Allstate Auto Insurance vs Progressive Auto Insurance

McCall Martin
McCall Martin | Senior Editor

Allstate and Progressive are well-known car insurance companies and are very similar in their offerings. Allstate is worth exploring further if you're looking to cover your car's sound system or are interested in its rewards for safe driving. Progressive is worth exploring further if you want to use the Name Your Price® Tool or benefit from its continuous insurance discount.

Allstate Auto Insurance logo
#7 Allstate Auto Insurance
7.0 Overall Score
4.2
star star star star star_border
(432)
Progressive Auto Insurance logo
#5 Progressive Auto Insurance
7.1 Overall Score
3.8
star star star star star_border
(543)

Overview

Allstate Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

Progressive Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

Allstate Auto Insurance

Overall Score
7.0 of 10
Review Score
4.2
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Value for Money
4.0
star star star star star_border
Quality of Product or Service
4.2
star star star star star_border
Company Trustworthiness
4.2
star star star star star_border
Likely to Recommend
7.9 of 10

Progressive Auto Insurance

7.1 of 10
3.8
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4.0
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4.1
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4.0
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7.4 of 10

Reviews

Allstate Auto Insurance

Number of Reviews
432
Review Breakdown
4.2
star star star star star_border
1 star
7%
2 star
4%
3 star
11%
4 star
26%
5 star
52%

Progressive Auto Insurance

543
3.8
star star star star star_border
1 star
7%
2 star
5%
3 star
13%
4 star
22%
5 star
53%

Reviews for Allstate Auto Insurance

Helpful Favorable Review

star star star star star

Carnan

January 25th, 2022

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Review Source

We have used Allstate Auto insurance since we've been married - over 31 years. We have been very happy with the help we've received on the few claims we've had. We've also appreciated the agent's help in reviewing our coverage and helping us make adjustments as our life has changed.

Helpful Critical Review

star star star_border star_border star_border

Amanda George

July 12th, 2023

DETAILS

I had allstate back in 2016 and had it until about late 2019 until they started charging me all these new fees and when I asked about it they said it was a proration for my new bill. I didn't start a new contract to have a new bill. I had just updated my insurance to add comprehensive back on and they charge me $200+ in "new fees". No thanks.

Reviews for Progressive Auto Insurance

Helpful Favorable Review

star star star star star_border

Christian Nakamura

August 17th, 2023

I've never had more than the most basic coverage because prices on auto insurance are so high, but Progressive is the cheapest for me. The roadside assistance service has been very useful to me in the past.

Helpful Critical Review

star star star_border star_border star_border

Cuban Queen

October 22nd, 2023

DETAILS

I have reached Gold Status with this company. I have two vehicles on my policy. My truck and my son's truck as well. We were just do for a policy renewal. No tickets thank God! I have never had an accident. Safe driver for sure,but our insurance went up 34% percent!! When I called to ask why my monthly payment went up so much. Their response was that the insurance rate has gone up in the State of Florida. Treat me as an individual,because I pay you as an individual.I just live here. Don't punish me for what others do. I will be shopping around.

The Final Word

You can find rideshare, personal, Mexico, and classic car insurance through both Progressive and Allstate. If you have a nice sound system, you can purchase insurance coverage for that from Allstate.

While you'll find similar types of coverage from either insurance company, there are some differences in the discounts offered by each. Allstate and Progressive share some of the same types of discounts, like personalized rates based on driving habits. 

Progressive's Snapshot program and Allstate's Drivewise program monitor your driving and then adjust your rate accordingly after the first insurance period. Allstate goes further in some states by offering insurance rates based on your mileage through its Milewise® program.

When it comes to discounts, Progressive stands out for offering a homeowner's discount and a continuous insurance discount. The continuous insurance discount allows you to save if you've maintained insurance, even if your policy was not through Progressive.

Allstate also rewards safe driving by offering a bonus for every six months you are accident free. It also offers Allstate Rewards to incentivize good driving. These rewards are available through the Drivewise app.

While Progressive and Allstate are both good options for car insurance and have very similar offerings, Allstate is worth considering if you're looking for a company that offers perks for good driving.

Top Choice

Progressive Auto Insurance Logo
Progressive Auto Insurance

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