Progressive Auto Insurance vs State Farm Auto Insurance

McCall Martin
McCall Martin | Senior Editor

Progressive and State Farm are both well-known in the insurance industry, and it's hard to go wrong when choosing between the two companies for car insurance. Both offer similar discounts and types of coverage. Progressive, however, stands out for a few unique discounts and offers Mexico auto insurance through third-party providers.

Progressive Auto Insurance logo
#5 Progressive Auto Insurance
7.1 Overall Score
3.8
star star star star star_border
(543)
State Farm Auto Insurance logo
#1 State Farm Auto Insurance
8.6 Overall Score
4.4
star star star star star_half
(749)

Overview

Progressive Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

State Farm Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

Progressive Auto Insurance

Overall Score
7.1 of 10
Review Score
3.8
star star star star star_border
Value for Money
4.0
star star star star star_border
Quality of Product or Service
4.1
star star star star star_border
Company Trustworthiness
4.0
star star star star star_border
Likely to Recommend
7.4 of 10

State Farm Auto Insurance

8.6 of 10
4.4
star star star star star_half
4.1
star star star star star_border
4.3
star star star star star_half
4.3
star star star star star_half
8.2 of 10

Reviews

Progressive Auto Insurance

Number of Reviews
543
Review Breakdown
3.8
star star star star star_border
1 star
7%
2 star
5%
3 star
13%
4 star
22%
5 star
53%

State Farm Auto Insurance

749
4.4
star star star star star_half
1 star
5%
2 star
4%
3 star
10%
4 star
22%
5 star
59%

Reviews for Progressive Auto Insurance

Helpful Favorable Review

star star star star star_border

Christian Nakamura

August 17th, 2023

I've never had more than the most basic coverage because prices on auto insurance are so high, but Progressive is the cheapest for me. The roadside assistance service has been very useful to me in the past.

Helpful Critical Review

star star star_border star_border star_border

Cuban Queen

October 22nd, 2023

DETAILS

I have reached Gold Status with this company. I have two vehicles on my policy. My truck and my son's truck as well. We were just do for a policy renewal. No tickets thank God! I have never had an accident. Safe driver for sure,but our insurance went up 34% percent!! When I called to ask why my monthly payment went up so much. Their response was that the insurance rate has gone up in the State of Florida. Treat me as an individual,because I pay you as an individual.I just live here. Don't punish me for what others do. I will be shopping around.

Reviews for State Farm Auto Insurance

Helpful Favorable Review

star star star star star

Stephanie Bloniarz

March 25th, 2024

We have had State Farm Auto for many years. We love Jennifer Griffin, our local agent. Her office gives amazing customer service, and Jen is super generous in giving back to our community. Highly recommend! A+++++++++++++++++++

Helpful Critical Review

star star star_border star_border star_border

Janessa P

February 29th, 2024

DETAILS

Auto Insurance has been good and they have been helpful when we needed it. But, I have been unimpressed with their ability to listen and keep our information straight. They have called and asked to clarify the same thing over and over and it seems to be different employees calling to double check each time. We also asked them to stop sending us our statement every month in the mail but they still do. Their service has been great but their communication and listening has been a 3/10.

The Final Word

Whether you work with State Farm or Progressive, you can view car insurance quotes online. If you have a strict budget for your car insurance, you can benefit from using Progressive's Name Your Price® Tool to view only policies in your price range.

Both State Farm and Progressive offer mobile app programs that monitor your driving to personalize your car insurance rates. State Farm's is called Drive Safe & Save™, and Progressive's is Snapshot. The ability to get personalized auto insurance rates makes these companies competitive.

While Progressive and State Farm both offer additional discounts that are similar, Progressive stands out for its continuous insurance and homeowner discounts. The continuous discount allows you to save money based on how long you've maintained car insurance coverage, whether or not that coverage was through Progressive. In contrast, State Farm offers loyalty discounts.

You can also find similar types of coverage from both companies, including personal, rideshare, and classic car insurance. Progressive's classic car coverage is by Hagerty, an insurer focused on helping people protect their car hobbies and keep driving. You can also find good options for Mexico car insurance through Progressive, though these policies are from third parties. 

State Farm also offers commercial car insurance. 

When choosing between State Farm and Progressive, it comes down to the kind of coverage you need and the kinds of discounts you want to access. Both companies are well-known and offer similar coverage and discounts. However, Progressive offers a few more discount options that may make it advantageous for some people.

Top Choice

State Farm Auto Insurance Logo
State Farm Auto Insurance

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