Progressive Auto Insurance vs State Farm Auto Insurance

Progressive and State Farm are both well-known in the insurance industry, and it's hard to go wrong when choosing between the two companies for car insurance. Both offer similar discounts and types of coverage. Progressive, however, stands out for a few unique discounts and offers Mexico auto insurance through third-party providers.

Progressive Auto Insurance logo
#14 Progressive Auto Insurance
6.6 Overall Score
4.1
star star star star star_border
(523)
State Farm Auto Insurance logo verified_user
#8 State Farm Auto Insurance
6.8 Overall Score
4.3
star star star star star_half
(716)

Overview

Progressive Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

State Farm Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

Progressive Auto Insurance

Overall Score
6.6 of 10
Review Score
4.1
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Value for Money
4.0
star star star star star_border
Quality of Product or Service
4.1
star star star star star_border
Company Trustworthiness
4.1
star star star star star_border
Likely to Recommend
7.5 of 10

State Farm Auto Insurance

6.8 of 10
4.3
star star star star star_half
4.1
star star star star star_border
4.3
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4.3
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8.3 of 10

Reviews

Progressive Auto Insurance

Number of Reviews
523
Review Breakdown
4.1
star star star star star_border
5 star
53%
4 star
22%
3 star
13%
2 star
5%
1 star
7%

State Farm Auto Insurance

716
4.3
star star star star star_half
5 star
59%
4 star
23%
3 star
10%
2 star
4%
1 star
5%

Reviews for Progressive Auto Insurance

Helpful Favorable Review

star star star star star_border

Shon Scoville

February 23rd, 2022

DETAILS

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Review Source

I used progressive insurance to insure my motorcycle. The insurance was inexpensive, but the best thing was that it was so easy to set up through my independent insurance agent. I really like the ease of getting it set up!

Helpful Critical Review

star star_border star_border star_border star_border

Dave Fortin

September 21st, 2021

DETAILS

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Review Source

Absolutely horrible! Their rates are ridiculously high, their "safe driver" program they have is complete garbage. It actually RAISED my car insurance, their customer service answers immediately but they always seem to be on the defensive. I wonder why? Too many complaints perhaps?

Reviews for State Farm Auto Insurance

Helpful Favorable Review

star star star star star_border

Doglover

May 29th, 2022

DETAILS

I like state farm because they are reasonable with pricing. I like the app features and I like that you can go on each month to pay your policy. For the office that I work with, it's at time difficult to get someone to call you back. I will say that when you do get someone they are very helpful and knowledgeable with answering your question. I mainly deal with the office folk. I have never spoken to my direct agent which is odd. I would recommend this program.

Helpful Critical Review

star star_border star_border star_border star_border

Andrew

January 30th, 2022

DETAILS

My wife totaled her car and the process we had to go through was a huge hassle. no one knew what was going on at our local agent and we are still out money for damages to cargo that was in the vehicle. Ive had other companies and all I did was make one phone call and everything was taken care of. with state farm it was like we had to hold their hand through each step and make sure they followed through.

The Final Word

Whether you work with State Farm or Progressive, you can view car insurance quotes online. If you have a strict budget for your car insurance, you can benefit from using Progressive's Name Your Price® Tool to view only policies in your price range.

Both State Farm and Progressive offer mobile app programs that monitor your driving to personalize your car insurance rates. State Farm's is called Drive Safe & Save™, and Progressive's is Snapshot. The ability to get personalized auto insurance rates makes these companies competitive.

While Progressive and State Farm both offer additional discounts that are similar, Progressive stands out for its continuous insurance and homeowner discounts. The continuous discount allows you to save money based on how long you've maintained car insurance coverage, whether or not that coverage was through Progressive. In contrast, State Farm offers loyalty discounts.

You can also find similar types of coverage from both companies, including personal, rideshare, and classic car insurance. Progressive's classic car coverage is by Hagerty, an insurer focused on helping people protect their car hobbies and keep driving. You can also find good options for Mexico car insurance through Progressive, though these policies are from third parties. 

State Farm also offers commercial car insurance. 

When choosing between State Farm and Progressive, it comes down to the kind of coverage you need and the kinds of discounts you want to access. Both companies are well-known and offer similar coverage and discounts. However, Progressive offers a few more discount options that may make it advantageous for some people.

Top Choice

State Farm Auto Insurance Logo
State Farm Auto Insurance

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