Ficostar Credit Services

• Comprehensive Services
• Money-Back Guarantee
• Fraud Credit Restoration Package

Comprehensive Services

According to the company's website, Ficostar Credit currently offers customers the following four service packages:

• Fraud Package — costs a monthly fee of $29.95, includes a three-day free trial, and is only for clients who have experienced fraud
• Basic Service — costs a monthly fee of $39.95 and includes a seven-day free trial and three-item dispute per month for each of the three major credit reporting agencies
• Moderate — costs $68.95 per month and includes a 14-day free trial, credit monitoring services, six-item disputes per month for each of the three major credit bureaus as well as any other credit bureau, and ChexSystems disputes
• Aggressive — costs $119.95 per month and includes what the Moderate package offers along with a 30-day free trial, unlimited disputes per month, a credit-builder account, and a Ficostar Credit Protection Program 

Each package the company offers comes with a 100 percent money-back guarantee, a secure client login, and a free credit analysis. 

Money-Back Guarantee

The company offers a 100 percent money-back guarantee for customers who are not satisfied with its credit repair services. 

Ficostar Credit allows customers to cancel services at any time without future consequence as its contracts are set on a month-to-month basis. 

Many other companies in the credit repair industry do not offer complete money-back guarantees.

Fraud Credit Restoration Package

In addition to its competitive pricing and complete money-back guarantee, Ficostar Credit offers a unique fraud credit restoration package. 

This Fraud package is designed to help clients who have experienced fraud. Ficostar Credit will file a fraud affidavit on behalf of customers who pay for this package. 

In addition, the company will also place credit freezes on customers' credit reports, have all negative items that resulted from identity theft and fraud removed, and provide counsel services to help customers rebound from the fraud.

• Short Time in Business

Short Time in Business

Ficostar Credit has only been in business since 2013 which makes it one of the younger companies in the credit repair industry. 

The company's shorter time in business may reflect a lack of experience, customer trust, and reputation.