Name: CreditAssociates
Rating: 4.4

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Emily Lacy

The entire process has been one lie after another. They completely leave out the fact that cancellation of debt is taxable income, minimize the effect the program will have on your credit, and tell you that they will never need more money than the monthly payment you've agreed to, or more than the total of all payments you've agreed to, and they have asked me for both an increase in my monthly payment (multiple times), and have stated that the amount they quoted to settle all my debts would not be sufficient after the fact. This program has absolutely destroyed my credit, has saved me almost nothing between taxes and fees, and is downright dishonest. I strongly urge anyone considering this program to run the other way.

3 years ago

Reply from CreditAssociates

Hi Emily - Thanks for the feedback, please reach out to us whenever you like we would like to learn how we can improve future client experiences

Feb. 4th, 2021

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David Glickoff

I've been put at ease about my credit debts and credit associates has helped me get my life on track. Thank you for all your help and your assistance

3 years ago

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Dorothy

It's been good. Only thing I don't like is they keep asking for more funds when you tell them that's all the money you have at that time. Other than that things are great

3 years ago

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Carlynne Fox

Helpful and everyone is always nice . I can call and they always pick up . I never have to be transferred around . Always talking to someone who speaks English is wonderful.

3 years ago

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Heather

Online debt consolidation. They counseled me over the phone and told me exactly what to expect. When an account is settled, they let me know and I have the choice to accept the offer or not.

3 years ago

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Leslie

This was a great idea for me. They have representatives built for your situation. I can always call in if I need something. They are always available.

4 years ago

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Diana

Customer support is pretty good about explaining whatever the issue might be that I have. It has helped me a lot to clear my debt in less time than if I did it on my own.

4 years ago

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Joseph

My credit is clearing up because of what they are doing. I have started getting letters from the company saying they have reached agreements. It is pretty good.

4 years ago

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Landon

It’s a good service. They did well by me. It has gotten me to where I need to be. I never have a problem trying to get a hold of them. It has always been smooth.

4 years ago

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Anonymous

Awesome company that is helping me out in a very special way. It is fantastic. They’ve been very helpful in my predicament. I am so happy they were there for me.

4 years ago

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Gloria

They promised a certain time and it seems like it is going to go over the time frame but that is my only issue that the time frame will not be met but they are able to answer my questions.

4 years ago

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Helena

My credit score has been going up and some of the sales are being closed due to being paid off. They try to help as much as they can and answer all my questions.

4 years ago

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Darren

At first I was kind of sceptic that it would work but it has actually helped me and they are doing a good job. They have answer all my questions and given good feedback.

4 years ago

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Benjamin

Every time I call customer service, they have the details about everything that I was asking about and explain everything. Everything is moving along pretty fast.

4 years ago

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Danielle

Always they are there for me. The people I’ve spoken with have been nothing but helpful. They have put my mind at ease when it comes to my finances.

4 years ago

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Lisa

I really appreciate everything they have done so far. They’ve already cut down my debt almost completely and they are really caring and helpful and friendly.

4 years ago

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Misty yurisich

A little disappointed because they said within 6 months our score would go up and it's still hanging in the same area and I have been watching and they seem to be on the same accounts everytime I look

4 years ago

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Laurie Daly

I have been very pleased with Credit Associates. They have taken time to answer all my questions and have been very patient with me and help me understand everything.A

4 years ago

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Kelvin

Instead of telling you part of the stuff, they need to me more straightforward when you first get into the program. They don’t tell you everything in the beginning. For example they only start paying if you have money in the back. Everything else is fine.

4 years ago

Reply from CreditAssociates

Hello and thank you for the feedback. One of the most important details to remember is that we do not make payments to your lenders. The monthly amount you select is paid into your program account and those funds are used to satisfy the lenders. Without funds in that account, there would be nothing to pay the lenders but that changes after your initial deposit. It is important that our clients stay well informed and engaged with the program to ensure success. If ever you have questions about the program, please feel free to reach out to us and we will happily discuss any questions and concerns.

Oct. 21st, 2020

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Linda

I think that credit associates are really good. I have a lot of respect for them. I am glad chose them. They did exactly what they said they would do.

4 years ago

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Vincent

They make everything self explanatory. I don’t trust many people but I might trust them because of the feedback they have given me. They help me out.

4 years ago

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Robert

Good customer service. They are always there to take your call. Also they always let me know when they are paying a bill for me and how the program works.

4 years ago

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Aron Benavides San Bruno, CA

Having creditassociates has been a huge relief in my life they were able to help me out and now I feel great . Thanks to them I can pay by bills

3 years ago

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Mike Palermo Clermont, FL

I was talked into a plan to eliminate my debt, I do not feel they have been working to perform the way that they had promised. They have only eliminated small amounts of debt from my account. Now they are calling and asking me to up my monthly payments because they have reached a settlement with one of my creditors. Now I feel like I am being scammed. I am not seeing results and I will be filing a complaint.

3 years ago

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Velma McDaniel

They are good and professional also credit associates help clean up your credit very quickly and that gives you peace of mind

3 years ago

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Milton mallory

I am very pleased with the services I receive.they are very punctual when questions arise on my account.I'm very happy to have them .

3 years ago

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Mel S.

Not to easy to talk to, seem to be unable to deal with immediate questions and last work they did was because I called them repeatedly until they finally made agreement! Still have a few to go, will follow up at the end of this lengthy process! Will follow up when we are done.

3 years ago

Reply from CreditAssociates

Hi Mel - Thanks for reaching out. Keep in mind that the duration of the program is entirely up to you and what you are comfortable spending monthly. If you would like to expedite your program at any time, you are welcome and encouraged to do so. We want you to complete the program as fast as you are able so please, give us a call and we can discuss a more rapid process.

Feb. 4th, 2021

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Darwin

That have been great, they have answered all my questions. Even when I have called back with questions they were patient and Courteous

3 years ago

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Richard

They seem to care about my issues and the other things I need is more money never enough to help me. I'm not sure what to tell you missy but you need dirty words

3 years ago

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Katherine Gamble

My husband and I have had a amazing experience with CreditAssociates. The customer service has been trustworthy and with excellence.

3 years ago

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Anonymous

They have been very helpful. They let me know what is going on in a timely manner but I would just like a monthly update or an email letting me know my status.

3 years ago

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Yolanda

Good company to work with. They are very understanding and work with you when you have a problem with your bills. I liked them.

3 years ago

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Ulysses

Credit Associates helped me. They took care of all that they said they would. I was kept informed on any situation. They were on top of my questions.

3 years ago

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Patricia

Every time I call, everyone s friendly and very helpful. They’ve been very good getting my debt resolved. They are quick.

3 years ago

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Joan Ludwick

Not much communication from anyone on your end. Would be nice to have a monthly update or something like that on where each account stands.

3 years ago

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Kathy Barbero

So far. I have had a positive experience with Credit Associates. They have settled numerous accounts in under a year. Thank you!

3 years ago

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James Pirro

Fast responses, they keep the credit companies at bay, they paying off my credit companies a few at a time as the money rolls in

3 years ago

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Amanda

Support has been attentive to the concerns and questions I have. You are paying your own debt instead of it coming out at as a consolidated loan.

4 years ago

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Tammy

A lot of help was given. They answered my questions accurately. They were very knowledgeable and nice. It is a professional service.

4 years ago

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Anonymous

The lady I talked with was very helpful and I appreciate everything. They are doing what they said they were going to do.

4 years ago

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William

I am spending a lot of money and I continue to have my phone ring from collectors. I have no idea what they are doing and how much they’ve spent. I haven’t seen much of anything.

4 years ago

Reply from CreditAssociates

Hi William - thanks for taking the time to reach out. The creditors do have the right to continue these efforts but that is not a bad thing. This means the accounts are aging properly and you are on track. if you have any other concerns, we are here for you

Feb. 4th, 2021

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C

Keep doing what you’re doing to help people. Everything you said they would do, you’ve done. You’re easy to contact and actually return calls.

4 years ago

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Phylicia

It is affordable and it helps my credit. They have fulfilled my needs when I call and they have helped me with the online services.

4 years ago

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Edward

I’m very pleased with credit associates. They’ve already paid off two debts and done everything they said they would do.

4 years ago

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Anonymous

Setting up the arrangements was pretty practical. The installment payments were flexible for me. I recommend them as one way to get debt free.

4 years ago

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Patricia

They have been very helpful to me ,also the keep me in contact when they reach an agreement I'm very satisfied with them

4 years ago

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Miyoushi Simpson

Not like thought it would be. I was told everything would be completed in 6 months. I have bill collectors still calling and threading me. I do see where three have been done , but I guess I have to wait and see the outcome.

4 years ago

Reply from CreditAssociates

Hi Miyoushi-thanks for taking the time to reach out.

The creditors do have the right to continue these efforts but that is not a bad thing. This means the accounts are aging properly and you are on track. if you have any other concerns, we are here for you.

Oct. 27th, 2020

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Gwendolyne Van Meer

Staff have been very pleasant and helpful. And several of my creditors have been taken care of. This is a real relief.

4 years ago

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Bryan mandic

They are great. They work quick with these companies. It's going alot faster than I thought it would. Thank credit associates

4 years ago

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Anisa Siddiq

They always have been very responsive. Provide answers for any question. And always help upon reaching them. Good is settling with creditors. I am satisfied so far.

4 years ago