LoanBuilder, A PayPal Service

verified
LoanBuilder Logo

7.4

Overall Score

76 User Reviews

a month ago

LoanBuilder, A PayPal Service

verified
This company offers service in all 50 states and Washington D.C.

LoanBuilder, A PayPal Service is a business loan serviced by Swift Financial LLC. Swift Financial was established in 2008 with a mission to provide small businesses quick access to funding. In 2017, PayPal acquired Swift Financial to help continue to fuel the dreams of more small businesses.

The Good

  • Reasonable Fixed Fee
  • Quick Funding Time
  • Covers All 50 States + D.C.

Reasonable Fixed Fee

LoanBuilder, A PayPal Service has a one-time, fixed-fee cost that is designed to work with businesses. There are no origination fees, no stacking fees, and no hidden fees. On the LoanBuilder website, borrowers can choose their amount on the company’s Loan Configurator and view their repayment in total terms as well as weekly payments. This process will not affect the borrower’s personal credit.

Quick Funding Time

LoanBuilder loans fund in as little as one week, which is quick and convenient for customers. This is a feature that benefits customers who are needing quicker loans and don’t want to hassle with waiting around to get funded.

Covers All 50 States + D.C.

LoanBuilder is available to customers in all 50 states and Washington D.C. 

Visit Site

The Bad

  • Limited Customer Service

Limited Customer Service

If customers are wanting to know more about LoanBuilder, the only options they have are calling the company’s phone number or writing an email. There is no chat feature on the website, which can be inconvenient for customers. 

The Bottom Line

LoanBuilder's website has competitive and transparent pricing information and funding can be as quick as one week, which is convenient for customers. LoanBuilder is a service of PayPal, and is worth researching while in the market for a small business loan. 

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User Reviews

4.5

76 Reviews

Your trust is our top priority, so we check all reviews for accuracy and relevance. Additionally, we do not allow companies to alter or remove reviews. Learn more

Sort by:
T. C.
July 13th, 2018 Ontario, CA DETAILS
Value for your money
Quality of product or service
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Company trustworthiness

I was working with a Danielle F who contacted me for a renewal. They informed me of the $50K renewal without documents required and asked if I wanted to apply for higher amount. I agreed to go forward and they require bank account documents which was provided. Due to them wanting to call our vendors, we decided not to go forward with the larger amount and going back to $50K renewal without documents. Danielle asked me to simply filled out 8821 form which I've completed. At the end, they denied our application due to the extra documents that I provided earlier. I'm upset as our company is on path to highest revenue of the year. If they were going to review all documents, they should also review financial documents such as income statement and balance sheet. Be aware of Swift when they tell you that they don't need documents, when they will look at everything that they send you. False promise and advertisement.

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simcha lefkowitz
July 11th, 2018 Staten Island, NY

no good customer service getting emails with no connection to the applying stating "your account is being closed" the reason: we didnt hear from you. when in reality was in constant contact with them. asked the rep about it he said he has no clue no one ever called me back

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Mark Khouri
June 26th, 2018 DETAILS
Value for your money
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Excellent loan program and customer service was

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sandy sosa
June 26th, 2018 DETAILS
Value for your money
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fast response to loan great customer services

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Zoe Mandels
July 5th, 2018 Seattle, WA

Extremely fast and efficient. They made this process enjoyable. Really boosted my business for summer in a major way.

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john h.
June 18th, 2018 DETAILS
Value for your money
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very helpfull during process, always returned my calls promptly

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Revilla & Co.
June 18th, 2018 DETAILS
Value for your money
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Ease of obtaining funding, revolving credit and favorable terms for use of the funds.

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JC Pro Design
June 18th, 2018 DETAILS
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Excellent customer service, exceeded every expectation!

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Sam Hjji
June 18th, 2018 DETAILS
Value for your money
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good customer service Excellent recommend loan builder

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Kimberly Tate
June 19th, 2018 Simpsonville, SC DETAILS
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Superior customer service and simple, quick application and approval process! Finally, a company that really understands the needs of small businesses for working capital.

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Ray Rice
June 4th, 2018 DETAILS
Value for your money
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Process is seamless and representatives are knowledgeable.

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Jimmy
June 4th, 2018 DETAILS
Value for your money
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Company trustworthiness

Good rates easy to work with and fast funding

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Del
June 4th, 2018 DETAILS
Value for your money
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Quick and effiecient. Up front with all scenarios. no beating around the bush. Straight forward.

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JAMES @JLM TRUCKING,INC
June 4th, 2018 DETAILS
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my 2nd loan, they have done a great job,and go out of their way to help you.

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Cistor
June 4th, 2018 DETAILS
Value for your money
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Application is fast, staff is friendly and very helpful throughout the process.

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Small Business Owner
June 4th, 2018 DETAILS
Value for your money
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This business loan came through for me without a large amount of paperwork and lightning speed fast

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Alliance Products & Services
June 4th, 2018 DETAILS
Value for your money
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Company trustworthiness

Easy to work with, great customer service.

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FOR A SOLUTION LLC
June 4th, 2018 DETAILS
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Fast and Friendly Service! Sean M, Ryan G and the whole team are exceptional people to work with!

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Mark
June 4th, 2018 Little Rock, AR DETAILS
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The approval process was incredibly easy and my interest rate is very reasonable.

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Jeff Titmass Woodshop
June 4th, 2018 Gardena, CA DETAILS
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They have always been helpful and great resolving situations. This is my second loan with them.

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Jeffrey Goldman
June 4th, 2018 Ocala, FL DETAILS
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I took first loan for only half of what i was aproved for and a month later i decided to take more they said no pronblem cause i was approved for more.. when all donre they paid off first part of loan and interest and re wrote of the second part as new loan and recharged me full amount of intrest sao i ended up paying 4,000 more in interest what a rip off

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ADAM
June 4th, 2018 Arnold, MD DETAILS
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EASY TO DEAL WITH . CUSTOMER SERVICE IS OUTSTANDING

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Telco Holdings
June 4th, 2018 Wilmington, DE DETAILS
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efficient , capable and the turn around time is amazing

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Don Brown
June 4th, 2018 Dublin, OH DETAILS
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Company trustworthiness

REps did not explain repayment time properly.

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Fineline
June 4th, 2018 DETAILS
Value for your money
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They are great to work with and helpful.

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Jeff
June 4th, 2018 Colorado Springs, CO DETAILS
Value for your money
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Company trustworthiness

Easy to apply for the loan. The steps I had to go through was easy. Money was deposited next day. Interest rates was good. I would recommend Loan Builder to my friends

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Bridget
June 4th, 2018 Yelm, WA DETAILS
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Easy to work with and always contact me to ask me if I need additional funding.

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Mark H.
June 4th, 2018 Ocean Isle Beach, NC DETAILS
Value for your money
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The process was very easy. We provided the requested information showing our business success and were funded the next day. Katie Ungaro is a pleasure to work with. I highly recommend Loan Builder for short term capital needs.

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Shannon Hudson
June 4th, 2018 Louisville, CO DETAILS
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good to work with very usefull with the way the loan is approved

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W & W Feed Mill
June 4th, 2018 Ewing, VA DETAILS
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Easy to work with and provides what the customer needs

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Emily
June 4th, 2018 Winder, GA DETAILS
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Customer service great Easy to work with

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INO PEREZ
June 4th, 2018 Orlando, FL DETAILS
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Because of the speed of approval and the excellent rate offer

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greg haus
June 4th, 2018 Phoenix, AZ DETAILS
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ease of use veryprofessional surprised it is that simple of a process

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Mandy Johnson
June 4th, 2018 Auburn, WA DETAILS
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Great service. Easy to deal with. Only thing that I wish were different would be the ability to send me the offer in writing ahead of time instead of just having a phone conversation about it.

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Great lakes security
June 4th, 2018 Jackson, WI DETAILS
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Easy process, extremely fast funding, good customer service

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B.A.
June 4th, 2018 DETAILS
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Fast loans! Friendly salespeople! Competitive interest rates!

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liza bustamante
June 4th, 2018 Chicago, IL DETAILS
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i loke it and every time i need a loan you there

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Ira owner of JIM and Associates LLC
June 4th, 2018 Gwynn Oak, MD DETAILS
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Easy process and very professional made suggestion that would help me scaling my business.

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WesternWallboard Systems Inc
June 4th, 2018 Garden City, ID DETAILS
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Kirah H Did an outstanding job helping me thru the process

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polywog
June 4th, 2018 Las Vegas, NV DETAILS
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so far the fastest,easiest,cheapest way to borrow

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