GEICO Auto Insurance vs Allstate Auto Insurance

McCall Martin
McCall Martin | Senior Editor

GEICO and Allstate offer the same types of coverage. Many of the discounts offered by these insurers are also similar. Allstate stands out for its Drivewise program, while GEICO stands out for discounts for group affiliation.

GEICO Auto Insurance logo
#16 GEICO Auto Insurance
6.5 Overall Score
3.8
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(1,125)

Overview

GEICO Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

Allstate Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

GEICO Auto Insurance

Overall Score
6.5 of 10
Review Score
3.8
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Value for Money
3.7
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Quality of Product or Service
3.7
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Company Trustworthiness
3.7
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Likely to Recommend
6.5 of 10

Allstate Auto Insurance

6.5 of 10
4.2
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4.0
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4.2
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4.2
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7.9 of 10

Reviews

GEICO Auto Insurance

Number of Reviews
1,125
Review Breakdown
3.8
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1 star
22%
2 star
4%
3 star
6%
4 star
16%
5 star
53%

Allstate Auto Insurance

430
4.2
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1 star
7%
2 star
4%
3 star
11%
4 star
26%
5 star
52%

Reviews for GEICO Auto Insurance

Helpful Favorable Review

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Robert Horn II

August 7th, 2023

DETAILS

I presently have Geico auto insurance on our Mercedes vehicle. I've been with Geico for over ten years and have never found any other auto insurance company to come close with a better policy rate. Three years ago one of my vehicles was totaled and to my surprise Geico, within days, sent me a check for more than what I had originally paid for the car!

Helpful Critical Review

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Kelly

November 12th, 2021

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Review Source

They have been very challenging to work with and you have to call and wait on hold for a long time. We were hit and 3 calls and we finally got someone to give us an estimate but they all told us different ways to get it done. One was sending pictures and 2 people told us that and sent a link. It has been very challenging.

Reviews for Allstate Auto Insurance

Helpful Favorable Review

star star star star star

Carnan

January 25th, 2022

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Review Source

We have used Allstate Auto insurance since we've been married - over 31 years. We have been very happy with the help we've received on the few claims we've had. We've also appreciated the agent's help in reviewing our coverage and helping us make adjustments as our life has changed.

Helpful Critical Review

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Amanda George

July 12th, 2023

DETAILS

I had allstate back in 2016 and had it until about late 2019 until they started charging me all these new fees and when I asked about it they said it was a proration for my new bill. I didn't start a new contract to have a new bill. I had just updated my insurance to add comprehensive back on and they charge me $200+ in "new fees". No thanks.

The Final Word

Whether you choose GEICO or Allstate, you'll find similar types of coverage and similar discounts. Coverage offered by both insurers includes personal, rideshare, classic car, and Mexico auto insurance.

Although many of the discounts offered by Allstate and GEICO are similar, there are a few differences. GEICO's discounts include some for affiliation with certain groups or organizations, like the military and federal government.

Allstate offers personalized car insurance rates through its Drivewise® program. This program monitors your driving for a set period of time and uses that information to personalize your car insurance rate for the next insurance period. Through its app, you can also benefit from Allstate Rewards that incentivize safe driving. These rewards include gift cards, travel deals, and more.

Choosing between the companies comes down to customer reviews and available discounts. If you're interested in personalized rates, Allstate's policies are worth exploring further. If you are interested in discounts based on group association, GEICO may be a worthwhile choice.

Top Choice

Allstate Auto Insurance Logo
Allstate Auto Insurance

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