Car Warranties Blog and Resources

Guest Post by Richard Reina  Many of us rely on our cars to get around every day, and whether it’s a quick trip to run errands or multi-day road trip during summer vacation, driving takes a toll on our vehicles. External factors such as road conditions, weather and your driving habits, can also impact the health of your vehicle. Of course, sudden or unpredictable events such as fender benders or encounters with potholes are often hard to avoid and can damage your vehicle. However, other damage happens due to wear and tear; when a car’s systems are worn down and not properly maintained, they are more likely to experience problems that can result in costly repairs. The good news is all drivers can keep up with some simple maintenance tasks to help avoid wear and tear damage. Generally, these tasks can be divided into one of two categories: prevention of mechanical damage and prevention of cosmetic damage. Mechanical damage This is by far the more serious of the two categories. Damage to your car’s mechanical systems, tires and lights can result in roadside breakdowns or even accidents. Keeping up with basic maintenance can help prevent this from happening. This includes the following: Oil changes — Oil is crucial to keep your engine running smoothly, and driving for too long without changing your oil can lead to major issues. Modern vehicles no longer require oil changes every 3,000 miles, like cars of the past did. However, you should be keeping track of how long it’s been since your last change. Check your vehicle manufacturer’s recommended schedule: many cars can go about 10,000 miles between changes these days. If you know the proper quality and viscosity of oil to use, you can even perform a DIY oil change to save money. Tire pressure — Driving with tires that aren’t adequately inflated can have a domino effect on other areas of your vehicle. Tires with low pressure don’t grip the road as well and can negatively impact your car’s handling, particularly if one tire is drastically less inflated than the rest. This is an easy fix, however. Use a tire pressure gauge to assess each tire and then compare it against your manufacturer’s recommendations, usually located on the inside of your driver’s door jamb. A variety of reasonably-priced, portable tire pressure gauges and pumps are available. Consider keeping one in your trunk so you’re always prepared. One disclaimer to note — if you refill a tire and its pressure drops again within a short time, you might have a leak and should consult your mechanic. Brake pad changes — If you routinely let your brake pads wear very thin before changing them, you can cause damage to other areas of the vehicle, such as your rotors, and even risk a collision due to unreliable braking. Pad wear varies too much to state a replacement interval. However, a good rule of thumb for checking pad thickness is to do it at every oil change. Cosmetic damage This category includes damage to your vehicle that isn’t going to cause immediate danger or risk a breakdown. However, it’s still something most drivers will want to take care of eventually, for aesthetics and to preserve the car’s resale value. Examples of cosmetic damage include paint chips, fading, dents and interior stains. Similar to mechanical damage, you can do the following things to minimize your risk of cosmetic damage: Visit the car wash regularly — This is incredibly important during the harsh winter months. Salt and sand from road surfaces can settle on your vehicle’s exterior. You might think, “what’s the point of going in for a car wash when it’ll only get dirty again?” This may be true but allowing these materials to build up for months can lead to dull and fading paint and the start of corrosion. A regular wash and wax will help preserve your vehicle’s finish and get ahead of minor damage. Additionally, if you live in an urban area and frequently park outside, consider investing in a washable car cover to protect your exterior from road dust, salt, and debris. Guard your exterior — If you frequently park on narrow streets, making your vehicle vulnerable to scratches and dings, it might be a good idea to purchase add-ons which protect your exterior from cosmetic damage. While they may look clunky, bodyside moldings and bumper protectors are easy to find online for all vehicle sizes and do wonders to keep your vehicle looking new and preserve its resale value.  Protect your interior — Keeping your seats and floor mats clean might not be as much of a priority for some drivers. However, if your car is used to transport children, school projects, and sports equipment during all seasons, it can be easy for dirt, slush, and spills to cause ground-in stains that are hard to remove. If you have plans to trade in or sell your car, a dirty interior can decrease the vehicle’s value. To mitigate the build-up of debris, make sure you opt for the interior vacuum when you visit the car wash. If you and your passengers are prone to spills, it might make sense to keep some multipurpose cleaning wipes in your car to address stains quickly or take it a step further by investing in seat covers and removable, washable floormats. All drivers want to keep their cars looking and running well, a goal which is sometimes easier said than done. However, by keeping up with basic maintenance and investing in the proper accessories, you can get ahead of damage and your car will look its best all year round. Richard Reina is the Product Training Director at CARiD.com and an auto enthusiast and expert with over 30 years of experience working with cars.

Car trouble is never fun, and car repairs can be quite expensive. If your car is a newer model and has low mileage, it may be worth investing in a car warranty. Car warranties help cover the cost of repairs and replacements of major car parts, like the engine and transmission. Many car warranty companies also offer additional benefits with their warranty plans, like 24/7 roadside assistance. You want to choose a car warranty company that is trustworthy, provides great coverage at good prices, and has the kind of warranty plan you are looking for. Three of the best car warranty companies are autopom!, Endurance, and Delta Auto Protect. Each company offers its own advantages to customers. Car warranty cost The cost of a car warranty varies depending on the kind of service contract purchased. It is also determined by a car’s make, model, mileage, and year. Because the rates depend on the specifics of a car, the best way to learn about cost is by requesting a quote. Car warranty types Car warranties are also called vehicle service contracts or extended vehicle service programs. There are four kinds of car warranties: Manufacturer’s warranty Exclusionary warranty Stated component warranty Powertrain warranty The manufacturer’s warranty is also called the factory warranty. It provides bumper-to-bumper coverage for vehicle repair services. Once the manufacturer’s warranty expires, car owners can purchase an exclusionary warranty which provides similar coverage to the factory warranty. It’s called an exclusionary warranty because the service agreement provides coverage for everything that is not stated in the contract. Slightly older cars with more mileage may not be eligible for an exclusionary warranty. A stated component warranty offers the next highest coverage. It only offers coverage for the car systems and car parts listed in the vehicle service agreement. A powertrain warranty only provides coverage for major car parts, including the engine, transmission, and drive axle. Some companies cover more than these essentials in their powertrain warranty plans. Others also give customers the option to add coverage for additional parts or systems for an increased rate. Warranty offerings at a glance   autopom! Endurance Delta Auto Protect Exclusionary Yes Yes   Stated Component Yes Yes Yes Powertrain Yes Yes Yes Exclusionary warranties at a glance   autopom! Endurance Number of Plans 6 1 Max Mileage 100,000-150,000 miles Undisclosed Max Contract Length 6-8 years Undisclosed autopom! exclusionary plans autopom! offers six exclusionary plans. The maximum contract lengths available with these plans range between six and eight years.  The maximum mileage ranges between 100,000 miles and 150,000 miles. If your car has more than 136,000 miles, it is not eligible for an exclusionary plan. Plans with an MBI include mechanical breakdown insurance. EFG Ultimate; max term: 7 years or 150,000 miles Mercury Ultimate; max term: 7 years or 105,000 miles Royal Ultimate; max term: 7 years or 100,000 miles UCC Paramount; max term: 8 years or 136,000 miles Mercury Platinum MBI; max term: 7 years or 100,000 miles (California, Oregon, and Idaho only) Royal Elite Plus MBI; max term: 6 years or 100,000 miles (California only) EFG Elite MBI; max term: 6 years or 100,000 miles (California only) Endurance exclusionary plans Endurance offers one kind of exclusionary car warranty. Its Supreme plan offers bumper-to-bumper coverage, except for things like door handles, light bulbs, and glass.  For more detailed information about contract length and mileage requirements, interested customers should contact Endurance directly. Stated component plans at a glance   autopom! Endurance Delta Auto Protect Number of Plans 10 2 2 Max Mileage 48,000-105,000 miles (EFG Deluxe permits 125,000 additional miles) Undisclosed Undisclosed Max Contract Length 4-7 years Undisclosed Undisclosed Parts Covered Engine Transmission Transfer case Drive axle Steering Electrical system Air conditioning system Braking system Cooling system Fuel system Seals Gaskets Differential assembly Suspension Engine Transmission Transfer unit Drive axle assembly Electronic components Air conditioning Brakes Cooling system Fuel system Seals Gaskets Front and rear suspension Turbocharger / supercharger Engine Transmission Drive axle Steering Electrical system Air conditioning Brake system ABS brakes Cooling system Fuel system Seals Gaskets Suspension 4X4 / All Wheel Drive Super/Turbocharger GPS Navigation autopom! stated component plans autopom! has two categories of stated component plans: high-level and mid-level. Plans with an “MBI” include mechanical breakdown insurance. High-level plans High-level plans provide coverage for the following: Engine Transmission Transfer case Drive axle Steering Electrical Air conditioning system Braking system Cooling system Fuel system Seals  Gaskets The max contract term is four to seven years or 48,000 to 105,000 miles depending on the plan chosen. If your car has more than 105,000 miles, it is not eligible for a high-level plan. autopom! has six high-level plans: Mercury Deluxe; max term: 7 years or 105,000 miles Royal Premium; max term: 7 years or 100,000 miles UCC Comprehensive; max term: 7 years or 100,000 miles Mercury Gold MBI; max term: 7 years or 100,000 miles (California only) Royal Premium MBI; max term: 6 years or 100,000 miles (California only) EFG Premium MBI; max term: 4 years or 48,000 miles (California only) Mid-level plans autopom! offers four mid-level plans. Mid-level plans provide the following coverage:  Engine Transmission Transfer case Drive axle Differential assembly Steering Suspension Fuel delivery system Cooling system Braking system The maximum term length with these plans is five to seven years or 100,000 miles.  The EFG Deluxe plan allows its contract owners to extend coverage for an additional 125,000 miles. If your care has 50,000 miles, the EFG Deluxe plan would expire at 175,000 miles. EFG Deluxe; max term: 5 years or 125,000 additional miles Royal Preferred; max term: 7 years or 100,000 miles Royal Standard MBI; max term: 6 years or 100,000 miles (California only) Mercury Silver MBI; max term: 7 years or 100,000 miles (California only) Endurance stated component plans Endurance offers two stated component plans: Superior and Secure. Consumers should be aware that with each Endurance plan, seals and gaskets are only covered if they are part of another authorized repair. If the seals and gaskets are just faulty on their own, the car owner will have to pay to replace them. The Superior plan provides the following coverage: Air conditioner Brakes Cooling system Drive axle assembly Electronic components Engine Front and rear suspension Fuel system Seals and gaskets Transfer unit Transmission turbocharger/supercharger The Secure plan provides the following coverage: Drive axle assembly Engine Seals and gaskets Transfer unit Transmission turbocharger/supercharger While the Secure plan covers less than the Superior plan, it covers the most expensive car items and is less expensive. Delta Auto Protect stated component plans Delta Auto Protect offers two options for stated component extended service programs: Diamond Premier plan and Diamond Plus plan. The Diamond Premier plan includes the following coverage. Engine Transmission Steering system Cooling system Electrical system Air conditioning Fuel system Drive axle Brake system ABS-Brakes Suspension 4X4 / AWD (All Wheel Drive) Super/Turbo Charger Hi-Tech Seals and gaskets GPS navigation The Diamond Plus plan has the following coverage: Engine Transmission Steering Cooling system Electrical system Drive axle Brake system 4X4 / AWD (All Wheel Drive) Information regarding year and mileage restrictions were not available on Delta Auto Protect’s website. Interested car owners should reach out to Delta Auto Protect for more information about these requirements. Powertrain plans at a glance   autopom! Endurance Delta Auto Protect Number of Plans 5 1 1 Max Mileage Up to an additional 36,000-100,000 miles Undisclosed Undisclosed Max Contract Length 3-6 years Undisclosed Undisclosed Parts Covered Engine Transmission Transfer case Drive axle Differential assembly   Add on: Electrical system Air conditioning system Fuel system Engine Transmission Transfer unit Drive axle assembly Electronic components Air conditioner Cooling system Fuel system Seals Gaskets Turbocharger / supercharger Engine Transmission Drive axle Electrical system Brake system Cooling system All Wheel Drive Super/Turbocharger autopom! powertrain plans autopom! provides customers with five options for powertrain warranties. These service contracts offer the following coverage: Engine Transmission Transfer case Drive axle Differential assembly For an increased rate, car owners can choose to add coverage to their powertrain warranty for the electrical system, air conditioning system, and fuel system. The maximum length for a powertrain warranty is three to six years. Vehicle owners can drive an additional 36,000 to 100,000 miles depending on the warranty plan selected. autopom! offers five options for powertrain warranties: Royal Centennial; max term: 5 years or 100,000 additional miles EFG Powertrain Choice; max term: 5 years or 100,000 additional miles UCC Powertrain Plus; max term: 6 years or 75,000 additional miles Mercury Select; max term: 3 years or 36,000 additional miles Mercury Copper MBI; max term: 3 years or 36,000 additional miles (California only) Endurance powertrain plans Endurance offers one powertrain warranty, the Select Premier plan. This plan covers the following repairs: Air conditioner Cooling system Drive axle assembly Electronic components Engine Fuel system Seals and gaskets Transfer unit Transmission turbocharger/supercharger It’s worth noting that seals and gaskets are only covered as part of an authorized repair. If there are other problems with the seals and gaskets, then the car owner pays for the repairs. Delta Auto Protect powertrain plans Delta Auto Protect offers a powertrain warranty called the Diamond plan. It covers the following: Engine Transmission Cooling system Electrical system Drive axle Brake system AWD (All Wheel Drive) For information regarding mileage limitations and cost, car owners should reach out to Delta Auto Protect. Additional benefits at a glance   autopom! Endurance Delta Auto Protect Choose Repair Shop Yes     Rental Vehicle Assistance Yes Yes Yes 24/7 Roadside Assistance Yes Yes Yes Accepted at all dealerships and ASE-licensed mechanic shops   Yes Yes Trip Interruption (money to cover hotel expenses while waiting for covered parts to be repaired)   Yes Yes Warranty administration The administrator of a car warranty is responsible for paying claims and fulfilling all parts of the contract. autopom! offers car warranty plans adminstered by Royal Administration, Enterprise Financial Group, United Car Care, and Mercury Select Management Co. Because autopom! offers plans from several car warranty providers, customers can find many plan options thorugh autopom!. Endurance administers most of its own warranties. It has received a financial strength rating of A from A.M. Best, which indicates its financial stability and ability to meet its claims. Delta Auto Protect also administers its own warranties. It received an A.M. Best rating of A, so it is also a financially strong company. autopom! vs Endurance Endurance and autopom! are comparable in the kinds of vehicle service contracts they offer. autopom! has a few more plan options than Endurance because autopom!’s warranty plans are administered by other companies. autopom! and Endurance also make it easy for customers to access detailed information by posting sample contracts of their plans online. autopom! is more forthcoming about the contract lengths and mileage requirements associated with its plans. For customers on the road frequently, Endurance’s benefit of trip interruption aid is especially nice. Both autopom! and Endurance offer a 30-day money-back guarantee, so car owners can be sure of their choice without financial loss. Either company is a great choice to consider no matter what kind of warranty you are looking for.    autopom! Endurance Time in Business 2009 2006 Exclusionary Warranty Yes Yes Stated Component Warranty Yes Yes Powertrain Warranty Yes Yes Plans Administered By Royal Administration, Enterprise Financial Group, United Car Care, Mercury Select Management Co. Endurance (most) Sample Contracts Online Yes Yes Max Contract Length 3-8 years Undisclosed Max Mileage 48,000-150,000 miles With powertrain warranties: 36,000-125,000 additional miles Undisclosed 24/7 Roadside Assistance Yes Yes Rental Car Assistance Yes Yes Trip Interruption   Yes Money-back Guarantee 30-day 30-day Endurance vs Delta Auto Protect Endurance and Delta Auto Protect both provide great benefits with their vehicle service contracts. Any car owner who does a lot of traveling would have peace of mind with the trip interruption benefit. Both companies administer their own plans and have received high financial strength ratings from A.M. Best. These high ratings indicate that these companies are able to meet their claims obligations. Endurance does a good job being transparent with customers by having sample contracts available online. However, both Endurance and Delta Auto Protect could make general information about contract lengths and mileage requirements accessible. While Endurance has slightly more industry experience than Delta Auto Protect, both companies are great choices for customers in the market for a stated component warranty or powertrain warranty.   Endurance Delta Auto Protect Time in Business 2006 2013 Exclusionary Warranty Yes No Stated Component Warranty Yes Yes Powertrain Warranty Yes Yes Plans Administered By Endurance (most) Delta Auto Protect Sample Contracts Online Yes No Max Contract Length Undisclosed Undisclosed Max Mileage Undisclosed Undisclosed 24/7 Roadside Assistance Yes Yes Rental Car Assistance Yes Yes Trip Interruption Yes Yes Money-back Guarantee 30-day Undisclosed Delta Auto Protect vs autopom! Delta Auto Protect is an ideal choice for people who are on the road frequently because of its trip interruption benefit. It is also highly rated by A.M. Best, so it is financially strong and able to meet its obligations. Delta Auto Protect is also ideal for customers seeking a stated component warranty or powertrain warranty. autopom! has its own advantages. Customers can view sample contracts online and have access to a 30-day money-back guarantee.  For individuals seeking an exclusionary warranty, autopom! has a great selection.   Delta Auto Protect autopom! Time in Business 2013 2009 Exclusionary Warranty No Yes Stated Component Warranty Yes Yes Powertrain Warranty Yes Yes Plans Administered By Delta Auto Protect Royal Administration, Enterprise Financial Group, United Car Care, Mercury Select Management Co. Sample Contracts Online No Yes Max Contract Length Undisclosed 3-8 years Max Mileage Undisclosed 48,000-150,000 miles With powertrain warranties: 36,000-125,000 additional miles 24/7 Roadside Assistance Yes Yes Rental Car Assistance Yes Yes Trip Interruption Yes   Money-back Guarantee Undisclosed 30-day Company advantages Each of these companies provide excellent service and are trustworthy companies. It’s hard to go wrong when choosing among autopom!, Endurance, and Delta Auto Protect. autopom! 21 plans to choose from 3 kinds of extended service contracts Sample contracts online 30-day money-back guarantee Endurance 3 kinds of extended service contracts Sample contracts online 30-day money-back guarantee Trip interruption benefit “A” rating from A.M. Best Delta Auto Protect Trip interruption benefit Stated component extended service contracts Powertrain extended service contracts “A” rating from A.M. Best

Guest Post by Mike Jones Whether you’re buying a new car or purchasing a used vehicle that’s almost as good as new, you can’t help but worry about what repairs your vehicle may face down the road. Like death and taxes, we can’t seem to escape car problems or the costs that come with them. A broken AC or leaking water pump, a transmission issue or ignition problem — all come with costly repairs. It’s best to prepare for these car issues well before they actually happen so that your vehicle and your wallet don’t pay the price. One of the best ways to prepare for the inevitable is by investing in an extended vehicle warranty. Over the years extended vehicle warranties have been the target of myths and fiction that have made drivers ask the question: Is an extended vehicle warranty actually worth it? The easy answer is yes. If you want peace of mind, an extended vehicle warranty is definitely worth it, whether you’re driving your first new car or your fifth used car. Don’t let the following myths fool you into putting your vehicle and your budget at risk. 1. Extended warranties are a waste of money This is perhaps the biggest myth surrounding extended vehicle warranty plans. Many drivers forgo warranty plans because they worry that they’re too expensive. However, while you can find an extended vehicle warranty for as little as $1,119 (Platinum coverage, $0 deductible, in California, for a 2018 Chrysler Pacifica plug-in hybrid), some major car repairs can cost you anywhere from $500 to $7,000. You’ll be spending a lot more money if you’re not covered by a warranty plan. If you opt for an extended vehicle warranty, your plan will likely pay for itself after one large repair bill. This doesn’t include the added benefits a warranty offers. Extended vehicle warranties don’t only help cover your vehicle repairs, but some include roadside assistance for when your car breaks down, rental vehicle assistance for when your car is in the shop, and repair shop choice. Some providers also offer payment plans to help make payments easier for drivers. Where does this myth come from? It comes from the fact that many dealerships overcharge for extended vehicle warranties. These plans come with loans and interest rates, making many drivers feel like they’re being played. 2. Only dealerships sell extended vehicle warranties This is partly true. Only dealerships sell extended vehicle warranties. But you can find vehicle protection plans from a variety of providers across the nation.A vehicle protection plan is a convenient and affordable alternative to an extended vehicle warranty. Despite the difference in its name, it offers many of the same benefits (sometimes with a few additional perks like no-fee payment plans). While you can buy an extended vehicle warranty directly from your dealership, don’t limit your options. Explore other vehicle protection plan providers. How do their plans stack up against those of the dealership? Who offers the lowest prices? Who offers the greatest benefits? Be sure to check their reputation at the Better Business Bureau or Trustpilot.com. 3. All warranties are the same No two car warranties are exactly the same. In fact, even dealerships or providers offer several different types of warranties. They differ in price, in coverage, in benefits, and in features. The type of coverage you receive depends on several factors. First, it depends on how much you want to spend. If you’re willing to spend more on a warranty plan, you should also be expecting more coverage. The type of coverage you receive also depends on your state of residence and the year, make, model, and mileage of your vehicle. For example, the type of coverage available for a 2019 Lexus will differ greatly from that of a 2003 Ford. It’s important that you shop around, just as you did when you purchased your car. Many providers offer free quotes and let you look at contract samples. Read the language in the contract carefully. When you do, the differences between the plans you’re looking at will be obvious. Remember to check online for reputation of the provider. 4. I’m already covered by my manufacturer’s warranty so I don’t need double coverage While you may be covered by a manufacturer’s warranty shortly after you buy the car, you won’t be for long. The original factory warranty comes with year and mileage limits that leave you on your own once they’ve been exceeded. It’s a good idea to invest in an extended vehicle warranty or vehicle protection plan before your manufacturer’s warranty expires. When you drive a newer car, you’ll be guaranteed a higher level of coverage, longer terms, and lower rates. The same can’t be said if you wait five years for protection. You and your car with more wear/tear and miles won’t get as good a deal had you not waited. Now that you’ve uncovered the myths of an extended vehicle warranty, it’s time you look into the options and peace of mind that are available for you and your vehicle. No one wants a road trip interrupted by car problems or a vacation abandoned because a repair shop bill broke the bank. One thing that’s not a myth? With a vehicle protection plan, you’ll drive with automotive peace of mind knowing that your car and your wallet are covered.Mike Jones is the president and CEO of autopom!, a BBB Accredited A+ rated provider of vehicle protection plans for both new and used cars. Click here to learn more about autopom!

Many people enjoy spending the holidays with friends and families. A recent poll conducted by Branded Research found that 40 percent of U.S. consumers plan on traveling over the holidays.The poll found that of those traveling the most common mode of transportation was car with 23.9 percent of people choosing to hit the road. Planes came next at 11.7 percent, followed by trains and public transportation at 3.6 percent. Over a quarter of people polled ages 25-34 (25.8 percent) and people ages 35-44 (28 percent) plan to travel by car this holiday season. Also, 24.2 percent of people age 45-54 plan on hitting the road.Winter travel presents hazards and risks, like blizzards and black ice. According to the same poll by Branded Research, 31.6 percent of U.S. consumers have been in an accident during the winter.No one wants to get in an accident or be stranded on the road while traveling this winter. Safe driving techniques and good preparation will help keep you safe on the roads this winter.If you’re traveling this holiday season, here are eight things to do as you prepare for and plan your trip: Pay attention to the weather Let people know your plans Pack an emergency kit Wear waterproof clothing Take sunglasses Check your car before you go Start with a full tank of gas Be well rested Pay attention to the weather Weather forecasts can help you plan the best days for your trip. Though everyone knows weather can be fickle and change unexpectedly. Make sure you are aware of the conditions of the city or region that you are going to be in during the winter. Auto Insurance EZ provided a chart with historical winter weather conditions in all50 U.S. states.Caitlyn Paltsios, travel expert for Grapevine Gossip, says, “Check the weather before leaving for their trip. If the weather looks good in the morning but not at night, plan on leaving either the night before or early that morning to avoid any hazardous weather.”Making sure your travel plans are flexible and adjusting your plans around bad weather keeps you out of hazardous driving situations.Richard Reina, Product Training Director at CARiD.com, says, “Don’t take any chances if conditions are predicted to be bad. If possible, it may be better to postpone your journey and arrive safely than risk getting stuck in a storm.”Amanda Hagley, Content Manager for Aceable, adds, “Why chance getting stuck in a snowbank in the middle of a winter storm when you can be warm at home with some hot cocoa and a blanket?”It’s not usually a good idea to travel in the middle of a snowstorm or blizzard. However, circumstances may be such that you need to get on the road even though conditions are bad.“If you do have to venture out always keep an eye out for changing road conditions. While one road may just be wet, the next could be icy so be sure to stay alert and adjust your driving accordingly,” says a spokesperson for Hankook Tire. Let people know your plans Whether you’re driving through a storm or not, provide your family and friends with detailed travel plans.“People should not keep it a secret where they are going. During the winter many problems can arise while traveling in your car. Make sure at least one person knows where you are heading, so they can send help if you need it,” Paltsios says.Hagley says, “Send a text before you leave and again when you arrive. Following this tip ensures that if you're in an accident or get stuck in a bad situation, someone will know to look for you and the general area you're traveling.” Pack an emergency kit Darryl Croft, automotive expert at OK Tire in Canada, says, “As winter approaches, think about putting together a survival kit to keep in your car for emergencies.” He recommends including the following: Washer fluid Spare tire Jack and tool kit Jumper cables Shovel Traction mat Non-perishable food Bottled water Candles Blankets Warm clothing First-aid supplies Flares Matches Flashlight Extra batteries The essentials for a winter road trip emergency kit fall into four categories: snowy weather basics, communication tools, car repair tools, and survival essentials. Snowy weather basics Ice scrapers Snow brushes Shovels De-icer fluid Sand or kitty litter Flashlight Reina says, “Winter essentials include ice scrapers and brushes, portable shovels, extra antifreeze, and cat litter, which can be used to help gain traction if your vehicle gets stuck.” If you’re parking your car outside, it’s essential that you have an ice scraper to remove ice from the windshield and a brush to help remove heavy snow after snowfall. Another handy tool for ice removal is de-icer spray. You can either purchase it at the store or make some yourself.  Kevin Tennant, franchise owner of the Glass Doctor, a Neighborly Company in Alaska, shares one of his de-icing spray recipes. He says, “Pour water into a spray bottle and add a scoop or two of salt. Since salt water has a lower freezing point than fresh water, it starts to melt the ice on contact. Road salt is even more effective than table salt in this recipe.” “No matter what type of de-icer you use, store it at room temperature in your house, not in the trunk of your car,” Tennant says. Because there is less daylight in winter, Paltsios also recommends including a flashlight. This is a good idea even if your cell phone has its own flashlight. Communication tools Phone charger Handheld radio Hard copy of a list of contacts/map/directions Flares One of the most important things in an emergency situation is the ability to communicate. Kelly McManus, blogger and family travel enthusiast at www.travellingmama.com, says “When going on road trips or driving for long periods in winter, I always keep an in-car phone charger in the car. If there was ever an emergency, the last thing you need is a phone with low or no battery!” Having a fully charged phone will ensure that you can communicate your need for help and your location in an emergency situation. However, depending on where you travel, cell service may not be reliable.Dylan Gallagher, who takes winter tour groups to Yosemite and is CEO of White Wolf Private Tours, says, “I carry a handheld radio for when we’re out of cellular signal, which in Yosemite, happens often.” As useful and generally reliable as technology is, it’s always a good idea to have a hard copy backup, just in case. Tangela Walker-Craft, a family and parenting blogger at Simply Necessary, Inc., says, “Always have a printed list of emergency contact numbers (relatives, family doctors, pediatricians, roadside assistance, etc.) on-hand in case of an accident.” Since it is more and more uncommon for people to memorize phone numbers, it’s a good idea to have a list. That way, if your cell phone dies, you can still reach out to family and friends on another phone. “Print out a map and the text directions to have in the car. GPS devices fail sometimes during extreme weather,” Walker-Craft adds.  Having hard copies will help you travel safely. A map is an especially good idea because it shows other towns and cities that may be closer than your destination. You can stop in these places if the weather gets bad or potentially use them as a reference point when telling people where you are. When all else fails, sending off a flare is a distress signal. If an emergency responder sees it, they will come help.Car repair tools Jumper cables Tire chains Jack and tool kit Spare tire It’s a good idea to be prepared to handle emergency repairs. Gallagher says, “I also carry a collection of emergency supplies such as an ice scraper, spare tire and changing kit, chains for the snow, and a reflective jacket.”  Having a spare tire, a jack, and a tool kit will help keep you moving on the road if you get a flat. This preparation is especially important if you are traveling through a rural area. A reflective jacket will help passing cars see you better, which will help keep you safe. Grant van der Harst, Managing Director at Anglo Liners, says, “If you’re taking a winter driving trip, it’s essential that before setting off, you buy and place jump cables in case of an emergency. Cold conditions can really affect your car’s battery life, which can lead to you unexpectedly breaking down mid-journey.” Jumper cables do not take up very much space. In fact, you can even buy jumper cables that are attached to a battery, so you don’t need to connect to another car. Just be sure to charge the battery before you head out on your trip! Emergency essentials Blanket Meal/food Water First aid kit Regardless of your preparations, you may still become stranded. It’s important to be prepared to stay warm, energized, and safe.  “I carry what’s required by law by the U.S. Department of Transportation for any commercial operation, including spare fuses, first aid kit, a fire extinguisher, and emergency triangles,” says Gallagher. A first aid kit can help with cuts and other minor injuries. It’s a good idea to include Hot Hands as part of your first aid kit because they can help keep your hands and feet warm. Nicholas Smith, founder and director of CompareNewTyres.com, says, “Make sure you take something to eat, possibly a long-life, ready-to-eat meal, and something to drink.” Having water and food with you will keep you going while you wait for help. Along with your winter clothing, Paltsios recommends packing a blanket. A blanket will help keep you warm in the event of an emergency. Wear waterproof clothing It’s essential to stay warm when traveling during the winter. While your car may have seat warmers and an excellent heating system, it’s a good idea to be prepared for the outdoors on a car trip.Grant Sinclair from Our Wander Filled Life has a lot of road trip experience. He says, “Make sure you have enough good cold weather gear that you can deal with getting stuck in the snow.”Steve Long, co-founder of The Travel Brief, also recommends wearing waterproof outer jackets, pants, and boots. “It's hard not getting wet in the winter, especially with the amount of outdoor activities to do on a car trip. Any ice and snow you get on you while outside the car is going to melt when you get back in. That cold, damp feeling is not only unpleasant, but can also lead to catching a cold. Bring waterproof outer layers for both your comfort and health,” he says. Wear sunglasses Unless you’re going on a warm, sunny, Caribbean cruise, this advice may seem counterintuitive. However, it’s an important safety precaution for driving during the winter.George Sink, CEO of George Sink, P.A. Injury Lawyers, says, “During the day, light glaring off the white snow can be really bright. Wearing sunglasses with a yellow or amber lens can help with depth perception, allowing you to see rises and dips in the road that may not otherwise appear to the naked eye.” Check your car before you go Making sure your car is in good shape will make sure that you start your trip off on the right wheel, as far as safety is concerned. Smith says, “In wintery conditions, your car needs a little extra care and preparing now can help prevent breakdowns. First of all, you should have your vehicle checked by a mechanic with a free winter check. These checks can help prevent major problems and ultimately breakdowns.” Our experts recommend checking the following: Headlights Wipers Fluids Battery Tire pressure and tread depth Defroster Heater Headlights and wipersWinter weather means fewer hours of sunlight. “Make sure that your head and tail lights are fully-functional before hitting the road in winter. This will ensure that you can see and be seen by other drivers when visibility deteriorates during winter weather,” says Reina. Fortunately, it’s relatively easy to check your headlights on your own with a friend. “Rotate through your lights from inside the cabin while someone outside the car lets you know whether or not they are in working order. Taking the time to check and replace if necessary your lights as you head into winter could make all the difference down the track,” Liam Ridings, from Sparesbox, says. Reina adds, “Look at your vehicle’s tire pressure, the condition of your wiper blades, and all fluid levels, particularly antifreeze.”Making sure you have the right windshield washer fluid and working wiper blades and lights will improve your visibility while you drive. Chris Burdick, founder of Automoblog.net, says “Driving along the highway, the last thing you want is to run the windshield washer fluid over it just for it to freeze into a sheet of ice. Getting some heavy duty wiper blades will make sure they actually clear the snow and ice instead of gliding right over it.” Car batteryCroft recommends checking the car’s battery. He says, “The cold can be rough on your batteries, and it’s an unwelcome surprise when your car won’t start on a frigid winter day. Get ahead of things by testing your batteries and making sure connections are tight, clean, and free of erosion.”TiresThe cold weather also affects tire pressure. Ridings says, “It’s a little-known fact that the chill of winter can wreak havoc with the air pressure in your tires, which can lead to poor handling, reduced fuel economy, and also affect the life of your rubber. As the temperatures drop heading into winter, pull into a gas station and ensure your tires are inflated to the recommended pressure.” Other important considerations to make with tires include switching to winter tires, tread depth, and chains.  “Make sure you switch to winter tires. They’re designed to operate in colder temperatures and in snowy conditions helping to keep your car firmly on the road,” Smith says. Sinclair adds, “Make sure the tires have plenty of tread depth. Consider chains if you are headed into the mountains out West.”If you do not live in a wintery climate, investing in winter tires can be expensive. Having chains on-hand can be a cheaper option that increases your car’s traction and provides safety on the road.Heater and defrosterMargot Peppers, content editor of LazyTrips, says, “Make sure to check that the heater, defroster and brakes are working properly.” Since you’ll be spending some quality time in your car, you’ll want to make sure that it’s nice and toasty. It’s also a good idea to make sure the heater is working just in case you get stranded somewhere. It will help you stay warm longer. A working defroster helps with de-icing your car and maintaining good visibility while driving. Start with a full tank of gas Starting with a full tank of gas will keep you on the road longer and give you options for finding gas. If your tank is less than half full, take the next opportunity to fill up — especially if you’re traveling through rural areas. Smith says, “Every year thousands of motorists become stranded on motorways due to snow and wintery conditions and you need to be prepared in case this happens. The best way is to make sure you have at least half a tank of fuel so if you do become stranded you can keep the engine running and stay warm.” Be well rested Just as you want your car to be fully ready to go, it’s important for the driver and passengers to be as ready as the car is.Smith says, “Driving in the winter, particularly snow, is really challenging for us as drivers, simply because we’re having to constantly adapt our driving style for the road conditions. A tired and unrested driver doesn’t react anywhere near as well as one who is well rested and ready for the drive. If you feel yourself getting tired during a drive, try and stop for a short break.” Bonus Tip: Activities for kids on the road  If you're traveling with kids, it's also a good idea to pack a few things to keep them entertained on the road. AutoAccessoriesGarage has a few suggestions of activities or games to pack.

Winter weather brings hazardous driving conditions: snow, sleet, black ice, and snow banks. It’s important to prepare your car for winter driving and have emergency essentials on hand, just in case.Once your car is as prepared as it can be, the next step to avoiding an accident is to practice safe driving techniques: Slow down Brake gently Allow a generous following distance Beware the “phantom shoulder” Use headlights Avoid cruise control Slow Down Slow and steady may not always win the race, but it does mean that you’ll usually reach your destination safely. Grant van der Harst, Managing Director at Anglo Liners, advises, "Winter car travel involves a lot of potential hazards, particularly from the harsh and wet weather, that affect the road surface and, consequently, your driving.” While drivers are not able to foresee all the hazards they’ll encounter on the roads, driving at a slower speed will buy them more reaction time in the event of an emergency. Richard Reina, Product Training Director at CARiD.com, says, “Never drive too fast for conditions; this is a common mistake that many drivers make, especially if they have winter tires or all-wheel-drive.” Drivers should think about winter tires, all-wheel-drive, and other winter car changes as safety enhancements, not the first shield of protection. Reina adds, “In snow and ice, no matter what type of vehicle you have or how confident of a driver you are, always err on the side of caution. Increased traction does not always give you improved handling and braking. The laws of physics still apply on icy roads!” Tight curves in the mountains or on highway entrances and exits can be especially hazardous if there is ice.  “If it’s icy, be sure to slow down on bends,” van der Harst says. Brake and accelerate gently Nicholas Smith, Founder and Director of CompareNewTyres.com, warns, “In the winter time your car tires find it harder to grip the road surface, due to the colder temperatures. You need to remember this when you’re setting off from junctions or driving up hills because the harder you accelerate, the less likely your vehicle is to grip the road surface. If you accelerate and brake steadily, you’ll significantly increase the chances of your vehicle gripping the road.” Smith’s advice is worth following, even if you have winter tires on your car. The Carlson Law Firm cautions to avoid braking at all when you begin to slide because in order to correct your car you need to be able to turn the wheels freely and without the disruption of the brakes. Allow a generous following distance “Remember that it takes longer to stop on wet, slick, or icy roads — so increase your following distance to give yourself plenty of time to slow down and stop before an intersection,” George Sink, CEO of George Sink, P.A. Injury Lawyers, says. Having a safe following distance can help prevent you from rear-ending someone and from becoming part of a more serious accident. Beware the “phantom shoulder” Sink adds, “Snow plows often push snow, ice, and slush to one side of the road, making it seem like the road or shoulder is wider than it is.” This phenomenon is what Sink calls the “phantom shoulder.” “Be aware that this snow may be covering a ditch or drop-off. If you get a wheel in that ditch, your could lose control of your car and go off the road,” he says. Staying on the road can be tricky, especially if snow is covering the road markings, but avoiding the shoulder will help you maintain control and be safe. Use headlights Winter weather brings fewer hours of daylight and the weather conditions can also decrease drivers’ ability to see. Using headlights when driving throughout the day is another way to be safe on the roads in the winter. A spokesperson for Hankook Tire, cautions, “While some cars come fitted with automatic headlight settings, many also have the option to turn on a dipped beam setting. This will not only improve your vision on the road, but will also help other drivers better see you in the snow.” Headlights increase visibility for all drivers on the road, especially during storms. Sink says, “A common rule of thumb to remember: anytime you need to turn your wipers on, you should turn your lights on as well.” Avoid cruise control Cruise control is the best friend of people making road trips or driving often on highways. Cruise control is also becoming more and more robust, especially with the advent of self-driving cars.However, many improvements still need to be made with that technology. There is also risk when using cruise control in the winter. Steve Long, Co-founder of The Travel Brief, says, “It might be tempting to use cruise control on a car trip because of the unavoidable long stretches of highway, but this can be dangerous in the winter. When driving over patches of ice and snow, the cruise control can unexpectedly speed up the wheels, and many drivers will slam on the brakes in response. This can cause your car to skid and you to lose control of your car.”Following the tips above will help you stay safe on the roads this winter. If you’re planning to road trip for the holidays, view expert tips on how to prepare.

The weather is cooling down, and the leaves are starting to glow red and orange. Winter is around the corner bringing cold temperatures, steaming mugs of hot cocoa, snowmen, scarves, mittens, and hats. As fun as winter traditions can be, the weather can make the roads more hazardous with snow and ice. If you have a car warranty, maintaining your car and preparing it for winter can ensure that your car warranty does not become voided. We talked to some experts about the best ways to prepare your car for winter driving. There’s still time to perform these checks and to make sure that your car is ready for winter. Here’s our list of five things to do to prepare your car for winter: Check your battery Your battery is your car’s main source of power. Amanda Hagley, a content specialist at Aceable Drivers Ed, notes, “Between using headlights more in the darker months, running the car engine more often to warm up the car before driving, and running your heater, your battery is sure to drain faster.”David Ambrogio, consultant at Superior Honda, also recommends making a battery inspection your top priority. He says, “Inspect the battery cables for any breaks or cracks, make sure the terminal heads are snug and don’t have any corrosion build up, and check your battery fluid level by removing the caps to make sure the fluid level is full.”If you don’t want to do this yourself, ask your mechanic at your next oil change. Check your heating system Along with checking your battery, you should check your heating system. No one likes being cold in the winter, so you’ll want to figure out any heat issue now. A car’s heating system includes heating vents, seat warmers, and the window defrosters. Ensuring that your defrost works will help you be safe on the road and save you wait time in the morning. “The defrost function is critical, as it will ensure that you will be able to see out the windshield and back window when things get chilly,” says Anthony Rodio, President and CEO of YourMechanic. Check your tires Make sure your tires still have good tread. Icy, snow-covered roads have less traction. Having good tread can help prevent you from sliding around or being in an accident.Michael Hand, an ASE certified Master Technician and Service Consultant, advises, “The number one safety item in a vehicle, besides the driver, is the tires. Without good traction on the road, no amount of engine power or braking power will help the driver stop, go, or maneuver.”If you live in a snowy area, consider investing in snow tires. Snow tires are designed to enhance road safety with special tread patterns. Richard Reina, Product Training Director at CARiD.com, adds, “The rubber compounds in these tires are designed to provide maximum traction in the coldest temperatures, so it’s not just about the grippy treads.”If you choose not to use snow tires, you should keep tire chains in your trunk. Some roads require snow tires or chains under certain weather conditions.You’ll also want to watch your tire pressure. “Air pressure drops as weather gets colder, so it’s important to check your tires and keep them fully aired,” says George Strauch, franchise owner of Glass Doctor, a Neighborly Company. Change your fluids Colder temperatures increase the likelihood of your fluids freezing. To avoid this, replace your current fluids with ones that have a lower freezing temperature. “If the coolant freezes the pressure from the expansion from liquid to solid can cause severe engine damage by cracking components which will then start leaking once warmed up,” says Michael Hand, who currently works as the Customer Success Manager for TruVideo.You should check all of the fluids in your car, like oil, wiper fluid, and coolant. Have an emergency kit If you experience car difficulties in the winter, you’ll want to be prepared. “Keep a plastic tub in the trunk with a few things you may need in the event of a breakdown,” says George Strauch, franchise owner of Glass Doctor, a Neighborly Company. He recommends the following: Flashlights Blankets Extra gloves Kitty litter First aid kit Small shovel Ice scraper Flares Snacks Kitty litter can help give your car more traction if it gets stuck in snow or ice. If you are in an isolated area, flares can help signal to others where you are.Steven Pritchard, founder of Cuuver.com, adds, “Ensure that you invest in spare jump leads and place them in your car’s trunk, just in case your battery loses charge.” If you have a car warranty, some policies include 24/7 roadside assistance, so save that number in your cell phone. While your car is in the shop, your car warranty may also help defray the cost of a rental.Once you’ve checked these five things and made the necessary changes, you’ll be better prepared to travel safely on winter roads.Have more questions about winter car preparation? Check out autopom!'s advice.  

Whether driving through muddy streams, hilly sand dunes, or dusty red rocks, off-roading enthusiasts agree that there’s nothing wrong with getting a little — or a lot — dirty.However, the thrill of the ride can come at a high price. Vehicle damage incurred while off-roading is not usually covered by car insurance, manufacturer warranties, or extended car warranties.Furthermore, making modifications to your vehicle in some cases completely voids extended warranty coverage. This is the case for a variety of vehicles, including the top off-roading Jeeps, Toyotas, and other SUVs and trucks. So what’s an adventurous soul to do? You need to know the specific limits of your vehicle and the terms of your insurance, your manufacturing warranty, and your extended car warranty. Read on for basic rules regarding how off-roading and modifications impact car warranty coverage. Off-roading damage coverage An extended car warranty, sometimes called a service contract, is designed to offset repair costs after a manufacturer’s warranty expires. It covers a certain number of years after you reach either a certain mileage or number of years from the manufacturer’s warranty period. The investment payout from having a car warranty can be hefty even with a single repair, such as needing a complete transmission replacement with a Jeep warranty.Car warranties only protect against manufacturer defects, not damages or parts that will need to be repaired periodically. So if something unexpected happens off the road, such as a huge rock chip in the windshield of your 4Runner or a blown gasket of your Wrangler, you’re out of luck with warranty coverage. In fact, even unlucky off-roading weather conditions — such as excessive water from a storm or flood — falls outside normal operating conditions where a car warranty can be applied.According to the DMV, an original manufacturer’s warranty may even be permanently voided due to “misuse of a vehicle, including off-roading.”Unfortunately, car insurance generally does not cover incidents that occur off-road, either. Whether you’re an off-roading veteran or a rookie, it’s a good idea to purchase specific off-road car insurance to avoid crippling costs from an unexpected accident. Common modifications and their implications While most cars or trucks are equipped to handle your average bumpy dirt road, making modifications to a vehicle’s original state can extend nature’s playing field and amplify off-roading fun. However, major modifications and even some minor ones can void original or extended warranties. At the very least, modifications limit your coverage options if you’re shopping for a car warranty.Modifications to the following can cause a vehicle to become ineligible for a car warranty: Tire and wheel size Increasing the tire and wheel size can cause inaccurate odometer tracking. Car warranty companies need to be able to determine the exact mileage of a car, and there’s no sure way to tell if an odometer has been tampered with.Larger tires put a strain on the drivetrain, sometimes requiring re-gearing and/or an axle swap to handle the heavy tires. Additionally, large and bulky treads can limit road traction, adding strain when the car’s systems would work fine under normal conditions.Instead of altering the tire and wheel size, consider a standard-size, all-terrain tire that can drive well on paved roads but also offers good traction with bad weather conditions and some off-road use. Suspension lift kits Lift kit installations go hand in hand with increased tire and wheel size. Aside from the annoyance of requiring maintenance and causing a bumpier ride, adding a suspension lift kit to your SUV or truck will likely void a warranty simply by virtue of the fact that the suspension has been adjusted beyond factory specifications. A number of issues can arise from suspension height or torsion bar modifications that might otherwise not occur. Intake and exhaust modifications Intake and exhaust modifications are usually done to increase horsepower, improve miles per gallon, and increase acceleration from idling position. Since cold and dense air is better for good engine performance, replacing a restrictive factory intake system with a less restrictive one makes sense for performance.However, less restrictive intake systems, like an open cone filter, are not water resistant and can cause hydro locking. These modifications also put increased wear and tear on the engine and drivetrain. Maintaining car warranty eligibility The bottom line is that both off-roading and its accompanying modifications increase liability. Regardless of how well-suited your vehicle is for adventurous pursuits, the wear and tear and adverse conditions increase your odds of needing repairs that may not be covered. And modifications decrease warranty providers’ confidence in the longevity of original vehicle parts.If you’ve modified your vehicle, you don’t need to automatically assume you won’t qualify for a car warranty. Car warranty administrators have different tolerances for vehicle modifications, so it’s worth a shot to see if the modifications are considered acceptable.However, if you’re considering a modification, it could make your vehicle ineligible for continued or future coverage, so communicate with your warranty company about what is acceptable to maintain coverage and what is not. Then you can determine whether the modification is worth missing out on the benefit of a car warranty.

[h2]How We Evaluate Car Warranty Companies[/h2] We evaluate extended car warranty providers on a number of criteria-most notably on the quality of their roadside assistance, rental car options, warranty coverage, and customer service. For example, the best car warranty companies provide multiple customer service channels and are available 24/7, as opposed to normal business hours only. The best companies have round-the-clock roadside assistance, and will reimburse customers for towing expenses. Each company is reviewed and ranked against the same set of standards, and companies that consistently excel in these categories are given top spots. To learn more about how we rank and review these companies, click here. After thoroughly vetting all extended car warranty providers, we've identified five companies in particular as standouts in the industry: #1 CARCHEX Topping the list is CARCHEX, a car warranty broker that aggregates quotes from a marketplace of warranty providers, and provides customers with the warranty that best fits their needs. CARCHEX got its start as a consumer advocacy service designed to protect car-buyers from seller fraud. Then in 2004, CARCHEX began offering its Extended Vehicle Protection service, which helps customers find an extended warranty with the most coverage and at the best price. What we like about CARCHEX One of the things we like most about CARCHEX is how easy and hassle-free it is to obtain a free quote.. In addition to instant, 24/7 access to CARCHEX's Direct Quote Engine, customers can also compare warranty products, speak directly with customer service representatives-who, according to the user reviews posted to BestCompany.com, are among the best in the industry. The company's flexible payment options also come with a 30-day money-back guarantee, something we feel is a hallmark of top companies.. #2 Endurance Endurance is a direct vehicle warranty provider that offers service to vehicles with less than 160,000 odometer miles and are less than 10 years old. The company has received awards and accolades from numerous third-party organizations including the Chicago Tribune's "One of the Top Workplaces of 2015." Endurance aims to cut out the middleman by providing direct service, and savings, to customers in need. What we like about Endurance According to our research, Endurance's service plans are 100 percent insured by some of the most trusted insurance providers in the country. This means that all claims for covered repairs are paid upfront by Endurance. We feel this provides an added benefit to customers, as they won't need to wait to be reimbursed or pay any out-of-pocket expenses. Endurance's three service options each come with a 30-day money-back guarantee, 24/7 roadside assistance, lockout assistance, emergency fuel delivery. #3 American Standard Auto Protection American Standard Auto Protection (or ASAP) is one of the largest and fastest growing car warranty providers in the industry. ASAP connects car owners with more than 425,000 approved dealerships and mechanics to provides its customers with the most comprehensive extended warranties on the market. ASAP sets itself apart in the industry by helping customers find any and all available warranty discounts for their vehicles. What we like about ASAP We were very impressed with ASAP's vehicle coverage, which ranks among some of the most comprehensive in the industry. Plans cover nearly every repair or adverse situation your car might encounter, right on down to 24/7 dead battery replacement. Not surprisingly, the process of finding a quote with ASAP is one of the fastest we've seen. We also awarded points for ASAP's  expansive nationwide network of dealerships and mechanics, which allows customers to get their vehicles repaired and back on the road "as soon as possible." Delta Auto Protect Delta Auto Protect is a nationwide extended warranty provider that works directly with repair centers to help ease the burden of paying for expensive vehicle repairs. Delta Auto Protect's staff understands the nuances of the car warranty industry, and are best equipped to help customers navigate coverages and exemptions for their vehicles. With a network of over 300,000 ASE-certified experts, Delta Auto Protect provides expert diagnosis and repair to help customers get back on the road in a timely manner. What we like about Delta Auto Protect Each of the three service options we researched from Delta Auto Protect provides competitive and comprehensive coverage, including 24/7/365 roadside assistance. One added benefit we found to purchasing an extended warranty through Delta Auto Protect is the ability to transfer the warranty to the next car owner, or transfer the warranty to a new vehicle. In the event that customers are not satisfied with their coverage in the first 30 days, they will be refunded through the company's money-back guarantee. #5 ForeverCar Winner of the 2016 Chicago Innovation Award, ForeverCar is looking to take the extended vehicle warranty world by storm by providing the customers with the largest marketplace of vehicle service contracts in the industry. The company boasts a 98 percent customer satisfaction rating, and has received an Excellent status rating from A.M. Best, meaning customers will not need to worry about whether they will receive full immediate reimbursement on their claims. What we like about ForeverCar One thing we determined that especially sets ForeverCar apart from other extended warranty providers is that it not only provides prices for its own brokered products, but also the prices of its competitors. This quote comparison tool is unique in the industry, incredibly useful, and a clear indication of the company's mission: to help car owners find the best combination of coverage, duration, and cost-even if it's not with ForeverCar. We like that ForeverCar provides three service plans are tailor-made to address nearly every customer's unique circumstances. To view the rankings of all car warranty companies, click here. The Future of the Car Warranty Industry While the car warranty industry is becoming increasingly popular among car owners with a little extra to spend, it still has a number of challenges to overcome in the years ahead. First, in some cases, the premiums these car warranty providers charge can end up being more expensive over time than price of the actual claim for a needed repair. Only 50 percent of car owners who have purchased an extended warranty (either from the dealer or a third-party company) since 2000, has ever actually used the warranty. In many ways, this industry faces the same challenges as the insurance industry, and will need to find a way to incentivize customers who might otherwise just save their money for a rainy day instead of investing it in a pricy extended warranty. Additionally, car warranty providers will need to find ways to 1) expand the number of cars covered and 2) investigate the repair and maintenance history of used cars. Currently, many car warranty providers have strict eligibility requirements for the cars they cover, including the age of the car and the number of total odometer miles. The best companies are fairly flexible with these conditions, but other companies are more stringent. Companies will also need to create a more comprehensive vetting process of the used vehicles they cover, mainly to prevent themselves from insuring cars they can't cover, and denying reimbursement on claims. As the industry continues to evolve, BestCompany.com's ranking criteria will evolve with it. Car owners can rely on BestCompany.com to stay up-to-date with industry changes and top-recommended companies.

If you're reading through your new car warranty for the first time, or you are considering purchasing a new car, there may be a few terms in there that you don't know. To help you understand your warranty, we've defined a few key terms: Bumper-to-Bumper / Exclusionary: a type of warranty also commonly referred to as a basic or standard car warranty. All automakers offer a basic warranty for a set amount of time or miles. This warranty covers basic, non-engine parts of the car such as the power steering, fuel system, lights, sensors, audio system, brakes, and climate control. If any of these parts malfunction while you are covered with a bumper-to-bumper warranty, your dealer should pay to fix them. Deductible: the amount of money you pay the repair facility for repairs on your vehicle. Some warranties cover the cost of all repairs and labor, but others require you to pay a set amount out of pocket. Federal Emission Defect Warranty: a type of warranty that covers repairs your car needs to meet the Environmental Protection Agency (EPA) standards. This includes defective materials and repairs. Plan Term / Plan Expiration: the length of time or the amount of mileage your warranty covers. When you reach the end of your plan term, for example 3 years / 60,000 miles, your warranty plan will expire. Powertrain: a type of warranty that covers certain "powertrain" parts of your vehicle. These parts include the transmission, engine, and drivetrain (transfers power from the engine to the wheels and down). If your powertrain components are found defective or damaged before your powertrain warranty expires, the manufacturer will pay for replacements. Roadside Assistance: provides owners with assistance if the vehicle breaks down. This often includes a number you can call 24-hours a day, 365 days a year for emergency assistance, towing, help with a flat tire, or fuel problems. Surface Corrosion: rust on the outside of your car. Substances such as salt and iron oxide can make it easy for rust to form on your car. Some warranties do not protect against surface corrosion. Transferability: when you sell your car and transfer your warranty to the new owner. Car manufacturers may allow you to transfer the entire warranty, half, or none. Wear and Tear: when components of your car stop working due to external conditions. This means that your air system or radio stops working because of operational error, not because the parts can wear out. Some warranties cover wear and tear. Stated Component: a type of warranty that provides more coverage than a powertrain warranty but not as much coverage as an exclusionary warranty. This kind of warranty states all of the vehicle components that it covers. There are also other important things to know when purchasing a car warranty, like their rules and limits. autopom! goes over important considerations to make when thinking about a car warranty.