The concept behind United Financial Freedom was to assist homeowners through mortgage reconstruction allowing them to save on their “home debt” while simultaneously saving money and growing personal wealth. While a different approach to “debt relief”, United FInancial Freedom has helped thousands of homeowners save money, restructure debt, and do it all without changing their lifestyle.
The company was founded and is led by childhood friends John Washenko and Skyler Witmanwho originally worked side by side as mortgage brokers. As mortgage brokers, the partners tried to help clients consolidate debts and get the best interest rates. Over time, they noticed a pattern. Clients were continuously coming to them for debt consolidation. As they tried to help, they noticed that these clients were further engulfing themselves in debt and being left with no equity. That’s when Washenko and Witman decided to figure out an alternative solution.
After being inspired by a financial concept used abroad, the partners brought it to the U.S. This system allowed homeowners to pay off their mortgage fast utilizing a unique financial account, saving them thousands in home loan debt and turning those savings into earnings by building their personal wealth. In 2002, United Financial Freedom launched the Money Max Account which has helped clients eliminate over $2 billion in debt (and counting).
Through a Money Max Account, United Financial Freedom clients can eliminate debts while building personal wealth. Each client who utilizes the Money Max Account program will have access to the following benefits:
The most beneficial aspect of the Money Max Account is the fact that clients are paying off their mortgages in a fraction of the time specified. Most people take out 15-year or 30-year home loans. With a Money Max Account, clients are paying off these debts in as little as 5 to 7 years.
While a mortgage is required to get started with United Financial Freedom, it is not the only debt that will be targeted and eliminated with the program. All debts will be addressed through the United Financial Freedom program, including car debt, student loan debt, or tax debt. Not all debt relief agencies will take on a wide variety of debts and then target them strategically like United Financial Freedom does.
United Financial Freedom clients will have access to an online portal that provides a number of tools and resources in an effort to provide complete transparency, communicate current standing, and provide the most direct roadmap for clients. This online portal allows for complete financial transparency while also showcasing which debts are being targeted, which are being eliminated, and how much money is being saved in the process. Not all debt relief agencies provide this level of transparency to clients, even those that have online portals, but United Financial Freedom does.
Most debt relief agencies are focused solely on getting clients out of debt. With the United Financial Freedom program however, clients can see a reduction in their debt while also focusing on wealth-building strategies. With the savings clients have from paying off debts in a fraction of the designated time, thousands of dollars in interest payments are saved. Those saved “earnings” can then be used to build personal wealth through a wide variety of investments. By also helping clients build wealth, United Financial Freedom is attacking two financial needs with one program.
Most debt relief agencies typically have restrictions based on what type of debt the prospective client is in and how much they have to resolve. However, with the United Financial Freedom program where the Money Max Account is utilized, clients are restricted to homeowners only. That means anyone who doesn't own a home or property using a bank loan to purchase that residence is ineligible for the services offered by United Financial Freedom. Renters are eligible for debt relief programs through other agencies, but not through United Financial Freedom.
It is not uncommon for debt relief companies to have debt requirements. However, most companies require a dollar amount in debt. A percentage of that debt is then what is used to determine the cost of the debt relief service itself.
That is not how United Financial Freedom operates. Instead of a fixed amount required to meet its debt relief services, United Financial Freedom requires a specific kind of debt: a mortgage loan. This is the first element of eligibility for United Financial Freedom and it eliminates a number of people in need of debt relief solutions.