Overall Score

27 User Reviews

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CuraDebt was founded in 1996 in Irvine, California. They offer affordable pricing, low minimum debt qualifications, and industry experience. However, there are a number of troubling questions surrounding their business practices and ownership that should be carefully considered before enrolling with them.

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27 User Reviews

The Good

  • Low Fees
  • Experienced and Accredited
  • Easy to Qualify

Low Fees

CuraDebt offers competitive pricing, charging only 20 percent of a client's debt for their settlement services. This price is slightly lower than many competitors.

Experienced and Accredited

This is one of the longest running debt settlement companies in the industry. CuraDebt has been helping people get out of tough financial situations since 1996. The company holds certificates with major industry accreditations, including the AFCC, IAPDA, and FTC.

Easy to Qualify

CuraDebt only requires $5k or more in unsecured debt to qualify for their services. This is a lower minimum debt requirement than many competitors and allows more people to use their services.

The Bad

  • Lack of Transparency
  • Employees
  • Not Available in All States

Lack of Transparency

One main concern with CuraDebt is their lack of transparency. The company is filed in Nevada, but has no offices in the state. Instead, they list an address on their website in Hollywood, Florida in a building owned by Regus. According to Regus, a company that rents virtual and physical office spaces, there are three CuraDebt employees who work there.

While the company does have some ties to the U.S., it appears that most of their operation is located in Columbia.


According to their website they have ten employees. Due to this small staff, CuraDebt may not be able to handle large caseloads.

Not Available in All States

CuraDebt is only available in 36 states. The states they do not operate in are Colorado, Connecticut, Georgia, Idaho, Illinois, Kansas, North Dakota, New Hampshire, South Carolina, Vermont, Washington, Wisconsin, and West Virginia. 

The Bottom Line

CuraDebt offers many advantages including competitive pricing, accreditations, a money-back guarantee, and 15 years in business. Even so, the company's low number of employees is a serious cause for concern, in our opinion. We do not recommend CuraDebt at this time.  

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