Name: LoanBuilder
Rating: 4.2

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Susan Overzat Fort Lauderdale, FL

I give LoanBuilder 4 stars for now. I have been working with them for about 3 months and my experience thus far has been outstanding. Everything that the was explained to me is exactly what I have received. I was skeptical when I first starting talking with them only because it's another loan company. This is not the case with LoanBuilder. The are truly upfront, at face value, and honest. Thank you LoanBuilder for helping me grow my business.

6 years ago

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Ryan Kelley Boulder, CO

I owe them a lot of money and it weighs heavily on my conscience that a "bad review" is out there on them. It is "on me" to pay it back. I owe them more money than I borrowed from them, thus "I don't like them." Yet: they get 5-stars.

6 years ago

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FILOMENO ALCAIDE Montebello, CA

The loan I received from LoanBuilder had provided our company with much needed fund for marketing expenses and expansion expenses. The repayment process was easy and unnoticeable as it was being deducted directly from you bank account.

6 years ago

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Stephanie Regan Atchison, KS

Easy to work with - friendly staff and representatives. Like that they care about helping a small business owner like myself. Being a small business it’s diffic to get up and running and maintain during slow periods, they really took away a lot of stress.

7 years ago

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Anne L Manassas, VA

I called loan builder as the owner of a small business, in need of capital to allow me to do what is needed to keep our business running smoothly. I chose loan builder because of my credit score and not being in business over 3 yrs, banks will not help as of yet. The Loan builder process was easy and went fairly quickly. The guy i dealt with was great! My only complaint is loan interest. It is A LOT of interest! But i understand, EVERYONE must make $. In the end, Loan Builder REALLY helped when needed. If i needed to use them again, i would!

7 years ago

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Tom Douthat Clearwater, FL

I have done 3 loans now, through Loan Builder. I have only good things to say about the entire experience with the only exception being that when I went for a renewal loan they did not credit me the unearned interest left on the loan. I am told that is being changed for future renewals, but I had to pay over $2,000 in interest even though I did not get the benefit of having the use of the money.....

7 years ago

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Pablo Ferro Laredo, TX

Well loand builder its easy to interact with , if you have all paper work they can aprove quick , deposit the money within the same day and payments are weekly also the tell you how far are you to finish paying the loan you borrow

7 years ago

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Mark H. Ocean Isle Beach, NC

The process was very easy. We provided the requested information showing our business success and were funded the next day. Katie Ungaro is a pleasure to work with. I highly recommend Loan Builder for short term capital needs.

7 years ago

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Ashley Hammond Montclair, NJ

I recently borrowed from Swift. Kristen was absolutely fantastic. So responsive and helpful. Up to the point that I got the money she was on top of everything and extremely helpful. The money arrived earlier than they said and then a team of follow up people have beeen equally as helpful. Very impressed with all aspects of dealing with Swift.

8 years ago

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Bruce A. Gautier, MS

Definitely would recommend to any business. Extremely painless process and staff was very professional. This company has it figured out. Keep up the good work and we at TechMB.net are looking forward to working with you in the future.

8 years ago

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Verified Customer

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Marialexandra Miami, FL

LoanBuilder has been easy, virtually seamless. The only concern or comment is it is very expensive compared to other business loans.

6 years ago

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Verified Customer

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Bryce Robbins Kennesaw, GA

Very transparent and and easy to work with. They have competitive rates and their customer service is outstanding.

6 years ago

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Verified Customer

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Rick Castillo Springfield, MO

Not being able to pay off my loan earl without paying 100% of the interest and fees proves this to be nothing more than a ripoff payday style loan. I expect better from PayPal.

6 years ago

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Verified Customer

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Roger Lasky Kealia, HI

Easy, fast professional,I would recommend it to any business loookong for funding their small or large business.

6 years ago

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Verified Customer

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Bernie Medford, NJ

Easy to work with did everything they said they were going to do looking forward to working with them in the future

6 years ago

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Verified Customer

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KEVIN L CAHILL-BEY St Louis, MO

Quick and easy application and the process is a walk through the park. The Customer service is professional.

7 years ago

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Daniel Naseath Denton, TX

I don’t have time to write a book to go over all the details but long story short I got bounced around from rep to rep being told opposite things. The end result was that they kept charging me for a month for a loan that they received the funds for to pay it off. I refinanced my loan with them through another vender and I was stuck paying both venders while the two venders kept pointing fingers at the other one saying it was the other ones fault. It burnt a lot of my cash flow and cause some real strain on the company. It made it hard to make payroll and I had employees leave during it cause they were scared I wouldn’t be able to pay them.

4 years ago

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K. T. Gillman Albany, NY

Excellent all around experience; beginning to end. Fantastic staff - my agent in particular was terrific. I would not hesitate to refer/recommend LoanBuilder to any small business. Thank you.

5 years ago

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Leisha Smith Farmville, NC

I have been very pleased with this company is was my first time ever doing anything like this they were very assuring as i was quite scared about doing this type of transaction thank you again I hope to be able to borrow money again in the near future!

5 years ago

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paul grauber Levittown, PA

The people are very nice, turn around time is awesome. We've had four loans with loan builder and were very happy. Why the two star. The negatives far outweigh the positives. The loans are very short time 12 months. I understand they offer an 18 month, but your credit score must be 750 or better. During our last loan we borrowed around 51,000, our payment was 980.00 a WEEK. It was doable and we managed fine. After paying two thirds of the loan off, our balance was around 16,000 we asked to refinance the remaining balance and were refused without reason. This left such a bad taste in our mouths, we won't ever use this company again.

5 years ago

Reply from LoanBuilder

Paul,

I'm sorry for your experience. If you would like information regarding your application or future loan availability, please contact us at 1-800-347-5626.

Jamie

Dec. 18th, 2019

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Sean Bremerton, WA

Good company. Be sure to have all of your banking information up to date. They are diligent and will look to see if you are a good fit for them and your business. Great way to help your business credit.

6 years ago

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Sam Tutton San Bernardino, CA

The application process was extremely easy. They were able to help me same day with the approval process. Funds were wired by the end of business day to make business bank account.

7 years ago

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JUAN GONZALEZ Oak View, CA

Loan Builder, They got my business approved in just a few hours, when others could not, the interest rate is not the most ideal ( little too high), but they bit the competition. Thanks

7 years ago

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Mark Crawford Frisco, TX

I felt that I was given a fair analysis , the process was fast , the money was direct deposited , I have one 2 business loans so far an I completely intend to use them again in the future

7 years ago

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Tammy North Branch, MN

The staff at Loanbuilder are always very nice to talk too. They know their services well and are able to answer questions. The process is easy and fast. I highly recommend it.

7 years ago

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Pauline Standifer Sulphur Springs, TX

It was friendly and fast, The agent was very helpful. The only thing I would like to see is a longer pay back schedule. This would make it easier for a small business like ours.

7 years ago

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Andrea White Chicago, IL

I experience the best customer service with Loan Builder, the reps were straightforward regarding my personnel review. I did not had to guest or wait for the end results...thank you!

7 years ago

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Wade Wilmington, NC

They were there when I needed help. Terms weren’t what I wanted but situations as they were doable. I think if monthly payment choices were available. (even if higher than expected) would have been a more reasonable choice.

7 years ago

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Nick Buffalo, NY

When originally approached with the loan opportunity we were given a finance rate discount. We asked to revisit a few weeks later, when we did we followed through but were never told the discount was taken away. The money was deposited to the wrong account, and no one could move it where it needed to be for use, so we had to un-link our bank account, link it to the paypal account the money mistakenly was deposited to, transfer it to the bank, then un-link and re-link the bank account again. This took over a week to try and resolve. Then the first payment came out and it was much higher than our first conversation, which prompted us to call for explanation, at which time we were informed the rate discount was removed due to our wait period, and that there's nothing they could do now as we were locked in. They offered to discount the rate on our next round but after all the hassles and lack of help once the loan was awarded we won't be borrowing this way again. We were happier with an almost identical program from quickbooks that was a much more streamlined process and better experience.

7 years ago

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CHRIS FISHER Leland, NC

Overall we are pleased with our experience. Just wish that payments could be made monthly and not weekly! If that was offered, we wouldn't have any complaint at all. Everything has been great!

7 years ago

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Custom Blends Sarasota, FL

A very quick and easy process. The rates are very reasonable and repayment has been a breeze. I’m sure I’ll be using Loan Builder again as the banks continue to constrain small business.

7 years ago

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Diane Napa Music Supply Napa, CA

Loanbuilder was very helpful when I was looking for loan options. They made the process easy and quick. Which as a small business owner is very important. I have the funds I needed quicker than I expected.

7 years ago

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Mahesh Lutchman The Bronx, NY

The reason I rated them that high is simply because when no one else couldn't.. loan builders make it happen...I'm grateful for the opportunity they give me to grow my small business...

7 years ago

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Rhonda J O'Dell Cottageville, WV

Nicholas was top notch. He was patient with my questions and very responsive in keeping me informed with the stage of the process. The documentation was easy to provide and easy to complete.

8 years ago

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Debbie Indianapolis, IN

I had the easiest and best experience working with Adam on getting a loan with affordable payments through Swift Capital. He was very knowledgable, caring, and helped me through the whole process

8 years ago

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MILDY LOUISE GENZ Minneapolis, MN

I received fast and excellent service from Swift Capital and I would highly recommend this company to everyone. Try them you will be pleased. The service is great and I received my funds in a matter of a few days.

8 years ago

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Verified Customer

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Bill Godfrey Johnson City, TN

They were fast and very fair in their decision to assist my company with the funding I needed.

6 years ago

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Verified Customer

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Carlos Calderon Phoenix, AZ

Help me a lot to take care my business with affordable payment’s. Thanks guys !!

6 years ago

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Verified Customer

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Teresa L Wyatt Whitney, TX

Needed a simple process loan - the easiest loan I have ever gotten for my business! Amazing!

6 years ago

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Verified Customer

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Juan Carlos F. San Pedro, CA

The whole process was fast and easy, loan really helped take my business to the next level.

6 years ago

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Verified Customer

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Big D’s Toys San Antonio, TX

Friendly represantaives. Easy process. Helped get the money I needed for my business.

6 years ago

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Verified Customer

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DWB Consulting Services LLC Montclair, NJ

The service was professional, easy to go thru the application and the response was immediate.

6 years ago

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Verified Customer

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Peter Johnson Mountain, WI

Hard to work with if cash flow is low seems like weekly payments have to be made or actions are taken. Would be nice just to extend payments by a week or two.

6 years ago

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Verified Customer

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Seniors Caregiving Needs.com LLC Antioch, CA

LoanBuilder is the best !!!! Very much willing to help small businessman like me Thank you

6 years ago

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Verified Customer

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Mohamed ElRahimy Clarksburg, MD

Quick and easy process, took 48 hours to have the funds available in my bank account

6 years ago

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Diana Abrahamsen Sayville, NY

I applied for my first round off PPP on 3/15 because I was finally able to use my gross income. I was assured everything is correct and that the SBA has to approve my loan. I will receive funds within 10 business days. Well since then I had to call every 10 days to see what was going on. Apparently there was an error that they just corrected and will be resubmitting tomorrow. Ive been told this 3 times. Last week funds have run out and I still was not approved. How this could happen is beyond me, and I still haven't been able to speak with a supervisor on how this could have happened. This mistake just crushed my business and apologies won't undo the wrong this company has caused my business or my family.

4 years ago

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Angie Bel Air, MD

I used loan builder via PayPal to apply for a PPP SBA loan. This has been the WORST experience a small business owner could of had in a time when funds are desperately needed to keep my small business up and running. It has been OVER a month and nothing! No communication, no status update, and VERY poor customer service when calling in. You can not speak to the actually person working your case. PayPal and Loan builder have put me in a really bad bind by trusting them in receiving a PPP SBA loan! They refuse to give me any updates other than we are working as fast as we can. Yet I have seen people apply as recently as this month who have been processed and finished using other companies in a matter of 10-14 days. Yet I'm still waiting for answers after over a month! I have everything done on my end, everything submitted and done, and I keep being told your loan is sitting in underwriting, how long can a loan sit in underwriting? This is ridiculous and I wish I had used another lender to try to obtain a PPP loan.

4 years ago

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Alison Encino, CA

I applied for the PPP loan through PayPal/LoanBuilder. Their application portal wasn't user friendly at all. If you had finished a section, you couldn't go back to change anything if you had input something wrong. When I submitted my application, they wrote my application is under review and they will let me know if they need any additional information/documents. 48 hours later, I get an email that the they have denied my request because my application was lacking information they requested. And very conveniently, there is no number to call to see what was missing and on their site, they write their decision is final. Yet, they still ran my credit!!!!

5 years ago

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John Hall Houston, TX

PayPal Loan Builder service is complete BS. They promise big loans and fast service and provide neither! I've run a successful small company for 17 years, with well over a million in sales annually for many years running ($1.4 million in 2019). Originally, PPLB said I qualified for up to $290,000 based on my sales (proven with bank statements). I applied for $50K, and was told I'd have an answer in just a couple days. I waited and waited and then, over a week later (allegedly waiting for underwriters!), they offered a loan of just $5K, less than 2% of the original $290,000! That's not even worth the ding on my credit report. It's nothing, peanuts! $5000 won't cover even one week's worth of expenses. What a waste of time! Half of America is shut down due to Covid19, and PayPal doesn't care a whit. If you need a loan for your small business, look anywhere but there. PayPal Loan Builder is a BS service. They may be able to help you, but they won't. Instead, they'll just insult you after wasting your precious time!

5 years ago

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CA Dentist Tustin, CA

Process was quick and easy. Only wish is there were options for a little longer repayment for larger amounts. Maybe two year option for $50K or more.

5 years ago