Allstate Auto Insurance vs State Farm Auto Insurance

Allstate and State Farm offer similar auto coverage options and discount programs. You can find personal, rideshare, and classic car insurance from either company. State Farm offers commercial car insurance. Allstate offers speaker system coverage. You can also find Mexico insurance options through Allstate.

Both insurers offer many discount opportunities with their auto insurance policies. Most notably, both companies offer personalized rates based on an app that monitors your driving habits. Allstate goes further to reward good driving through its program with Allstate Rewards. You can also benefit from a bonus for every six months without an accident.

Allstate Auto Insurance logo verified_user
#5 Allstate Auto Insurance
8.7 Overall Score
4.2
star star star star star_border
(421)
State Farm Auto Insurance logo verified_user
#6 State Farm Auto Insurance
8.7 Overall Score
4.3
star star star star star_half
(712)

Overview

Allstate Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

State Farm Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

Allstate Auto Insurance

Overall Score
8.7 of 10
Review Score
4.2
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Value for Money
4.0
star star star star star_border
Quality of Product or Service
4.3
star star star star star_half
Company Trustworthiness
4.2
star star star star star_border
Likely to Recommend
7.9 of 10

State Farm Auto Insurance

8.7 of 10
4.3
star star star star star_half
4.1
star star star star star_border
4.3
star star star star star_half
4.3
star star star star star_half
8.2 of 10

Reviews

Allstate Auto Insurance

Number of Reviews
421
Review Breakdown
4.2
star star star star star_border
5 star
52%
4 star
26%
3 star
12%
2 star
4%
1 star
7%

State Farm Auto Insurance

712
4.3
star star star star star_half
5 star
59%
4 star
23%
3 star
10%
2 star
4%
1 star
5%

Reviews for Allstate Auto Insurance

Helpful Favorable Review

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Review Source

star star star star star

Carnan Fort Collins, CO

We have used Allstate Auto insurance since we've been married - over 31 years. We have been very happy with the help we've received on the few claims we've had. We've also appreciated the agent's help in reviewing our coverage and helping us make adjustments as our life has changed.

3 months ago

Helpful Critical Review

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Review Source

star star star_border star_border star_border

Caroline Fowler Little Rock, AR

I had Allstate for many years and was denied a roof claim multiple times when contractors had verified that I had hail damage. Friends told me that Allstate was known for denying roof claims. I switched insurances and the new company approved the new roof.

3 months ago

Reviews for State Farm Auto Insurance

Helpful Favorable Review

star star star star_border star_border

James Richards Los Angeles, CA

About 30 years ago I had a car wreck which wasn't my fault. Other people hadn't insurance, and state farm stepped in and settled withe lawsuit and took care my hospital bills and even granted money so I was able to buy a new car.

1 month ago

Helpful Critical Review

star star_border star_border star_border star_border

Andrew Sandy, UT

My wife totaled her car and the process we had to go through was a huge hassle. no one knew what was going on at our local agent and we are still out money for damages to cargo that was in the vehicle. Ive had other companies and all I did was make one phone call and everything was taken care of. with state farm it was like we had to hold their hand through each step and make sure they followed through.

3 months ago

The Final Word

Allstate and State Farm offer similar discounts, including personalized rates based on driving habits monitored through an app. Drive Safe & Save is State Farm's program. Drivewise is Allstate's. Allstate also offers a Milewise program in some states that bases your rate on the miles driven.

Allstate also incentivizes safe driving through a bonus for every six months you drive accident free and Allstate Rewards. These can be accessed through its Drivewise program. If you're interested in perks like these, Allstate is worth exploring further.

Both State Farm and Allstate offer personal, rideshare, and classic car insurance. Allstate also offers coverage for your car's sound system and Mexico car insurance. Employers can find commercial auto insurance through State Farm. In some cases, the kind of coverage you want may affect which insurer is a better fit.

It's hard to go wrong when choosing between State Farm and Allstate. If you're interested in additional perks and incentives for safe driving, Allstate offers more.

Top Choice

Allstate Auto Insurance Logo
Allstate Auto Insurance

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