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Overall Score

15 User Reviews

DMB Financial has successfully managed over $1 billion of debt for clients during its 14 years in business. Available in 49 states, it brings a lot of experience to the table. The company is accredited with the AFCC and the IAPDA, which is helpful to consumers looking for a company they can trust. It is also the only debt relief company listed on the INC. 5000 list.

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#17 DMB Financial Logo DMB Financial



15 User Reviews

The Good

  • Available in 49 States
  • Helpful Services
  • Industry Accreditations
  • Great Reviews

Available in 49 States

DMB Financial is one of the few debt settlement companies available in nearly every state, making it an option for more consumers than some of its competition. This also shows a long-term commitment to the industry.

Helpful Services

DMB Financial works with clients to establish a budget plan by organizing monthly expenses, income accounts, long-term savings, employment status, stress levels, and any past due credit card payments. The company strives to find a number that is both lower than current payments and wide enough to build a program that will help the individual out of debt. Every client is assigned a Client Services Rep throughout the entirety of the program. This representative can answer questions or concerns throughout the settlement process. 

Typical clients have seen over 50 percent of their debt written off in as little as 36 months. Additionally, the company offers a "refer a friend" program where clients can refer family members or friends and receive a $200 award for every person that signs up with the company. The client can put this towards the settlement or keep the cash. Finally, DMB does not charge any fees until a settlement is reached.

Industry Accreditations

Many customers look to industry accreditations to show the legitimacy and commitment of a business. The commitment of DMB Financial is proven by its AFCC and IAPDA accreditations, suggesting that this company is following best practices. In addition, the company is listed on the INC. 5000 list. 

Great Reviews

Customer reviews indicate that the company takes care of its clients, both in terms of customer support and in services rendered. Additionally, it is worth noting that Forbes Magazine recognized DMB as a “Top Debt Professional”.

The Bad

  • High Minimum Debt
  • Higher Minimum Fee

High Minimum Debt

DMB Financial requires a minimum debt of $15k. This is higher than many competitors; the industry average is $7.5k to $10k. 

Higher Minimum Fee

The average fee in the debt settlement industry is 15 to 25 percent of enrolled debt. DMB Financial charges 18 to 25 percent, which is a slightly higher minimum fee than most competitors. 

The Bottom Line

DMB Financial is accredited with the AFCC and the IAPDA and is available in 49 states. The company does not charge any fees until a settlement is reached. However, the company requires a high minimum debt, therefore consumers with less than $15k in debt will need to look for other companies. In addition, its minimum fee is higher than some competitors.  We suggest consumers compare other companies to determine if DMB Financial is right for their needs.

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