Rescue One Financial is an AFCC accredited and 100 percent FTC compliant company composed of 72 highly trained consumer debt and financial consultants. They work in helping customers sort out unsecured loan debt, and currently have over $2 billion in the works through their debt settlement program. While Rescue One Financial receives 1,000 applicants for consumer loans per month, the company funds around 50 percent of those applicants. This works out to working collectively with $35 million in debt. Our review is focused on their Debt Resolutions service (also known as debt settlement).
- One-on-One Help
- Works with a Variety of Debts
- Positive Customer Reviews
We love that Rescue One really focuses on helping customers one-on-one, with individualized help throughout the entire debt settlement. The settlement process typically takes between 24 to 48 months. They also offer free consultations. Rescue One has 72 consumer and financial consultants - each one is licensed as a California Finance Lenders. Because Rescue one offers multiple debt solution services, the company reviews each person's financial situation to see what type of help they qualify for. If the company believes consolidation or a personal loan is a better option, they will recommend that and establish a plan with clients.
Works with a Variety of Debts
From its list of debts they help with, Rescue One Financial seems to work with more debts than most debt settlement companies. The company can help with:
- Credit card debt
- Medical bills
- Cars in reposession
- Unsecured debts (personal loans, lines of credit, and private student loans)
Positive Customer Reviews
People love the integrity and professionalism help of Rescue One's customer service representatives. Reviews also state Rescue One will point customers in a different direction when the company isn't a good fit for debt resolution.
- Undisclosed Pricing
- No State Eligibility Information
- Debt Minimum
- Negative Customer Reviews
Rescue One has not disclosed any pricing information on its corporate website.
No State Eligibility Information
Rescue One does not provide any information on their website about their state eligibility. When we called for information regarding which states the company doesn't do business with, the Rescue One representative declined to release the list.
The company does not list its debt minimum requirements on its website, which can be frustrating for potential customers.
Negative Customer Reviews
Some people have been turned off by Rescue One's advertising practices. The company has been known to mail out prequalified loan letters to people with financial hardships, reject them, and then offer them debt resolution services. Many consider this practice shady.
The Bottom Line
In order to see if you are eligible, the company wants customers to call in for their individual state requirements, as they will not disclose a list of state eligibility online or over the phone. Because they do not share state availability, information on a money-back guarantee, and do not list pricing information online, we do not recommend working with Rescue One Financial to settle your debts.
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