GEICO Auto Insurance vs Allstate Auto Insurance

GEICO and Allstate offer the same types of coverage. Many of the discounts offered by these insurers are also similar. Allstate stands out for its Drivewise program, while GEICO stands out for discounts for group affiliation.

GEICO Auto Insurance logo
#3 GEICO Auto Insurance
8.9 Overall Score
3.8
star star star star star_border
(1,113)
Allstate Auto Insurance logo verified_user
#5 Allstate Auto Insurance
8.7 Overall Score
4.2
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(421)

Overview

GEICO Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

Allstate Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

GEICO Auto Insurance

Overall Score
8.9 of 10
Review Score
3.8
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Value for Money
3.7
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Quality of Product or Service
3.7
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Company Trustworthiness
3.7
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Likely to Recommend
6.5 of 10

Allstate Auto Insurance

8.7 of 10
4.2
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4.0
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4.3
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4.2
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7.9 of 10

Reviews

GEICO Auto Insurance

Number of Reviews
1,113
Review Breakdown
3.8
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5 star
53%
4 star
16%
3 star
6%
2 star
4%
1 star
22%

Allstate Auto Insurance

421
4.2
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5 star
52%
4 star
26%
3 star
12%
2 star
4%
1 star
7%

Reviews for GEICO Auto Insurance

Helpful Favorable Review

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Review Source

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James Goodman Port Orchard, WA

Geico is fine, and they are cheaper than most, but their claim service wasn't as fast a anticipated. I waited two days to hear back if my claim was going to be processed. And after an accident it's a stressful time, so waiting for the insurance to call, unfortunately heightens all anxiety that could be avoided with quicker service.

4 months ago

Helpful Critical Review

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Review Source

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Kelly

They have been very challenging to work with and you have to call and wait on hold for a long time. We were hit and 3 calls and we finally got someone to give us an estimate but they all told us different ways to get it done. One was sending pictures and 2 people told us that and sent a link. It has been very challenging.

6 months ago

Reviews for Allstate Auto Insurance

Helpful Favorable Review

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Review Source

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Carnan Fort Collins, CO

We have used Allstate Auto insurance since we've been married - over 31 years. We have been very happy with the help we've received on the few claims we've had. We've also appreciated the agent's help in reviewing our coverage and helping us make adjustments as our life has changed.

3 months ago

Helpful Critical Review

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Review Source

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Caroline Fowler Little Rock, AR

I had Allstate for many years and was denied a roof claim multiple times when contractors had verified that I had hail damage. Friends told me that Allstate was known for denying roof claims. I switched insurances and the new company approved the new roof.

3 months ago

The Final Word

Whether you choose GEICO or Allstate, you'll find similar types of coverage and similar discounts. Coverage offered by both insurers includes personal, rideshare, classic car, and Mexico auto insurance.

Although many of the discounts offered by Allstate and GEICO are similar, there are a few differences. GEICO's discounts include some for affiliation with certain groups or organizations, like the military and federal government.

Allstate offers personalized car insurance rates through its Drivewise® program. This program monitors your driving for a set period of time and uses that information to personalize your car insurance rate for the next insurance period. Through its app, you can also benefit from Allstate Rewards that incentivize safe driving. These rewards include gift cards, travel deals, and more.

Choosing between the companies comes down to customer reviews and available discounts. If you're interested in personalized rates, Allstate's policies are worth exploring further. If you are interested in discounts based on group association, GEICO may be a worthwhile choice.

Top Choice

GEICO Auto Insurance Logo
GEICO Auto Insurance

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