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Century Law Firm

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7.2

Overall Score

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LAST UPDATED: March 22nd, 2024

Century Law Firm, founded in 2007, aims to help clients understand their rights and escape financial hardships. The company represents clients in bankruptcy, personal injury, and debt defense. Century Law Firm can offer legal counsel and protect client's rights. However, its website reveals little information about its debt consolidation services.

Century Law Firm lacks accreditations and has limited state availability. Take a look at the top debt relief companies to find one that suits your financial situation at a fair price.

Top Ranked Companies

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The Good

  • No Upfront Fees
  • Legal Debt Defense
  • Free Consultation
  • Online Dashboard

No Upfront Fees

Century Law Firm does not charge any upfront fees. Furthermore, the law firm does not charge any cancellation fees. Many debt consolidation companies charge initial set-up fees.

Legal Debt Defense

As a law firm, Century is able to answer legal questions regarding debt. Century Law Firm's team can help clients understand their rights and make wise decisions when facing a legal issue. The Fair Debt Collection Practices Act (FDCPA) protects individual consumers during debt collection. Century Law Firm's website outlines illicit practices used by debt collection agencies. Clients looking for relief from creditors can discuss their circumstances and see if they qualify for FDCPA protection.

Free Consultation

Century Law Firm offers a free consultation, a common practice in the industry. Clients can use this to determine if the company's services are right for their situation.

Online Dashboard

The law practice offers an online dashboard for clients.


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The Bad

  • Limited State Availability
  • Lack of Accreditations
  • Limited Website Information
  • Undisclosed Monthly Fees

Limited State Availability

Century Law Firm is only available in 19 states. Clients outside its service area will need to seek other debt consolidation companies.

Lack of Accreditations

The legal service is not accredited by organizations that regulate the debt industry. Many debt consolidation companies are certified by the ISO, FCAA, or NFCC. However, Century is a member of the Florida and Georgia Bar Associations.

Limited Website Information

Century Law's website provides little information about its debt relief services. The site says the company offers restructuring and credit counseling programs but gives little information about either. It is unclear how its debt consolidation program works. There is also no information about typical time frames, results, or qualification factors.

Undisclosed Monthly Fees

Century Law Firm does not disclose any information about monthly fees. Many debt consolidation companies offer a typical range of fees, which usually vary by state. Clients must use the free consultation to learn more.

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The Bottom Line

Century Law Firm offers a free consultation to help clients determine if its services are right for them. It can provide legal advice and defense concerning debt, and provide clients protection from FDCPA violations. Though the company charges no upfront or cancellation fees, it is unclear what it typically charges for services. Its website provides little information about its debt consolidation process. Century might be a good fit for clients looking for legal counsel and representation. However, we recommend consumers looking for basic debt consolidation services look at other top-rated companies.

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Star Rating

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4.7

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132 Reviews

Review Breakdown

5 grade

89%

4 grade

2%

3 grade

2%

2 grade

1%

1 grade

6%

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susie hill Venice, FL

I have paid into the plan $16k if I am reading this report correctly. It appears that only 8k has gone toward my debt and the other 8k has been going to the firm. I can't get anyone to call me back to go over this report. Meanwhile one of the creditors they were working with has slapped a $6k lien on my home. So even though I have equity in the house I can't sell it. You sell your services on your great customer service but I continue to get letters from my creditors which I fax to Century and still no one calls me back. So, that being said, do your research and read every line of your contract Before you sign.

2 years ago

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Lorenzo Amaya Banning, CA

Century Law Firm needs to provide ongoing status and feedback on a regular basis. I received no communication after 11 months until I finally contacted them. I actually received a couple of letters from one of the creditors first offering settlements before Century Law Firm had even began to work with them. As a result, I sent them the offers and within a few days, Century Law Firm and the creditor agreed on a settlement. I should not have to bother Century Law Firm to get moving on our case since we have been current on our regular monthly payments since we first began working with them almost a year ago. Century Law Firm needs to do better.

2 years ago

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Reply from Century Law Firm

Hi Lorenzo,
We appreciate your feedback. We are always here for you whenever you want to speak with us or if you have any questions. Our company policy is to have frequent strategic updates with our client's however anytime a client feels it's necessary to hear from us they are welcome to reach out. Per our file there were frequent updates provided and our strategies and hard work resulted in great savings on several enrolled accounts already. We have noted your file that you'd like to hear from us more often and we are happy to accommodate. Thank you for being a valued client and we will try even harder to exceed your expectations.

May. 10th, 2021