Allstate Auto Insurance vs State Farm Auto Insurance

McCall Martin
McCall Martin | Senior Editor

Allstate and State Farm offer similar auto coverage options and discount programs. You can find personal, rideshare, and classic car insurance from either company. State Farm offers commercial car insurance. Allstate offers speaker system coverage. You can also find Mexico insurance options through Allstate.

Both insurers offer many discount opportunities with their auto insurance policies. Most notably, both companies offer personalized rates based on an app that monitors your driving habits. Allstate goes further to reward good driving through its program with Allstate Rewards. You can also benefit from a bonus for every six months without an accident.

Allstate Auto Insurance logo
#7 Allstate Auto Insurance
7.0 Overall Score
4.2
star star star star star_border
(434)
State Farm Auto Insurance logo
#1 State Farm Auto Insurance
8.6 Overall Score
4.4
star star star star star_half
(749)

Overview

Allstate Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

State Farm Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

Allstate Auto Insurance

Overall Score
7.0 of 10
Review Score
4.2
star star star star star_border
Value for Money
4.0
star star star star star_border
Quality of Product or Service
4.3
star star star star star_half
Company Trustworthiness
4.2
star star star star star_border
Likely to Recommend
7.9 of 10

State Farm Auto Insurance

8.6 of 10
4.4
star star star star star_half
4.1
star star star star star_border
4.3
star star star star star_half
4.3
star star star star star_half
8.2 of 10

Reviews

Allstate Auto Insurance

Number of Reviews
434
Review Breakdown
4.2
star star star star star_border
1 star
7%
2 star
4%
3 star
11%
4 star
26%
5 star
52%

State Farm Auto Insurance

749
4.4
star star star star star_half
1 star
5%
2 star
4%
3 star
10%
4 star
22%
5 star
59%

Reviews for Allstate Auto Insurance

Helpful Favorable Review

star star star star star

Stephanie Bloniarz

March 23rd, 2024

We had Allstate Auto Insurance for many years. I was involved in an accident and they were quick, friendly, helpfula nd efficient in helping me navigate through this process. They have a high level of integrity and great to work with.

Helpful Critical Review

star star star_border star_border star_border

Amanda George

July 12th, 2023

DETAILS

I had allstate back in 2016 and had it until about late 2019 until they started charging me all these new fees and when I asked about it they said it was a proration for my new bill. I didn't start a new contract to have a new bill. I had just updated my insurance to add comprehensive back on and they charge me $200+ in "new fees". No thanks.

Reviews for State Farm Auto Insurance

Helpful Favorable Review

star star star star star

Stephanie Bloniarz

March 25th, 2024

We have had State Farm Auto for many years. We love Jennifer Griffin, our local agent. Her office gives amazing customer service, and Jen is super generous in giving back to our community. Highly recommend! A+++++++++++++++++++

Helpful Critical Review

star star star_border star_border star_border

Janessa P

February 29th, 2024

DETAILS

Auto Insurance has been good and they have been helpful when we needed it. But, I have been unimpressed with their ability to listen and keep our information straight. They have called and asked to clarify the same thing over and over and it seems to be different employees calling to double check each time. We also asked them to stop sending us our statement every month in the mail but they still do. Their service has been great but their communication and listening has been a 3/10.

The Final Word

Allstate and State Farm offer similar discounts, including personalized rates based on driving habits monitored through an app. Drive Safe & Save is State Farm's program. Drivewise is Allstate's. Allstate also offers a Milewise program in some states that bases your rate on the miles driven.

Allstate also incentivizes safe driving through a bonus for every six months you drive accident free and Allstate Rewards. These can be accessed through its Drivewise program. If you're interested in perks like these, Allstate is worth exploring further.

Both State Farm and Allstate offer personal, rideshare, and classic car insurance. Allstate also offers coverage for your car's sound system and Mexico car insurance. Employers can find commercial auto insurance through State Farm. In some cases, the kind of coverage you want may affect which insurer is a better fit.

It's hard to go wrong when choosing between State Farm and Allstate. If you're interested in additional perks and incentives for safe driving, Allstate offers more.

Top Choice

State Farm Auto Insurance Logo
State Farm Auto Insurance

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