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Oak View Law Group

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5.5

Overall Score

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LAST UPDATED: March 22nd, 2024

Oak View Law Group was founded in 2007 and helps clients with a variety of legal services, including debt relief. Its debt solutions include consolidation, management, settlement, bankruptcy, budget, and bill payments. This review focuses on its debt settlement services.

The company is a law firm rather than a company that specializes in debt settlement. It provides an online dashboard and has high customer satisfaction ratings. However, Oak View Law Group is missing major industry accreditations.

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The Good

  • Client Satisfaction
  • Transparent Website and Online Tools
  • Law Firm
  • Accredited with IAPDA
  • Low Minimum Debt Requirement
  • Set, Low Fee

Client Satisfaction

Oak View Law Group (OVLG) has helped customers since 2007. According to its website, it has an 84 percent client satisfaction rating. 

Transparent Website and Online Tools

Oak View Law Group's website is extremely transparent. The company is upfront about fees and the debt settlement process. It outlines both the pros and cons of debt settlement and explains potential tax consequences.

OVLG also offers online dashboards to help clients see all of their information. With Oak View Law Group's dashboard, users can view signed creditor paperwork, edit personal information, view their credit analysis, submit support requests, add notes to the account, and more. Additionally, the company's website has online resources and tools such as debt calculators, infographics, blogs, etc.

Law Firm

Unlike many competitors, OVLG is actually a law firm, not a company that specializes in debt settlement. As a result, it guarantees that its panel of attorneys will help clients out of debt without breaking any laws. Being a law firm also means that it will provide clients with legal counsel on their debts. 

Accredited with IAPDA

Oak View Law Group has one agent who is certified with the International Association of Professional Debt Arbitrators (IAPDA). This is a widely recognized accreditation organization in the debt relief industry and shows Oak View's commitment to ethical business practices and procedures.

Low Minimum Debt Requirement

Oak View Law Group requires a minimum debt of $1,500. This is much lower than many competitors who require $7,500 to $10,000 in debt before you are eligible to use their debt relief services.

Set, Low Fee

Oak View Law Group offers a set, low fee. It charges 25 percent of the total debt enrolled. Additionally, the company offers a no results refund guarantee. 

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The Bad

  • Lacks AFCC Accreditation

Lacks AFCC Accreditation

Oak View Law Group is not accredited with the AFCC. It does have one agent who is certified with the IAPDA, however, which is encouraging. Accreditation organizations regulate the debt relief industry to ensure that debt specialists are using best practices. 

Customers can hardly be blamed for steering away from companies that aren't accredited, especially in the debt relief industry, where scams abound. 

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The Bottom Line

Oak View Law Group offers a variety of debt relief services. Unlike many competitors, it is a law firm. The company charges a set 25 percent fee and is transparent about the debt settlement process. However, its services are not available in every state and it is not accredited with the AFCC. We recommend you compare OVLG to other top companies before making a final decision.

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Star Rating

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4.5

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18 Reviews

Review Breakdown

5 grade

67%

4 grade

22%

3 grade

6%

2 grade

0%

1 grade

6%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Review Source

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Billie Jo Wylie, TX

This company is great, I love working with Harry M he is the best. I was using another company before I started with OVLG they did not even come close to what Harry had been able to get my debt paid down. He is very familiar with all the creditors and many know him and also mentioned he is great to work with when negotiating. I wish I had found this company sooner than I did I would have saved myself a lot of money. Harry is very understanding and listens to everything and makes you feel better about yourself when you speak to him or email them we all go through this some of us and it feels better that I'm getting my debt paid off and how fast it's being done I couldn't ask for a better account manager to work with than Harry.

1 month ago

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Kim Gratton

Well we are on the home stretch with Oak View Law, and I would like to say it has been a flawless process. Many thanks to Harry M. for all his patience and persistance with getting these accounts paid and closed. I highly recommend him and this company for anyone struggling to get back on track.

3 weeks ago

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Review Source

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Bambi Houston Hendersonville, TN

Harry has been awesome in helping me out whenever i need it all i need to do is ask and he does his best to help me

1 month ago

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AC Irvine, CA

Amazing. I had no idea what to do and researched my options. I found OVLG and called- the person I spoke to reassured me and worked with me. I joined, signed and faxed my paperwork in then was assigned a client relationship manager- Sandra, who worked tirelessly for me and had to put up with sometimes daily SKYPE messages. All were answered within the hour with politeness and reassurance. Bottom line is that you will not be alone or far from someone who will listen to you and make you feel like a human who probably made a mistake (or several) but never like a deadbeat. They can help you out of the hole you might be in. You can trust them.

9 years ago

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M S-Vazquez Santa Barbara, CA

OVLG has been a life saver. Great customer service and great negotiations to make sure we get the account settled promptly and professionally. I love the fact i can always reach out to someone with questions and knowing i will always get an answer in a promptly manner. I would highly recommend OVLG. My personal reference would be to speak to Simon g he is awesome, professional and very accommodating. Thank you Simon for your hard work and for resolving all my questions and concerns so quickly and efficiently.

4 years ago

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Trisha Fawcett Ashley, MI

I am happily able to say I just finished my contract with oak view law group! My agent Steve L. was extremely helpful and worked with me every step of the way including monthly consultations, being able to change my payment date with just 24 hour notice and was even able to skip a monthly payment due to a severe car accident and was unable to pay! Not only am I finished paying all my credit cards off I saved over $10,000.

6 years ago

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Lois Chicago, IL

Oak View Law Group has been incredibly helpful, patient, kind and non-judgmental during an especially difficult period in my life. I'd highly recommend them to any person struggling financially to get back on track! Simon G is my representative and he is always so quick to respond and to provide solutions to any issue I may be having.

4 years ago

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Annette Harmon Beachwood, OH

Very satisfied with the program. This program has assisted me with my loans tremendously. Simon G has been excellent at negotiating on my behalf with my creditors. I have been in the program for almost a year and Oak View Law Group has paid off several of my loans. Thank you 😊 Annette Harmon

4 years ago

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Review Source

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Debbii Letchworth

Excellent help within paying off all of my debts!!, Disliked his impatience with me when I had to change the payments for an emergency and other upcoming bills that had came up!! He was getting very rude and critical about my decisions to cancel or change the up coming payments that I needed to pay and also when my checks were shortened!!

11 months ago

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Tyson Olsen Seattle, WA

I was searching for a consumer rights and protection attorney or firm that was familiar with and had experience litigating with tribal lenders and associated parties guilty of illegal acts that have caused irreparable damages. The legal parties involved in the 2007, 2014, 2016, and 2017 where it has been ruled by the supreme and second circuit courts that tribal lenders are required to comply with state interest limits. Your company came up in my search marketing yourselves as Payday Loan Equity Alliance Members in which you publicly declare on your website "Tribal Payday loan companies are illegal in the country. " I reached out for a free consultation and received a prompt call during which I explained that I was a victim of multiple tribal loans with interest rates ranging from 300% to 800% at which time I was told to "rest assured and that your firm would be able to help me with that no problem. We are Oak View Law Group with many years of experience doing just this." The entire call lasted a total of 13 mins and 50 secs in which my contact information was collected, I was asked how much debit I had, and asked if we could set an appointment for the end of the week and that I would receive an email containing the information he would need to start the plan. Confused, I asked him what plan he was referring to and replied saying they had thousands of plans and not to worry as he would be able to get me into a great debt settlement plan and would be able to reduce my debt by more than 50%. I have more than $30,000 in debt with these lenders after borrowing $7,000 12 months ago and is even listed publicly as being illegal on your website and now you are gonna give me the deal of a lifetime where I only have to pay back 4 times more than what the legal interest rate is? .. Oak View Law Group seems to believe it is operating under the same sovereign immunity as the illegal organizations that continue to ruin innocent consumers lives on a daily basis. if you are in need of any debt settlement, debt relief, bankruptcy, financial or legal services that involve decisions being made on your behalf i can assure you Oak View Law Group and The Payday Loan Equity Alliance are not the ones you can trust.

1 year ago

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Karen Glass Cincinnati, OH

I have been using them for the last three years to clean up PDL and some medical bills and they have been taking care of them and no problems with additional fees from the collectors or calls and reduced the amounts owed.

8 years ago

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Wesley Burbank, CA

They’re seriously the best! Reliable and get back to you quickly with any questions you have. I’m so grateful for their huge help!

4 years ago

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BOBBIE VANNOY Philippi, WV

They are helping very well but sometimes I think there being to slow. I have accounts that can be paid of in two to three months but they wait Nd dont get to them

4 years ago

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Edwin K Fluellen Bellevue, NE

My name is Edwin Fluellen and OVLG has saved me a ton of money in clearing up high interest debt I had accumulated. They are the best!

4 years ago

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Lisa Dennis Blanchester, OH

I have had a great experience with OVLG and my awesome Client Service Manager Simon G. I would recommend their debt relief services to anyone.

4 years ago

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Heidi McHenry, IL

They have been great about getting me back on in control. Always willing to work with you and your needs.

4 years ago

Oak View Law Group Logo

Reply from Oak View Law Group

Thank you Heidi for your kind words. We are grateful for this successful venture and look forward to keep up the same level of work.

Aug. 17th, 2021

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Kristi Rankin Buda, TX

It really was a seamless process. Processes were followed as promised.

4 years ago

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Calvin Statzer Bristol, TN

Need to learn more about the site for help

6 years ago