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Christian Debt Counselors

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LAST UPDATED: March 28th, 2022

The organization strives to help consumers with a Christian perspective and provides programs such as credit counseling programs, bankruptcy consultations, and financial literacy programs. Consumers are promised that they'll be able to reduce or eliminate interest rates by working with Christian Debt Counselors.

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The Good

  • Financial Tools and Resources
  • Free Consultation

Financial Tools and Resources

Christian Debt Counselors provides several financial tools and resources for the benefit of consumers looking to improve their financial situation. Tools and resources provided by Christian Debt Counselors include financial literacy programs, credit counseling programs, bankruptcy consultations and debt settlement programs.

Free Consultation

Consumers who are interested in the possibility of working with Christian Debt Counselors have the opportunity of receiving a free no obligation consultation. This means that consumers can learn what it can cost to manage and eliminate debt without owing anything to Christian Debt Counselors. Receiving a free quote may be all a consumer needs to start his or her journey towards financial freedom.


The Bad

  • Not ISO Certified
  • Few Debt Education Resources
  • Less Than 10 Years of Experience
  • Lack of Accreditation

Not ISO Certified

A company with an ISO certification means that the company meets the standards set by the International Organization for Standardization. Christian Debt Counselors is a company that, for whatever reason, does not have an ISO certification. Standards set by the ISO include requirements for quality management, materials, and products. A lack of ISO certification can dissuade consumers from using of Christian Debt Counselors.

Few Debt Education Resources

Compared to other debt education companies, Christian Debt Counselors does not have as many resources or tools for consumers regarding debt education. Christian Debt Counselors does not have many of the same tools and resources that other companies have when it comes to educating consumers on how to manage student loans or what factors need to be considered when buying a home.


Christian Debt Counselors has only been in business since 2007. Other debt consolidation companies have significantly more experience with as much as five decades of helping consumers manage and eliminate debt.

Lack of Accreditation

Christian Debt Counselors is not accredited by the National Foundation for Credit Counseling (NFCC). Additionally, the company is not accredited by the Financial Counseling Association of America (FCAA), another similar accreditation organization. Having an accreditation from the NFCC or the FCAA means that a debt consolidation company is part of the greater debt consolidation community while adhering to industry best-practices and ethics. 


The Bottom Line

Christian Debt Counselors has displayed the ability to resolve customer issues. The organization also assists consumers through financial literacy programs and credit counseling programs. However, Christian Debt Counselors does not have ISO certified counselors and has only been around since 2007. Our recommendation is to do thorough research of debt consolidation companies with a proven track record before moving forward with any debt consolidation company.

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