debt Relief!

Aug. 4th, 2025

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Lila G

They treated me very nice. They were very explanatory about my situation. They explained how thay would get my debt paid off a lot quicker.

6 months ago

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Reply from Freedom Debt Relief

Hello Lila,
we cannot tell you how elated we are to hear about your experience!
Our team takes pride in providing world-class customer service to our clients, and we’re thrilled to know we’ve made a positive impact on your journey. We’ll always be right by your side as you continue working toward financial freedom.
Thank you for choosing Freedom Debt Relief!

Aug. 4th, 2025

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Fox And Cat

I never thought it was possible to get rid of my debt, Freedom Debt Relief, helped me to cut my debt in more than half,Thank you!

6 months ago

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Reply from Freedom Debt Relief

Hello Fox And Cat,

We want to make sure we're not just settling your debt but also being able to reduce your debt. Thank you for being a valued client of Freedom Debt Relief!

Jul. 24th, 2025

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terence ejedawe

What i like is "you guys mean business" in the most professional manner. It is humbling and pleasing to have a company like yours on my side. Cheers!

7 months ago

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Reply from Freedom Debt Relief

Hello Terence Ejedawe,

We cannot tell you how elated we are to hear about your experience!
We take pride in making sure our clients are supported throughout the process and we truly are on your side every step of the way.
Thank you for choosing Freedom Debt Relief!

Jul. 16th, 2025

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Nick Rivas

Friendliness of the contact person and understanding. Not pushing me into something but explaining and willingness to listen to me

7 months ago

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Reply from Freedom Debt Relief

Hello Nick Rivas!

Our team takes pride in providing world-class customer service to our clients. Thank you for choosing Freedom Debt Relief!

Jul. 17th, 2025