GEICO Auto Insurance vs Allstate Auto Insurance

McCall Martin
McCall Martin | Senior Editor

GEICO and Allstate offer the same types of coverage. Many of the discounts offered by these insurers are also similar. Allstate stands out for its Drivewise program, while GEICO stands out for discounts for group affiliation.

GEICO Auto Insurance logo
#15 GEICO Auto Insurance
6.5 Overall Score
3.8
star star star star star_border
(1,128)
Allstate Auto Insurance logo
#7 Allstate Auto Insurance
7.0 Overall Score
4.2
star star star star star_border
(434)

Overview

GEICO Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

Allstate Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

GEICO Auto Insurance

Overall Score
6.5 of 10
Review Score
3.8
star star star star star_border
Value for Money
3.7
star star star star_half star_border
Quality of Product or Service
3.7
star star star star_half star_border
Company Trustworthiness
3.7
star star star star_half star_border
Likely to Recommend
6.5 of 10

Allstate Auto Insurance

7.0 of 10
4.2
star star star star star_border
4.0
star star star star star_border
4.3
star star star star star_half
4.2
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7.9 of 10

Reviews

GEICO Auto Insurance

Number of Reviews
1,128
Review Breakdown
3.8
star star star star star_border
1 star
22%
2 star
4%
3 star
6%
4 star
16%
5 star
53%

Allstate Auto Insurance

434
4.2
star star star star star_border
1 star
7%
2 star
4%
3 star
11%
4 star
26%
5 star
52%

Reviews for GEICO Auto Insurance

Helpful Favorable Review

star star star star star

Ann Meyers

October 30th, 2023

DETAILS

I have been a GEICO customer for over 20 years. Every time I try to find cheaper auto insurance, I end up staying with GEICO because no other company was better or cheaper. I also like the fact that I can purchase renter's insurance along with my auto insurance at a great price. You can feel confident that GEICO will try to give you all the discounts that you can qualify for. Great company.

Helpful Critical Review

star star_border star_border star_border star_border

robert powers

November 21st, 2023

DETAILS

started out coverage 11-20-21 -11-20-22 $4,113.90 11-20-22 -11-20-23 $4,724.49 11-20-23 11-20-24 $9,181.34 This Is With A Multi Car Discount And Excellent Driver of $4,464.00 Without That Would Be $13,645.34 Witch is About 150% Increase !!!!

Reviews for Allstate Auto Insurance

Helpful Favorable Review

star star star star star

Stephanie Bloniarz

March 23rd, 2024

We had Allstate Auto Insurance for many years. I was involved in an accident and they were quick, friendly, helpfula nd efficient in helping me navigate through this process. They have a high level of integrity and great to work with.

Helpful Critical Review

star star star_border star_border star_border

Amanda George

July 12th, 2023

DETAILS

I had allstate back in 2016 and had it until about late 2019 until they started charging me all these new fees and when I asked about it they said it was a proration for my new bill. I didn't start a new contract to have a new bill. I had just updated my insurance to add comprehensive back on and they charge me $200+ in "new fees". No thanks.

The Final Word

Whether you choose GEICO or Allstate, you'll find similar types of coverage and similar discounts. Coverage offered by both insurers includes personal, rideshare, classic car, and Mexico auto insurance.

Although many of the discounts offered by Allstate and GEICO are similar, there are a few differences. GEICO's discounts include some for affiliation with certain groups or organizations, like the military and federal government.

Allstate offers personalized car insurance rates through its Drivewise® program. This program monitors your driving for a set period of time and uses that information to personalize your car insurance rate for the next insurance period. Through its app, you can also benefit from Allstate Rewards that incentivize safe driving. These rewards include gift cards, travel deals, and more.

Choosing between the companies comes down to customer reviews and available discounts. If you're interested in personalized rates, Allstate's policies are worth exploring further. If you are interested in discounts based on group association, GEICO may be a worthwhile choice.

Top Choice

Allstate Auto Insurance Logo
Allstate Auto Insurance

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