Pure Debt Solutions
Author: Kaitlyn Short
Pure Debt Solutions is a debt settlement company founded in 2018 and based in West Palm Beach, Florida. The company offers customized and flexible debt solutions, priding itself on transparency throughout the process.
Pure Debt Solutions first gathers details about clients’ financial situation, then reviews their financial goals, evaluates their qualifications for the company’s debt relief program, and presents clients with an overview of their debt relief options. After clients enroll in Pure Debt Solutions’ debt relief program, the company sets up an FDIC-insured account where the client makes monthly deposits and negotiates with the client’s creditors until they reach a settlement that the client approves.
There is no upfront fee for the company's debt settlement program; Pure Debt Solutions doesn’t charge its customers any fees until after reaching a settlement they approve.
Continue reading for more information about Pure Debt Solutions’ debt settlement services.
Top Ranked Companies
The Good
- Free Online Quote
- AFCC Member
Free Online Quote
Those who are interested in Pure Debt Solutions’ services can receive a free quote not only over the phone, but also online. While most debt relief companies offer free quotes over the phone and in person, the ability to receive a quote online provides an additional, possibly more convenient option for potential customers.
AFCC Member
Pure Debt Solutions is a member of the American Fair Credit Council, a debt settlement trade organization that fights for consumer rights. Many reputable debt settlement companies are members of the American Fair Credit Council.
The Bad
- Missing Accreditations
- Limited Website Information
Missing Accreditations
Although Pure Debt Solutions is a member of the American Fair Credit Council (AFCC), the debt relief company is missing other industry accreditations that would add to its credibility. Some of the missing accreditations include those from the International Association of Professional Debt Arbitrators (IAPDA) and the International Organization for Standardization (ISO).
Limited Website Information
The Pure Debt Solutions website doesn’t provide some important details for potential customers, including the company’s minimum debt requirement, price ranges for the company’s services, and which states the company’s services are available in.
The Bottom Line
Pure Debt Solutions is a Florida-based debt relief company that provides debt settlement services.
While Pure Debt Solutions is a member of the American Fair Credit Council, which has high standards for the ethical treatment of consumers, it doesn’t appear to be accredited by the International Standards Organization or the International Association of Professional Debt Arbitrators. Such industry accreditations would lend further credibility to the debt settlement company’s ethical standards.
Furthermore, the company’s website doesn’t provide some key pieces of information — including the company’s minimum debt requirement, price ranges for the company’s services, and which states the company’s services are available in — that might help borrowers decide whether to work with Pure Debt Solutions. While potential customers can discover this information through a free quote from the company, it would benefit them to know upfront, before spending time contracting the company.
On the other hand, Pure Debt Solutions goes the extra mile by allowing potential clients to receive a free quote not only over the phone or in person, but also online. Many other debt relief companies don’t provide quotes online, and this option may save some borrowers a lot of time and effort in their research process.
If you’re looking for debt settlement services, Pure Debt Solutions is worth taking the time to get an online quote and discover whether the company is right for your financial situation.
